|
|
International Spirit Magazine
- Spring 1997
- Spring 1998
- Fall 1998
- Spring 1999
- Fall 1999
- Fall 2000
- Spring 2001
- Fall 2001
- Fall 2002
- Fall 2004
- Fall 2005
- AIDS special issue
The International Spirit magazine
STUDENT TRAVEL IN AMERICA
From the mountains, to the prairies, to the oceans, white with foam - America has it all, from its lowest point in Death Valley, California at 200
feet below sea level, to 20,000 feet of Mount McKinley in Alaska. It is a vast country spanning from the Atlantic to the Pacific Ocean - almost three
thousand miles across, the 50 united states contained within the borders of a single country more diverse in language, landscape and culture than some continents containing many countries. America is a true "melting pot" of cultures and peoples. Eskimos, Native American Indians, Irish, Italian,
Asian, Mexican, Indian, African, British, Greek, Scandinavian. Every race is represented, all religions practiced in our land.
The United States is a young nation, just two hundred and ten years old, yet the influences of cultures thousands of years old are evident in the
architecture and faces of those who represent them. One can see the towering structures of New York and other great cities and literally hours later
find themselves in a deserted landscape containing the ruins of years ago. For example, historic Williamsburg, Virginia containing the rich evidence
of history from the first settlers in America around 1607. It remains a beautiful, mostly rural area just a short distance from the nation's capital
Washington D.C. where you can witness the governing of the nation on Capitol Hill, discover the American history at the Smithsonian Institute and
check out the White House memorials and monuments. Las Vegas, a glitter and so-called "entertainment capital of the world", is located in the middle
of the desert, hours from the nearest town, yet it receives millions of visitors a year, boasts over two hundred places to gamble, topless showgirls,
glitzy hotels, fancy entertainers, dozens of wedding chapels and millions of dollars a day won and lost in casinos.
The beaches of California are legendary. The Rocky Mountains cut through the west offering clean air, jagged peaks, hiking, wildlife and some of
the best skiing in the world. Hawaii is also part of the US, a garden paradise in the heart of the Pacific Ocean with its own history of kings and
volcanoes and language more like Japanese than English.
One could go on for hours about the treasures America contains and at first it can be overwhelming to consider it all, daunting in its
possibilities for the traveler. Most Americans do not ever see many of their homeland's wonders and attractions. Places like the Grand Canyon in
Arizona and Mt. Rushmore in South Dakota are just two of the most popular sites that draw visitors each year and many smaller places remain largely
ignored by even seasoned travelers. For instance, did you know there's a place where you can stand in one spot and be in four different states at the
same time? (Arizona, New Mexico, Colorado and Utah) or that the northern-most point in the U.S. is actually within the Arctic Circle? (Barrow,
Alaska).
Do not be discouraged! Rather then thinking, "I'll never see it all! Why bother?" realize that even a lifetime of travel will not reveal all of
nation's treasures. Instead, think of those places you've always wanted to see and start with them.
As a student in America, it is a perfect opportunity to take advantage of the freedom and time to explore all the places you've ever longed to see
or just wondered about. Just think of the magic of Mardi Gras in New Orleans, you can join in the fun drinking and dancing on Bourbon Street while
Dixie-land jazz fills the air! Or of Shakespeare under the stars in the Central Park in New York City - you can see it for free! Or white water
rafting on the Colorado River - it's all yours to do. What do you dream about doing? What stories do you long to tell your friends at home of the
exciting things you've experienced in America? Our classrooms do not stop at the walls on our campuses. The entire country is yours to discover and
learn from. Francis Bacon said, "Travel, in the younger sort, is a part of education... He that traveled into a country...go to school, and not to
travel."
There are many ways in which to go about travel in America. These are all based on a number of factors including how much available time one has,
how much ground one wishes to cover, where you want to go, and, of course, how much money is available for your travel plans. It is ridiculous to
think that in several weeks with a limited budget you would be able to realize your dreams of, say, visiting all fifty states. In all likelihood you
would just remember nothing but a blur of landscape and an ineligible impression of the inside of a bus or train. If faced with a limited budget or
time to travel, it is a good idea to try staying in a certain area (i.e. the Pacific Northwest), and see everything in that area with a more leisurely
agenda that would allow you to absorb it more thoroughly and subsequently enjoy and retain it that much more. Another alternative is to travel to a
small number of "pockets" (or specific areas), for example, exploring the Northwest by traveling south and then exploring these regions. This allows
more coverage without too much time in trains and assures greater enjoyment of these places you wish to experience. It is also a good idea to research
your intended places of travel beforehand. This will avoid confusion and help with your agenda (You wouldn't want to arrive in New Orleans two day
after Mardi Grass has ended because you were on the beach in Miami when you could have easily reversed your plans and gone to Miami afterwards to
recuperate!). It is also important to plan ahead, especially if visiting an area during peak season when accommodations may be difficult to obtain or,
if traveling by air, when no flights may be available. The following are things to think about and compare as to methods of travel you may consider:
AIR: This is the most expensive method of travel and will most likely place you in an urban setting where ground transportation
will be your next
concern as well as lodging. Unless well funded, air travel should be used only to reach otherwise inaccessible areas (i.e. Hawaii, Alaska, a different
coast). Air travel costs vary significantly from day to day and even depending on what time of day you travel, if you fly one-way or round trip (round
trip often costs less), or which airline you use. Many airlines offer special fares (with restrictions) and promotions. Student fares are often
available from agencies on or near your campus. Students should check all possibilities for the best rates. Ask your airline too, if they offer
special promotions or incentives, such as Visit USA coupons (VUSA).
RAIL: Train travel is a good way to cover considerable distances in relative comfort and for a decent price. Although air travel is,
of course,
faster, traveling by rail offers the opportunity to actually see the terrain you are traveling through. Multiple stops also offer the choice to see
even more. Amtrak is the nation's leader in train travel and connects locally with other train service, buses and ground transportation in over 500
different cities. Call 1-800-872-7245 or 1-800-523-8720 toll free for more information.
BUS: A closer, if more uncomfortable way to see the landscape pass. Definitely cheaper and more accessible - one can catch a network
of connecting buses right down to an exact street or destination. Buses go almost anywhere so you can actually do all your traveling by bus. It is a
slower way to go and expect numerous stops on long trips. On a crowded bus it can be very uncomfortable. Check for cost and time tables with Greyhound
and Trail Ways for long distance at 800-231-2222, or local companies for shorter distances.
CAR: Traveling by car is one of the best ways to get around. It allows the freedom to come and go as you please, to travel as near or as far as you
please, and to go where and when you want. Costs add up with gas, tolls and maintenance, but options exist.
Rental Car: Compact cars range from a couple hundred per week and up, not including gas, and in many cases rental companies charge by the mile. Be
careful as this could make the rental too costly. Some companies offer unlimited mileage at no extra cost. This should be checked.
Buy a Cheap Car: Buying a used car can actually cost less than some long-term rentals! Classified ads offer numerous bargains, and so do notices of
police auction (Check the Sunday New York Times Metro Section). In both you may find a fairly used car at a reasonable price. Then, the country is
yours! Make sure all the vehicle registration, insurance and driver's licenses are in order before you drive!
Auto Driveway: Is a good company with dozens of offices across the U.S. and Canada. For a small refundable deposit they will connect you with
automobiles people need driven from one point to another (i.e. New York to Los Angeles). They pay for the first tank of gas and you drive the car for
free while returning it to the owner at the end of your trip! Unfortunately, this process does not allow for too many side trips along the way, but is
an ideal way to explore. Their office in New York is 212-967-2344 and they can direct you to offices in 34 other states and Canada.
Hitchhiking: While often dangerous, illegal and not generally recommended, especially for women, hitchhiking can be the cheapest and
most exciting way
to really see the country, meet people and wander where your heart dictates. Hitchhiking should never be done alone and if attempted is best done in
pairs (i.e. two men, or one man and one woman), for safety. Also couples are more apt to be offered a ride than a lone male. Lone females or a couple of
women together will often have no trouble finding rides, but dangers are high for women and should be anticipated. One or two women should not even
attempt hitchhiking, but if done – special care should be taken. Do not hitch rides in dark places or with someone who makes you uncomfortable for any
reason. Truck stops and rest stops are good areas to "talk" your way into a ride where you can look over someone instead of just climbing into an
unknown car. Truckers often welcome the company and are quite good at long hauls. Having a clear sign painted with your destination is a must and it is
generally a good idea to stay off major highways but to try to catch rides on entrance ramps or at rest stops. Remember we don't recommend this form o
travel in America, but if you decide to be adventurous be also very careful and vigilant.
Fodors offers numerous tour/travel guides to almost every part of America and can be found at any bookstore along with many other helpful maps and guide
books. The "Bible of the Budget Traveler" and, in our opinion, the most comprehensive guide book available are the "Let's Go!" editions published by
Harvard Press. There are "Let's Go: U.S.A.", "Let's Go: Pacific Northwest" etc. Covering in amazing detail everything we have lightly touched in this
article.
The International Spirit magazine- Vol. 4 No.1
FINANCIAL AID FOR FOREIGN STUDENTS - MARK KANTROWITZ

- Financial Aid for Foreign Students<
- Home Return Group
- Buying a Stereo
- Immigration Questions
- Student Travel in America
Financial Aid for Foreign Students
Many international students want to earn an undergraduate or graduate degree from a university located in the United
States of America. A common concern of these students is how to pay for their education.
Unfortunately, there is very little financial aid available for foreign nationals to study in the US, with the possible
exception of citizens of Canada and Mexico. Most grant, scholarships, and loans from public and private sources are restricted to US citizens.
Some countries provide financial aid for their citizens to study in the US. And there may be some aid available from the US government for
students from specific countries. US government student loans, however, are not available to foreign students. To find out if there is aby
financial aid for students from your country, contact your embassy, the US department of State, and the US Information Agency.
Some US schools have direct exchange programs with their counterparts in foreign countries. Such exchange programs often
include financial aid for the foreign student. To find out about these programs, ask your local university.
Foreign students who are already enrolled in a US university should start by visiting the International Student Advisor,
Financial Aid Office, and career Planning & Placement Office. For information about financial aid for foreign students. The campus library
may also have some relevant books.
A publication you may find helpful is Funding for US Study - A Guide for foreign Nationals, published by the Institute for International Education,
809 United Nations Plaza, New York,
NY 10017, telephone 212-883-8200. This publication lists more than 600 sources of funding for international students. Most of these programs, however, are
for graduate and postdoctoral students. Octameron Associates publishes Scholarships for International Students. The most recent edition I’ve seen
has a copyright date of 1988, which is somewhat old. There may be a more recent version. Other potentially useful publications include: College Board,
College Handbook: Foreign Students Supplement; Gregory A. Barnes, The International Student’s Guide to the American University, National
Textbook Company, Lincolnwood, IL, 1993, 208 pages. Includes a chapter on financial aid; A Selected List of Fellowship Oppurtunities and
Aids to Advanced Education for U.S. Citizens and Foreign Nationals, National Science Foundation, Washington, DC, 1994; W. Wickremasinghe,
Scholarships and Grants for Study or Research in the USA, American Collegiate Service, PO Box 442008, Houston, TX 77244, 1987.
An organization that may be able to provide some information is the National Association for Foreign Student Affairs (NAFSA)
located in Washington, DC. Call 202-462-4811 and ask for the "Recording on Financial Aid". This recording provides information for foreign
students interested on studying in the US and US students who are interested in studying abroad. NAFSA does not provide any grants to
foreign students, with the exception of a small grant program for students from East Central Europe (202-462-4811), the Baltic States
(202-462-4811), or the former states of the Soviet Union (202-462-4811). Your school’s international student advisor should have information
about these programs.
For graduate education, most support for international students is provided by the universities in the form of teaching assistantships and research
assistantships. These assistantships are based on academic merit, not financial need. Write or call the
university to get details.
The bottom line is that there is very little financial aid available, and many foreign students do not study in the US
because they cannot afford the expense.
ABOUT THE AUTHOR:
Mark Kantrowitz is the editor of "Frequently Asked
Questions about Student Financial Aid", a collection of answers to common
questions about financial aid. He also maintains the Financial Aid
Information Page on the World - Wide.
http://www.cs.cmu.edu/afs/cs/user/mkant/Public/FinAid/finaid.html
Copyright © 1995 by Mark Kantrowitz. All rights
reserved.
Home Return Group
Every year the International Student Organization (ISO) puts together the HOME RETURN GROUP.
This is a group of all international students and scholars who have
concluded their course of study and are planning to return to their home
country.
Returning home is not a simple task. You should "wrap" together 3-4 years of your student
life and move back to your home country. The graduating international student has
many books, as well as tee-shirts, jeans and sneakers, after all you are
returning from America. Most of you will intend to purchase electric
appliances and electronic devices that are usually cheaper in the USA than
in most countries in the world.
This task is becoming more complicated. As a returning student you need to contact so many
dealers and service providers, such as appliances dealers, shipping
companies, marine insurance agents, etc. You should also check the customs
regulations in your home country, and plan the "project" of returning home
in details.
We, at ISO, can make this "project" simpler and easier! Every year we organizes students who
concluded their course of study and decide to return to their homes. We
announce a proposal for three contracts for the group: Marine shipment,
marine insurance and 110/220 V electric & electronic appliances. The
organization reviews the different companies who compete for the contract
and assesses their reliability and availability for such a student
population from around the globe.
Most important, the group appoints a trustee, usually a distinguished professor or a professional accountant, who functions as the liaison between the group
and the chosen service providers. This is to assure that the student will not
be left alone in front of the provider. In case a problem arises, you have
the strong back-up of the whole group, the trustee and the ISO.
IF YOU PLAN TO RETURN HOME SOON, and are interested in one or all of these services, please
contact us at the ISO offices.
THE SERVICE IS FREE FOR ISO MEMBERS.
BUYING A STEREO SYSTEM, MISSION POSSIBLE
Stereo, also known as High -Fidelity (Hi-Fi for short), what does it mean ?
Looking for the Words Stereophonic and Fidelity in my Franklin dictionary
(electronic, of course), I found:
of, or relating to sound
reproduction designed to create the effect of listening to the original.
Fi.del.i.ty :
1) The quality or state of being faithful.
2) Accuracy.
Music, the subject of high accuracy reproduction for over 40 years,Stereo systems
the vehicle of reproduction.
Sitting in a Hi-Fi specialty shop in Manhattan, I could not bring my laboratory
equipment to measure the accuracy of the system I was listening too.
therefore I had to develop and use more practical tools to measure the
system’s accuracy , High-fidelity .
I decided to use my ears asking the same questions I would ask if sitting in a
live concert.
Do I like what I am hearing?
Is the music moving as it is when listening to a live performance?
Is the saxophone soothing my soul?
Does my favorite singer sound at his best tonight?
Am I enchanted by the music?
Here are a few questions that are totally irrelevant:
Do I have enough Treble?
Can I hear the drummer striking the Hyatt Cymbal?
These are questions I would never ask in a live concert, therefore why are they relevant at home?
In fact they are not! What’s relevant is, am I having Fun? Do I feel the music? Is
it "alive"?
Buying a system suitable to your needs and budget is the key to a successful
purchase.
So first let’s see what else is being offered under the category of Stereo
Systems.
The fun and Joy of Home Theater
The latest addition to the Hi Fi world is the Home theater or as some call it:
"Surround Sound".
Surround in itself means, using four speakers, or more, to achieve an affect
of sound coming at you from all directions. Such an effect can be achieved
by hooking an additional pair of speakers to your existing system (to the
"speaker B "terminal) , yet it is not what is commonly referred to as
Surround. "Real" Surround, also known as Dolby Pro Logic is the most basic
surround available.
Dolby Pro Logic is an encoding and decoding system for movies. Listening to a
system in Dolby Pro Logic (DPL) you must have the following factors:
The movie you are viewing must be recorded in
D.P.L
The transmission must be a minimum of Stereo
(Stereo VCR or Stereo broadcast). In Israel, for example the broadcast is
mono, and the Video tapes in the rental shops are mono, too, meaning you can
not utilize D.P.L.
You must also have a receiver or preamp with the
D.P.L decoding chip, known as a Dolby pro logic receiver.
Last but not least, you must use a pair of : front
speakers on both sides of the TV ; a speaker called Center on top or below
the TV; a pair of rear speakers on both sides of the listening seat and a
Subwoofer to replicate low frequency noise.
Dolby
Pro Logic systems are more complex in nature; they require many more
components, making them much more expensive relatively to the quality aimed
at.
Remember, 99% of all record material in D.P.L is for movies, not
Music.
It is safe to say that D.P.L extends the movie experience while distorting the
Music experience, as a result of more complex electric circuits distorting
the Music from it’s original recording.
All the above translates to lower Fidelity with Music.
After the introduction of D.P.L to the market, a new chip which claims to be even
more joy-enhancing with Movies named AC-3, or Dolby Digital is becoming the
new fashion trend in the home theater world. The main difference between the
two Dolbys are that the latest is recorded in 5 channels (verses 2 channels
with DPL) , meaning a better separation and resolution with material
recorded in AC-3.
AC-3 only works with Laser disc movies or DVD movies recorded in AC-3 , and of
course requires an AC-3 receiver or processor. Having an AC-3 ready Receiver
will not give you AC-3 results.
Music lovers around the world are not happy with this "mostly made for movie
"systems; so yet a newer chip is due out this winter. This chip aimed at serving as "Surround for Music" is known as DTS.
DTS is similar to AC-3 only it does not equalize the sound as much, it merely separates the sound into four channels very much like Quadraphonic
recordings did in the 70’s .As with all Surrounds recordings, listening to DTS requires material recorded in DTS.( very few labels are available)
A Surprising fact to most consumers is to learn that True Music lovers still do it the "old fashion way", Music lovers listen through conventional
stereo systems.
A few good reasons to buy a straight forward two channel stereo system are:
1) A better quality system can be purchased with your money, being that there is
no need for as many components to put a good system together.
2) Keeping it simple to operate is an old time favorite of many people who are
not looking for one more gadget to complicate their life even more.
3) Higher Fidelity meaning the system is more faithful to all Music.
4) It is easier to convert a Stereo system in to a surround system than it is to
reverse a surround system into a good music system.
5) Movies are not as important to some, as Music is, of those; some simply
prefer to see full scale movies in a full scale Cinema.
To use Raffiky’s words to Simba , in The Lion King :"but, who are you ?"... What
are your needs?
Are you Mr. Technology freak? ; A Movie enthusiast? ; A Music lover? ; Or perhaps
you are a technophobe?
Buy the system for yourself, not for the neighbor, not for the party you will never
have!
Questions that are relevant in determining Stereo needs:
What is my budget?
How loud do I listen?
Into what size of a room is the system going?
What music do I like?
What functions do I really use or need?
The above questions will be helpful in collaborating with an experienced expert/sales person to determine what system to listen to.
There are more than 50,000 products on the market today. You can’t ,and believe me, you do not want to, listen to them all ; Therefore narrowing your
options based on the guidelines and knowledge above is essential for making a good decision and will not turn the purchasing process into a nightmare.
Following are quotes and ideas I chose and edited
from what must be the most comprehensive guide to Stereo in the business
today: "Good Sound" written by Laura Dearborn
Fidelity, Equity and the Hassle Factor .
Ed Woodard, a leading figure in the Hi Fi world has described the three
following points to be the most relevant when buying a system:
Fidelity: The first element, , is self-explanatory.
Equity: Make sure you choose components of lasting value, not gimmick of
fashion value.
Hassle Factor : Simply means that most listeners don’t want to
spend their time constantly fussing and fiddling with their equipment, or waiting for it to come back from the "latest" in a never-ending series of
upgrades - they want to be listening to it.
Keep these three words in mind as you shop and they may help keep you out of trouble.
Choosing the Compromises
The reality is that not only do components reproduce imperfectly, but they also
each reproduce differently (And even if the components were perfect, the
room would add coloration that was not part of the original recording).
The basics include a natural midrange, tonal accuracy, the range of dynamic
contrast from loud to soft (dynamic range), and resolution of low-level
detail, which helps put the performance in a three-dimensional space within
the air of the performing room. The absence of glare, brightness, hardness
and similar irritations is also a basic.
If you are a chamber music or jazz listener, your compromises are likely to be
quite different from those of someone who listens primarily to orchestral
works or to rock.
Budget considerations and room realities also enter in.
Component Matching
Interactions between components often affect the sound as critically as the
components themselves. The parts of a system must be assembled holistically.
All components err; you want to be sure you don’t combine ones that all err
in the same direction.
The same system, set up in two different rooms, can actually sound like two
different systems.
When the sum is greater than the individual parts, this is known as a
complimentary nonlinearly.
The manufacturer is trying to offer an attractive package and offer a lot of
"bang for the buck". High fidelity doesn’t have "bang" - it gives you music
rather than fireworks. The manufacturer is very unlikely to be a great
turntable designer and also great at speakers and amplifiers. So generally
the components are assembled from a number of different manufacturers.
There are a few exceptions - notably some English and American companies.
However, this is very much the exception rather than the rule.
Therefore, you must use your judgment to select components that are well
suited to your room, and that are successful at reproducing the kind of
music you listen to the most.
This is especially likely with women, who tend to be more sensitive than men to such
higher-frequency distortions.
All audio systems have their own characteristic sound, just as all water has
some kind of taste. The particular taste of the water will flavor your tea
or coffee, just as the "sound" of your sound system will flavor your music.
The goal of high-end audio is to minimize the system’s "flavor", and then to
make the residual flavor as euphonic and musical as possible, so as to
interfere the least with the music.
Preparing to buy
Whatever you buy, however much you spend, there will always be something
better.
Most people don’t know how to identify quality and so cannot readily see it. You
can spend just as much or more on a mass-fi system and end up with far less
quality and satisfaction. High-end equipment is so minimal that people may
think they’re being taken for a ride with the high price.
System set up
You may be surprised how much better a system sounds just through the correct setup
and placement.
The role of specs (Watts, OHM, Hz etc...)
The inexperience will laboriously compare and judge components by studying the
specs sheets, happily ignorant of the half-truths and limitations of this
approach.
Spec measurements are not taken using music but instead using a sine wave - a far
simpler wave than music. It therefore cannot really effectively test how the
component will behave with music.
Sometimes, the one that sounds better actually "specs out" worse.
Your ears change also in the sense that as you learn more about listening, you
hear more details.
Dealing with dealers
You wouldn’t expect to be able to buy a fine musical instrument at a Woolworth’s
or K-mart. You shouldn’t expect to find fine playback equipment there
either. You should go to a place that specializes in audio equipment round
and owned by Audio experts not just sales people selling Audio today and
shoes tomorrow.
Travel around to half dozen different dealers, and chances are that you will hear
as many different recommendations about what to get. Each will scorn the
others’ advice.
A barrage of terminology is a potent weapon for the subjugation of gullible
customers.
A retailer may try to switch you away from a new component in short supply.
Many dealers are more interested in selling you equipment than in selling you
good sound.
High end stores are generally tiny businesses, often run by people who do it
because they love audio.
To sum this quick guide to buying a Stereo System I will summarize and throw in a
few more tips:
1) Less is some times more , More lights buttons and features, Like in a
typical Yamaha or Denon Receiver ,does not mean higher quality it only
means more gimmicks, and probably means more money spend , by the
manufacture, on unnecessary features leaving less money to be spend on
Fidelity. Some of the absolute best sounding equipment on earth is the most
simple to use such as the American amplifier company AMC, the Canadian
company Sonic Frontiers, or British companies such as Arcam and Linn ;these
products are practically featureless , but sound terrific with Music &
Movies, and are easy to use.
2)
Don’t buy a tape deck if you can’t remember the last time you listened to
one .If you need a tape get any descent Japanese Brand (Sony , JVC , Onkio..),
this is one thing the Japanese do fairly well .
3)
Equalizers are "out" , don’t buy one . with today’s fidelity results, good
systems do not need an equalizer.
4) CD
players do sound different, again the Japanese do a fair job with CD
players, but then again to get superior results the Americans and British do
a superior job with such companies as Alchemist, CAL, Theta, AMC, Anthem and
many more.
5)When buying Speakers under $1,000 don’t be concerned with how many drivers the
speaker has or how many "ways" the speaker is ; neither bother with how many
watts a speaker is rated at .Do Listen , Listen Loud ,if you wish, listen
long, listen as you would listen in your own investment ;
remember some of the better speakers on the planet do not necessarily
spec-out the best and are only of a "2-way" configuration such as the
British Companies Castle, B&W, or American companies such as Al’on ,
Genesis, Meadowlark and many more . Here is the place to do the unspoken of
and recommend against, the three giants in the speaker world: JBL, Bose and
Infinity have some of what I would describe as the lowest Fidelity I ever
heard. Not many mass-market speaker companies are left that actually produce
a Hi Fidelity speaker. On this subject, one last point. Some see the
products above other products used in live shows by professional musicians,
don’t be confused, the equipment they use is of a totally different
production line , costs much more then the home line and does not reflect
the residential product line’s quality.
6) All
Amplifiers, CD payers or Receivers do not sound the same, and are not
comparable on specs evaluation alone. Once again some of the better sounding
equipment will not necessarily spec well.
7)
Specs are merely a marketing tool, you can not hear specs, listen to the
music.
8)
Chances are that some of the better manufactories of Hi Fi in the world you
have never heard of, simply since those companies are not mass-marketed,
such as the Japanese products.
In fact, some of the better Hi Fi systems in the world are American or British
9)
There is no way to get accurate Music reproduction from a speaker the size
of a dry-good-can, even when supported by a subwoofer .Try and listen to a
decent size book shelf speaker (12x14x10) as a minimum in term of what size
speaker to buy . Avoid Japanese speaker all together.
10)
Remember, Surround is not a better stereo; stereo’s main goal is reproducing
music in a way that is faithful to he source. Surround is a format "living"
in parallel to Hi Fi and is mainly targeted at movies, where undistorted
reproduction of the movie is priority, not Music reproduction.
11)
Bring your own CDs of well recorded acoustical Music to test the systems.
Acoustical instruments are easy to relate to in reference term, in other
words an electric guitar by design has different sounds and equalization
levels, were a Grand piano, for example, has a coherent sound you can relate
to and identify with.
12) If
you listen very loud or to extremely demanding Music such as ‘Trance" make it clear to the sales person for loudness and bass extenuation are
major "penalty points" when buying a Higher Music Quality system under a
budget.
13)
Last but not least, find a sales person whom expertise you trust, listen to
what advice given, and then as always listen to the MUSIC or MOVIE.
Immigration Questions answered by an Immigration Attorney
Mike Meier received his Masters Degree in Politics from the University of Berlin (Germany), and his J.D. and LL.M.
from Georgetown University Law Center, Washington, D.C. He is one of the
editors of a monthly law report, "International Law Update." Mr. Meier
practices immigration with AIS, Inc., a company that assists in obtaining
green cards through investment. If you have questions that you would like
to have answered in this column, please fax them to (301) 513-5217, or
call (301) 513-1705.
Currently, I do not have a valid U.S.
visa. I would like to apply for a green card, but have heard that there
are legal changes under way that may affect my ability to obtain a legal
status.
That is true. The crucial provision is
the so-called section 245(I) which permits people who are currently in the
U.S. without a valid visa to adjust and become permanent residents. To
become legal under this provision, you must (1) have a legal basis for
obtaining a U.S. green card (such as close relatives or the investor visa
EB-5), and (2) pay a fine of $1,000.
As of November 7, 1997, the situation is
uncertain. Section 245(I) initially expired in September, and was
provisionally extended. It has been reported that the U.S. Congress will
(1) terminate Section 245(I), (2) allow people who have filed their
petition for permanent residency by a certain date (probably the date of
the enactment of the law) to continue and file a Section 245(I) petition,
and (3) allow people who wish to obtain a green card based on their
employment to become permanent residents if they have been here illegally
for a total of less than 180 days.
This is probably all pretty hard for your to understand. What it means is that, if you don’t have a valid visa, and
you are in the U.S. and would like to stay here, and have a basis for obtaining a green card (such as close relatives or investments), you
should act quickly and file for adjustment of status to permanent resident. Once Section 245(I) is gone, and you have not obtained legal
status, you must leave the U.S. and will be barred from re-reentry for up to 10 years.
Since the situation is uncertain at this point, before taking any action, consult with immigration professional
What do you do if you don’t have a basis for becoming a U.S. resident? Some companies help foreign individuals to obtain a U.S. green card through
investment. According to the Immigration Act of 1990, if someone invests $500,000 in a rural or high unemployment area,
preserves or creates 10 jobs, puts the capital at risk, etc. may obtain a green card within a few months. There are investment programs out there that can
do it with an initial investment as low as $100,000.
Generally, for medical treatment your sister can obtain a B-2 visa (visitor for pleasure). "Pleasure" in this
case includes medical treatment. It may be extended one time. The visitor
must be in the United States only temporarily and have a residence abroad.
The visitor must show a legitimate purpose (here: medical treatment), and a
clear intention to depart prior to the end of the authorized stay. Also, a
B-2 visitor must show that adequate financial arrangements have been made to
carry out the purpose of the visit. I seems to me, however, that a mental
disease requires a long-term treatment, certainly a treatment of more than
one year. Some consular officer who receives your sister's visa application
might turn it down on the above-mentioned grounds. Therefore, I would
advise you to consider other options, such as enrolling her in an academic
program to obtain an F-1 visa. Also, please be aware that physical or
mental disorders that threaten the safety of others may be a reason for the
INS to deny a visa. At its discretion, the INS may grant a waiver and
permit entry under special conditions.
STUDENT TRAVEL IN AMERICA / by Kevin Gallagher
From the mountains, to the prairies, to the oceans, white with foam — America has it all, from its
lowest point in Death Valley,
California at 200 feet below sea level, to 20,000 feet of Mount
McKinley in Alaska. It is a
vast country spanning from the Atlantic to the Pacific Ocean – almost
three thousand miles across, the 50 united states contained within the
borders of a single country more diverse in language, landscape and
culture than some continents containing many countries. America is a
true "melting pot" of cultures and peoples. Eskimos, Native American
Indians, Irish, Italian, Asian,
Mexican, Indian, African, British, Greek, Scandinavian...every race is
represented, all religions practiced in our land.
The United States is a young
nation, just two hundred and ten years old, yet the influences of
cultures thousands of years old are evident in the architecture and
faces of those who represent them. One can see the towering structures
of New York and other great cities and literally hours later find
themselves in a deserted landscape containing the ruins of years ago.
For example, historic Williamsburg, Virginia containing the rich
evidence of history from the first settlers in America around 1607. It
remains a beautiful, mostly rural area just a short distance from the
nation's capital Washington D.C. where you can witness the governing of
the nation on Capitol
Hill, discover the American
history at the Smithsonian Institute and check out the White House
memorials and monuments.
Las Vegas, a glitter and
so–called "entertainment capital of the world", is located in the middle
of the desert, hours from the nearest town, yet it receives millions of
visitors a year, boasts over two hundred places to gamble, topless
showgirls, glitzy hotels, fancy entertainers, dozens of wedding chapels
and millions of dollars a day won and lost in casinos.
The beaches of California are
legendary. The Rocky Mountains cut through the west offering clean air,
jagged peaks, hiking, wildlife and some of the best skiing in the
world. Hawaii is also part of the US, a garden paradise in the heart of
the Pacific Ocean with its own history of kings and volcanoes and
language more like Japanese than English.
One could go on for hours about
the treasures America contains and at first it can be
overwhelming to consider it all,
daunting in its possibilities for the traveler. Most Americans do
not ever see many of their
homeland's wonders and attractions. Places like the Grand Canyon in
Arizona and Mt. Rushmore in
South Dakota are just two of the most popular sites that draw
visitors each year and many
smaller places remain largely ignored by even seasoned travelers. For
instance, did you know there's a place where you can stand in one spot
and be in four different states at the same time? (Arizona, New Mexico,
Colorado and Utah) or that the northern–most point in the U.S. is
actually within the Arctic Circle? (Barrow, Alaska).
Do not be discouraged! Rather
then thinking, "I'll never see it all! Why bother?" realize that even a
lifetime of travel will not reveal all of this nation's treasures.
Instead, think of those places you've always wanted to see and start
with them.
As a student in America, it is a
perfect opportunity to take advantage of the freedom and time to explore
all the places you've ever longed to see or just wondered about. Just
think of the magic of Mardi Gras in New Orleans, you can join in the fun
drinking and dancing on Bourbon Street while Dixie–land jazz fills the
air! Or of Shakespeare under the stars in the Central Park in New
York City––you can see it for
free! Or white water rafting on the Colorado River––it's all yours to
do. What do you dream about doing? What stories do you long to tell
your friends at home of the exciting things you've experienced in
America? Our classrooms do not stop at the walls on our campuses. The
entire country is yours to discover and learn from. Francis Bacon said,
"Travel, in the younger sort, is
a part of education... He that traveleth into a country...goeth to
school, and not to travel."
There are many ways in which to
go about travel in America. These are all based on a number of factors
including how much available time one has, how much ground one wishes to
cover, where you want to go, and, of course, how much money is available
for your travel plans. It is ridiculous to think that in several weeks
with a limited budget you would be able to realize your dreams of, say,
visiting all fifty states. In all likelihood you would just remember
nothing but a blur of landscape and an ineligible impression of the
inside of a bus or train. If faced with a limited budget or time to
travel, it is a good idea to try staying in a certain area (i.e. the
Pacific Northwest), and see everything in that area with a more
leisurely agenda that would allow you to absorb it more thoroughly and
subsequently enjoy and retain it that much more. Another alternative is
to travel to a small number of "pockets" (or specific areas), for
example, exploring the Northwest by traveling south and then exploring
these regions. This allows more coverage without too much time in
trains and assures greater enjoyment of these places you wish to
experience. It is also a good idea to research your intended places of
travel beforehand. This will avoid confusion and help with your agenda
(You wouldn't want to arrive in New Orleans two day after Mardi Grass
has ended because you were on the beach in Miami when you could have
easily reversed your plans and gone to Miami afterwards to
recuperate!). It is also important to plan ahead, especially if
visiting an area during peak season when accommodations may be difficult
to obtain or, if traveling by air, when no flights may be available.
The following are things to think about and compare as to methods of
travel you may consider.
AIR: This is the most expensive
method of travel and will most likely place you in an urban setting
where ground transportation will be your next concern as well as
lodging. Unless well funded, air travel should be used only to reach
otherwise inaccessible areas (i.e. Hawaii, Alaska, a different coast).
Air travel costs vary significantly from day to day and even depending
on what time of day you travel, if you fly one–way or round trip (round
trip often costs less), or which airline you use. Many airlines offer
special fares (with restrictions) and promotions. Student fares are
often available from agencies on or near your campus. Students should
check all possibilities for the best rates. Ask your airline too, if
they offer special promotions or incentives, such as Visit USA coupons (VUSA).
RAIL: Train travel is a good
way to cover considerable distances in relative comfort and for a decent
price. Although air travel is, of course, faster, traveling by rail
offers the opportunity to actually see the terrain you are traveling
through. Multiple stops also offer the choice to see even more. Amtrak
is the nation's leader in train travel and connects locally with other
train service, buses and ground transportation in over 500 different
cities. Call 1–800–872–7245 or 1–800–523–8720 toll free for more
information.
BUS: A closer, if more
uncomfortable way to see the landscape pass. Definitely cheaper and
more accessible––one can catch a network of connecting buses right down
to an exact street or destination. Buses go almost anywhere so you can
actually do all your traveling by bus. It is a slower way to go and
expect numerous stops on long trips. On a crowded bus it can be very
uncomfortable. Check for cost and time tables with Greyhound and Trail
Ways for long distance at 800–231–2222, or local companies for shorter
distances.
CAR: Traveling by car is one of
the best ways to get around. It allows the freedom to come and go as
you please, to travel as near or as far as you please, and to go where
and when you want.
Costs add up with gas, tolls and
maintenance, but options exist.
Rental Car: Compact cars range
from a couple hundred per week and up, not including gas, and in many
cases rental companies charge by the mile. Be careful as this could
make the rental too costly. Some companies offer unlimited mileage at
no extra cost. This should be checked.
Buy a Cheap Car: Buying a used
car can actually cost less than some long–term rentals!
Classified ads offer numerous
bargains, and so do notices of police auction (Check the Sunday New York
Times Metro Section). In both you may find a fairly used car at a
reasonable price. Then, the country is yours! Make sure all the
vehicle registration, insurance and driver's licenses are in order
before you drive!
Auto Driveway: Is a good
company with dozens of offices across the U.S. and Canada. For a small
refundable deposit they will connect you with automobiles people need
driven from one point to another (i.e. New York to Los Angeles). They pay for the first tank of gas and you drive the car for free while
returning it to the owner at the end of your trip! Unfortunately, this
process does not allow for too many side trips along the way, but is an
ideal way to explore. Their office in New York is 212–967–2344 and they
can direct you to offices in 34 other states and Canada.
Hitchhiking: While often
dangerous, illegal and not generally recommended, especially for women,
hitchhiking can be the cheapest and most exciting way to really see the
country, meet people and wander where your heart dictates. Hitchhiking
should never be done alone and if attempted is best done in pairs (i.e.
two men, or one man and one woman), for safety. Also couples are more
apt to be offered a ride than a lone male. Lone females or a couple of
women together will often have no trouble finding rides, but dangers are
high for women and should be anticipated. One or two women should not
even attempt hitchhiking, but if done – special care should be taken.
Do not hitch rides in dark places or with someone who makes you
uncomfortable for any reason. Truck stops and rest stops are good areas
to "talk" your way into a ride where you can look over someone instead
of just climbing into an unknown car. Truckers often welcome the
company and are quite good at long hauls. Having a clear sign painted
with your destination is a must and it is generally a good idea to stay
off major highways but to try to catch rides on entrance ramps or at
rest stops. Remember we don't recommend this form of travel in America,
but if you decide to be adventurous be also very careful and vigilant.
Fodors offers numerous tour/travel
guides to almost every part of America and can be found at any bookstore
along with many other helpful maps and guide books. The "Bible of the
Budget
Traveler" and, in our opinion, the
most comprehensive guide book available are the "Let's Go!" editions
published by Harvard Press. There are "Let's Go: U.S.A.", "Let's Go:
Pacific Northwest" etc. Covering in amazing detail everything we have
lightly touched in this article.
So, for anyone even considering
augmenting you education with travel in the United States, we say "Go for
it, and the time is now." There is no better time than when you are a
young student to take advantage of the opportunity to see things for
yourself, to marvel at the history of Alamo, or surf the North Shore in
Hawaii, or catch lobster in Maine.
Life is rich in experiences just
waiting to be lived and we are sure you will not be disappointed if you
take the time to explore and discover this great country––in fact, we are
sure you find it full of memories and experiences you will never forget.
Remember – Do not forget to
consult the "INTERNET" before you travel. There are numerous sites, full
of information and useful tips, on almost every place in the USA.
ISO, International Students Organization, is a leading provider of affordable health insurance plans for international students, scholars and visitors to the
USA. In addition to health plans ISO provides dental insurance plans, information on financial aid, scholarships and grants, calling cards and other services
for international students studying in the US. ISO offers a free bulletin board (e-board) that allows listing of apartments and rooms for rent as well as other
listings. ISO publishes the International Spirit magazine.
visitors to the USA. ISO’s additional services are: Calling cards, information
on scholarships and grants, dental plans, discount cards and more.
The International Spirit magazine-Vol. 4 No.2
Immigration Questions answered by an Immigration Attorney

Mike Meier received his Masters Degree in Politics from the University of Berlin (Germany), and his J.D. and LL.M. from Georgetown
University Law Center, Washington, D.C. He is one of the editors of a monthly law report, "International Law Update." Mr. Meier practices
immigration with AIS, Inc., a company that assists foreign individuals in
obtaining green cards through investment. If you have questions that you
would like to have answered in this column, please fax them to (301)
513-5217, or call (301) 513-1705.
The information provided herein is for informational purposes
only. It does not constitute legal advice. For specific legal advice,
please consult a qualified immigration attorney.
Immigration law is becoming increasingly complicated and
confusing. The Illegal Immigration Reform and Immigrant Responsibility Act
of 1996 (IIRAIRA) has added restrictions and requirements that have not
yet been explored in practice. Here is an overview of several important
immigration issues that may affect you as you are continuing or completing
your studies in the United States:
If you are pursuing advanced studies in the U.S. and
wish to obtain professional employment: After you complete your
studies and receive an offer of employment, you may be able to obtain an
H1-B visa. The current problem is that only 65,000 such visas are
available every year. That number (“cap”) is usually reached in the
Spring. The INS announced in May that it would stop accepting H1-B visa
applications for the fiscal year 1998. Therefore, if you apply for an H1-B
visa in the late Spring, you would have to wait until October 1 (when the
H1-B visas for the fiscal year 1999 become available) to start working.
Please note that you cannot work before the effective date of the
visa. On May 18, however, the U.S. Senate passed an increase of the H1-B
“cap” (Senate Bill S. 1723). If the House of Representatives eventually
agrees, then it might soon become easier to obtain an H1-B visa. Also, it
might become possible to obtain such a visa with an effective date before
October 1.
- If you have a J Visa: The J Visa usually comes with
a 2-year “home-stay requirement.” It requires you to return to your home
country for at least 2 years after you have completed your academic program
in the U.S. It is very difficult to obtain a “waiver” and be able to stay in
the U.S. when that requirement applies, even when your spouse and children
are American. On February 17 of this year, the INS issued a memorandum,
stating that it will accept “adjustment of status” applications from such
individuals, provided that the U.S. Information Agency (USIA) has
recommended a waiver. The memorandum explains that a waiver may be based on
(1) a request by an interested U.S. Government Agency; (2) a request by a
State Department of Public Health on behalf of a foreign medical graduate
who will practice in a medically underserved area for 3 years; (3) a
statement from the government of the country of the applicant’s nationality
or legal foreign residence that it has no objection to a waiver; (4) the
claim that it would impose an exceptional hardship on the applicant’s U.S.
citizen or permanent resident spouse or child, or subject the applicant to
persecution.
- If you would like to obtain a Green Card through investment:
For those who have substantial assets at their disposal,
there is a shortcut to becoming a “permanent resident” (Green Card) in the
U.S. Under Section 203(b)(5) of the 1990 Immigration Act, you and your
immediate family may obtain permanent residence (Green Card) by investing
$500,000 under certain conditions in an economically distressed area.
Usually, part of the legally required investment can be financed by way of
bank loans. Because there are less applicants every year than there are
Green Cards available for this program, it is the quickest and easiest way
of obtaining a Green Card. Since the Fall of 1997, the INS has issued
memoranda, describing the requirements for this program in more detail.
Many provisions have become more strict. For example, the investment must
be commercially “at risk” – there cannot be any guaranteed returns on the
investment. The INS had put all such applications for permanent residence
on “hold” for some time, but has also permitted attorneys to amend
applications and adapt them to the new INS interpretations. The processing
of such applications should go back to normal very soon. The INS has
established a special team to make up for the backlog within a few weeks.
- If you currently in the U.S. but do not have a valid visa:
Because of IIRAIRA, foreign nationals without valid visas are in
a difficult situation. It is no longer possible to remedy the situation by
paying a fine (as was possible under the so-called Section 245(i)).
Moreover, foreign individuals who have been “unlawfully present” for more
than 180 days are inadmissible for 3 years. Those who have been “unlawfully
present” for 1 year or more are inadmissible for 10 years. If that is the
case for you, you should definitely consult a qualified immigration attorney
to determine your alternatives.
ISO, International Students Organization, is a leading provider of affordable health insurance plans for international students, scholars and
visitors to the USA. In addition to health plans ISO provides dental insurance plans, information on financial aid, scholarships and grants, calling cards and other services for international students studying in the US. ISO offers a free bulletin board (e-board) that allows listing of apartments and rooms for rent as well as
other listings. ISO publishes the International Spirit magazine.
visitors to the USA. ISO’s additional services are: Calling cards, information
on scholarships and grants, dental plans, discount cards and more.
The International Spirit magazine-Vol. 5 No.1

- From the Editor’s Desk
- Demystifying herbal medicine: what works, what doesn’t…
- How to turn on your relaxation power
- Purchase 101
From the Editor’s Desk
Dear International Student,
Welcome to the 1999 Spring semester – the last Spring in this millennium!!!
We would like to wish you a happy new year. May this year be full of excitement, fun and mind-broadening experiences.
We are proud to present you with the Spring 1999 issue of International Spirit magazine – the newsletter of ISO International Student Organization. ISO was established by international students to serve international students. The organization represents the needs of its members and provides them with services they need, information they seek (Yes, also about scholarships and grants), and assistance they may require. The goal of our organization is to serve and inform the large body of international students in the United States. The list of ISO members services (below) speak for itself. Most information and services are available to you at this time on our new web-site – www.isoa.org. You are invited to visit our site today!
We would like to thank the thousands of international students who joined ISO and enjoy our services. Special thanks to the international student advisors in your colleges and universities. It is their continuous support that brings ISO to you.
Lastly, we in ISO hope this magazine will assist you in your educational endeavor in the USA. We would like to hear your opinion about this magazine, and about ISO services. Please do not hesitate to contact us if there are any other services you would like ISO to provide you with. If you are not a member yet, we will be delighted to see you among our satisfied members very soon.
Jack Mount
Editor
It often comes as a shock to people that a vast majority of most commonly prescribed drugs are derived from plans, roots, herbs and flowers. Other natural agents have been synthetically copied in the laboratory. For example, the active ingredient is salicina, which is derived from willow bark… and doxin, the most widely prescribed heart medicine, comes from foxglove plant. But not all herbal medications are effective… nor do they have equivalent effects on every person. Just as most drugs must be taken with caution, so should herbs. The word ‘natural’ does not automatically mean safe or potent. Herbal preparations come in a number of different formulations, varieties and dosages. It is most important for your health to educate yourself about what herbs can and cannot do… and use them as carefully as you would any medicine.
ECHINACEA
Echinacea is a herb that grows on grassland, in open woods and infields. It is used to bolster the immune system – and, on skin, to promote wound healing. One of its primary uses has been in treating recurrent viral infections – colds, and flu. In Europe, Echinacea has been studied extensively and its beneficial effects have been documents in scientific studies.
Dosage: Echinacea comes in tablet, lead and tincture forms. I prefer the tincture – 15 to 20 drops added to water and taken every four hours.
Because some studies suggest that Echinacea should not be used for longer than two weeks (this is controversial), I advise my patients not to continue it beyond that time. Please note that the Echinacea should be avoided by anyone with an autoimmune disorder such as lupus or multiple sclerosis.
FEVERFEW
Feverfew is a member of the chrysanthemum family and a plant native to Europe. It is widely used to prevent migraine headaches and has been helpful to sufferers of arthritis, menstrual cramps and depression. The Canadian government recently authorized the sale of feverfew for migraine prevention as a
traditional herbal remedy.
Dosage: Feverfew is available in fresh lead and tablet form. I recommended that my patients take three tablets daily (up to a total of 100 mg) for several months to as long as two to three years. Side effects are rare, although mouth ulcers have been reported. It is important that you read the label to ensure that each tablet contains one whole leaf extract and at least 0.2% parthenolide, the active ingredient in feverfew.
GINKGO BILOBA
Ginkgo Biloba – from the leaves of the ginkgo tree – is used to relax the walls of blood vessels and promote blood flow to the brain, heart and legs. Studies have linked it to an improvement in blood flow as much as 70%, as well as to improved memory and cognitive function.
Dosage: The optimal daily does and formulation vary, but I recommend the tablets – 160 mg to 240 mg daily, taken in two doses.
Warning: Like anticoagulant medications and aspirin, ginkgo Biloba thins the blood and prevents it from clotting. So, ginkgo Biloba should never be taken if you are taking these medicines unless you speak to your doctor first.
GINSENG
Ginseng roots have been used for thousands of years to improve wellbeing, energy and athletic ability and to increase, one’s sexual drive. The active ingredient in ginseng is ginsenosides, which contain steroid – like substances. Ginseng preparations vary greatly in potency. In fact, a recent study found that among several brands, 60% were worthless and 25% contained no active ingredients.
I do not need to recommend ginseng because data supporting its effectiveness are lacking… and there have been reports linking ginseng to insomnia, diarrhea, vagina bleeding and painful breasts.
ST. JOHN’S WORT
St. John’s Wort is a weed that has been used for centuries to counter anxiety and mild depression. Its recent popularity is due to evidence from more than 20 published studies showing its effectiveness in mild-to-moderate depression.
Dosage: One 300 mg capsule (containing 0.3% hypericin, its active ingredient) daily, or 15 to 20 drops of tincture. St. John’s Wort should not be used without first seeing a doctor. It also should be avoided by pregnant women… and should never be used in combination with any other antidepressant. Side effects include mild stomach discomfort, fatigue and dizziness.
SAW PALMETTO
Saw Palmetto is a plan whose berries appear to help men with a condition called benign prostatic hypertrophy (enlarged prostate). Recent studies confirm that its effects are as good as any non surgical treatment currently available.
Dosage: I recommend to my patients two 160 mg capsules, twice daily. Look for the words fatty acid or lipophilic extract on the label. These are the herb’s active ingredients.
BEFORE YOU BUY
Unfortunately, there’s no way to be absolutely certain about any herbal product – since they are classified as foods rather than drugs in this country, and they aren’t regulated. However, several reputable companies use high standards and quality control in their manufacturing process. Use these simple guidelines before you buy…
- *Look for the word standardized on the label. This means that the company followed some quality guidelines in the manufacturing process.
- *Read ingredients. Many preparations contain additional chemicals – such as caffeine, laxatives and even steroids – that can interact with other
medications you may be taking and render them toxic or ineffective.
- *Use the tablet or tincture formulations.
Drinks, energy bars and teas typically contain less than optimal doses and tend to be less potent.
- *Always talk to your physician before taking any herbal medicine, even if the herbal medicine seems innocuous.
It is also important to learn if it can interact with other medicines (or other herbs) you are taking.
Despite all the talk about stress and the damage it can do to our health, we still equate skill and success with speed and hard driving, forceful behavior. Many people avoid relaxation techniques for fear that if they relax, they lose their competitive edge. In reality, you will feel better when you are mentally and physically relaxed–and you will also perform much, much better. The key is to learn to relax the right way, so that relaxation does not make you lethargic, lazy or apathetic but instead happier, more efficient and much more effective.
THE POWER OF RELAXATION
Relaxation puts less strain on your body and allows your mind to think clearly. When your body and mind are relaxed, you are better able to realize your potential at work, in sports and even in personal relationships. And the people with whom you come in contact will be more relaxed, too.
In sports, tense muscles are easily strained and torn… relaxed muscles are less vulnerable to injury. Athletes stretch and warm up before going into action for good reason. Tension interferes with concentration–and throws off coordination. Experienced golfers and tennis players prize the state of alert and relaxation that gives them pinpoint control over each movement. And relaxation enhances endurance.
Relaxation brings similar advantages when mental effort is involved. Tension is the enemy of clear thinking. The anxious mind is constantly distracted, having to manage a wide range of worries and preoccupations rather than focusing on what is truly important. You cannot see the big picture while obsessively trying to focus on what has to be done.
The quality of your decision is always better when you are not tense. The relaxed mind makes you more open to input from others, so you are less likely to act out of persona biases and blind spots. The furrowed brow, fast breathing and rapid movements of people who are tense generate tension and anxiety in the people around them. The tension is reflected back and fort among these people, creating a feedback loop of anxiety that often leads to hostility.
Relaxation is very contagious. It helps others to be much more accepting of you and your ideas. Confrontation can be turned into a harmonious and productive situation through a clearly relaxed demeanor. Relaxed people perform better in teams. For example, imagine a senior executive comes roaring into a manager’s office, upset about a failure in communication. By consciously remaining clam, the manager can gather information, consider options and suggest a rational solution. Little by little, the senior executive’s agitation ebbs and the relaxed atmosphere makes him/her realize that the problem is not as bad as he though.
CREATING A RELAXED ATMOSPHERE
The difference between tension and relaxation is control. If you want to relax, you must limit the number of surprises in your life. Use preparation and anticipation to take control of your life. Arrange your life so you will be in control. It has been shown that about 5% of most people’s relationships cause 80% of the tension in their lives. Some "high-maintenance" friendships can be dropped. Think of the conditions under which you enjoy spending time with the colleague or family member, and arrange to interact with him/her on these levels. If tensions arise after several hours of being with relatives, arrange shorter get-togethers. Going out to eat, rather than having your family to your house, may give you more control over the dynamics and the amount of time you spend together.
Lighten your load at school or work. Like runners who pace themselves, you will go father if you do not push yourself to the edge all the time. When too many tasks crowd in one another, you cannot concentrate in a relaxed way. There is too much unfinished business in the back of your mind constantly crying, "Don’t forget about me!" Study weeks before your final exams; do not leave it all to the very last week before the exam. Before the exam you should review the materials not study it for the first time.
It may be very helpful to list your daily and weekly tasks at school or work and note which ones cause you a disproportionate amount of stress. Are there task that can be shared with your friends? Make space in your schedule. By creating time for yourself or specific tasks, you will be able to devote much more of your energy to what is truly important. You will also find you are able to perform in a relaxed state of mind. Most important thing to consider would be to always plan ahead!
When you are relaxed, you improve your relationships with those who are closest to you. For example, in a two-career family, one spouse often comes home before the other. If she/he prepares a relaxed environment, the other partner is likely to ease into the loosened-up mode, even if he walks in feeling anxious, fatigued and bedraggled. Then both of you can stay relaxed.
LEARNING TO RELAX
Even when you feel anxious, it is often possible to slow down your agitation and become calm by implementing effective self-regulation strategies. Just a little success in this area pays great dividends.
- Notice where tension lives in your body. Some people feel tight muscles in their neck and shoulders. Others clench their fists. Still others furrow their brows or "knot up" their stomachs. Become aware when your personal "tension alarm" goes off. Turn your attention to those areas. Just thinking about them will cause you to lighten up a little.
- Breathe deeply – like a relaxed person. When your tension alarm goes off, consciously slow down your breathing. Inhale slower… and deeper. Feel the air moving in and out of your body in a clam, regular way, and you will literally feel yourself relax.
- Imagine your breath going right into your area of tension – your tightened neck or knotted-up stomach or back as you inhale. As you exhale, think of the tension going out with your breath.
- Slow down your walk and talk. Many people talk too quickly when they are trying to explain a complex issue or when they are nervous. They are trying to get all the details out and show that they have smart strategies for solving problems. They think that talking fast will keep them from appearing to be nervous or suffering an anxiety attach. During study take a break; drink something cold, allow yourself to relax in from of the TV. During an exam take a candy or go to the bathroom and wash your face with cold water.
,
- Think of images that cause you to relax. Choose favorite scenes that you equate with relaxation – a beach at sunrise, a forest deep in the mountains or a tranquil blaze in a fireplace. Project these images in your mind when you are tense. Mobilize the relaxing power of these images. Keep an object on your desk that symbolizes relaxation for you… a shell that you found during an island vacation, for example. Or hang a picture of a relaxing scene.
- Playing soothing music in the background when you work helps your mind – and your body – to relax at once. Music drifts into our subconscious and has great hidden powers to make us unwind.
- Combine music and deep breathing before an exam… before a big meeting… before a confrontation… or being any other tension-producing situation. The more relaxed and measured your behavior is, the less stress you will put on your body and mind.
Purchase 101
- Watch out for Sale or Sales – it is the most overused word in the English language when it comes to advertising. Over 80% of so-called sales are just bait to get you into the store where high pressure salespersons can go to work.
- A store that has more than six sales per year has their markup too high in the first place.
- Time-payment stores, as a general rule, carry low-end merchandise with high interest or carrying charges. Some stores are really finance companies selling goods as a means to get your credit and charge you 24% interest or whatever your state allows.
- "90 days free interest" – a year’s free interest without any payments for one year are all tip-offs to very high markup on the item. There is no such thing as free lunch. Ask for the best "cash and carry" price and you will what the real cost is.
- Snob-nose stores are usually located in the best sections of town with high rental charges, they have the best displays and usually a decorator or two on the payroll. They sell overpriced, so-called "name brands", with markups at 100-150% over cost. They offer free gifts and send you a Christmas card and give you the VIP treatment like – and you (of course) pay for it!
- "Bait and Switch" is a very old practice and is done by running advertising on the name brand merchandise and a good salesman can switch you to something that costs the company less so their profit will justify the cost of the ad. This is common, for example, in bedding where the store runs the ad on "name brand mattresses" and switches you to a private brand where the profit is higher. The salesman gets a much higher commission if he can shift you.
- Beware of "OPEN BOX" or "REFURBISHED" products, especially in electronics stores. Open box and refurbished products were returned to the manufacturer either as returned items or defected. The manufacturer then repaired them and marked them as such. They are supposed to be sold to the customer at a reduced price, with the manufacturer’s warranty. However, some stores are tempted to remove the "refurbished" marks and sell you the item at a great "sale" price (which leaves the store with a greater profit). Yes, it is illegal. Yes, many such cases are reported every year. Don’t buy open box items at full price. Always ask for a sealed box. And although refurbished items may present great deals, with high saving to you, be suspicious of boxed where some labels are removed, or where the warranty is not original.
The International Spirit magazine-Vol. 5 No.2

- America is a Foreign Country
- Obtaining Lowest Travel Fairs
- Welcome to America
ISO would like to thank Tamara L. Mckenzie for sharing her experience with us.
AMERICA IS A FOREIGN COUNTRY - An inside account of the differences I faced while schooling in the U.S.
Tamara L. Mckenzie
It was like
being alone on a deserted island. I remembered it all too clearly...
January 4, I boarded
Delta Airlines with tears in my eyes, after saying goodbye to my family. I
was leaving my home country in the Bahamas to further my education in
Georgia, but in my opinion, I was going somewhere I knew fitting in would
be a problem, and everything would be different.
I was an
international student, who not by choice, but because of not offering four
year bachelor degree programs back home, decided to obtain my Undergrad
Degree in the United States. If only someone had forewarned me to bring a
neck brace, because the culture shock I would experience would be enough
to give me whip lash.
Arriving at
Georgia Southern University in Statesboro, I knew no one besides my
brother, who came with me and helped me settle in. After he left, I
thought it was the beginning of the end. I was afraid and felt helpless.
All that my family and friends back home had told me, such as "watch your
back," "study hard," "hide your wallet," and "don’t forget what you’re
there for," echoed continuously through my mind. I was restless, unable
to sleep, eat, or concentrate in classes. All I wanted to do was go home,
not to mention that it was around 60 degrees, and to me, this was cold.
At 60 degrees or lower in the Bahamas, it was time to break out some
jackets.
As the weeks
passed, I tried to settle into classes. I made a few friends, but still
found it difficult to adjust. I was not used to having people shove flyers
in my face everywhere I went on campus, telling me I’m a sinner, while at
the same time persuading me to join their "religious sects" and
associations. I wondered if the word "new student" had been branded on my
forehead, because it seemed like everyone was plaguing me. There was even
one guy who said "I know you’re new," and called me a crab. I later found
out this was the name they gave to new students.
I could not
believe that it was so obvious I was a new student, then again I wondered
if the look of fear on my face gave it away. My mail box was filled with
information for international students... obtaining a Georgia drivers
license, getting the right insurance coverage, maintaining immigration
status, and overcoming culture shock.
I constantly
lied to my parents whenever they called and told them that everything was
fine, when in fact, too much was going on. I felt like a brick wall ready
to crack. I was unable to handle all of the cultural differences I was
facing, especially the tight workload of the quarter system; having tests,
assignments, research projects, topped off with a final, all crammed into
10 weeks of classes. How was I suppose to survive? I was used to the
15-week semester system where I had time to absorb my work and remember
what I learned. I prayed for a change, and thank God by August, my prayers
had been answered, when most colleges in Georgia switched over to
semesters.
At times, I felt
like I was the only international student feeling this pinch of culture
shock, later on, I found out I was wrong. International student, Minerva
Hughes, who hails from St. Thomas in the Virgin Islands, had differences
of her own, but they were mainly economic. She mentions that "the sales
tax added to the price of goods often confused me when making purchases,"
adding that ‘back home, the price on a product is the exact price you pay
for it." Minerva also feels that money "comes by easily" for many
American college students, as many of them ride around in nice flashy
cars, whereas, "back in St. Thomas, most students could not afford a car,
and either had to walk to school or catch the bus."
Minerva says
that she would prefer to work in the U.S. after completing college, but "I
would definitely retire back home," she says.
Geetha Ramasuamy
from South India, outlined some of the cultural differences she faced
since being here in the U.S., saying that "in India, one would have to
gain respect according to how they behave." "My culture is more strict
than in the United States," she said, mentioning that in India, they dress
more conservatively. "You would never see a girl in India wearing tank
tops and mini skirts."
Geetha says that
"dating is also not casual, "we try to make on person happy and make a
relationship work." she said.
Arriving in
the U.S. eight years ago without knowing how to speak a word of English,
Ivette Vargas, from Panama, knows all too well about social differences
and fitting in. Ivette took two years to really master the English
language. Ivette describes her friendships as "cold" and "un-lasting,"
mentioning that she only had friends during the quarter, but "after the
quarter ended, so did the friendship." ""In Panama, friendships lasted
forever," she said.
Other
experiences that Ivette faced since being here that came as a shock was
the idea of gathering at the dinner table for dinner. Ivette mentions
that "in Latin America, eating daily at the dinner table is very
important." "It is seen as a way to bring family members together at the
end of the day, but in the U.S., its not practiced that often, or even at
all." she said.
I wondered what
experiences a faculty member, rather than a student would have fitting in.
Would it be easier, because they were more mature and older? Would they
encounter fewer differences? Or would their experiences be the same?
Art King, co-ordinator
at the office of Multi-Cultural Programs at Georgia Southern University,
who hails from Christ Church Barbados, describes his experiences upon
arrival to Statesboro in 1992 as "awful."
Mr. King
confessed that when he arrived at Savannah airport and took the drive to
Statesboro, he almost cried. "I pictured Statesboro to be a large city
with skyscrapers. Whenever I visited the United States it was New York
City, and I thought the entire U.S. was this way. I soon came to the
realization that I would be schooling in the country, and it would take
getting use to." Mr. King says that Many months his phone bill exceeded
$500, as he was always calling family and friends back home. Everything
in the United States seemed so superficial, including friends, which I
always happened to lose track of at the end of the quarter."
Mr. King also
touched on differences in teaching. He said that students in the U.S.
challenged the professor and voiced their views more often. They also
have complaints, and ask a lot of questions; whereas in Barbados,
"students are afraid to ask questions because they feel they are coming
across as stupid. No one complains to the professor, because whatever the
professor says is the gospel." He added that, in Barbados, strict policies
toward schooling are enforced, "no one is given a second chance if they
mess up academically. If you fail your classes and don’t work hard, you
will be kicked out." he said.
Aside from the
teaching differences, the most shocking experience he has faced was being
called a nigger to his face by a 5-year-old. He says he was not offended
by this because that word in his country is used very casually, but he was
still surprised to see it being used by a 5-year-old in the U.S. where he
knew it was considered to be offensive.
I could relate
all too well with certain experiences that these internationals were going
through, but I still continued to have shocking encounters of my own.
I was homesick,
and whenever I ran across people or situations that reminded me of home,
I would tremble and sometimes cry, wishing I was home again. Everything
that was done in the United States came as a shock to me. It would tear me
apart whenever I said hello to someone and they would not respond,
although they looked me straight in the eyes. The few times I was greeted
I found it weird that all I would get was a "Wuss up." I stopped in my
tracks at one time when I was greeted with "hey bitch," from a total
stranger. This all made me wonder whether informal greetings of "hi" or
"hello" were used anymore. Accustomed to always greeting people back
home, regardless of whether I knew them or not, I continued to say hello
to people who acted as if I was invisible or crazy to actually be talking
to them.
I realized that
the word "Nigger" had negative connotations in the United States, whereas
back home it was common to refer to another black person as
nigger.
My accent gave
everything away. As soon as I opened my mouth to say one syllable,
everyone knew I was not American; this resulted in a slight communication
barrier. At times I had, and still have to repeat myself continuously
before some people understand what I’m saying. This does not really bother
me, because I do not understand either what some Americans are saying,
especially if they have that "Southern drawl." What really bothered me
were those people who pretended to understand me, when in fact they
didn’t, and were too ashamed to ask me over and over again; what did you
just say?
I was also not
eating the food I was used to eating back home. Fast food, instead of a
cooked meal, and drinking sweet tea was all new to me. Even if I sampled
the American "soul food," it tasted bland and un-seasoned.
I was shocked to
meet people who did not take college life seriously, and wanted to party
every weekend. Back home, college life was hitting the books, forget about
a social life.
Regardless of my
experiences, I am still trying to learn more about the American way of life
and culture, in order not to feel like an outcast. Georgia Southern
University has helped me a lot with the many programs offered for
international students. Mark Tubbeh, co-ordinator of international student
programs at GSU says that "helping international students adjust is our main
goal, and we will do anything to help an international student fit in." They
have proved this because I now have a mentor who can help me with any
problems I may encounter. I have joined the International Club and
Caribbean Student Association. Two weeks of the year are even designated
for international students at GSU, as well as in the Statesboro community.
From Joining these clubs, I have met other international students who have
faced and still continue to have the same problems that I did. I am more
comfortable knowing that I am not the only one, and can be around others who
"really" understand how I feel and what I’m going though.
I am slowly
beginning to realize that adjusting and fitting in takes time, and things
are going to be different from back home. I would imagine that an American
would have some complaints if they were to move from the U.S. to The
Bahamas. I have also realized that the experiences I have gone through have
made me a stronger person. I now know what to expect in certain situations,
and have come to the realization that I’m not the only international student
here in the U.S. and I’m not at home, so I have to deal with various
situations as best as I can.
Its been nine
months now since being in the U.S. and four weeks since I arrived in
Statesboro. I learn something new everyday about the American culture, and
have even found myself picking up slangs such as "for real," to express
something unbelievable, and "tight," to describe something that looks
good. I even found myself dancing to one of the so called "booty shake"
songs at a popular night club. I vowed never to visit that club again, but
was the first one there last week. Surprisingly, they even played reggae,
and I guess things are getting better or I’m slowing fitting in. Whatever
it may be, I’ve realized that leaving home, even if it’s to another state,
is not easy for anyone, and fitting in will always be difficult. Lately, I
have learned that the best way to overcome any differences is to go with the
flow of things, try to understand certain situations and people before
criticizing them; maybe then I will begin to realize that the American
culture is not shocking; its just that I’m the one whose different and all I
need is time for these differences fit in.
Obtaining Lowest Travel Fairs
Since the deregulation
of the airline industry trying to determine the lowest possible fare has
become a challenge. Airlines can now change any fare at any time without
notice. They can modify the rates and frequently modify the rules governing
that fare (without notice).
The following are a few
general rules to live by when searching for the lowest possible fare:
1) Excursion fares
usually apply to round–trip (travel between an origin and destination)
reservation.
2) Excursion fares
apply to circle trip (travel between an origin and two destination cities
providing that the Saturday night stay is over at the furthest destination
from the origin) reservations.
3) Reservations must be
made and ticketed at least 21 days prior to departure for both domestic and
international fares for most excursion fares. However, some fares require 3,
7, 14, or no advance purchase depending upon the market and airline.
4) Most excursion fares
require a Saturday night stay. Travel on any day other than Friday or Sunday
is usually less expensive.
5) The majority of
excursion fares are non–refundable and non–transferable. If you do not use
your ticket, do not throw it away. While your ticket is non–refundable, it
is still reusable! You may apply the cost of the ticket less a nominal
charge towards the purchase of another ticket in the same airline. Your
original ticket has value for up to a year from the issue date printed on
the flight coupons.
6) Airlines divide
their aircraft into three different categories: First, Business, and Coach.
The airline designates a certain percentage of the seats in coach for each
type of discount or excursion fare. While there may be an F (First) and Y
(Coach), there may also be a K, Q, L and other classes of service. Each
class of service designates a different type of fares.
7) Choose the same
airline and flight class for all segments of your trip. Flight class is the
letter at the end of the flight number. If the class of service is Y, J, C,
P, or F, you may be fairly certain the excursion fare is not available.
There are many Internet
sites that allow you to gather information and plan your next trip,
including finding the cheapest available airfare and purchasing tickets:
www.travelocity.com
www.expedia.com
www.orbitz.com
Have a nice trip from
all of us at ISO.
Welcome To America - tips and
information you can use.. .
Welcome to America!
As an international student you are in the beginning of a long and
exciting journey of acquiring academic degree in the US. We, at ISO,
believe that this magazine will assist you in the beginning of your quest,
and thereafter. Please take advantage of this useful information for new
and current international students. We believe you should also have a
close look at the extensive list of scholarship and funds open to
international students. Getting financial aid will make the journey even
easier.
The International
Student Advisor Office
This office should be
the first stop for most questions you might have. The international
student advisor office may come in different names, on different campuses.
Regardless of name or size, it is usually a good source of information and
assistance to international students. International student office may:
1) Offer an
orientation program for new international students;
2) Help you in
finding fellow students from your home country, or recommend clubs that
you might want to join;
3) Coordinate a host
family or friendship program to help international students learn about
the community and participate in community life;
4) Act as a source of
information, advice, and assistance related to your non-immigrant student
status.
Nevertheless, in most
colleges the international student office offers information on many other
aspects of your life, such as housing, financial aid, medical insurance,
cultural events, an so on. Check the office’s bulletin board on a regular
basis, and do not hesitate to ask any question you have.
Housing: On-Campus or
Off?
Finding the right
place to live is an important part of a successful educational experience.
Some colleges and universities that are located in urban areas may not
offer on–campus housing. On–campus housing is usually less expensive and
more convenient (and safe) than off–campus options. Residing on-campus,
there is usually easy access to libraries and computers, student center
and activities, sports and recreation facilities, cafeterias, and classes.
The typical US
residence hall or "dormitory" offers more than just a place to sleep, and
supports students' academic objectives through academic and social
activities. Be sure you understand the arrangements before committing
yourself to living there. Some universities offer special living
arrangements for students who share interests or geographical backgrounds.
Thus, you may choose to join a "fraternity" or "sorority" (social clubs
for men and women, respectively) or live in an "international house’.
Many international
students, particularly graduate students, prefer the independence of
living off-campus. Sometimes this option is more affordable, because it
leaves room for sharing costs. Some colleges and universities maintain a
list of available apartments and provide students with names of other
students who seek roommates.
Lease Agreements
If you decided to
seek an off-campus housing, you will be required to sign a rent lease. A
"lease" is a binding legal contract between you and the property owner or
landlord. When you sign the lease you are obligated to pay the landlord
monthly rent for the duration of the lease. Most leases are for a fixed
period of time, and it is usually difficult to break the lease. Therefore,
before you sign you should be reasonably sure that you could live with
your decision for the duration of the lease. With permission from your
landlord, you may be allowed to find a tenant to take your place for the
remainder of your contract. If you "sublease" your apartment to other
tenants, you probably will remain responsible for their actions. Make sure
all conditions are clear to both sides of the contract and get it all in
writing. Sign the lease only when you fully understand all terms of the
lease. Do not sign it unless you are completely satisfied with the
apartment and surrounding property.
When you sign the
lease, you will typically be required to pay a "security deposit". In most
cases it is equivalent to one month rent, in addition to the first month
rent. The security deposit will be returned to you when you move out,
provided you leave the apartment in good condition. Most apartments come
equipped with basic appliances such as stove and refrigerator, but you may
need to purchase or "get" some of the furniture and other equipment. You
will probably be responsible for paying the cost of your telephone service
and utilities such as water, electricity and gas. The utility companies
may require you to pay a deposit before service is activated. These
deposits will be refunded to you, or credited to your account, upon
termination of your service, provided you have no due payments.
Rules Regarding
Employment in the United States
Employment
opportunities for international students are limited by regulations of the
Immigration and Naturalization Service (INS) and United States Information
Agency (USIA). You may not even be self–employed. Employment is available
only to students in good academic standing, who maintain their
non-immigrant status. With the exception of work on-campus, F–1 students
need approval from the international student advisor or INS before
accepting employment. Students in J–1 status must have written
authorization from the responsible officer of their exchange visitor
program before beginning employment. It is very important that you do not
work without authorization. These regulations may be modified from time to
time. Check your possibilities with your international student advisor.
On–campus employment:
F–1 and J–1 students
maintaining status may work part–time on-campus while classes are in
session. "Part–time" means not more than 20 hours per week. Student
assistantship are also considered "on–campus employment" and therefore are
also limited to 20 per week. During vacation periods and academic breaks,
you may work full time on-campus if you are returning to classes the
following term.
Off–campus
employment:
F–1 Students:
off–campus employment is limited to students pursuing academic studies,
excluding English language students. Working off–campus requires special
authorization and is only available under certain conditions, such as a
newly emerging financial hardship. Consult your international students
advisor.
J–1 Students:
exchange visitor students in good academic standing may obtain
authorization for work off–campus as part of their academic training
experience or when unforeseen economic circumstances arise after the
student becomes an exchange visitor. Consult your responsible officer for
procedures.
Working after
completion of studies:
F–1 Students: after
completion of studies, or everything except the thesis or dissertation,
you may seek a full–time employment in your field of study through OPT -
Optional Practical Training (employment that is not required for credit).
One year of full time OPT authorization is usually granted.
J–1 Students: in
general, you are limited to 18 months of academic training. Academic
training must be recommended by your dean or major adviser, and authorized
by the responsible officer of your exchange visitor program.
[NAFSA's
International Student Handbook]
Banking Basics
Transferring Money
In order to open a
bank account, you will have to transfer some money for your expenses from
your home country. Several options exist, and you should check with your
institution and the bank of your choice what is the solution that best
suits you. The preferred way to transfer money is a "wire / electronic
transfer" from your bank at home to your US bank account.
Choosing a Bank
Every September
students are bombarded by banks wanting their business. Beware. Many of
these banks have high fees for checking and savings accounts that drain
dollars from your account into the bank’s profit column. You should
balance convenience with cost when choosing the best bank for you.
1) Ask yourself these
questions before opening an account:
How much money do I
have?
How often do I need
to make deposits?
How many checks will
I write each month (rent, phone, books, etc.)?
How often do I need
to withdraw money?
Do I balance my
checkbooks carefully or bounce a lot of checks?
2) Get information on
your options:
If you can keep more
than $1000 in the bank each month, look into regular checking with a
minimum balance but no monthly fee and unlimited checks writing. If you
can meet a $1500 minimum balance look at interest-paying account (or
combine it with a savings or money market account).
3) Dare to compare:
Set your priorities.
If you are better at keeping your balance on a surfboard than balancing
your checkbook, look for accounts with no minimum balance. If easy access
is key, look at ATM services (most banks charge non-customers a withdrawal
fee). If you only write a few checks per month, a basic account may be
your best bet. Finally, test their service - call the bank and see how you
are treated by the bank’s customer representative.
4) Be prepared when
you go to open an account:
Start by asking if
the bank has a special student account. Make sure that your account is
insured by the FDIC (Federal Government) up to $100,000. You will be
asked by the bank’s representative for your permanent address and Social
Security number, or school ID number. Most banks require two forms of ID
and a signature verification from another bank, an employer or a college
advisor or dean. You will probably have to wait a few days to get access
to your account, and deposited checks in new accounts are often held for
as long as 30 days before you can the money is available for you.
5) Don’t be afraid to
switch banks:
If your bank is
charging too much or otherwise treating you badly, move your money to
another bank. It is your money!
Other Banking
Services
Banks offer a variety
of services, including safety deposit boxes for storing valuable
possessions, debit cards, also known as check cards that allow you to
withdraw or deposit money to your account using an ATM, and to make
purchases at stores. Most banks will offer qualified customers credit
cards. The card will enable you to make purchases even when you have no
money immediately available.
Credit Cards
Charge card vs.
credit card
a charge card
requires you to pay your entire bill each month, but does not charge
interest (for example: American Express). A credit card allows you to pay
your monthly bill in full or pay a portion of the bill, with interest.
Your payment should meet the minimum amount established by your card
company, usually about 2%–3% of your total bill (for example: Visa,
MasterCard).
Annual fees and APR
Annual fees and
Annual Percentage Rates (APR) are often linked to each other. Many credit
cards that have high annual fees have lower interest rates, and vice
versa. If you intend to pay your bill in full every month, look for a card
with no annual fee. If you expect to extend most of your payment, look for
a card with low APR.
Grace period
A grace period lets
you avoid interest charges for 25–30 days, so you can pay off your monthly
charges without incurring interest.
To obtain a list of
low–cost credit cards write to or call: Bankcard Holders of America
Low–rate list, 524 Branch Drive, Salem, VA 24153. Tel# (703) 389–5445; RAM
Research, P.O. Box 1700, Frederick, MD
. Tel# (800) 344–7714.
[Campus Consumer
Survival Guide]
Owning and Operating an
Automobile
You must have a valid
driver’s license to drive a car. Each state in the US issues its own
driver’s license. Not every state will recognize your home country driver’s
license or the international driver’s license. Most states will limit the
number of days it may be used.
As a car owner you are
expected to purchase and maintain automobile insurance. Even if the state in
which you will live does not require it, it is wise to purchase an
automobile insurance if you plan to own a vehicle.
A Note on Grades
Grades are an important
factor in gaining admission to graduate school or getting a job after
graduation. The grading system used by most colleges and universities to
evaluate students' academic performances is based on a four–point scale.
|
Grade |
Points |
Undergraduate |
Graduate |
| A |
4.0 |
Excellent |
Excellent |
| B |
3.0 |
Good |
Good/Average |
| C |
2.0 |
Average |
Passing |
| D |
1.0 |
Passing |
Failing |
| F |
0.0 |
Failing |
Failing |
Undergraduates are
expected to complete their studies with a C average or better; graduate
students are expected to complete their studies with no less than a B
average.
ISO, International Students Organization, is a leading provider of affordable health insurance plans for international students, scholars and visitors to the USA. In addition to health plans ISO provides dental insurance plans, information on financial aid, scholarships and grants, calling cards and other services for international students studying in the US. ISO offers a free bulletin board (e-board) that allows listing of apartments and rooms for rent as well as other listings. ISO publishes the International Spirit magazine.
visitors to the USA. ISO’s additional services are: Calling cards, information
on scholarships and grants, dental plans, discount cards and more.
The International Spirit magazine – Vol. 6 No.1

- The GMAT, GRE & TOFEL
- Law & Order
- How Has My Life Changed as a Result of My Intercultural Experience?
GMAT, CAT, GRE, TOFEL - no, these are not medical terms. If you plan on
getting your Master or Ph.D. degree you will most probably be required to
take one of these tests. The Graduate Management Admission Test (GMAT) and
Graduate Record Examination (GRE) are both tests that most academic
institutions require you to take when you apply for graduate studies. TOFEL
is a test that measures your ability to communicate successfully in an
academic or professional environment.
As an undergraduate student, I realized that getting a Bachelor degree is
not exactly what our mothers planed for us (at least my mother). Unless we
come home with a "Dr." before our name, the whole "studying in the USA"
project was not fulfilled. So, we have no choice but to be familiar with,
and pass, the aforementioned tests.
GMAT is a Computer Adaptive Test (CAT) that measures general verbal,
mathematical, and analytical writing skills. The student is required to take
the GMAT when he applies for a business graduate school. The GMAT is taken
only in English, and all instructions are also provided in English. In a
Computer Adaptive Test, the computer displays one question at a time. The
first question will be of medium difficulty. The selection of the questions
thereafter is determined by the response of the examinee to all previous
questions. GMAT includes two analytical writing topics, which you will have
to key in your essay responses. You will have 30 minutes for each essay. On
the quantitative section the students will have 37 questions, and 75 minutes
for answering them. There are 41 verbal questions that you will have to
answer within 75 minutes. Taking GMAT test costs $165. For more information
visit GMAT web site at www.gmat.org
or call 1-800-GMAT-NOW.
There are three different types of GRE tests: general test, subject test
and writing test. The general test consists three scored sections: 30 verbal
questions and 30 minutes to answer them, 28 quantitative questions in 45
minutes, and 35 analytical questions in 60 minutes. Like GMAT, it is a CAT
test. As long as you respond correctly to each question, questions with
increased difficulty will be presented. The GRE subject test contains
multi-choice questions, ranging over the material in your undergraduate
curriculum. The subject test is given in fourteen subject areas. The test
lasts for 3.5 hours. The writing test contains two parts of 45 minutes and
30 minuets. In both parts you will have to write a short essay. In the first
part you will present your perspective on a broad issue, in the second you
will have to respond to an argument. GRE general test costs $99 if taken in
the U.S. GRE Subject test costs $130, and Writing Assessment test is $50.
For more information you may visit their web site at www.gre.org
or call 1-800-GRE-CALL.
TOFEL is a test of English as a second language. The purpose of TOFEL is
to evaluate the English proficiency of people whose native language is not
English. Since 1998 TOFEL is available as a computer-based test as well as a
paper-based test. The computer-based test has four sections. The first two
sections of the test, Listening and Structure, are computer-adaptive.
Following is the Reading section, and finely the writing section. In the
writing section, you will have 30 minutes to write an essay on one topic.
TOFEL costs $110 if taken in the U.S. For more information you can visit
their web site at www.toefl.org
or call 1-800-GO-TOFEL.
You may take the above tests once in every calendar month (except for the
GRE Subject test, where you have specific dates). Commercial test
preparation courses are available for the GMAT, GRE and TOFEL tests.
However, if you decided not to take a preparation course, you should become
familiar with the different types of questions, and general directions for
each section.
Law & Order
Many international students, so we hear, are facing legal problems simply
because they did not maintain their F-1 status. The following overview is of
vital interest for you, F-1 international students. The rules are clear and
simple, and you international student advisor office is there to assist you.
It is strongly advised that you will make yourself familiar with your
obligations to the Immigration & Naturalization Service (INS). Once you fall
out of status, reinstating yourself with the INS may be extraordinary
difficult, if possible.
1. F-1 Status – your visa and status are maintained as long as
you:
- are enrolled as a full-time student;
- have a valid I-20 form;
- have sufficient funds to finance your tuition and living expenses
without resorting to employment.
Remember! Your school usually notifies the INS when you terminate your
studies or enroll for less than a full-time program.
2. Passport – your passport must be valid always, and should be
valid for at least six months into the future.
3. Employment – do not accept employment of any kind, either on or
off campus, without written permission from your international student
advisor.
4. Form I-20 – This form is issued by your school in order to be
presented to the U.S. embassy abroad to obtain an F-1 student visa. It is
also presented to the U.S. Immigration Service upon your entrance to the
U.S.A. Remember to validate the form and take it with you whenever you
travel out of the U.S. and intend to return. Remember to do so even if you
travel to Canada or Mexico. Although you may cross the border by foot or by
car, the INS will request form I-20 upon your return.
5. Form I-94 – This form is the record of your permission to stay
in the United States. The form is stapled to your passport when you entered
the U.S. It shows your visa classification (F-1), your immigration ID
number, and the length of your permission to remain in the U.S. (it usually
marked D/S, Duration of Status). This is a very important form. In case it
is lost or misplaced, considerable effort, time, and money will be required
to replace it.
6. Transfer to another school – Before you transfer to another
school you must receive a new I-20 form from your new school. You advisor
may assist in authorizing the new form with the INS.
7. Full time and Normal progress requirements – during your course
of study you are required to maintain full-time enrollment and normal
full-time progress toward your degree or diploma. Usually you are required
to take at least 12 credits during Fall and Spring semester. If you are
unable to do so, you should receive your advisor's permission or apply for a
leave-of-absence. The advisor's office will also provide you with the terms
of normal progress according to your field of study and degree or diploma.
8. Keep records – Your advisor usually keeps copies of your
passport and forms. Make sure you inform him of any change in you status,
forms and address. It is strongly advised you keep copies of all forms in a
safe place.
How Has My Life Changed as a Result of My Intercultural Experience?
By RANJIT SANKAR BHASKAR
"I awake with a start. Little rivulets of sweat run down from my forehead
and make their way slowly into my eyes. I blink instantly. Far away, I can
hear the squeak of a stretcher as it rolls on in its endless journey. I
remember now; I am in hospital. My mind remembers nothing of the accident
except the anxious faces who had crowded around me on the road. I shift my
head and stare blankly at the table even as I try hard to focus. Oh! The
little teddy bear that Melinda brought for me yesterday; and the half closed
book from which she had read me a story. Instantly I feel myself lift. I
must have fallen asleep before she finished the story. My mind clearer, I
marvel at all the decorations in the room. It had been my birthday
yesterday. I feel tears welling into my eyes as I thought of all the trouble
that they had gone to make me happy. I cuddle my teddy bear closer; it had
not always been like this..."
I had always been shy but never taciturn. So my first day in college was
no surprise. I found people going out of the way to greet people and make
friends with them. But even their enthusiasm could not inspire me to do the
same. I stuck with people from my own nationality group. I was convinced I
would not be able to adjust to this alien culture. I could scarcely believe
everything I saw. There were so many people from so many places on the
globe. It was a giant cauldron smoldering with the passions of a dozen
races. The significance of the term 'global village' hit me with the fullest
impact. Yet, I could not bring myself to be part of it. I was scared of
rejection. I was to know only later how much they wanted to know about me
and my own distinctive culture. I used to sit in a corner with a few people
from my own country and pretend that we were engrossed in an absorbing
conversation when all the time my heart would be dying to meet these
wonderful new cultures. And there were so many of them. The ruddy, well
built Russians who clapped and slapped each other on the back at some joke,
the shy little Chinese chattering incoherently among themselves, the booming
voice of an African monopolizing a conversation, the handsome faces from
South America gesticulating excitedly and trying to swallow something at the
same time and of course the diminutive figures from Korea and Taiwan having
a hard time in saying that, no, they were certainly not from China! I smiled
inwardly at the sight of so many flavors of mankind discovering finally that
they had so much in common.
The first week at university was really hectic. We had a dozen
orientation meetings to attend. But even now I feel that orientation
meetings are a must for every foreign student. It gave me so much insight
into the American educational system. It gave me the confidence to step out
into a new environment and adjust to it.
I had the first pangs of homesickness at the end of my first week in
college. I realized something that I had initially neglected; I did not have
any friends at all in my university. I remembered vaguely the faces of
fellow-countrymen whom I had met at the orientation meeting. Once classes
started, they all disappeared like rabbits down burrows. I tried to
concentrate on my studies, but how long can you survive on that? Suddenly I
started developing feelings of discontent and disappointment; I had come to
the United states to have the best education in the world. I sincerely
wanted to learn more than just pure academics. I had come to the most
successful country in the world in the hope that I would learn from their
system and their ideas. Perhaps, I could help my own country stand up on its
feet one day. Was I seeing my dream crumble? Would I end up being a mental
wreck instead? These questions haunted me everyday. I had lived in a safe
cocoon at home. Now, I was thrust into the harsh independent life that I was
so scared to face. For the first time in my life, I was desperate. I needed
friends.
I will never forget how I first met Melinda. It was my first day of
part-time work. I had never been inside such a big dining hall before. I had
been asked to clean up the front area and throw away any leftover items. I
had not eaten breakfast that day and when I finally spotted my first
leftover tray, I was in no mood to throw away the full boiled egg still on
it. I grabbed the tray and started making my way back to the dish-room,
swallowing the egg in the process. I had not gone far when a girl started
running after me. It did not take me long to figure out that I had taken the
tray while she had gone to fill her glass, and I had eaten her egg as well!
The girl looked at me, then at the tray and began to giggle. She would not
let me apologize. She got another tray and insisted that we eat together.
She was my first friend in America. And to this day, she teases me
mercilessly about the full boiled egg. Her brother, Eric, proved to be an
even friendlier person. His boundless energy never ceased to amaze me. His
favorite passion was unfortunately cats! He would take home any stray kitten
he could find. And that included both of us crawling up drainage pipes to
grab a scared kitten. Eric is no longer here but I still have the scratches
to prove it, and of course, his cats still strut proudly about town.
I never looked back after that. It just dawned on me one day that I was
no different from the others. From then on, I used to make an effort to
introduce myself to people. I learned a very important lesson after coming
to the U.S. I learned that if you want something, you have to ask for it!
Nobody gives it you, but if you ask, you not only get it but also get the
best! It never fails to amaze me, but I have come to the point where I can
now follow the seemingly unintelligible accent of the Chinese, the booming
voices and physical size of the African-Americans no longer seem to
intimidate me, and I have learnt to return the friendly greetings of total
strangers. Back home, strangers do not even look at each other, so that was
one thing that surprised me out here.
I am glad that American universities place an emphasis on having foreign
students on campus. It makes it such an exciting place. I can staunchly
affirm that it is the best educational experience one can hope to get in the
whole world. And I mean education in more than one sense. You get to learn
so much about other about people in the world. I come from a small,
conservative town in the southernmost tip of India. When I mentioned this to
an American friend who was born and brought up in a big city, I expected him
to take a condescending attitude towards me. But he took a great fascination
for the quiet life we led in our hometown. He even demanded that I show him
pictures of my country. And when I finally showed him some pictures, his
fascination grew. And the next time I met him, he started asking specific
questions about things that only someone from my place would know. The poor
fellow had gone to the library and read up everything he could find on my
country! He said I was a fool to have left everything back there and come to
America. But when I told him that I was equally fascinated about his country
and wanted to learn more about it, he understood.
It is this kind of mutual fascination and admiration that breeds true
respect for each other. Why is there so much war and carnage all over the
world? It is because people do not understand each other. They know very
little about each other in the first place. And that leads to
misunderstandings, which is a very dangerous thing. Indians and Pakistanis
are at each others throats most of the time back home in the subcontinent.
And that was the reason why my classmate, Karim, a Pakistani and I were
initially suspicious of each other. Fortunately, we were put in the same
project group by the professor. Two months later, we were fast friends. We
discovered that our values and cherished beliefs had so much in common.
Karim finally asked me shyly what I thought about the fact that people just
like us were killing each other back home. I could only tell him that people
misunderstood each other. The people who were indulging in violence back
home never had the opportunity to sit across from each other and talk heart
to heart about each others lives and problems.
A majority of Asians believe that America is rich and arrogant and that
it wants to impose its will on the rest of the world. But I only realized
how wrong we were when I actually came to the US, I found a country of
honest, hardworking people who genuinely cared about other people. America
is rich, yes, but it is rich because its citizens are hardworking. There is
no doubt about that. I still remember the dining hall manger who helped me
mop the floor because I was feeling tired, the computer center assistant who
spent 2 hours with me so I could finish a crucial assignment on time, and of
course, the professors in college who would go the extra mile if you showed
the interest. And that is one thing that I will definitely take back to my
home country, in the hope that I can instill that in my countrymen. I saw
the faces of my own father, mother, brothers and sisters in the common folk
in America. How could these people be arrogant or vain? They were different
impressions of my own society.
In the early days of my first semester, I would slip out of my apartment
as inconspicuously as possible. I would keep my head down and rush to the
university. And every time I passed the apartment next to mine, a strongly
built, handsome American would shout out a friendly 'hey, there!' to me. I
would mumble something and quicken my pace. One day I had come home early
and was dreaming about the days back in India, when there was a knock on the
door. It was the same guy who shouted out the 'hey, there' every time I
passed his door! He had a little blue bag with him. He sounded almost
apologetic as he said that he had noticed that I did not have a backpack to
take to school and that he had plenty lying around in his house; so he
thought I could use one of them if I did not mind. I was surprised and
touched, but I did not forget my traditional Indian hospitality. I invited
him in and we had what was the first of many discussions about life out here
and back out there in India. Over the next few months we would have so many
debates and discussions about almost every topic under the sun. We
deliberately choose controversial, sensitive issues so that it would (as he
put it) clear any misconceptions and misunderstandings about each other.
Gradually we got to the point that nothing about each other seemed to
surprise us anymore. All the tips he gave me about living in an American
society still stand me in good stead. And nowadays whenever I hear the
familiar 'hey there,' I respond with my own 'hey, hey there!'
Every time I sit alone, I reflect about the seemingly invisible common
thread that bonds us all together. No matter where you come from in the
world, some implicit communication channel exists between us. I remember an
interesting incident at the dining hall I used to work. An especially
attractive young lady had asked for help, and my unbounded enthusiasm and
eagerness in responding to her request did not go unnoticed. Two
African-Americans standing by the side of the dishwasher at the other end of
the hall were grinning from ear to ear and giving me the thumbs-up sign.
That incident somehow remained in my mind and it has never ceased to amuse
me.
I remember a professor in my department whose classes were so popular
that we used to look forward to it every week. He was such a humorous
person, and his good nature was so infectious that we would feel better for
the rest of the day. Our class consisted of two Americans, two Koreans, four
Chinese, Two Bangladeshis, two Taiwanese and two Indians. It was an amazing
mixture of nationalities! And the professor had a very interesting routine.
He would come to class and the first thing he would do was to point to any
particular person. All the rest of us in the class had to say 'good morning'
in that person's mother tongue! It was such a simple little game, but I feel
he did more for International amity than any book I can think of.
I am a contented person these days. I have a treasure trove of
experiences to last me a lifetime. My mother back home in the village would
be surprised and alarmed if she heard that I have been extended invitations
to see my friend's grandfather's coffee estate in Brazil, to visit Istanbul
in far away Turkey, and even to ride a pet horse in South Dakota! I also
have a place to go in case I decide to visit Korea or Japan. I know that
fulfilling these invitations is beyond me, even in a lifetime. But it is
such a wonderful feeling to even dream about it. When a person extends an
invitation to visit his place, he is doing something more than just letting
you know that you are his friend. He is extending his hand in a friendly
handshake that will one day form a chain that will link this world together.
I have come to love this country for what it stands for and for what it has
given me. It has opened my eyes to the world around me. It has given me an
educational and learning experience that I will treasure for the rest of my
life. But, the time has also come for me to bid farewell to this amazing
land; for I must go back to my own native country. I came here with a
purpose. I believe I have fulfilled that purpose. I have to go back now to
keep the promises I made to my country and its millions of poor people. I am
haunted day in and day out by the words of Swami Vivekananda, "So long as
the millions live in hunger and ignorance, I hold every man a traitor who,
having been educated at their expense, pays not the least heed to them." But
I go in peace, for I know that, although I came here as an ambassador of
India, I go home as a citizen of the world.
...the door opens and Melinda along with a dozen of my classmates burst
into the room. Melinda is holding something behind her back and wants me to
guess what she had brought for me. I grin broadly and point to the wardrobe
mirror which reflects the bunch of flowers she is holding in her hand.
Everyone burst out laughing and I feel so happy to have them all back again
ISO, International Students Organization, is a leading provider of affordable health insurance plans for international students, scholars and visitors to the USA. In addition to health plans ISO provides dental insurance plans, information on financial aid, scholarships and grants, calling cards and other services for international students studying in the US. ISO offers a free bulletin board (e-board) that allows listing of apartments and rooms for rent as well as other listings. ISO publishes the International Spirit magazine.
visitors to the USA. ISO’s additional services are: Calling cards, information
on scholarships and grants, dental plans, discount cards and more.
The International Spirit magazine – Vol. 6 No.2

- Financial aid for foreign students by Mark Kantrowitz
- Useful links for financial aid search
- Protect yourself from scholoarship scams
- Ten Tips to protect yourself
- Scholarships list
Financial aid for foreign students - Mark Kantrowitz
Many international students want to earn an undergraduate or graduate
degree from a university located in the United States of America. A
common concern of these students is how to pay for their education.
Unfortunately, there is very little financial aid available for
foreign nationals to study in the US, with the possible exception of
citizens of Canada and Mexico. Most grants, scholarships and loans from
public and private sources are restricted to US citizens. Some countries
provide financial aid for their citizens to study in the US. And there
may be some aid available from the US government for students from
specific countries. US government student loans, however, are not
available to foreign students. To find out if there is any financial aid
for students from your country, contact your embassy, the US department
of State, and the US Information Agency.
Some US schools have direct exchange programs with their counterparts
in foreign countries. Such exchange programs often include financial aid
for the foreign student. To find out about these programs, ask your
local university.
Foreign students who are already enrolled in a US university should
start by visiting the International Student Advisor, Financial Aid
Office, and Career Planning & Placement Office. The campus library may
also have some relevant books.
A publication you may find helpful is Funding for US Study - A
Guide for foreign Nationals published by the Institute for
International Education, 809 United Nations Plaza, New York, NY 10017,
telephone 212-883-8200. This publication lists more than 600 sources of
funding for international students. Most of these programs, however, are
for graduate and postdoctoral students. Octameron Associates publishes
Scholarships for International Students,other potentially useful
publications include: College Board, College Handbook: Foreign
Students Supplement; Gregory A. Barnes The International
Student’s Guide to the American University A Selected List of Fellowship
Opportunities and Aids to Advanced Education for U.S. Citizens and
Foreign Nationals, National Science Foundation, Washington, DC,
1994; W. Wickremasinghe, Scholarships and Grants for Study or
Research in the USA.
An organization that may be able to provide some information is the
National Association for Foreign Student Affairs (NAFSA) located in
Washington, DC. Call 202-737-3699 and ask for the "Recording on
Financial Aid". This recording provides information for foreign students
interested on studying in the US and US students who are interested in
studying abroad. NAFSA does not provide any grants to foreign students,
with the exception of a small grant program for students from East
Central Europe (202-737-3699), the Baltic States (202-737-3699), or the
former states of the Soviet Union (202-737-3699). Your school’s
international student advisor should have information about these
programs.
For graduate education, most support for international students is
provided by the universities in the form of teaching assistantships and
research assistantships. These assistantships are based on academic
merit, not financial need.
The bottom line is that there is very little financial aid available,
and many foreign students do not study in the US because they cannot
afford the expense.
ABOUT THE AUTHOR:Mark Kantrowitz is the editor of "Frequently Asked
Questions about Student Financial Aid", a collection of answers to
common questions about financial aid. He also maintains the Financial
Aid Information Page on the World - Wide. http://www.finaid.org/ Copyright
© 1995 by Mark Kantrowitz.
Useful links for financial aid search
IEFA is the premier Internet resource for financial aid information for
international students wishing to study in a foreign country. At this
site, you will find the most comprehensive listing of grants,
scholarships, loan programs, and other information to assist students in
their pursuit to study abroad.
http://www.edupass.org/
This site provides information for international students who are
thinking about pursuing an undergraduate, graduate, or professional
education in the United States. It also contains material of interest to
international students who are already in the United States. There is
also some information for international students who are interested in
studying in countries other than the US, but the main focus is on higher
education in the US.
http://www.finaid.org/
Mark Kantrowitz, a noted financial aid and college-planning author
created FinAid. On this site you may find useful tips for students
looking for ways to finance their education.
http://www.fastweb.com/
The site matches each student's background with eligibility requirements
for scholarships from around the country, and advises them about
scholarship opportunities tailored for them.
http://www.collegeboard.org/
collegeboard.com brings together information and tools that students
need to plan for the transition from high school to college.
http://www.srnexpress.com/
Scholarship Resource Network Express is a search engine and database of
private scholarships designed to assist students identifying financial
sources for undergraduate through postgraduate study.
http://www.collegenet.com/
CollegeNET lets applicants complete, file, and pay for their admissions
applications entirely through the Internet. Mach25 provides you with
three fast, easy to use techniques for locating the right scholarships
and awards.
http://www.embark.com/
Information and tools to research, prepare, apply, finance, and get
ready for higher education.
http://www.scholarships.com/
The site will search for scholarships by creating a personal profile
that will meet your needs.
http://www.4scholarships.4anything.com/
Offer links to other scholarship search engines.
www.freschinfo.com/foreign.phtml
The site provides information about being an international student in
the USA, as well as a list of scholarships for international students
and scholars.
http://www.scholarship-page.com/
A search engine for scholarships by major field of study, country,
fellowships and more.
Protect your self from scholarship scams
Check out these warning signs (Federal Trade Commission)
- The company guarantees a scholarship or your money back.
- The scholarship service promises to do all the work.
- There is a fee required for the listings the service provides.
- The scholarship company claims to have exclusive information.
- You become a finalist in a contest you can't even remember entering.
- There is a request for your credit card or checking account number.
Never provide anyone with your credit card or checking account
number- especially over the phone.
Many of these fraudulent scholarship companies pose as legitimate
foundations or scholarship search services. They advertise in campus
newspapers and on the web; they pass out flyers and send out direct mail
cards featuring toll free numbers. They promise "free money for
college," when all they're doing is targeting vulnerable students.
Report any service you suspect is a scam. Call the Better business
Bureau or visit their site at http://www.bbb.com/
Ten Tips to protect yourself
- A lower fee is no guarantee a program is legitimate.
- Don't believe a promise of guaranteed funds you'll never have
to repay. Remember: if it sounds too good to be true, it probably is.
- Beware scholarship services that charge fees.
- Ignore the myth of unclaimed funds and the companies that
advertise huge amounts of unclaimed money.
- Don't pay an advance fee.
- Check the terms closely if there's a guaranteed refund or a
money back guarantee.
- Don't be fooled by official sounding names and logos.
- Disregard the news that you're a finalist in any contest that
requires you to pay a fee for further consideration.
- Do not give out your credit card, bank or checking account
numbers to any solicitors who claim they need it for you to be eligible
for either a contest or access to "exclusive" scholarship information.
- Resist high-pressure tactics.
Find legitimate Financial Aid sources at the Public Library, at your
College Counseling and financial aid offices.
For more information about whether a service is legitimate or not,
you may contact: The National Fraud Information Center: 1.800.876.7060
Scholarships list
Most funds have their deadline set to the same date annually.
IREX - International Research & Exchange Board
The IREX is a private, nonprofit organization dedicated to promoting
advanced field research and professional training programs between the
US and the countries of central and Eastern Europe, Russia, Ukraine,
Central Asia, the Caucasus, Eurasia, China and comparable contiguous
societies. For more information visit http://www.irex.org/
Application may be obtained from IREX 1616 H Street NW, Washington, DC
20006. Tel: (202) 628-8188 Fax: (202) 628-8189
P.E.O. International Peace Scholarship Fund for Women
The International Peace Scholarship Fund provides scholarships for
selected women from other countries for graduate study in the US and
Canada. Eligibility - An applicant must be qualified for admission to
full-time graduate study, working toward a graduate degree in the
college or university of her choice in the US or Canada. The maximum
amount awarded to a student is $6,000. Announcements of award made in
late April. The deadline for returning application and all related
material, except applicant's conformation of admission from university
and incoming verification, is January 31. Applicants should send their
requests for eligibility information to: Project Supervisor, P.E.O.
International Peace Scholarship Fund, 3700 Grand Ave., Des Monies, IA
50312. www.admin.cam.ac.uk/report/1998-9/special/05/105.html
Tel: (515) 255-3153 Fax: (515) 255-3820
Charlotte W. Newcombe Doctoral Dissertation Fellowships
The Charlotte w. Newcombe Doctoral Dissertation Fellowships are designed
to encourage original and significant study of ethical and social
sciences. Applicants must be candidates for Ph.D. or Th.D. degrees in
doctoral programs at graduate schools in the US. Winners will receive
$16,000 for 12 months of full-time dissertation writing. Graduate
schools will be asked to waive tuition for Newcombe fellows. All
applications and proposals must be postmarked by December. Applications
may be filled electronically by following the links on www.woodrow.org/newcombe,
or be requested from: Newcombe Dissertation Fellowships, The Woodrow
Wilson National Fellowship foundation, CN 5281, Princeton, NJ 08543-5281
e-mail:
charlotte@woodrow.org Tel: (609) 452-7007 Fax: (609) 452-0066
The Woodrow Wilson National fellowship Foundation
Foreign students wishing to study in the US should write to the
Information Section of the Institute for International Education, 809
United Nations Plaza, New York, NY 10017 www.wwics.si.edu/organiza/affil/wilson/WWICS/START.HTM
Tel: (212) 984-5413
Hawk Mountain International Internship Program
Hawk Mountain Sanctuary Association mission is to foster the
conservation of birds of prey worldwide and Appalachian environments
locally. The Sanctuary offers internships in Science Education,
Ecological Research, and Biological Survey and Monitoring The internship
is open to undergraduate and graduate students. Applicants must speak
English, have at least two years of college course work, and exhibit a
willingness and ability to interact with the public. Interns receive
free housing at the Sanctuary and a $500 monthly stipend. Send inquiries
for application materials and a self-addressed envelope to: Keith L.
Bildstein, Director of Research and education, Hawk Mountain Sanctuary,
1700 Hawk Mountain Road, Kempton, PA 19529 www.hawkmountain.org Tel:
(610) 756-6961 Fax: (610) 756-4468
SEG Foundation Scholarship Program
The Scholarship is awarded to students majoring in geophysics, who have
an interest in and aptitude for physics, mathematics and geology.
Applicant must be one of the following: (a) a high school student, (b)
an undergraduate college student, or (c) a graduate college student
whose studies are directed toward a career in exploration geophysics in
operations, teaching or research. Application may be obtain from the SEG
foundation, PO Box 702740, Tulsa, OK 74170-2740 or downloaded from http://www.seg.org/
Tel: (918) 497-5530 Fax: (918) 497-5557
Fondation Elizabeth Greenshields Foundation
Grants are given in the painting, drawing, printmaking and sculpture
fields. Each grant is $10,000. Application may be obtain from the
Elizabeth Greenshields Foundation, 1814 Sherbrooke street West Suite #1,
Montreal, Quebec Canada H3H 1E4
egreen@total.net
Tel: (514) 937-9225 Fax: (514) 937-0141
AAUW Educational Foundation
The foundation supports women scholars pursuing a vast spectrum of
academic research; public school teachers promoting girls in achievement
in math, science, and technology; and community activists helping to
improve the lives of women and girls through education. International
fellowships are awarded for full-time study or research. Both graduate
and postgraduate studies are supported. Fellowship award $16,860. The
foundation also award several annual home country project grants, $5,000
- $7,000 each. Application may be obtain from AAUW Educational
Foundation, Customer Service Center, 2201 N. Dodge Street, dept. 177,
Iowa City, IA 52243-4030. http://www.aauw.org/
Tel: (319) 377-1716 ext. 177
The Harry Frank Guggenheim Foundation
Research grants and Ph.D. dissertation fellowships for understanding and
reducing violence, aggression, and dominance. The foundation welcomes
proposals from natural and social sciences and the humanities that
promise to increase understanding of the cause, manifestations, and
control of violence, aggression, and dominance. The foundation makes
most grants in the range of $15,000 to $30,000 per year, usually for
periods of one to two years. Fellowship for support during the writing
of the Ph.D. dissertation is worth $10,000 each. Application may be
obtain from The Harry Frank Guggenheim Foundation, 527 Madison Ave, New
York, NY 10022-4304
http://www.hfg.org/ Tel: (212) 644-4907 Fax: (212) 644-5110
Audio Engineering Society Educational foundation, INC
The Audio Engineering Society (AES) Educational foundation, INC. offers
grants to students that are in the profession of audio engineering and
related fields. The AES serves its members, the industry and the public
by stimulating and facilitating advances in the constantly changing
field of audio. Application may be obtain from AES, 60 East 42nd Street,
New York, NY 10165 e-mail:HQ@aes.org,web
site:http://www.aes.org/
Tel: (212) 661-8528 Fax: (212) 682-0477
The Electrochemical Society, INC. Summer fellowship
The purpose of these fellowships is to assist students in continuing
graduate work during the summer months in a field of interest to The
Electrochemical Society. The society has a long tradition in advancing
the theory and practice of electrochemical and solid state science by
distribution of information through its publications and international
meetings. The fellowship is in the range of $3,000 to $16,000.
Application may be obtain from The Electrochemical Society, 65 south
Main Street, Pennington, NJ 08534-2839 e-mail:
ecs@electrochem.org,web
site:http://www.electrochem.org/
Tel: (609) 737-1902 Fax: (609) 737-2743
The Grass Foundation
The Grass Foundation is a small private foundation dedicated to the
support, research and education in neuroscience. The fellowship program
at the Grass Foundation is a summer fellowship to fund young researchers
in neuroscience. Application may be obtain from The Grass Foundation
P.O. Box 850250, Braintree, MA 02185-0250 e-mail:grassfdn@aol.com,web
site:http://www.mbl.edu/
Tel: (781) 843-0219 Fax: (781) 843-0474
The Agency for Health Research and Quality (AHRQ)
AHRQ provides a variety of funding opportunities designed to support and
enhance the education and career development of health services
researchers. Individual Postdoctoral Fellowship - the agency provides
support for individual students pursuing postdoctoral research training
through the national research service award (NRSA) fellowship grants.
Dissertation Research Grants - dissertation research funding is
available for students conducting doctoral level research on some
aspects of the health care system. Mentored Clinical Scientist
Development Awards - these research career awards are intended to foster
the career development of promising new investigators in the field. Kerr
White Visiting Scholars Program - the Kerr White visiting scholars
program provides an opportunity for scholars to work on projects with
AHRQ researchers staff. Summer Intern Program - Summer internship for
undergraduate and graduate-level students interesting in health services
research and/or policy. Application may be obtain from The Agency for
Health Research and Quality, 2101 East Jefferson Street, Rockville, MD
20852 e-mail:training@ahrq.gov
Tel: (301) 594-1449 Fax: (301) 594-0154
The International Graduate Student Fellowship Program at the
American Museum of Natural History
The program is for international students that wish to study a
diversified curriculum in biodiversity, conservation, systematics, and
public policy. Students are able to choose among numerous offerings of
four major universities to create a graduate program. The universities
are: City University of New York, Columbia University, Yale University
and Cornell University. Applicants should first contact the office of
Grants and Fellowships to discuss their interests, background and
eligibility for the program. Request application forms and further
information from: Office of Grants and Fellowship, American Museum of
Natural History, Central park West @ 79th Street, New York, NY
10024-5495 e-mail:bynum@amnh.org
Tel: (212) 769-5742 Fax: (212) 769-5495
The Jacob Rader Marcus Center of the American Jewish Archives
The Marcus Center's fellowship program provides recipients with month
long fellowships for research and writing at the Jacob Rader Marcus
Center of the American Jewish Archives. Fellowships will be awarded to
post-doctoral candidates, Ph.D. candidates who are completing
dissertations, and senior or independent scholars. Request application
forms and further information from: The Director of the Fellowship
Program, The Jacob Rader Marcus, Center of the American Jewish Archives,
3101 Clifton Avenue, Cincinnati, OH 45220-2408 e-mail:
AJA@cn.huc.edu,web
site:www.huc.edu/aja
Tel: (513) 221-7444 ext. 304 Fax: (513) 221-7812
The Mary Isabel Sibely Fellowship
The fellowship is offered for the study of Greek Language, Literature,
history, or archaeology. Candidates must be unmarried women, between 25
and 35 years of age, who have demonstrated their ability to carry on
original research. They must hold the doctorate or have fulfilled all
the requirements for the doctorate except the dissertation. Application
may be obtain from The Mary Isabel Sibely Fellowship Committee, The Phi
Beta Kappa Society, 1785 Massachusetts Ave, N.W., Fourth Floor,
Washington DC 20036 e-mail:lsurles@pbk.org
Tel: (202) 265-3808 Fax: (202) 986-1601
The Explores Club
The Youth Activity Fund of The Explores Club provides grants to high
school and college undergraduate students to enable them to participate
in field research in the natural sciences under the supervision of a
qualified scientist. The awards will be to support fieldwork or closely
related activities. Application may be obtain from The Explores Club,
Youth Activity Fund, 46 East 70th Street, New York, NY 10021 Tel: (212)
628-8383 Fax: (212) 288-4449
The Herb Society of American, Inc.
The purpose of the Herb Society of American, Inc. research grant is to
further the knowledge and use of herds. The grant is given for a
specific research on herbal projects. A summery of the project will be
published in the Society's annual publication. Requests for applications
or information should be addressed to: Research Grant, The Herb Society
of American, Inc. 9019 Kirtland Chardon Road, Kirtland, OH 44094.
http://www.herbsociety.org/ Tel: (440) 256-0514 Fax: (440) 256-0541
Alexander Graham Bell Association for the Deaf and Hard of Hearing
College scholarship awards are given to students with moderate to
profound hearing loss to continue their education on undergraduate and
graduate levels. Applicants must be identified as having moderate to
profound hearing loss since birth or before acquiring language.
Applicants must be enrolled to a college or university (full-time) that
primarily enrolls students with normal hearing. Requests for
applications or information should be addressed to: AG Bell, 3417 Volta
Place, NW Washington, DC 20007-2778 e-mail:
dhughes@agbell.org,web
site:http://www.agbell.org/Tel:
(202) 337-5220 TTY: (202) 337-5221 Fax: (202) 337-8314
American Society for Microbiology (ASM)
ASM undergraduate research fellowship - the fellowship encourage
students to pursue careers or advance degrees in the microbiological
sciences. The fellowship allows students to conduct research in the
summer with an ASM member faculty mentor and present the results at the
ASM general meeting. The undergraduate research fellowship provides: up
to $2,500 for student stipend; up to $600 for supplies; a one year ASM
student membership and up to $900 travel support to attend the ASM
general meeting. ASM/NCID postdoctoral research associates program - the
program offers a comprehensive training program, which provides
opportunities to participate in interdisciplinary training on global
health issues. The program provides post-doctoral scientists
opportunities to conduct novel research with the overall objective of
developing practical applications of microbiology, immunology and
epidemiology for the diagnosis and prevention of infectious disease.
Associate receives $30,800-$32,300 annual stipend. Application may be
obtain from American Society for Microbiology, Office of Education and
Training 1752 N Street, NW Washington, DC 20036 e-mail:Fellowship-CareerInformation@asmusa.org,web
site:www.asmusa.org/edusrc/edu2.htm
Tel: (202) 942-9295/9283 Fax: (202) 942-9329
American Foundation for Aging Research
This fellowship is open for undergraduate, graduate, or pre-doctoral
students. Applicants must be actively involved in a specific biomedical
or biomedical research project in the field of aging. Requests for
applications or information should be addressed to: American Foundation
for Aging Research, North Carolina State University Biochemistry
Department 128 Polk Hall Raleigh, NC 27695-7622 Tel: (919) 515-5679
The Sinfonia Foundation
The Sinfonia Foundation offers a research assistance grants in music.
The subject of the research must be related to American music or to
music in America. Application may be obtain from The Sinfonia Foundation
10600 Old State Road, Evansville, IN 47711.www.sinfonia.org/foundation
Tel: (812) 867-2433 Fax: (812) 867-0633
Dumbarton Oaks Fellowship
Dumbarton Oaks offers residential fellowships in three areas of study:
Byzantine studies, Pre-Columbian studies, and studies in Landscape
Architecture.Junior Fellowships - for degree candidates who at the time
of application have fulfilled all preliminary requirements for a Ph.D.
and will be working on a dissertation or final project at Dumbarton
Oaks.Fellowships - for scholars who hold a doctorate or have establish
themselves in their field and wish to pursue their own research.Summer
Fellowships - for Byzantine, Pre-Columbian, or Landscape Architecture
scholars on any level of advancement. Application may be obtain from
Office of the Director Dumbarton Oaks 1703 32nd Street NW Washington,
DC 20007-2961:www.ats.edu/faculty/spons/D0000083.HTM
Fight For Sight,™ Inc.
Fight For Sight Inc. was founded in 1946 for the primary purpose of
encouraging and financing research in ophthalmology, vision and related
sciences. The goal of the Fight For Sight program is to restore and
preserve sight through research in detection, prevention, treatment and
curing of visual disorders, as well as diseases leading to impaired
sight and partial or total blindness. Funding priority is given to pilot
projects for research relating to clinically important eye diseases. FFS
will continue to support younger investigators, promoting the
development of scientific skills that will lead to more substantial
funding from other sources. Application may be obtain from Fight For
Sight, Inc. Research Division Prevent Blindness America, 500 East
Remington Rd. Schaumburg, IL 60173 e-mail:info@preventblindness.org,web
site:www.preventblindness.org/about/rsrch_grants.html
Tel: (800) 331-2020
Adelle and Erwin Tomash Fellowship in the History of Information
Processing
The fellowship will be awarded to a graduate student for research in the
history of computing. The fellowship may be held at the recipient's home
academic institution, the Charles Babbage Institute, or any other
location where there are appropriate research facilities. The stipend is
$10,000 plus up to $2,000 for tuition, fees, travel to the Charles
Babbage Institute and relevant archives. It is intended for students who
have completed all requirements for the doctoral degree except the
research and writing of the dissertation. Application may be obtain from
Charles Babbage Institute, 211 Andersen Library University of Minnesota
Minneapolis, MN 55455 e-mail:cbi@tc.umn.edu,web
site:http://www.cbi.umn.edu/Tel:
(612) 624-5050 Fax: (612) 625-8054
Spouse Grants
This special grant purpose is to allow unsponsored spouses of
international students who are funded to attend Management Training and
Development Institute (MTDI) seminars to share in the opportunity for
training at the same MTDI program. Application may be obtain from Robert
C. Morris, Executive Director MIDI 600 Water Street, SW PO Box 23975
Washington, DC 20026 e-mail::mtdi@mtdi.com,web
site:http://www.mtdi.com/Tel:
(202) 646-7910 Fax: (202) 646-7911
Desk and Derrick Education Trust Scholarship
The Desk and Derrick Education Trust award is for students pursuing
studies involving petroleum industry. The $1,000 awards are offered to
undergraduate and graduate students.Application may be obtain from Desk
and Derrick Education Trust, 4823 South Sheridan, Suite 308A Tulsa, OK
74145
www.ucalgary.ca/pubs/calendar/current/What/Awards/underoa.htm Tel:
(918) 622-1675 Fax: (918) 622-1675
Educational Foundation of the National Restaurant Association
The purpose of the scholarship is to recognize students in the
foodservice/hospitality field and provide the opportunity to network
with industry professionals.Undergraduate Merit Scholarship for high
school seniors - assist high school seniors who demonstrate a commitment
to both post-secondary restaurant/foodservice education and an industry
career.Undergraduate Merit Scholarship for college students - assist
qualified undergraduate students enrolled in restaurant and foodservice
postsecondary programs.Application may be obtain from Educational
Foundation National Restaurant Association 253 South Wacker Dr, Suite
1400, Chicago IL 60606-5837 e-mail:scholars@foodtrain.org,web
site:http://www.edfound.org/
Tel: (800) 765-2122 ext 733
Karla Scherer Foundation
The Karla Scherer Foundation offers Scholarships for women pursuing
business careers.It is made available to female students majoring only
in Finance or Economics with plans for a corporate business career in
the private sector.A candidate must have determined the college she will
be attending and must have so informed that institution.Application may
be obtain from Karla Scherer Foundation 737 N. Michigan Ave. Suite 2330
Chicago, IL 60611 :www.comnet.org/kschererf/
American Institute for Economic Research
Summer Fellowship Program that furthers the development of economic
scientists. Applicants must be in the Business and Management field of
studies, obtaining their graduate degree and able to speak and write
English with native fluency. Application may be obtain from Susan
Gillette, Assistant to the President, American Institute for Economic
Research, P.O. Box 1000 Great Barrington, MA 01230. e-mail:::mailto:info@aier.org,web
site:www.aier.org/summer.html
Tel: (413) 528-1216 Fax: (413) 528-0103
National Institutes of Health (NIH)
The NIH mission is to uncover new knowledge that will lead to better
health for everyone. NIH funds biomedical and behavioral research and
research training and disseminating policy and administrative
information. Requests for applications or information should be
addressed to: Grants Information, Division of Extramural Outreach and
Information Resources, Office of Extramural Research, National
Institutes of Health, 6701 Rockledge Drive, Room 1040- MSC 7710,
Bethesda, MD 20892-7710 e-mail:grantsinfo@nih.gov,web
site:http://www.nih.gov/
Tel: (301) 435-0714 Fax: (301) 480-0525
The Rockefeller Foundation
The Rockefeller Foundation is a knowledge-based, global foundation with
a commitment to enrich and sustain the lives and livelihoods of the poor
and excluded throughout the world. The Foundation has identified four
thematic lines of work - food security, health equity, creative &
culture and working communities. Among the factors considered in
evaluating grant proposal are: the project’s relevance to foundation
programs and strategies; the applicant’s qualification and record of
achievements and, the applicant’s ability to secure additional funding
from other sources. Application may be obtain from The Rockefeller
Foundation 420 Fifth Avenue, New York, NY 10018-2702http://www.rockfound.org/
Tel: (212) 869-8500 Fax: (212) 869-3468
Resources for the Future (RFF)
Academic programs at Resources for the Future (RFF) are intended to
promote research and policy analysis in RFF's fields of research. Joseph
L. Fisher Doctoral Dissertation Fellowships - This fellowship is
intended to be the principal source of support for graduate students in
the final year of their dissertation research. Walter O. Spofford, Jr.
Memorial Internship - RFF is offering a paid internship for graduate
students with a special interest in Chinese environmental issues to
spend time at RFF in Washington, DC. Students will earn a stipend; the
amount is dependent on individual circumstances. If necessary, support
for travel expenses and visa assistance can be provided. Requests for
applications or information should be addressed to: Coordinator for
Academic Programs Resources for the Future1616 P Street, NW Washington,
DC 20036 e-mail:mankin@rff.org,web
site:http://www.rff.org/
Tel: (202) 328-5060 Fax: (202) 939-3460
James S. McDonnell Foundation
James S McDonnell Foundation offers Fellowships for Cognitive Studies
for Educational Practice. The purpose of the fellowship is to support
research leading to theoretically motivated and effective educational
interventions, providing measurable outcomes of said interventions and
ultimately contributing to a theory of instruction based of cognitive
analysis. The applicant must have obtained Ph.D. no earlier than June
30, 3 years before application, or complete all Ph.D. requirements no
later than Dec 31 of year of application. Requests for applications or
information should be addressed to: Susan Fitzpatrickm, Program Officer
James S. McDonnell Foundation, 1034 S, Brentwood Blvd, Suite 1610 St
Louis, MO 63117.
http://www.jsmf.org/Tel: (314) 721-1532 Fax: (314) 721-7421
Whitehall Foundation, Inc. Research Grants
The Whitehall Foundation assists scholarly research in the life
sciences. Currently, it is focused exclusively on assisting basic
research (excluding clinical) in vertebrate and invertebrate
neurobiology in the United States. Research should specifically concern
neural mechanisms involved in sensory, motor, and other complex
functions of the whole organism as these relate to behavior, and the
overall goal should be to understand behavioral output or brain
mechanisms of behavior. Requests for applications or information should
be addressed to: Whitehall Foundation, Inc251 Royal Palm Way, Suite 211
Palm Beach, FL 3480
http://www.fdncenter.org/ Tel: (561) 655-4474 Fax: (561) 659-4978
The Heather Joy Memorial Scholarship
This scholarship is open to all students. The award is offered twice a
year. The postmarked deadlines are May 1 and November 1. The award
amounts vary up to $1000. It is based on a complete and well-presented
250-word essay, referrals and application. Students can now print out
the application and find answers to Frequently Asked Questions at:
innet.com/~dblaha/resource/main.html html
By clicking on
"SCHOLARSHIPS WE MANAGE AND SPONSOR" and/or "FREQUENTLY ASKED
QUESTIONS". If you desire a "hard copy" of the application you must mail
the following: A PROPERLY POSTED Self-Addressed Stamped # 10 Envelope to
the following address:The Resource Center, 16362 Wilson Blvd.
Masaryktown, FL 34604-7335 ATTN: HJM Application Request
The M. Blaha Medical Grant
This scholarship is open to all students in the medical field and
medical related studies (including psychology and veterinarian). The
award is offered twice a year. The postmarked deadlines are January 1
and July 1. The award amounts vary up to $1000. It is based on a
complete and well-presented 250-word essay, referrals and application.
Students can now print out the application and find answers to
Frequently Asked Questions at:innet.com/~dblaha/resource/main.html
html
By clicking on
"SCHOLARSHIPS WE MANAGE AND SPONSOR" and/or "FREQUENTLY ASKED
QUESTIONS". If you desire a "hard copy" of the application you must mail
the following: A PROPERLY POSTED Self-Addressed Stamped # 10 Envelope to
the following address:The Resource Center, 16362 Wilson Blvd.
Masaryktown, FL 34604-7335 ATTN: MBG Application Request
The Margaret McNamara Memorial Fund
The Margaret McNamara Memorial Fund was established in 1981 to honor the
late Margaret McNamara and her commitment to the well being of women and
children in developing countries. The purpose of the grant is to support
the education of women from developing countries who are committed to
improving the lives of women and children in their home countries.
Previous grant recipients were studying agriculture, architecture and
urban planning, civil engineering, education, forestry, journalism,
nursing, nutrition, pediatrics, public administration, public health,
social sciences and social work. Eligibility: The MMMF invites women who
are committed to improving the lives of women and/or children and who
meet the following criteria to apply. She is enrolled at an accredited
U.S. educational institution by September 2000. She will remain enrolled
during the entire period covered by the grant. She is a national of a
developing country and is not a U.S. Green Card holder. She plans to
return to a developing country in about two years. She will be at least
25 years old by January 1, 2001. She resides in the U.S. at the time she
submits the application. She can demonstrate financial need. She will
use the grant to continue to study for her degree. She is not related to
any World Bank Group staff member or his or her spouse. Requests for
applications or information should be addressed to: The Margaret
McNamara Memorial Fund, 1818 H Street, NW; Room H2-200 Washington DC
20433 e-mail:MMMF@worldbank.org
Tel: (202) 473-8751 Fax: (202) 676-0419
Dr. Gombojab Hangin Memorial Scholarship
The scholarship is to be given to a student of Mongolian heritage,
defined as an individual of Mongolian ethnic origins, who has permanent
residency in Mongolia, the People's Republic of China, or the former
Soviet Union to pursue studies in the United States of America. The
amount of the award may be up to US $2,500. The award does not include
transportation from the recipient's country to the United States nor
does it include board and lodging at the university where the recipient
will study. Requests for applications or information should be addressed
to: The Hangin Scholarship Committee, The Mongolia Society, 322 Goodbody
Hall, Indiana University, Bloomington,Indiana 47405
www.indiana.edu/~gradgrnt/v9n2/nonuscit.html
The Fulbright Program
The Fulbright Program is a world leader in international educational
exchange. The goal of the Program is to increase mutual understanding
between the people of the United States and the people of other
countries through educational exchange. The Program - celebrating its
50th anniversary in 1996 - was established in 1946 under legislation
introduced by Arkansas Senator, J. William Fulbright. In 1961, the
Fulbright/Hays Act updated and expanded the original legislation. Nearly
5,000 Fulbright grants are awarded each year for foreign national
students, teachers, professors and professionals to study, teach,
lecture and conduct research in the U.S., and for U.S. nationals to do
likewise outside of the U.S. Outside the U.S., the Program is
administered in 50 countries by a Binational Commission, and in the
remaining countries by the U.S. Department of State's overseas staff.
Please note: All applications must go through either their home
country Commission or US embassy.
The following are a few Fulbright locations worldwide:
Argentina - Executive Director, Commission for Educational Exchange
between the U.S.A and the Argentine Republic Viamonte 1653, Piso 2 1055
Buenos Aires e-mail:ng@fulb-ba.satlink.netor:gc@fulb-ba.satlink.net,,web
site:www.e.usia.gov/posts/baires_embassy
Tel: 54-11-4814-3561/3562 Fax: 54-11-4814-1377
Brazil - Executive Director, Commission for Educational Exchange
between the United States of America and Brazil, Edificio Casa Thomas
Jefferson SHIS Q109 - Conj. 17 - Lote L Lago Sul 71625 Brasilia, D.F. e-mail:fulbright@brnet.com.br,web
site:www.pub2.1ncc.br/Fulbright
Tel: (61) 364-0776 Fax: (61) 364-0647
Cameroon - Public Affairs Officer American Embassy Calafatas
Building Rue Nachtigal (Boîte Postale 817) Yaoundé Tel: 230-416, 231-437
Fax: 226-765
China - American Center for Educational Exchange, Jinggiang
Center, Suite 2801, Box 84 Hu Jia Lou, Chao Yang District, Beijing
100020 Tel: 10-6597-3242 Fax: 10-6597-3247
France - Program Officer, Franco-American Commission for
Educational Exchange, 9 Rue Chardin 75016 Paris e-mail:cfa@fulbright.worldnet.fr,web
site:www.fulbright-france.com
Tel: (1) 4414-5360 Fax: (1) 4288-0479
Germany - German Program Unit Chief, Commission for Educational
Exchange between the United States of America and the Federal Republic
of Germany Oranienburger Str. 13/14 D-10178 Berlin Tel: (30) 284443-773
Fax: (30) 284443-42 e-mail:fulkom@fulbright.de,web
site:www.fulbright.de
India - United States Educational Foundation in India, Fulbright
House 12 Hailey Road, New Delhi 110001 e-mail:delhi.usefi@axcess.net.in,web
site:http://www.e.usia.gov/abtusia/posts/IN1/wwwh8.htmlTel:
11-332-8944/48 Fax: 11-332-9718
Indonesia - American-Indonesian Exchange Foundation (AMINEF)
Gedung Balai Pustaka, 6th floor
Jalan Gunung Sahari Raya 4 Jakarta, Indonesia 10720 e-mail:
phjkt@usia.gov,web
site:http://www.usembassyjakarta.org/aminefTel:
21-345-2016 or 345-2018 Fax: 21-345-2050
Israel - The United States-Israel Educational Foundation (USIEF)
1 Ben Yehuda Street, 10th Floor P.O. Box
26160 Tel Aviv 61261 e-mail:jstavsky@fulbright.org.il,web
site:http://www.fulbright.org.il/Tel:
3-517-2131 or 662-042, 3-517-2392 or 1484 Fax: 3-516-2016
Japan - Japan-United States Educational Commission (JUSEC) Sanno
Grand Building, 206 14-2, 2nd Floor Nagata-cho, Chiyoda-Ku, Tokyo 100,
Japan e-mail:
fulgrant@jusec.org,web site:http://www.jusec.orgTel:
(03) 3580-3231 thru 3235 Fax: (03) 3580-1217
Korea - Korean-American Educational Commission Fulbright Building
168 -15 Yomni-dong, Mapo-gu Seoul 121-090 e--mail:admin@fulbright.or.kr,web
site:http://www.fulbright.or.krTel:
82-3-275-4000 Fax: 82-2-275-4028
Pakistan - United States Educational Foundation in Pakistan House
2, Street 84 Ataturk Avenue G-6/4 P.O. Box 1128 Islamabad e-mail:
mailto:fulbright@usefp.sdnpk.undp.org, Tel: 51-210-346 or 278-344
Fax: 51-278-040 or 271-563
Taiwan - Foundation for Scholarly Exchange, 2nd Floor, 1-A Chuan
Chow Street Taipei 100, Taiwan e-mail:julie@saec.saec.edu.tw,
or jjwu@arc.org.tw,web
site:http://www.ait.org.tw/ait/FSE/aeis.htmTel:
2-332-8188, ext 112 Fax: 2-332-5455
Turkey - Program Officer Commission for Educational Exchange
between the United States and Turkey Sehit Ersan Caddesi, #28/4, Cankaya
Ankara, 06680 e-mail:fulb-ank@tr-net.net.tr,web
site:http://www.usis-%20ankara.org.tr/usis/fulb.htmTel:
(90-312) 4428-4824 Fax: (90-312) 468-1560
For more countries visit:http://www.iie.org/fulbright/ff/fulbapp.htm
Organization of American States (OAS)
The OAS regular training program is one of the instruments of
development cooperation of the Organization of American States. Those
who may apply for an OAS fellowship must be citizens or permanent
residence of an OAS member states, and hold a university degree. The
fellowships are awarded to carry out graduate studies or research in any
field, with an exception of the medical science and related areas, and
introductory language studies. A fellowship provides the following
benefits: a round trip ticket, tuition fees, study materials, health
insurance and subsistence allowance. For more information and
application form please contact: Division of Cooperation for Development
of Human Resources, Inter-American Agency for Cooperation and
Development, 1889 F Street, NW Washington DC, 20006-4499. e-mail:mailto:Fellowship&Training@iacd.oas.org,web
site:http://www.oas.org
Tel: (202) 458-3792 Fax: (202) 458-3878
ISO, International Students Organization, is a leading provider of affordable health insurance plans for international students, scholars and visitors to the USA. In addition to health plans ISO provides dental insurance plans, information on financial aid, scholarships and grants, calling cards and other services for international students studying in the US. ISO offers a free bulletin board (e-board) that allows listing of apartments and rooms for rent as well as other listings. ISO publishes the International Spirit magazine.
visitors to the USA. ISO’s additional services are: Calling cards, information
on scholarships and grants, dental plans, discount cards and more.
The International Spirit magazine – Vol. 6 No.1

- Your First Steps in America
- Sitting Fit
- My Experience as an International Student
- Note#1: Day one fresh start in America
- Health Insurance Plan-How to choose.
International Student Survival Guide to America
As an international student in America you are at the beginning of a
long and exciting journey of acquiring an academic degree. We hope that
this magazine will assist you in getting settled, and that we can
continue to be of service throughout your stay. Don’t forget to check
our various services and benefits, and feel free to contact us with any
question or problem you may have, now or in the future.
The International Student Office
This office will have the answers to most of your questions and worries.
The International Student Office may have different names on different
campuses, but regardless of its name or size this office is an important
source of information and service for students studying in the United
States.
The international student office may:
- Offer an orientation program for new international students.
- Help you find fellow students from your country or recommend clubs
that you may want to join.
- Coordinate a host family or friendship program to help
international students learn about the community and participate in
community life.
- Act as a source of information, advice, and assistance related to
your non-immigrant student status.
In most colleges the International Student Office will also offer
information on many other aspects of your life such as housing,
financial aid, medical insurance, cultural events and so on. Check the
office's bulletin board on a regular basis, and do not hesitate to ask
them any question that may arise during your stay in the U.S, no matter
how trivial it seems - chances are that if you are having some
difficulty, countless others have faced the same problem, and the
International Student Office may have some helpful tips.
Housing: On Campus or Off Campus?
Finding the right place to live is an important part of a successful
educational experience. Some colleges and universities located in large
cities may not offer on-campus housing. On-campus housing often is less
expensive and more convenient (and safe) than off-campus options. On
campus there is usually easy access to the library, computer equipment,
the student center, sports and recreation facilities, cafeterias and
classes. The typical US residence hall or "dormitory" offers more than
just a place to sleep, and supports students' academic objectives
through a variety of academic and social activities. Be sure you
understand the arrangements before committing yourself to a living
arrangement. Some universities offer special living arrangements for
students who share interests or geographical backgrounds. Thus, you may
choose to join a "fraternity" or "sorority" (social clubs for men and
women, respectively) or live in an "international house." Many
international students, particularly graduate students, prefer the
independence of living off campus. Sometimes this option is more
affordable, because it leaves room for sharing costs. Some colleges and
universities maintain a list of available apartments and provide
students with names of other students who seek roommates.
Lease Agreements
If you decided to seek off campus housing, you will be required to sign
a rent lease. A "lease" is a binding legal contract between you and the
property owner or landlord. When you sign the lease you are obligated to
pay the landlord monthly rent for the duration of the lease. Most leases
are for a fixed period of time, and it is usually difficult to break the
lease. Therefore, before you sign you should be reasonably sure that you
could live with your decision for the duration of the lease. In case you
decide to leave before the end of the lease, with permission from your
landlord you may be allowed to find a tenant to take your place for the
remainder of your contract. If you "sublease" your apartment to other
tenants, you will probably remain responsible for their actions. Make
sure all conditions are clear to both sides of the contract and get it
all in writing. Sign the lease only when you have fully understood all
terms of the lease and do not sign it unless you are completely
satisfied with the apartment and surrounding property. When you sign the
lease, you will typically be required to pay a "security deposit," which
is usually equivalent to at least one month’s rent, in addition to the
first month’s rent. The security deposit will be returned to you when
you move out, provided you leave the apartment in good condition. Most
apartments come equipped with basic appliances such as a stove and a
refrigerator, but you may need to purchase or rent some of the furniture
and other equipment. You will probably be responsible for paying the
cost of your telephone service and utilities such as water, electricity
and gas. The utility companies may require you to pay a deposit before
service is activated. These deposits will be refunded to you or credited
to your account upon termination of your service, provided you have no
due payments. It is also useful to know that most buildings have a
"super," a person who’s paid to make sure the building is running
smoothly. If you have any problems in your apartment such as plumbing or
electricity, the super should fix it free of charge.
Employment in the USA
Employment opportunities for international students are limited by
regulations of the Immigration and Naturalization Service (INS) and
United States Information Agency (USIA). You may not even be
self-employed as an international student. Employment is available only
to students in good academic standing who maintain their non-immigrant
status. With the exception of work on campus, F-1 students need approval
from the international student advisor or INS, depending on the
circumstances, before accepting employment. Student in J-1 status must
have written authorization from the responsible officer of their
exchange visitor program before beginning employment. It is very
important that you do not work without authorization.
On-campus employment:F-1 and J-1 students may work part-time on
campus while classes are in session. "Part-time" means not more than 20
hours per week. Student assistantship is also considered "on-campus
employment" and therefore is also limited to 20 hours per week. During
vacation periods and academic breaks, you may work full time on campus
if you are returning to classes the following term.
Off-campus employment:F-1 Students: off-campus employment is
limited to students pursuing academic studies, excluding English
language students. Working off-campus requires special authorization and
is only available under certain conditions, such as a newly emerging
financial hardship. Consult your international student advisor. J-1
Students: exchange visitor students in good academic standing may obtain
authorization for work off-campus as part of an academic training
experience or when unforeseen economic circumstances arise after the
student becomes an exchange visitor. Consult your responsible officer
for procedures.
Working after completion of studies:F-1 Students: after
completion of studies or everything except the thesis or dissertation
may be employed full-time in the field of study through OPT - Optional
Practical Training (employment that is not required for credit). One
year of full time OPT authorization is usually available. J-1 Students:
in general, these students are limited to 18 months of academic
training. Academic training must be recommended by your dean or major
adviser and authorized by the responsible officer of your exchange
visitor program. (NAFSA's International Student Handbook)
Banking - Basics
Transferring Money In order to open a bank account, you will have
to transfer some money for your expenses from your home country. Several
options exist, and you should check with your university and the bank of
your choice to find the solution that best suits you. The preferred way
to transfer money is a "wire/electronic transfer" from your bank at home
to your US bank account.
Choosing a Bank Every September students are bombarded by
brochures from countless banks that want their business. Beware: many of
these banks have high fees for checking and savings accounts that drain
dollars from your account into the bank's profit column. You should
balance convenience with cost when choosing the best bank for you.
- Ask yourself these questions before opening an account:
How much money do I have?
How often do I need to make deposits?
How many checks will I write each month (rent, phone, books, etc.)?
How often do I need to withdraw money?
Do I balance my checkbooks carefully or bounce a lot of checks?
- Get information on your options:
If you can keep more than $1,000 in the bank each month, look into
regular checking with a minimum balance but no monthly fee and
unlimited check writing. If you can meet a $1500 minimum balance, look
at an interest-paying account (or combine it with a savings or money
market account).
- Dare to compare:
Set your priorities. If you are better at keeping your balance on a
surfboard than balancing your checkbook, look for accounts with no
minimum balance. If easy access is key, look at ATM services. If you
only write a few checks per month, a basic account may be your best
bet. Finally, test their service - call the bank and see how the
bank’s customer representative treats you.
- Be prepared when you go to open an account:
Start by asking if the bank has a special student account. Make sure
that your account is insured by the FDIC (Federal Government) up to
$100,000. You will be asked by the bank's representative for your
permanent address and Social Security number, or school ID number.
Most banks require two forms of ID and a signature verification from
another bank, an employer or a college advisor or dean. You will
probably have to wait a few days to get access to your account, and
deposited checks in new accounts are often held for as long as 30 days
before you can use the money.
- Don't be afraid to switch banks:
If your bank is charging too much or otherwise treating you badly,
move your money - it's yours!
- In many banks in the world it is acceptable to have an overdraft,
which means that even if your account has no money in it, the bank
allows you to keep withdrawing cash (with interest, of course).
American banks have no such thing! If you have no money in your
account it will usually be frozen, and you might even be charged an
extra fee for reaching that stage.
Other Banking Services
Banks offer a variety of services
including safety deposit boxes for storing valuable possessions, debit
cards, also known as check cards, which allow your to withdraw or
deposit money to your account using an ATM. It also allows you to make
purchases at stores, just like a credit card, only the money is
withdrawn immediately from your account instead of once a month. They
also offer credit cards which will allow you to make purchases even when
you have no money readily available.
On-Line Banking Basics
If you have already set up a bank account in the US, you may have
noticed that the American banking system is unique in it’s way. When I
first arrived in the US as an international student I couldn’t
understand a word the bank representative was saying, even though I
spoke English, and I almost gave up hope of understanding how my bank
account worked. Online banking, when I first heard of it, only seemed
like a further complication. However, as I soon found out, managing a
bank account through the Internet may make life easier. Not only do you
spend less time on banking errands, but ATM machines, telephone banking
or banking by mail are often unnecessary. Online systems allow customers
to access banking services from a personal computer by connecting with
the bank's computers over telephone lines. Most major banks nowadays
offer on-line banking as an option to their customers, under a variety
of different names: PC banking, home banking, electronic banking or
Internet banking. Regardless of the name, all of these systems offer
certain advantages over traditional banking methods.
Services Available
Basic (offered by most banks) - Check account
balances, transfer funds between accounts and pay bills electronically.
Advanced (offered by some banks) - Applies for loans, download
information about accounts, trade stocks or mutual funds and view images
of checks and deposit. There are two approaches for online banking:
- Client based / Customers use money management software and
their own computers to access the bank using a modem and a phone line.
- Internet based / Customers use any computer to access the
Internet and then the bank via modem.
Advantages
- You can use your computer and a telephone modem to dial in from
home or any site where you have access to a computer.
- The services are available seven days a week, 24 hours a day.
- Transactions are executed and confirmed quickly, although not
instantaneously. Processing time is comparable to that of an ATM
transaction.
- The range of transactions available is fairly broad. You can do
everything from simply checking on an account balance to paying your
bills.
Disadvantages
- You need to be computer literate.
- It takes time to be familiar with all the functions.
- In case you decide to use the bill payment function, setting your
data will be an effort that will lead to unlimited convenience.
- Online banking: Expect to pay fees.
There is a broad pricing issue at work here. Just as bank charges for
checking accounts vary, online banking fees may differ from one bank to
another. The most expensive aspect of online banking is bill payment.
The price range starts from no fee and may reach more than $10 per
month. You should check with your bank what it charges. In any case, it
is recommended to shop around for banks that have no monthly charges but
provide a wide array of services at their Internet branches.
Note- Make sure that the bank you wish to join has the FDIC
(federal Deposit Insurance Corporation) sign. This means that the bank
is insured as well as your money. In the event of a bank failure,
federal deposit insurance protects deposits that are payable in the
United States.
Credit Cards
Charge card vs. credit card
A charge card requires you to pay
your entire bill each month, but does not charge interest (for example:
American Express). A credit card allows you to pay your bill in full
each month or pay a portion of your bill, with interest, if your payment
meets the minimum established by your card company, usually about 2%-3%
of your bill (for example: Visa or MasterCard).
Annual fees and APR
Annual fees and annual percentage rates
(APR's) are often linked to each other. Many credit cards that have high
annual fees have lower interest rates and vice versa. If you pay your
bill monthly, look for a card without an annual fee. If you expect to
make extended payments, look for a card with low APR.
Grace period
A grace period lets you avoid interest charges for
25-30 days, so you can pay off your monthly charges without incurring
interest. To obtain a list of low-cost credit cards write or call to:
Bankcard Holders of America, RAM Research Low-rate list, PO Box 1700,
524 Branch Drive Frederick, MD 21702, Salem, VA 24153 (800) 344-7714,
(703) 389-5445.
Owning and Operating an Automobile
You must have a valid driver's license to drive a car. Each state in the
US issues its own driver's license. Not every state will recognize your
country's driver's license or an international driver's license. Most
states require car owners to purchase and maintain automobile insurance.
Even if the state in which you will live does not require it, you should
purchase insurance if you plan to own a vehicle.
Visa Information
A person seeking to enter the United States to study must obtain and
appropriate visa for that purpose. By statute, persons entering as
temporary visitors are precluded from studying in the US. The most
commonly used visa for studying is the F-1 visa. Under certain
circumstances, students come to the US on J-1 and M-1 visas. In order to
obtain any of these visas, a person must be a non-immigrant.
F-1 Visa
F-1 status is for one to come into the US as a full time student. The
person must obtain an I-20 issued by a school or school system
authorized by the Immigration Service to sponsor foreign students.
Virtually all colleges and universities and many public schools and
private schools are so authorized. All schools have foreign student
advisors that handle foreign student matters including I-20's. The
foreign student must prove that he or she has adequate funds to proved
for school and living expenses in the US. F-1 students must maintain a
full course of study, which, for an undergraduate, usually requires at
least 12 credit hours a semester. Full time for a graduate student is
whatever the institution deems it to be. F-1 students are responsible
for maintaining their legal status while in the US. Consequences for and
F-1 student who fails to maintain legal status can be serious. Students
who fail to maintain legal status are ineligible for employment,
transfer to another institution, change to another non-immigrant status
within the US, and other benefits. Such students must either apply to
the Immigration and Naturalization Service for reinstatement or must
leave and reenter the US.
F-2 Visa (Dependent of F-1 Visa Holder)
Individuals in the U.S. as dependents (spouse or children) of an F-1
visa holder may engage in full or part-time study. However, they are no
permitted to work in the U.S. under no circumstances.
J-1 Visa (Exchange Visitor)
J-1 status must be pursuant to a foreign exchange program and. J-1
students must maintain a full course of study.
J-2 Visa (Dependent of J-1 Visa Holder)
Individuals in the U.S. as dependents (spouse or unmarried children
under the age of 21) of an J-1 student or scholar may engage in full or
part-time study. They are eligible to apply to INS for work
authorization. With EAD (Employment Authorization Document) issued by
INS (Immigration and naturalization Services), they may work for any
employer.
M-1 Visa
The M-1 status was created to separate those who come to the US for
vocational-type training from those who engage in an academic program.
In order to obtain this status a person must be admitted to a school
that is authorized by the Immigration Service to sponsor M-1 students.
The school issues that person an I-20M-N. The person then applies for
the visa or the status by submitting the I-20, proof of adequate
financial support and evidence to establish that the person is a
non-immigrant.
Documents
Most non-immigrants (except for Canadians) must have a valid passport
and visa in order to obtain non-immigrant status, which must remain
valid for the duration of their stay in the US. The student must report
a lost passport to the embassy or consul of the country, and obtain a
new passport to maintain status in the US. All non-immigrant students
receive an I-94 arrival-departure record upon entering the US. This
should be kept in the person's passport. This indicates the date and
place on entry, as well as the person's status. The I-94 will also
indicate the date up to which the person will be able to remain in the
US - for most foreign student it will be '"D/S" (duration of status).
Please note that an F-1 student is considered to be in legal status for
60 days after you have been a full time student, have completed your
studies or have finished practical training. During this period you may
begin a new degree program, transfer to another institution, change to
another visa status or prepare to leave the US. [International Student
Guide to the United States of America + "The Big" Bmcc's International
Gazette.
(For students who make a living sitting!)
Dr. Amram Weiner
As human beings, we have developed a necessary but usually unhealthy
relationship with... chairs! Initially, chairs were invented to free our
hands and body from physical stress and to allow us to concentrate
better. However, since our body was designed and built to perform in
motion, straight and erect, we must often get up to loosen our body. For
many people, including myself, walking is also a much better way to
relax and think than sitting. Still, we must sit much of the time, as
you are probably doing right now.
So here are a few helpful tips to cope with the problem:
- Get an ergonomic* chair, with lumbar support, high back cushion,
thick padding, adjustable height and tilt.
- Adjust the chair so that your feet and knees are at 90-degree
angles. Get a footrest; it is good to change the position of your
feet.
- Change your sitting position often by tilting your body from the
hips, not by curling your back. Imagine there is a bar between your
hips and rotate your body forwards or backwards using that bar as a
pivot.
- Adjust your working station to suit your own needs regarding the
monitor’s height, keyboard position, light etc. As a general rule of
thumb, you should be sitting between 30 and 70 cm from your computer
screen. The monitor should be positioned so that the top of the screen
is slightly below eye level. The computer screen should also be tilted
backwards, but not so much that it should cause a glare.
- Micro breaks. This is extremely important! Take, say, a ten
seconds break, roll your chair back, do two or three simple stretching
exercises**, take a deep cleansing breath and continue your work. Do
it as often as possible. Take a longer break every 30 to 45 minutes.
Get up, walk, move and stretch.
* Ergonomics: Arranging and fitting the environment to suit our
health needs.
** If you like, I will gladly provide you with a sample of exercises.
Just call 212-249-3884. You can also look up some exercises on the web, www.csosortho.com/safety/stretching.html
Dr. Amram Weiner is a chiropractor, practicing in the Upper East Side of
Manhattan New York.
Tara Nath
Winner of ISO Essay Competition - 1st Place
I arrived in this country on the twenty-ninth day of July, in the
year 2000. It has now been over a year since that day. My experiences in
the United States of America have been greatly varied. There has been
joy mixed with sadness, hope mixed with disenchantment, freedom mixed
with a sense of entrapment - the list goes on and on. I left my native
country at a time when my life had started to take on structure and
form. I had a stable job and income. I had started to build towards a
future, a home, a car and perhaps even a family. In coming to America I
gave up that security for the unknown. I was accepted into the Ph.D.
program in Chemistry and I had to give a chance. If I hadn’t, I would
have always wondered what could have been. However, giving up what we
definitely have for what we hope to have is never easy. It takes a lot
of inner strength and courage.
So now I am in America, "the land of freedom," and yet sometimes I feel
like caged bird.
I come from Trinidad, where the lowest temperature is perhaps twenty
degrees Celsius. I can wear one layer of clothes any day of the year and
go outside. Having to wear layers of clothes plus a winter coat weighs
me down. I feel slower and less free when I am outdoors. But sometimes I
forget the cold when I see the beauty of the snowflakes falling from the
skies and covering the earth with a pure glistening white carpet. I even
forget how cold my room is when I see the lights coming from the
buildings waltzing on the East River.
At first, the offer to enter a Ph.D. program in America sounded grand.
Too grand to turn down. The thought of being Dr. Tara Nath and perhaps
discovering some novel concept was overwhelming! At that time I did not
realize the depth of the risk involved in doing a Ph.D in chemistry. It
has not been anything like studying for a Bachelor’s or a Master’s
degree. There are no guarantees that I will get this degree. But I try
to stay positive. I read in a book once that the sunflower always bends
in the direction of the sun; wherever it may hide the sunflower finds
it. I have decided to behave like the sunflower and find the sun. I do
not know where this Ph.D. shall ultimately take me, but I know every
experience in life is for a reason.
I believe that I am still coming to terms with the idea of being in New
York. At times I feel a bit displaced here. Some mornings when I wake up
I look through my window and expect to see my mother’s rose plants in
the backyard. Each time, though, I experience a rude awakening when I
see the tall concrete buildings glaring back at me. I miss spending
times with my dogs, my friend, my parents and my little sister. I miss
driving and watching television and just doing the things that once
defined me. I guess I have to start making a new path for myself in this
new, different world, but I know that it will take time and endurance.
Endurance of loneliness, of uncertainty, of tears, of fears and of a
kaleidoscope of feelings.
As a child I would lay on the bed seat of my father’s moving car and
watch the moon move with me. It fascinated me that no matter where the
car moved the moon moved with it. Little did I know then that the moon
could have moved around the world and back. America has exposed me to so
many people of different races, creeds and religions. The striking
thing, though, is that although we may be from different countries and
different cultures, so much of who we are is the same. We all share a
vast number of common desires, fears, hopes and aspirations.
I have also learned a lot about the differences in the way of life and
culture. I am an East Indian from the West Indies, and when I think of
the word ‘Indians’ I think of a race, not a nationality. Interacting
with students from India has taught me that being Indian for a lot of
them is more of a nationality than a race. I have learned that within
China there are many different types of dialects so that two Chinese
from different parts of the country may not be able to communicate with
each other. I have looked at the photographs of a Russian friend, and
found that Russia is a beautiful place with beaches and rustic
buildings. By observing the Chinese, Indian, American and European
students cooking at my dormitory I can now prepare many different
dishes.
It is said that wanting more out of life than we have is divine. It is
the need for our spirit to soar. I love Trinidad. Its familiarity gives
me a sense of belonging. I have spent most of my life there, but it is
small, much smaller than America and even New York. This makes it
difficult, sometimes, to grow as a person. So I have been using
America’s great size to grow mentally and to discover myself. Every day
I use my experiences to help me open my mind to changes, to accept
differences in people and to find my individuality. I have been
deciphering what my beliefs are and trying to stand up for them. I have
been learning to be independent, and I have been practicing saying what
I mean and not what others want to hear. I am also coming to the
realization that each person may hold on to different values and
beliefs, but we can still all live in harmony and even be friends.
America is a land of plenty, there is no doubt about that. Plenty of
cuisines, plenty to see, plenty of choices and opportunities. Being here
sometimes gives me the feeling that I can be anything that I want to be.
Both the public and school libraries are filled with so many resources:
books, audio and visual cassettes and microfilms. There is a wealth of
information and opportunities that Americans take for granted. In my
country there are opportunities, but they are fewer and harder to
obtain. As a result, ambition and drive are not always enough to lead
you to success. In the United States I feel that ambition and drive are
sufficient to allow me to reach my goal, at least. In other words,
"where there is a will there is a way." This encourages me to continue
when I feel like quitting. I am now sitting on my bed, gazing at the
waters of the East River, trying to finish this essay. Writing
everything down has given me the chance to express the whirlwind of
emotions and experiences that I have been through since I arrived in
this country. I guess choosing to come up here has put me in a sort of
transition state. Right now I feel like I do not belong here or at home.
I have no job to go back to at home; in coming here it feels as if I
gave up my old life for a new one. And yes, I am in America, but it
feels like I am looking in with my eyes pressed to a transparent glass
door. When I see friends and family together, I long for my own friends
and family. Here I am just another face in the crowd, but at home I
matter to many people. There are moments that I want to be here because
it makes me feel that I can climb my mountain, but this is overshadowed
by my feelings of loneliness and sadness.
I know that in the end I will choose the path that brings me happiness,
but I must first find out what that path is. I hope that my past
experiences and my new ones in this country will help me with this task.
Lucie Prochazkova
Winner of ISO Essay Competition - 2nd Place
"Go up the stairs, and then turn right!"
An older lady with a pointy nose and strict eyes is trying to explain to
me how I can get to my classroom.
It is my first day here, at Owens Community College. I'm excited, and a
bit scared. I walk up the stairs with a little smirk on my face. It’s
funny how people have a tendency to speak louder when they realize
you're from a different country. I guess they think we'll be able to
understand better when they raise their voice. It is kind of amusing,
since it’s not the first time this has happened to me since I have
arrived in the US. I'm almost on the second floor. Before I enter the
classroom I make a mental note to purchase some high quality earplugs,
because my experience here might be harmful to the inner ear.
As I step in, I can see ten pairs of curious eyes carefully following my
every move. Several thoughts go through my head. Do I have any holes in
my clothes? Do I have a big pimple on my nose? Do I look fat? Is it my
hair? I knew I should have gone with a different kind of blond. And if
not, what is it? Do I look too European? Is it that obvious? I tell
myself to stop. I realize I'm getting paranoid.
The whole class is quiet. Nobody moves. We're all waiting for our
professor to enter the room. There is a big clock right above the door,
and I bet everyone's attention is drawn to it right now. Only one more
click and the big arm will hit 12. That's when we officially start our
first day, first class, first hour, and first semester here at Owens.
I start digging in my purse. Oh, no, I can't find my pen. Great! My
first day, and I won't be able to take notes. What a fabulous start!
Great job, Lucie! As I'm having this conversation with myself, I notice
that someone has walked in. I raise my eyes. The first thing I see is
the unusual high heels, it is a woman. My eyes continue to scan her
whole body, just like an X-ray, and… there she is, standing like a
goddess on a white pedestal, my good old friend from downstairs. I
recognize the sharp look in her eyes, and the pointy nose. What a
surprise! Mental note number two: emergency, purchase earplugs as soon
as possible.
"Welcome class! My name is Mrs. Hoag, and I will be your economics
teacher for the next 18 weeks, " she starts a typical welcome speech.
"I’d like to tell you a little bit about me. I've been working here for
the past eight years, so I have a lot of experience teaching," she
pauses. Only one thing comes to my mind: eight years equals routine,
which means a boring class. But I'll give her a chance. "My husband
teaches here as well. Maybe some of you will have him later in the
semester if you proceed to the higher level of economics." My inner
voice jumps in: Is this a family business or what?
Maybe I just have to stop being so negative. Everything will be okay, I
tell myself. Everything will be just fine, give her a chance. Lay back
and enjoy the rest of the speech. My eyes start feeling heavy, and I
realize I have tuned out all external noise. Somehow, fortunately, I
manage to stay awake. I’m proud of myself, because most of my classmates
were not as fortunate as me and missed Mrs. Hoag’s whole introduction
speech. The rest of the class goes pretty smoothly. I can see on
everyone’s faces and in their body language that they’re ready to go
home. "Just to make sure, class, that I remember all of your names
correctly, why don’t we make two groups, and I’ll take pictures of you,"
Mrs. Hoag surprises me again. It seems she always has some way of
spicing up the atmosphere.
We are all confused. We don’t know what’s going on. "One, two, one,
two," she starts pointing at people and distributing numbers to make
sure we’re grouped evenly. "Okay, group number one, why don’t you stand
in front of the board, and I’ll take a picture." Group number one, I
think that includes me. I proceed to the board with a few other
students. There are huge spaces between us; nobody wants to get in
contact with anyone else. "I’ll count to three, and then everybody say:
‘Dividend!" Dividend? What in the world is she talking about? I don’t
think I quite understand. In my country, we say cheese. But I guess I’ll
have to adjust, this is America. I put a huge smile on my face and after
a bit of a struggle I say, "Dividend!" The flash goes off, and our
professional picture is done.
Everybody grabs their book bags and walks out the door. It seems a
little sad to me. I was used to knowing all my classmates on a more
personal level. When I was in Europe, we were a great group. Everyone
knew everyone else, and I think that throughout the years we developed
some sort of a psychological tie. Most people were caring and concerned
with other people’s problems, feelings, and life in general. Here, I
feel more like a social security number in a computer than a real
person.
I catch myself daydreaming. I forgot that my schedule doesn’t allow me
to do that. I have only ten minutes in between classes, and it seems
like seconds when you have to walk from one building to another that is
located across the street.
I would say I’m a little disappointed, but I’m also curious as to what
my other classes will be like. It was my dream to come to the United
States and experience the "American Dream" in person. So far, it’s been
one surprise after another. However, I love it. I can adjust to pretty
much anything, and I’m looking forward to experiencing more of the world
famous American culture. I know the memories I will have in the end will
be priceless, and I will have a lot of stories to bore my grandchildren
with. So, let’s take a deep breath and jump straight into this new
world.
Mental note number three: If you survive it, it will make you stronger.
How to Choose the Plan That Fits Your Needs
Jacob Harel, Ph.D.
I made it! I was accepted to the college of my preference and started
my academic journey in America. As the semester begins, there are so
many things to take care of: tuition, registration, textbooks, and yes -
a new pair of jeans. Not to forget, I have to secure myself with a
proper health insurance. This is a priority on my list, since I prefer
to do whatever I can to avoid any obstacles that are liable to
jeopardize my course of study in the United States. Talking to the
international student advisor at my college, I have realized there are
several common mistakes students tend to make when choosing their
medical plan. I would like to take this opportunity and assist my fellow
international students in avoiding these mistakes, and upon all - in
choosing the plan that is suitable for them.
Common Mistakes Students Make:
- I Do Not Need Medical Insurance Plan -This is the greatest
mistake you are liable to make. The cost of medical treatment in
America is the highest in the world! Even young and healthy students
are liable to find themselves in a need for medical services. In case
you are sick and need to be hospitalized, the hospital bills may run
for sums as high as thousands of dollars. Thus, an injury from daily
activities, such as a broken hand caused by an in line skating or
basketball game, could cost in hospital bills from $3,000 and up to
$25,000 in case a surgical intervention is required. A relatively
simple operation such as Appendix might cost as much as $17,000. I
know I could not afford such high bills, could you?
- Comparing Monthly Premium -Do not compare only the monthly
premium - mostly $37-$60 a month. You should also compare what you get
for your money! Compare the maximum benefits. $10,000-$50,000 is not
enough in America. You should not settle for less than $100,000.
- Ignoring High Deductibles And Co-Insurance Payments -Most
medical insurance policies require you to pay more and share with them
the bill when you use your insurance. The most common additional
payments are:
Deductible - the amount of money you must pay to a medical service
provider before your coverage begins. If your deductible is $100 and
your physician bill is for $250, the insurance company will reimburse
you for $150 only. Make every effort to have as low deductible in your
health insurance as possible.
Co-insurance - The part (%) of the medical bill you have to carry. If
your co-insurance is 80% / 20% and your hospital bill is for $5,000,
the insurance company will pay the hospital 80% = $4,000, and you will
have to pay the remaining $1000. Avoid insurance plans that require
you to pay more than $1,000 out-of-your-pocket.
- Coverage for Your Spouse and Children-Some students compare
different plans only by the benefits for the student and its costs. If
you came to America with your spouse and children, you probably want
your medical plan to cover them as well. In such a case, you should
compare the monthly premium for spouse and child, and the benefits
they may get for this premium. The insurance premium for a
female-spouse is very high, usually around $200 a month. This is due
to the high costs of expected maternity. Some medical plans offer the
female-spouse an option that has no maternity benefits. This option
costs her much less! So if you do not plan on having a baby soon you
may consider that option.
What You Should Look For In Medical Coverage:
The best way to choose a health insurance plan is to run a little
research. Start with the office of international students at your
campus. Usually this office is a good source of information and
alternatives. Then, check if your college has a mandatory health plan,
one that you have to purchase and pay for during registration as part of
the tuition bill, compare and check it too! Some colleges offer a
mandatory plan that is good for American citizen, but may be unsuitable
for foreign students. For example, check the maximum benefits (I have
seen some medical plans that offers only $10,000 as maximum benefits -
who will pay the rest?) and whether or not the plan covers repatriation
and medical expanses in your home-country during visits. Most colleges
would allow you to make your own intelligent choice, and to waive their
mandatory insurance if you prefer a plan more suitable for your needs.
After you have gathered all the information you need, read the brochures
of the different plans (yes, the small letters too). Compare the plans
according the aforementioned key guidelines: maximum benefits,
co-insurance, deductible, number of optional doctors and hospitals,
coverage in home country, repatriation, and the maximum out-of-pocket
(maximum amount of money you will have to pay over the year).
Remember! You do not want to play with your health, and you do not want
to take chances against the odds. If you cannot afford to pay high bills
do not stay without a health plan. STAY WELL.
ISO, International Students Organization, is a leading provider of affordable
health insurance plans for international students, scholars and visitors to
the USA. In addition to health plans ISO provides dental insurance plans,
information on financial aid, scholarships and grants, calling cards and
other services for international students studying in the US. ISO offers a
free bulletin board (e-board) that allows listing of apartments and rooms
for rent as well as other listings. ISO publishes the International Spirit
magazine. visitors to the USA. ISO’s additional services are: Calling cards, information
on scholarships and grants, dental plans, discount cards and more.
The International Spirit magazine – Vol. 8 No.1

Coming to America, My First Days
City of Dreams, Tamryn Andrews
The expanse of cerulean blue sky holds the fiery golden orb by
day and the gentle silver by night. An ocean zephyr dances its away along the
dazzlingly white beaches and off the tops of foamy, aquamarine waves. Tall,
ancient oak, milkwood and yellowwood trees fan their boughs in the breeze over
lithe, sun burnt bodies happily sprawled in wild, green grass and fynbos. A
rocky fortress rising above the city, encases the inhabitants protectively,
while a gathering of wispy clouds flow over the mountain’s flat top, a
telling sign of rain…Cape Town, South Africa – my home.
To leave that behind and find myself in New York City was not
easy. I never see the sunset, nor the moon and the only mountains that surround
me are ominous skyscrapers that blot out the sky. The stars are hidden behind a
veil of smog, like my thoughts that are often lost in the rumble of a city that
never sleeps. I would constantly jump as the subway roared beneath the
sidewalk. My words, although English, were alien to American ears and for the
first time in my life communication was a bridge that I had yet to cross. When
asked where I come from, the reply left the questioner confused. South Africa
was not on the map of trendy places to visit.
I found myself lost in the labyrinth locals call the Village, my
new home. Goths and pseudo punk rockers skulked the sidewalks like animals in a
zoo. I felt, in my jeans and tackies (sneakers), out of place and a million
miles away from civilization. Nothing seemed substantial and a conviction
formed in my mind that I had been transported to a movie set. At any moment
that facades would fall and a gang of cowboys would come tearing down the
street, like the scene from Mel Brooks’ movie, Blazing Saddles. Reality
was fantasy and fantasy was reality.
I felt trapped in a world of inconsequence. NY was a cage that
kept its inhabitants shackled – feeding us our dearest dreams and slowly
sapping us of vitality. Hardened New Yorkers were prison wardens, shaping the
rest of us into lesser versions of themselves. I had no choice but to relent.
New York is a tough place – a testing ground for life in
the rest of the world.
I have learnt many lessons about life while being here –
some that are positive and infuse in me the love of the human spirit, other
lessons exposing the raw, jarring reality of a world less than perfect. People
here are ensnared in a bubble of materialism and self-indulgent, superficial
whims. Having my judgment so clouded by depression and loneliness obviously led
me to despise all that was attached to New York. But then I fell in love.
It did not happen the customary way. Just as I was the
unsuspecting lover, so was my beloved. It all began on the 9 September
2001…
Evil stole into the morning and drove itself into two fragile
towers, hailed by many as a tribute to the efforts of man, despised by me as
the reminder of that which I had left behind. But that morning, as I watched
the inferno before me, from my apartment window, I realized that I had been
attacked too. My new home had become a battleground, a scene of carnage. And as
every eye in New York turned south, to the flames of destruction that reeked of
death, I became a member of a family - a family forged out of desperation but
one understanding that only through unification could the Evil be fought off
and Good triumph.
Walking through the streets of the West Village, the people
around me were no longer automatons scurrying about from one hedonistic
activity to another, these were human beings. My perceptions had so been
distorted by homesickness that I had seen only the images of the personal
nightmare that I felt that I had fallen into. But on this day I saw strangers
crying, embracing, smiling, encouraging, helping and in that moment they were
strangers no longer. I became a part of New York that day. As I stood with
others in a long line outside the Javitts Center to offer my unworthy hands in
support, no-one turned me away. The fact that I was an international student me
did not make me a foreigner but a friend from a distant land. I was a part of
the human spirit that on the day that America was attacked stood up in
retaliation and yelled: "We will not be defeated." And as I stood
there, in solidarity with others, I fell in love with New York City.
With renewed hope coursing through my veins, I noticed, in that
instant, that the skies were the same blue as the day I left Cape Town –
as if God had stretched the heavens from Cape Town to New York in an effort to
let me know that home is where you make it. And while no replica of Table
Mountain Mountain in Cape Town, South Africa with a top as flat as a table top
hence the name. exists in NY, to protect its citizens, in its place the Statue
of Liberty stands, glorious and dignified,
the protector of all nations.
As dusk fell and weariness necessitated my going home, I chose to
walk the streets and learn more about my new love. As I ambled along, my toes
squelched in my shoes, I was struck by how I had erred in my judgment of New
York. Everywhere I looked I saw people, like myself, with a dream in mind and
a determination so powerful that they had found themselves in
Gotham city. The desire to succeed and become a better person confronted me
– from the street vendor selling hotdogs to the man in the Armani suit
with the Wall Street Journal tucked under his arm.
We are all here in New York, and not anywhere else, because New
York is where you make it, where you prove yourself to the world. As Frank
Sinatra crooned, "If you can make it there, you can make it anywhere.
It’s up to you…New York, New York."
Not one person is the same and this is where our strength, as New
Yorkers, lie - in the unification of our differences. It didn’t matter
that I was South African or that the man at the deli was Greek or the cabbie
Indian. It didn’t matter that I was Jewish and my neighbor Muslim and his
best friend Catholic. It didn’t matter because we are all New Yorkers
with the same desire to achieve that which had eluded others. Walking along the
streets that night I experienced a sense of freedom that I had never
experienced before and struggled to vocalize. I was in a city where fantasy was
reality and reality fantasy. I could be whoever I wished to be; there were no
bounds. I could be me. Finally, I was home.
"City of the World! (for all the races are here,
All the lands of the earth make contributions here;)
Proud and passionate city – mettlesome, mad, extravagant
city!
Spring up, O city – not for peace alone, but be indeed
yourself, warlike!
Fear not – submit to no models but your own O city!"
Walt Whitman
I am an international student from Germany, and I came to the US
in 1997. At first I attended a university in Colorado. I quickly realized that
even if you study English in school for many years, there are things that they
do not teach you there, but perhaps should. It would have prevented me from
looking toward the sky after being greeted with "What's up". I would
have not wondered how do come up with cooking ingredients in the middle of
campus upon the suggestion "Let's do lunch". I would have been less
panic-stricken after hearing the words "would you like a shot?",
would I have known that I am being offered a drink instead of being asked
whether I would like to get shot.
I transferred to a school in Hawaii after a year. On the plane, I
imagined what the islands would be like. "Probably more beautiful, with
great beaches and mild winters, but other than that surely not much different
from the mainland," so I thought. I was very excited when I
arrived at the airport. The sweet smell of ginger and the sound of Hawaiian
music in the balmy air, friendly people with leis - I felt a breathless sense
of adventure, with the whole Aloha state stretched out before me. I took the
bus to my hostel. The bus driver's "Good morning" was the last thing
I understood on the bus. Everybody around me spoke a language other than
English. I was thrilled, and I felt quite like the world traveler!
I finally arrived at my temporary housing facility. I unpacked,
and decided to venture out to get some groceries. I entered a small produce
store in Chinatown. I was the only white person, and I was also the only person
who shouted "Hi!" instead of saying a gentle and friendly
"Aloha". I stuck out like a sore thumb. "Keep your cool, you
will adjust," I told myself. While I was browsing the
store and looking at vegetables that I had never seen before, I saw a Japanese
man dropping his wallet. He did not notice that he had lost it, so I picked it
up and brought it to him. He thanked me profusely in Japanese, and proceeded to
bow to me. I said, "you're welcome" upon which he would bow to me
again. I did not know what to do, and thought maybe it would be polite to
follow suit. I decided to bow to him as well. Bad idea, as he did the same at
the exact same moment.
Our heads bumped together and made the sound of coconuts falling
to the ground. For a brief moment, I saw stars. The man laughed till he cried,
and so did I. However, I was also very embarrassed, and promised myself to find
out about how and when to bow properly.
That day I knew that I would experience more diversity during my
time in Hawaii than I had ever before. In Colorado, I felt that my fellow
students and other people I interacted with on a daily basis were not much
different from the people I have been primarily socialized with. In Hawaii, I
was clearly not in the majority anymore. I knew there was a lot for me to
learn.
Shortly after my arrival, I became friends with a classmate. She
is Samoan, and invited me to a traditional family dinner at her parents' house.
The numerous pairs of shoes by the entrance should have told me something. I
was wondering why there were so many shoes outside the house. "Maybe they
had a major shoe cleaning day", I thought. After I barged into the house,
it dawned on me. Nobody was wearing shoes but me. I hurried back to the door to
take my shoes off, and realized that I had a huge hole in one of my socks.
"Great", I thought to myself, "now they're not only thinking
that I'm rude, but a slob on top of it." The dinner was still wonderful.
To this day, I have never again marched into a house with my shoes on. When in
doubt, I ask. And I make sure that I wear socks that do not have holes in them.
There were other awkward situations I found myself in, most of
them caused by cultural incompetence. But altogether, I had a fantastic time. I
found an apartment in a high rise building, and each of the twelve apartments
on my floor was occupied by residents of a different ethnicity: Korean,
Japanese, Samoan, Tongan, Persian, Canadian, Filipino, Chinese, Russian, and
German. When I moved into the building, some of my neighbors felt the need to
tell me who the "bad" people on the floor are. The Samoans called the
Tongans aggressive, the Persians the Japanese sly, I was told to be wary of the
Russians, and so forth. Interestingly enough, those I was warned about one day,
were the ones that warned me about others the next. I realized that racism,
stereotypes and prejudice exist even in paradise. During my time in Hawaii, I
learned that it is not quite the multicultural heaven that I have always
thought it is. The sole fact that people of different cultures live next to
each other does not necessarily mean that they know each other, or get along.
It takes more to get to that point.
I realized this in one of the most frightening moments of my
life. One night at 2:00 AM, I was awakened by a loud noise. Half asleep, I
heard the loud speaker: "There has been a report of an emergency. Please
leave the building immediately!" Not fully aware of what was going on, I
got up, gathered a few belongings, and opened my apartment door. There
was a burnt smell, children were screaming, and I saw my upset neighbors
hurrying towards the fire exit. I ran out of my apartment to join them. We went
downstairs, and realized much to our shock that the door, that would lead us
onto the roof, did not open. We could not go back as there was only thick smoke
behind us. Security men tried to open the door from outside, and told us to
remain calm and that help was on the way.
In the midst of this terrifying moment, I experienced also my
most magical one: as we looked at each other in panic and on the verge of
tears, we began to comfort and support one another. I saw people carry the
children and help the elderly relatives of those they had warned me about
previously. Kind words were exchanged. Where language differences would exist,
a hug or a hand squeeze would convey the message. All of a sudden we were not
Korean, Japanese, Samoan, Tongan, Persian, Canadian, Filipino, Chinese,
Russian, and German - we were scared human beings in pajamas, who feared for
their lives.
Firefighters arrived, opened the door, and the horror was over.
But this experience has changed my life forever. I believe now more strongly
than ever that diversity of experience and outlook are very powerful tools in
helping us to understand, respect, affirm, and honor differences in people. It
is very important to learn about cultural differences, but at the same time we
need to foster the awareness that human beings are so much more similar than
they are different. There are only a few emotions that we all share. We want to
love and be loved. We want to be respected, and we want to be happy.
We all feel pain and sadness when left alone or singled out. We
all feel fear when our lives, or those of our loved ones, are in danger. I
think that this is easily forgotten and we tend to concentrate too much on what
separates us culturally, politically, or with regard to our religious beliefs.
But only when we recognize our similarities, are we able to truly respect and
support one another, even when we disagree in our beliefs. It does not take an
emergency situation such as a building fire to make human connections.
International students in particular can play an important role in enhancing
cross-national understandings and in diminishing racist attitudes as they
develop social ties to their native classmates, and as they return to their
country of origin, bringing back an appreciation for the culture of their host
country. The experience of socializing and studying together challenges
stereotyped preconceptions in both international students and native students,
and it helps both to learn to communicate effectively with people of varied
backgrounds. As we get to get to know each other better, we learn to understand
the questions of those that are different from ourselves, and we realize that
we share many of the same problems.
Cultural differences should never be allowed to separate us from
each other as human beings. They should enrich our lives by giving us a variety
of perspectives, and help us learn from each other. Oh, and they can make for
funny stories we can tell our grand children about.
Welcome to the US of A. I've been told to offer you a spot of
advice. So pin back your ears and listen up. This might take a while to explain
because it took me several months to figure out.
Folks back home might have given you more advice than you wanted,
and I know you probably have had it up to your follicles.... But maybe no one
told you what I am about to say. The one vital skill for survival in the US is
agility - mental, emotional and intellectual agility. Because America is the
land of change. America changes her ideas, her technology, her philosophy and
her policy faster than you probably change certain unmentionable items of your
wardrobe!
It's really not as bad as it sounds. In fact, it's probably the
one reason you chose to come here in the first place. Isn't it the US's thirst
for innovation and capacity for change that makes it the chosen destination of
the best students from almost every country in the world? And regardless of
where you hail from, it is quite likely that you will be overwhelmed by the
sheer inexorable rapidity of change in this country.
Why does this country have such a penchant for change? Why does
it place a premium on dynamism? Why must you keep pace or stay out of the way?
For answers, a peek at the past is in order. Jawaharlal Nehru had once famously
remarked that, "A moment comes, which come but rarely in history, when we
step out from the old to the new, when an age ends, and when the soul of a
nation, long suppressed, finds utterance". He said it when he became the
first Prime Minister of free India.
The Pilgrim Fathers, who founded the modern American state, did
much the same. Tired of British governance, long suppressed by imperialism,
they did more than find utterance - they founded a country. It's not surprising
that America loves change. She was conceived of a thirst for change. It was up
to the founding fathers to establish the system, the machinery of civil society
that was needed to initiate and sustain social change.
Then, as it is now, nothing in America was sacrosanct. The spirit
that won the West was the spirit of change (Wyatt Earp didn't know it, but he
was a philosopher.) It was the spirit that threw off the British yoke that
abolished slavery that recognized the individual, that accorded primacy to
quality and that drafted the American Constitution, the beacon to aspiring
democracies to this day. So deep was the respect for change in the minds of
America's founders that they even built changeability into their Constitution.
That spirit still thrives today. In the past five decades, every great idea,
every notion that changed the world, has almost always emerged from the USA. In
recent times, Americans have ushered in far reaching processes of change. The
information technology that is a way of life for most of us was born here.
Overnight, America -and on the strength of American conviction, other
countries- had to change the way business was conducted. E-commerce atomized
already segmented markets.
Dynamism was no longer desirable - it became essential. And so
ruthless is the process of change, that it does not spare any entity,
regardless of it's stature. Market leaders went bust and non-entities rose to
the top within a breath-takingly short time. A look at the Nasdaq will
immediately reveal that survival is not for the fittest any longer... it's the
privilege of the fastest and the most agile now. (Mr. Greenspan, correct me if
I'm wrong).
Where else in the world is it okay to be black, gay, fetishist,
leftist, radical or anarchist? Even more remarkable than technological change
is the process of social change. It's roots can probably be traced to the
Underground Railroad, which delivered black slaves to freedom. America shed
blood to effect her change so she guards it zealously.
America abolished slavery and recognized the right of citizens to
equal opportunity regardless of race. The pill did for women what Wallace did
for the Scots. Socio-economic change precipitated change in the familial
structure - from the clan-like to the nuclear to the single parent within a few
generations. Commitment to freedom and capitalism is unshakeable, but all
alternative forms of politics are allowed a voice. It is not a flawless social
system. Allies become enemies and enemies become allies in no time, depending
on the interest at play in politics. Free-marketism is happily relegated to the
back burner for the benefit of the steel industry. Feminine access to the Big O
is guaranteed, but women are still likely to earn less than their male
counterparts. But, as mentioned before, change is inherent in society and
spares neither the new nor the entrenched. America is not afraid to re-examine
its stance. The media is intensely critical. Dissenting voices are raised even
when there's danger of them being branded unpatriotic. This is possible
probably because America has outgrown nationalism.
The cab driver who will ferry you to your hostel will probably be
Asian, your apartment's foreman might be white, you will likely be taught by a
Latino at university, the egghead who made the satellite that beams mindless
programming to your TV is almost certainly Indian, the CEO of the supermarket
chain you will shop at could be Eurasian. There's little room for hollow
nationalism in a country as pluralist and diverse as America. Since the US
changed its attitude to foreigners, like its attitude to all else, it made
great surges ahead. People of all races and religions make valuable
contributions to society. An old joke tells of an American CEO telling a
Japanese one at a high-level trade seminar that there's no way the Asian Tigers
will outdo America because he's confident that, "Our Asians will beat your
Asians". Pragmatic society that it is, America embraces all people and
draws out the best in them. If they can adapt, if they can keep pace with the
zooming American machine, they thrive.
What does it mean to live and work in a country that has
virtually institutionalized change? How does the human animal cope with the
pressure of change that far surpasses the evolutionary pressures that drove
countless species to extinction? The laws of aerodynamics state that the more
streamlined a body is, the less air resistance it will encounter. Similarly, to
cut resistance to change, people must become streamlined too. A good way to
begin is to consciously shed the baggage of the past. Don't reject the values
and the cultural inputs you grew up with. But don't let them become your
fetters.
It is very easy to be more intensely Indian or Chinese here than
you ever were back home in India or China. This will only detract from your
American experience. If you are from the East, as I am, the biggest adjustment
you will have to make will be resetting your psyche to be independent. In
America you earn your stripes. Not even your parents will carry the burden of
your welfare beyond a point. You have to paddle your own canoe. This spirit of
independence will be most evident in the education system here. Knowledge you
acquire today may not remain current tomorrow. It is difficult to flourish in
this system. But it is very enjoyable to try, to be on your toes, to pre-empt
and to direct change. If you are from Europe, you will have some fondly held
conceptions bulldozed for you. You are probably rooted in history. You might be
resting on the laurels of a colonial past. Your systems of governance are time
tested and your social institutions are very old. Welcome to America, my
friend. Here history is not basked in or resorted to. It is planned and made by
people today. The institutions of this country are non-discriminatory and are
no respecters of history or hierarchy. Bureaucratic channels are demolished
with a vengeance to make information and power accessible to every citizen.
Things move faster here. Decision-making is rapid and nourished by rich
information. Traditions do not stand only on the merit of their traditionally.
I cannot stress enough that you MUST NOT abandon your cultural
values. They will be a great source of strength for you. The strong family
traditions, the spirituality and the modesty that you may have grown up with
are treasures that are being increasingly sought by even the Americans as
insulation against the cruel pace of change. But you must never let acquired
wisdom get in your way either.
Expediency-urged changes in foreign policy, need-based changes in
technology, pragmatic changes in values and even silicon-assisted changes in
pop idols' bustlines.... America is truly the land of change. Your only
vaccination against what Alvin Toffler called Future Shock - the disease of
change- is dynamism. From crisis emerges synthesis, which gives rise to
antithesis, which in turn generates crisis, and so on. And so my advice is to
embrace this culture of change. It will make you a more resilient human being
and a more competent global citizen.
New viruses are found in the wild just about every week! Most
arrive as e-mail attachments. Executing these attachments cause the viruses to
send themselves to all users found in the Microsoft Outlook Address Book.
Others walk in the door via floppy disks infected by remote, other offices' or
home computers.
Anti-virus tools are expected to protect us from the spread of
these viruses in all forms; however, good housekeeping on our part, is also
necessary for "total defense" against virus attacks. With this
in mind, please be sure to observe the following rules:
* Do not open any files attached to an e-mail from an unknown, suspicious
or untrustworthy source.
* Do not open any files attached to an e-mail unless you know what it is,
even if it appears to come from a dear friend or someone you know.
Some viruses can replicate themselves and spread through e-mail. Better be safe
than sorry and confirm that they really sent it.
* Do not open any files attached to an e-mail if the subject line
is questionable or unexpected.
If you "must" open, always save the file to your hard
drive before doing so.
* Delete chain e-mails and junk e-mail. Do not forward or reply
to any to them. These types of e-mail are considered Spam..
* Always scan floppy disks or files sent to you.
* Do not download any files from strangers.
* Exercise caution when downloading files from the Internet.
Ensure that the source is a legitimate and reputable one. Verify that an
anti-virus program checks the files on the download site. If you're uncertain,
don't download the file at all or download the file to a floppy and test it
with your own anti-virus software.
* Back up your files on a regular basis. If a virus destroys your files, at
least you can replace them with your back-up copy. You should store your backup
copy in a separate location from your work files, one that is preferably not on
your computer.
* When in doubt, always err on the side of caution and do not open, download,
or execute any files or e-mail attachments. Not executing is the more important
of these caveats.
* If you have a computer at home, update your anti-virus software regularly.
Over 500 viruses are discovered each month, so you want to be protected.
1. Watch out for Sale or Sales - it is the most overused word in
the English language when it comes to advertising. Over 80% of so-called sales
are just bait to get you into the store where high pressure salespersons can go
to work.
2. A store that has more than six sales per year has their markup
too high in the first place.
3. Time-payment stores as a general rule carry low-end
merchandise with high interest or carrying charges. Some stores are really
finance companies selling goods as a means to get your credit and charge you
24% interest or whatever your state allows.
4. "90 days free interest" - a year’s free
interest without any payments for one year are all tip-offs to very high markup
on the item. There is no such thing as a free lunch. Ask for the best
"cash and carry" price and you will see what the real cost is.
5. Snob-nose stores are usually located in the best sections of
town with high rental charges, they have the best displays and usually a
decorator or two on the payroll. They sell overpriced, so-called "name
brands", with markups at 100-150% over cost. They offer free gifts and
send you a Christmas card and give you the VIP treatment like - and you (of
course) pay for it!
6. "Bait and Switch" is a very old practice and is done
by running advertising on the name brand merchandise and a good salesman can
switch you to something that costs the company much less so their profit will
justify the cost of the ad. This is common, for example, in bedding where the
stores runs the ad on "name brand mattresses" and switch you to a
private brand where the profit is much higher. The salesman gets a much higher
commission if he can switch you.
7. Beware of "OPEN BOX" or
"REFURBISHED" products, especially in electronics stores. Open
box and refurbished products were returned to the manufacturer either as
returned items or defected. The manufacturer then repaired them and
marked them as such. They are supposed to be sold to the customer at a reduced
price, with the manufacturer’s warranty. However, some stores are tempted
to remove the "refurbished" marks and sell you the item at a great
"sale" price (which leave the store
with a greater profit). Yes, it is
illegal. Yes, many such cases are reported every year. Don’t buy
open box items at full price - always ask for a sealed box. And although
refurbished items may present great deals, with high saving to you, be
suspicious of boxes were some labels are removed, or were the warranty is not
original.
A SHOPPER’S GUIDE TO BARGAINING
The biggest problem most shoppers have with bargaining is a
feeling that nice people don’t do it. Before you can negotiate, you have
to get over this attitude. In this article we will try to give you some
ammunition for bargaining, and general guidelines that will help get more for
less.
1. Bargaining will not turn you into a social outcast. All a
shopkeeper sees when you walk in is dollar signs. If you are willing to spend,
he/she will probably be willing to make a deal. They know that everybody is
trying to save money these days.
2. Bargaining is a business transaction. You are not trying to
cheat the merchant or get something for nothing. You are trying to agree on a
fair price. You expect to negotiate for a house or a car - why not for a
refrigerator or a winter coat?
3. You have a right to bargain, particularly in small stores that
do not discount. Reasoning: Department stores, which won’t bargain as a
rule, mark prices 100%-150% to cover high overhead costs. Small stores should
charge lower prices because their costs are less.
• The savvy approach: Set your self a price limit for a
particular item before you approach the storekeeper. Be prepared to walk out if
he does not meet your limit. ( You can always change your mind later.) Make him
believe you really will not buy unless he comes down.
• Be discreet in your negotiations. If other customers can
overhear your argument, the shop owner will feel obliged to remain firm.
• Be respectful of the merchandise and the storekeeper. Do
not manhandle the goods that you inspect. Address the salesperson in a polite,
friendly manner. Assume that he will want to do his best for you because he is
such a nice, helpful person.
• Shop during off hours. You will have more luck if business
is slow.
• Look for unmarked merchandise. If there is no price tag,
you are invited to bargain.
Tactics that work:
1. Negotiate with cash. In a store that takes credit cards,
request a discount for paying in cash. (Charging entails overhead costs that
the store must absorb.)
2. Buying in quantity. A customer who is committed to a number of
purchases has more bargaining power. When everything is picked out, approach
the owner and suggest a total price about 20% less than the actual total.
Variation: If you are buying more than one of an item, offer to pay full price
on the first one if the owner will give you a break on the others.
Storekeeper’s alternative: You spent $500 on clothing and asked for a
better price. The owner said he could not charge you less, but he threw in a
belt priced at $35 as a bonus.
3. Look for flawed merchandise. This is the only acceptable
bargaining point in department stores, but it can also save you money in small
shops. If there’s a spot, a split seam or a missing button, estimate what
it would cost to have the garment fixed commercially and ask for a discount
based on that figure. Variations: You find a chipped hair dryer. When you ask
for a discount, the manager says he will
return it to the manufacturer and find an undamaged one for you. Your reply:
"Sell it to me for a little less and save yourself the trouble."
4. Adapt your haggling to the realities of the situation. A true
discount house has a low profit margin and depends on volume to make its money.
Do not ask for more than 5% off in such a store. A boutique that charges what
the traffic will bear has more leeway. Start by asking for 25% off, and climb
from there.
5. Buy at the end of the season, when new stock is being put out.
Offer to buy older goods - at a discount.
6. Neighborhood stores: Push the local television or appliance
dealer to give you a break so you can keep your service business in the
community.
The arrival hall is scattered with a handful of people. Some are
seemingly excited, while others are more anxious. I am one of them - sitting in
anticipation of my friend’s arrival from his 30-hour flight from
Malaysia. It would be his first visit to America and he was journeying alone. I
wait patiently as the clock hands drift pass 10am. I have been sitting here for
more than an hour and I the last thing on my mind is
what I might say to him when he arrives. Honestly, I have not
even wondered about the first word. I guess the joy of seeing him would be
sufficient to say everything, yet, if I were confronted to give him a piece of
worthy advice… I would not know what to say.
Just what would I say? I am fortunate to not have met with the
situation I have just described above, rather it was my friend who was waiting
in the arrival hall at the Lincoln Airport in Nebraska. The one who was
arriving from Malaysia and would step onto America for the first time –
that was me. It has been three months since that wonderfully tiring day of
January 7th. Since then, I have been constantly trying to convince myself that
I am finally here, in The United States of America. I still cannot believe the
reality of it. I had applied for a US Visa and been denied. Though devastated
and lost, I patiently and stubbornly waited for four long years before I
nervously applied again. Now, I’m finally here in flesh and bone though
in spirit, I’ve imagined myself here for a very long time. I
couldn’t be happier. Most of my friends back home had chosen to study in
Australia or in the United Kingdom but I was different. I had come to America
with a mindset that told me this was the best place to be in the world.
Then, in an unexpected twist, I suddenly found myself wanting to
go home. Could this really be? Was I really feeling this way? I questioned my
doubting mind to the core. Four years I’ve waited for this moment and
now, after just three months, my heart was bent on returning home? I was
confused for the most part. Why had I come here only to want to return home? I
was perplexed more than anything and life it seemed was playing a cruel joke on
me. What was driving me away from here? I have many wonderful friends here, I
get along well with almost everyone around me and there is such great promise
to succeed here. I like the university I’m studying in, I like the town,
the people here are nice and friendly, I like the weather
(seriously!), the air’s fresh, and the infrastructure of
the towns and cities are fantastic – much better than home. So, if life
here is so wonderful, why the desire to return home so soon?
A week ago, spring break came and offered me an opportunity to
think things over. I needed to clear my mind and my heart. Getting away
from Lincoln, and traveling with friends through Iowa, Minnesota and Wisconsin
awed me with the vast space and beauty that America had to offer. It did not
help. America IS beautiful but there was something more beautiful back home. I
had always known it but I was too proud to admit it – I was homesick; and
having that someone special so far away back home didn’t help very much
either. I went through weeks of near depression, constantly calling home,
spending an enormous amount of money on it, and losing my focus in my studies
which was terrible. My grades were slipping, I refused to be happy and sought
as little contact with the outside world as possible. My life here didn’t
seem to matter to me anymore. I didn’t care about my studies, I
didn’t care about the costs, I only wanted to go home. I was being
consumed by my longing for my family and the one I love. I was a
‘dead’ person living here in America with my heart beating back
home. I was losing myself; I was losing me.
I had seen this before. It happened to one of my best friends
from high school. He had such great potential to succeed in America, everyone
thought he did, including himself. Though he was Chinese, his first language
was English and he was very well versed with the American way of life but his
longing for home and the love of his life constrained him within the four walls
of his campus room and eventually brought him back to Malaysia after a
mere four months. Now, he is just an office worker in an average company and
the love of his life left him for another man. Before I left Malaysia, I
promised myself I would not let something like this happen to me, but somehow
it wormed its way into me. Now, I’m sitting here in front of this
computer writing to tell you how I pulled myself out of this mess. Take note
that I wrote ‘how I pulled myself out…". That’s
precisely what you should do. No one can pull you out from a situation like
this, you have to be the one to save yourself. This is the key to most of our
problems.
We search for help when most of the time, we are the ones who can
only help ourselves but we are too blinded by our problems to see. I realized
this and it has brought me to sit here and write of this to you now or else I
would still be in a dead-like state of mind.
So what advice would one such as me be worthy enough to offer?
Well, I can only say this: "Remember your home and the one you love, but
also remember to live." There is nothing wrong in missing home, our family
and loved ones miss us too. But our parents have so lovingly sacrificed for our
need to come here and our loved ones only want the best for us, it is only
right that we take their sacrifices and make the best of it.
For those of you who will be entering or re-entering the United
States for the first time Fall 2002, please note:
There will be major changes mandated by the INS and the U.S.
Department of State, which will be strictly enforced next academic year. As you
have already heard or read in newspaper reports, schools will be required to
notify INS if:
• There is change in your present full time statues
• There is a change in your mailing address
• You drop out of school
• You fail to register full time
At this time, by law, up to maximum of 64 related data items may
be requested by different agencies of the U.S. government. A new tracking
system, known as SEVIS, will link every educational institute in the U.S. with
every INS port of entry. The system will be available July 1, 2002 and all
schools by law will be participating by January 2003.
Also INS imposed new restrictions on student visas as well as
performing security checks on over 20 countries applicants and enhanced
security reviews on any number of INS processes which will further delay
application approvals for Change of Status, Optional Practical Training (OPT),
Economic Hardship and Reinstatements to Status requests. These
"enforcements" of pre-existing regulations are taking the shape of
what is known as "Zero Tolerance".
If you ever had questions in regard to your status please be sure
to check with your International Student Office. Do not listen to your friends
or foreign newspaper reports. Check with those professional staff members who
are responsible and in the know at your campus today.
A Few Basic Reminders
It is most important that as an international student in F-1/J-1
status you must always remain in status.
Status, what does it mean?
It means as an F-1/J-1 student you are required to register full
time and remain registered full time throughout the semester as well as
maintain a satisfactory grade point average (GPA) of 2.0 for undergraduate
students or 3.0 for graduate students.
Very shortly colleges and universities will be required by the
INS to report the following:
• Your name
• Date and place of birth
• Country of citizenship
• Current local address
• Current foreign address
• Registration status (amount of credit per semester)
• Date you began your studies
• Date you ended your studies
• Degree program field
• CPT authorization with beginning and ending dates of
certification
• OPT authorization with beginning and ending dates of
certification
• Termination date and reason
Don’t forget to notify INS of any changes.
It is paramount IMPORTANCE that you notify your International
Student Office if you change your:
• Major
• Degree Objective
• Local Address
ISO, International Students Organization, is a leading provider of
affordable health insurance plans for international students, scholars and
visitors to the USA. In addition to health plans ISO provides dental insurance
plans, information on financial aid, scholarships and grants, calling cards and
other services for international students studying in the US. ISO offers a free
bulletin board (e-board) that allows listing of apartments and rooms for rent
as well as other listings. ISO publishes the International Spirit magazine.
visitors to the USA. ISO’s additional services are: Calling cards,
information on scholarships and grants, dental plans, discount cards and more.
Fall 2004

- From the editor's desk
- Understand & cope with stress
- Advice from your advisor
- Advice from your fellow students
- Exam anxiety
- Stress reduction
- ISO health insurance plans
- Calendar of stress
- First steps in America
- Adjustment to a different culture
- Scholarships and grants
- Essay competition -1st place
- Essay competition -2nd place
- Too much stress?
From the editor’s desk:
Becoming a student can be the most exciting part of your life. College is a
time of new challenges and opportunities that can all add up to an incredible
experience. However, the unknown may produce certain stress and fear, especially
if you are an international student. Beginning college life means leaving behind
your friends and family, which can cause loneliness and isolation. The situation
might develop into stress and tension due to the language barrier, the cultural
adjustment and the common interruption produced by fear of exams
The most important thing to remember is that all international students are
"on the same boat". Everyone is trying to make new friends, adapting
to a new way of life and coping with these changes. Therefore it is important
to hear how other international students are adjusting to their new life in
the USA, how they are coping with the adventure of the unknown journey and how
they handle stress and related anxieties.
For these reasons we have decided to devote this issue of International Spirit
magazine to issues regarding stress and international student experience. This
issue will present you, the international student, to the experience of fellow
international students who participated in ISO’s essay competition. We
gathered articles and pieces of information from academic sources as well as
from students and advisors. We hope we will succeed in introducing you to this
common difficulty. We offer some useful advice and we believe your awareness
of the potential difficulties relating to stress will rise. We also wish you
will learn to cope with stress and develop a healthier state of mind. Remember,
the first step towards solving a problem is acknowledging it and seeking help!
As always, we will be delighted to receive your responses, criticism, requests
and thoughts regarding our magazine. Please be advised that this and former
issues of the International
Spirit are available online @ www.isoa.org.
Have a successful academic year,
Jack Mount, Editor
Essay Competition Winners
1st Place - $500 Hagay Louk
2nd Place - $300 Deveshe Duttr
3rd Place - $200 Minjung Kim
ISO MEMBER SERVICES
ISO - International Student Organization — is a membership organization
of international students currently studying in the USA. Since 1958, ISO is
the leading provider of personal health plans for international students.
Founded and administered by current and former international students, our international
academic experiences allow us to focus on your specific needs, for your own
benefit.
We know how important it is to have someone you can trust, someone that actually
listens to you. Hence, our mission is to provide you, your family and friends
with the best health insurance at the lowest price.
ISO aims at making the lives of international students more comfortable. We
are committed to you, our fellow international student. We believe that you
deserve the best customer services, so we are doing our best to assist you whenever
you need us.
ISO - Your home away from home
Understand and Cope With Stress
College life can be very stressful. Sometimes parents, faculty and others tend
to idealize their college experience and remember it as that idyllic time when
they had few worries or responsibilities. To students currently attending college,
however, the process is often stressful and frustrating. The competition for
grades, the need to perform, relationships, and many other aspects of the college
environment cause stress.
Before condemning stress outright, we need to understand that stress is only
harmful when it is excessive. Much of the stress that we all experience is helpful
and stimulating. The challenges of life tend to be stressful and an attempt
to avoid stress completely would lead to a rather boring existence. The problem
comes when you experience too much stress.
Although some stress reactions are part of deeper and more serious emotional
problems, many are not, and can be handled with relatively simple counseling
and stress-management techniques.
Source and Symptoms of Stress
There are four primary sources of stress:
- Environment - noise, pollution, traffic and crowding, and the weather are
the common sources.
- Physiological - illness, injuries, hormonal fluctuations, and inadequate
sleep or nutrition.
- Your Thoughts - the way you think affects how you respond. Negative self-talk,
catastrophizing, and perfectionism, all contribute to increased stress.
- Social Stressors - financial problems, work demands, social events, and
losing a loved one. Symptoms of stress appear in many forms. Some symptoms
only impact the person who is directly experiencing stress, while other symptoms
may have an impact on our relationships with others. Perhaps you experience
some of the examples below when your stress levels are elevated.
Physical symptoms: muscular tension, colds or other illnesses, high blood
pressure, indigestion, difficulty sleeping, fatigue, headaches and backaches.
Emotional symptoms: irritability, depression, anger, fear or anxiety, mood
swings.
Cognitive symptoms: forgetfulness, unwanted or repetitive thoughts, difficulty
concentrating.
Cope With Stress 1: Develop a Balanced Lifestyle
Stress reactions to various situations are also affected by your overall level
of health. Someone who is always feeling overwhelmed, eats poorly, and doesn't
get enough sleep (a description of many students) usually has a limited ability
to cope with stressful events. You need to pay attention to your own well being.
The right balance of sleep, food, exercise, work, school, and recreation is
crucial.
Some people are in a constant state of trying to catch up. They find themselves
rushing and hurrying from one activity to another, always racing with the clock
and never getting on top of things. Part of this problem, for many students,
is not being well organized. Effective time management can help.
Cope With Stress 2: Gain Perspective by Discussing Problems
It is easy to get caught up in a problem or a narrow view of something you are
doing, and to lose perspective and feel that a failure or roadblock is a catastrophe.
Discussing your problems with a trusted, empathic friend can allow you to gain
new perspective and can allow you to move out of what might seem like an isolated
and negative internal world.
The act of verbalizing your concerns and putting them together will often help
give you a sense of control.
Cope With Stress 3: Clarify Your Values and Life Meaning
Stress is often caused by general unhappiness and a sense of aimlessness or
lack of purpose. People sometimes wind up making choices and living life styles
that really don't fit them. A student may be studying accounting when he or
she really wants to be an artist, or he or she may have a wide circle of friends,
but not really have the kind of intimate relationships that feel fulfilling.
Clarifying your values and deciding what you really want out of your life, can
help you feel better about yourself and have that sense of satisfaction and
centeredness that helps you deal with the stresses of life.
This process is, of course, not easy. Most of us are constantly growing and
developing our sense of self and our ideas about what we want and how we want
to live. A sense of spirituality can help with this.
You might find this with an organized religion or it might be a more personal,
individual process. It may involve a sense of oneness with nature, or it may
be related to the deep satisfaction gained from volunteer work that really helps
someone. Although each of us must develop our own sense of well being and spirituality,
it does help to talk about these issues with others, as a way of clarifying
and challenging our own ideas and beliefs.
Source: University of Florida, Counseling Center
For useful notes on time management techniques visit
www.counsel.ufl.edu/selfHelp/timeManagement.asp.
Warning Signs — symptoms of Stress
- Changes in sleep patterns
- Taking longer to fall asleep
- Waking up tired
- Changes in eating patterns
- More frequent headaches
- Shorter temper than what is normal for you
- Recurring colds and minor illness
- Frequent muscle aches or tightness
- More disorganized than what is normal for you
- Increased difficulty in task completion
- A greater sense of persistent time pressure
- Increased generalized frustration and anger
Be Productive
One of the best ways to cope with stress is to increase your productivity:
- Start right — do the most challenging or most dreaded jobs first.
- Work short — it is more productive to put short bursts of energy on
different tasks then to grind away slowly on one task. When you get tired,
you should switch to another type of work.
- Breaks — schedule in short breaks. After working for an hour spend
ten minutes walking or napping. The time after the break will be more productive.
- Teamwork — prefer teamwork when you study.
- To-do lists — make a daily to-do list for the next 2 weeks.
- Just say 'no' — to distractions and interruptions. Don't be shy to
say "Sorry, but ..."
ADVICE FROM YOUR ADVISOR
Many things can cause stress for an international student. In the present atmosphere
of new rules, regulations, and monitoring, I would tell the students to learn
as much as they can about the new SEVIS system and the rule and regulation changes
that have been made in the past two years. By knowing the law, they can better
protect their status and help their advisers by providing current and accurate
data on their situation.
Debra Sherley, International Student Adviser, Wayland Baptist
University
Seek help - don't try to handle things on your own. Use the services available
to you from your institution.
Tammi Johnson, University of Idaho
I am a Foreign Student Advisor who came to the U.S. in 1998 as an international
student at CSUN. I am currently in a doctoral program, so I really know the
feelings. My one advice to a stressful international student would be to take
one step at a time and to have faith in oneself.
Roopa Rawjee, Foreign Student Advisor, California State University,
Northridge
The best, most frequent advice I give to our international students is actually
twofold: (1) Breath! Because when distressed, people tend to not breathe properly,
thus physically causing us even more distress and agitation, and then we attribute
it to circumstances. Between the oxygen imbalance and the adrenaline, we then
lose our normal ability to think things through and find appropriate solutions
to our challenges. (2) Check our website regularly! because most of the information
they need is right there. To generalize this one would be to say "Check
with your resources. You are not alone — there are people around to help
you."
Deborah Jacques, West Virginia University
Very often international students suffer in silence when dealing with a problem
and this creates a great deal of stress. They tend to not share their problem
with staff or faculty and create scenarios that may or may not be true in and
around the problem. Sometimes school administrators may know something that
can solve a problem entirely. Students are afraid that culturally they should
solve the problem on their own or that they may be bothering school representatives
or they may be embarrassed. Students should ask, ask and ask again. Information
is power when problem solving.
Monica Plunkett, Cleveland State University
Find someone with whom you can talk about your stress. If you can't find anyone,
come see the international student advisor.
Pamela Moore, International Student Advisor, Cuyahoga Community College.
It seems international students handle stress best when they follow a set schedule,
get plenty of rest, eat healthy and accomplish some of the tourist highlights
the US has to offer. It also helps that our international students band together
and support one another. Getting involved in campus activities, sponsored by
our student activities office, such as student groups or events, helps distract
students who are missing home. Some of our students volunteer in US elementary
school classrooms and sharing their home culture with children both amuses and
warms our international students. We have host families for our students so
they can get away from campus once in a while for either a home cooked meal
or a shopping trip. It helps the students to know what to expect, to have someone
to answer their questions and provide guidance.
Melissa Heil, Coordinator of Support Services, Union College
"Get away from the university (and everything university-related) at
least one day a week."
Douglas Ewing, Director, Office of International Students, Graduate Center,
City University of New York
If I could only give one advice, it would be: Go for a walk at Central Park,
or any park. Don't stay indoors! Here are some additional tips from The Juilliard
School: Make time to exercise, e.g. jogging, running, biking; Listen to your
favorite music; Read your favorite book; Turn off the cell phone for a few hours
each day; Meet new friends outside your regular social circle; Join an international
student network; Organize cultural events on your campus to promote cultural
exchange; Use school's counseling service; Understand that cultural shock is
a normal process and that it takes time to feel comfortable in a new environment.
Lily Lin, The Juilliard School
My one advice to stressed students: don't keep your stress to yourself; talk
to others about it: your roommate, your advisor, and/or a professional in your
campus counseling center. They have both the experience and the objectivity
to help you deal with your stress.
Timothy W. Welles, Director of Student Counseling, Stevens Institute of Technology
Here are my two bits as stress relievers: (1) Get some form of aerobic exercise.
It makes a real difference. (2) Break all your problems into bite-size, manageable
tasks, then go about solving them one at a time. Focus on what you can do today,
now, this minute, to move forward, and don’t get overwhelmed by the enormity
of the big picture.
Ross Jennings, Executive Director, International Programs, Green River Community
College
The best stress busters for international students are keeping a good schedule
and learning to balance their needs for study, work, exercise, good nutrition,
and sleep; as well as having a few close friends, and maintaining one's own
spiritual tradition. Good advice for us all, all through our lives!
Jackie Nutter, Community Liaison, Cranwell International Center, Virginia
Tech
The only suggestion I have is to pace yourself. Step back and look at the whole
picture, before you act or make a decision. We give this advice to our students
all the time. Ingrid Jones, Florida Atlantic University
My advice would be: Have confidence in yourself. You would not have been admitted
to your college if the Admissions Office people did not think you could be successful.
When it is difficult for you to believe in yourself remember that many other
people believe in you.
Robert A. Pesek, Director, Culture and Intensive English Program, University
of Northern Iowa
Studies show that the fewer human connections we have, the more likely we are
to get sick and flood our brains with anxiety-causing chemicals. The good news
is that those same studies also show that the more human connections we have,
the more likely we are to be healthy and well. I believe, staying connected
is even more important for international students who often have a profound
sense of loneliness and don't feel a sense of belonging. I advise international
students to reach out — smile and communicate with those students that
smile back, avoid staying inside working on their computer, make a friend weekly,
and connect with nature daily.
Cheri Lazar, Transcultural Nurse, Colorado State University
My one suggestion would be: don't ignore the obvious. Get enough sleep, eat
nutritious food, and keep a balance of recreational and academic pursuits.
Marilyn Woolard, Virginia Tech
My advice is to leave town! Take a short break, pack up your laptop and study
materials if you must, and go! Our university is in a small town and students
sometimes feel trapped and miss the city. Some students don't want to leave
during vacation times but students have shared with me that when they do leave
it can really help their attitude and outlook. Students have said that when
they do leave town on a weekend or for vacation periods, they feel more like
they are coming home when they return.
Diana Jones, Graceland College
Get advice from your Fellow Students:
"I make a fun plan for after an exam, so when I feel stressed, I just
think about fun things waiting for me. Also, I do not study all the time. Study
for a while, then listen to music or talk to friends in the same class, then
study again. Every time I keep it in mind that not only I have a hard time now".
Eri Kitaoka
"If you are among those who get tensed up during exams, the best way
to deal with it is to be prepared beforehand. Start early and try to cover all
the required topics a day or two in advance. That way you will be confident
and will not be stressed before and during exams. Just believe in yourself.
Good luck". Yogesh Iyer
"My advice to deal with stress before and during exam is simple. You
NEED to plan your studies. Set up time to study and to relax. You shouldn't
study more than 3 or 4 hours in a row with little brakes. After studying a little
bit everyday, you should go out, see friends, watch a movie, anything that could
help the brain to rest. It really works for me! Good luck to all". Virginie
Cauwet
I do not study on the day of the exam and I always make sure that I sleep well;
at least 6 hours the day before the exam. During exam, always tackle the questions
I know first because it builds my confidence and helps me keep my composure
for the rest of the paper. I do guess a lot of answers and sometimes it has
paid off especially when I have nothing much to write about or when there is
still time left. Well this how I give my exams" vikas b.m
"I plan answer outlines. I go for quality food and drinks meaning healthy
and I try to reduce sleepless mornings as well. During an exam week I exercise
regularly -run and swim- I Pick out the questions that relate well to my revision.
I don’t rush anything. Taking adequate time at this point will pay off
handsomely. If I can’t decide which questions to answer, I pick out those
I can answer and come back to the others later". Vahap Sumer
"My approach is very simple. I maintain a silent optimism in life and
I go about my work/duties without much of a fuss. When it comes to exams and
stress/tensions with regard to the same, I am aware that all the student have
the same amount of studying to do, will face the same question paper at the
exam and invariably find the same question(s) tough. I prepare for the exam
by reading the requisite materials and walk into the exam hall with the confidence
that I would do well. This would give me the edge over other students".
Tarun Belagodu
"Just understand few things: 1) You are not the only one giving the
exams. So there are others who share the same amount of stress as you do. 2)
All that matters most is your understanding about the subject and that is what
adds to your knowledge and the grades that you score are secondary. So, take
out enough time for proper understanding and just give the exam keeping this
in mind that 'you are testing your knowledge and not competing for grades' 3)
Just relax, get some time out, have a nice walk and then get back to studying.
Studying under stress does no good. 4) Most of all have a proper sleep the night
before your exam." Sunita Gopalakrishnan
"My Answer: Just think about the fun you will be having right after
the exam." Sudhanshu Rajvaidya
"I make sure I study the materials well to get ready for the exam. I
exercise a lot which relaxes me. I take long bubble bath or watch a comedy movie.
This is before exam. During exam, I usually go through all questions jotting
down any points I remember on every question. I do this for 5 minutes, and I
try to be calm. Then, I just take a deep breath and start working on from the
first questions down to the last." Stella Rwiza, University of
Idaho
"In order to get relieved from Tension or stress before exams preparation
from beginning is the best policy. Basically I don't read every day for hours
and hours but what I do is read the days stuff at least for 30 minutes and try
to do the homework and assignments on my own without taking anyone's help. This
will keep you in touch with the subject and when you the book before exam you
will not feel as if you are reading some Latin or Greek. Also while preparing
for exams I try to write some notes which I refer just before going to exam.
This will make me feel confident while entering the examination room."
Srikanth Pilla
"I cope with the exam anxiety in a following way. I take one step at
a time. I make a list of things what things are most important first, start
with the hardest things and finish with easiest. I always type up study guides
before the exam and carry them everywhere I go that way i remember the terms
and questions faster. I also drink a lot of tea; it tends to keep me alert and
not too caffeinated as coffee would. I find myself more relaxed in a library
setting, the mood is more for studying, there are no distractions, and other's
concentration makes me motivated. I also try to get a good rest before I study,
and I take short breaks between studying". Samara Anarbaeva
"How to Cope With Stress during Exams: 1. Never wait until the last minute
to study. 2. Try to do a little reading everyday. 3. Attempt all assigned and
suggested homework problems. 4. Get involved in some physical activities (e.g.,
walking, running, cycling etc.) This relaxes me and helps me focus. 5. Don't
be afraid to ask for help if you need it." Christene Carr "I generally
try to prepare for the exams, a couple of days well ahead before the exam. During
the time before the exam, I try to keep my mind cool, sometimes by meditation.
During the exam time, I go into the examination hall well in advance, keeping
my mind cool, and I will take a deep breath for a few minutes. And after the
exam starts, I generally start slowly, and increase my pace of answering the
questions gradually. I plan the time I spend on the questions well before according
to the weight age given to the questions, and I will adhere to that timings.
I generally keep at least 15 minutes for revising the final answer paper. I
prefer to drink water during the exam in the middle, which would ease the mental
strain on the brain, and which would relax it for some time." Raviteja
Varanasi
Stress Management
Stress can be moderated by understanding how we perceive the situation we are
in. Here are some useful techniques that might help you deal with those perceptions
that are causing stress.
Don't Worry. Write down your worries on index cards. Get together with fellow
students in small groups and read several cards. Then develop a suggestion for
each worry, or at least rephrase them in a positive way.
Acknowledge. Anxieties are handled more easily when acknowledged. Discuss with
your friends the pressures you feel and the anxieties you have. Try to define
the possible causes and begin to think about ways to address these feelings.
Positive Thinking. Write down all the negative messages you can think of your
situation, your status and your life. Then, develop some positive coping statements
that you might use to replace negative self-talk. Your friend might be of great
help on this one.
Relax. Develop your own simple relaxation technique. Closing your eyes for
a minute and focusing on slow breathing (no internal vocalization) can relax
you instantly. Another relaxing technique is to imagine your favorite spot and
spend a few seconds resting there. This is an effective strategy in those moments
before starting on an anxiety-inducing test.
Journals. Keep a journal of your concerns and worries, it will allow you to
reflect on possible responses. Writing may help gain perspective.
Source: Indiana State University
Exam Anxiety
Anat Babani, Clinical Psychologist
An Academic Point of View
Taking an exam could be stressful. Especially when the student finds that his
success in this exam is crucial for the preservation of his self-esteem or professional
development, yet he is not certain of his capability to pass this exam. A student
who fails an exam, but is not aware of it, will not be bothered by this fact
at all. However, when the student senses he didn't perform well on an important
exam, he will experience stress.
There are various possible responses associated with this kind of stress. The
most adaptive way to handle this fear of failure is the Target Focused Method,
a method which directs the individual to take steps in order to cope successfully
with stressful situations. One example of an adaptive response could be a meeting
with a professor and serious study of the material covered in the exam. An example
of a non-adaptive response is a denial of the importance of the exam.
There are strong relationships between stress caused by exams, or "exam
anxiety", and academic success. Exam anxiety has bad influence on academic
performance: it will prevent the student from performing well and achieving
the highest grades. The reason behind it is simple. A student who experiences
exam anxiety is forced to devote more personal energy to cope with this anxiety
or stress. The student therefore spends less energy to study, understanding
and memorizing his lesson. Thus, students with low levels of anxiety exhibit
higher academic performance than students with high levels of anxiety.
Researchers agree that exam anxiety has two main components: Emotional and cognitive
response. Emotional response is mostly seen in a change in blood pressure and
pulse. Cognitive responses include ruminations about the exam results, fear
of failure, low self esteem, feeling of helplessness, and fear of loosing status.
Our experience suggests that preparing students for such a stressful event,
the exam, will lead to a significant reduction in the level of anxiety. This
preparation will also enable the students to perform better on the expected
exam. The two most common psychological techniques in preparation for an examination
are "Guided Imagery or Guided Imagination" and "Progressive Muscle
Relaxation".
Recent studies on this subject revealed that college students who went through
a psychological preparation, Guided Imagery or Relaxation, achieved higher grades
in exams. In comparison students who did not go through any psychological preparation
resulted on receiving poor grades on their exams. We all can adopt the first
method, Guided Imagery or guided Imagination, as our stress reduction technique.
Keep Smilling with DeltaCare
Why DeltaCare?
- Select your primary care dentist from a large network of professional
and quality-controlled dentists.
- No claim forms to complete
- Easy access to specialty care
- No deductible
- Costs are clearly defined
- Many treatments are free
Why Enroll?
- Go to www.isoa.org and enroll on line!
- Read plan benefits
- Choose your dentist
- For personal assistance call ISO 1.800.244.1180 and receive detailed
information
For a complete description of plan benefits please log on to www.isoa.org
or call us Choose your own dentist, pay for the service and get reimbursed
Choose a participating dentist in NY, NJ and PA for comprehensive coverage
Call ISO at 1.800.244.1180 to receive a detailed brochure or visit our
website at www.isoa.org
goto Dental Plans
Stress Reduction Guided Imagination
Guided Imagination is quite a simple technique that we can all use and experience
by ourselves, alone, at any room, without professional assistance. This is known
as the best method of coping with stress before exams, the most helpful remedy
to our problem. In order to successfully implement this way of preparation,
you need to practice it according to the following text twice a day, starting
at least one week before the 'stressing' exam. At the day of your exam you should
be able to use the Guided Imagination technique using your memory only, without
reading the script. Simply follow the pictures and images you formed in your
mind using your imagination during the past week.
Here is a stage-by-stage explanation:
- Imagine the Fear Machine — an instrument that can measure fear. The
value 0 represents "no fear at all" and the value 10 corresponds
to "being frightened/terrified/anxious". Describe how your fear
machine looks like… Look carefully what is your fear index show now?
- Now, imagine that this is the morning of your exam. You are getting prepared
for college. When you arrive to your school you look around… everything
is familiar… time is passing by and soon it will be the time to start
the exam… you are entering your classroom and sitting in your chair…
what is the reading on your Fear Machine index now?
- You feel that fear and anxiety is rising… your mouth is getting dry,
your hands tremble, and you are all stressed. Now imagine your fear as a character…
a very terrifying character, and the character symbolizes all the fear that
you are feeling now… look well at this character.
- Hit the character with all your strength… you can hurt it anyway
you wish… you can use whatever tools you need or desire until you manage
to terminate it. Now, all your fears disappear, your fear index shows 0, and
you are all relaxed.
- You are looking now at your exam… you feel relaxed and peaceful…
your fear vanished… you feel secured and confident in your ability to
write this exam in the best possible way, with the help of all your knowledge.
Good luck on your next exam and remember: you should thoroughly study and
review your course material in order to pass the exam.
Looking for health insurance
plan for a non-US citizen* with a valid visa?
STOP LOOKING!
ISO and AIG bring you
VIP Health Insurance Plans
Choose the most suitable option for you.
VIP, VIP+ and VIP Elite
www.isoa.org or call now 1.800.244.1180
Rates start from $59 a month!
* You must be up to age of 49 to enroll
goto
VIP
|
|
Complete your health insurance with Co-Health savings card
Only $1 a week, $52 a year
Pharmacy — as high as 70% discount
Vision — save up to 60% off retail cost
Dental — reduced fee for services!
Your health insurance plan does not cover ALL medical
expenses. Now you can enjoy great savings on your Vision, Dental and Pharmacy
needs. Co-Health benefits plan is a discount plan, not insurance. You
simply show your card and get the discount on the spot. Most leading stores
nationwide accept the card.
Enroll online @ www.isoa.org and save!
goto
Co-Health
|
ISO Health Insurance Plans
ISO is proud to offer you a wide selection of medical insurance plans. Few
experiences are worse than being sick in a foreign country. The high costs of
medical services in America suggest that everyone who enters the US, especially
international students, should have comprehensive medical insurance.
International students who come to study in the USA invest a lot of money and
great efforts in this move. It is a shame to disturb your course of study due
to a serious injury or sickness. Keep in mind that a treatment of such injury
or sickness can cost anywhere from $10,000 to $200,000 or more.
Besides, it is your responsibility to pay the medical bills.
Most students who do not carry proper insurance will find it very difficult
to pay these bills.
We, at ISO, want to provide international students and their family members
with the best possible medical coverage at the most affordable cost. Our experience
and reputation as a proactive student organization has given us access to leading
insurance companies such as AIG, Mega, Gerber, and more. Moreover, we do our
best to provide you, the international student, with the best attentive customer
service.
Choose the plan that best fits your needs
Select among the leading health plans available at affordable rates
Most caring customer service by ISO
All plans are "Quality Monitored" by ISO I HEALTH INSURANCE PLANS
Compass Gold / Silver / Bronze
Insurance Company: AIG
Compass Health Plans offer high coverage and a great deal of benefits at reasonable
monthly rates. These plans are offered to international students exclusively
at three levels of benefits. The more benefits you select — the higher
the monthly rate is. You should choose Gold if you are looking for the most
benefits and coverage for yourself. You may decide to save some dollars every
month and choose a more affordable option, Silver or Bronze. goto
Health Plans
Mega Hold 1 & 2
Insurance Company: Mega Life
Mega Hold Student Health Plans offer comprehensive coverage and supreme list
of benefits at attractive monthly rates. These plans are offered exclusively
to international students. The plans allow you to choose between two sets of
benefits: enhanced (#1) and basic (#2), with minimal limitations on coverage.
goto Health
Plans
Calendar of STRESS
Typical sources of stress on your calendar. Know them, face them, cope with
them
|
August / September
|
Can be stressful for first-year students in particular
|
• Homesickness; struggle with making new friends
and feeling a sense of "ownership" in the university; may
feel alienated from others and/or experience discrimination.
• Students are confronted with new experiences and new people who
are different than they are.
• New students may struggle with newfound freedom — specifically,
they may find it difficult to develop a structured lifestyle that will
help them meet academic demands.
|
|
October
|
Students begin to realize that life at college is not as perfect as
they were led to believe by parents, teachers, and admissions staff
|
• Some may feel lonely because they have been unsuccessful at
developing supportive friendships.
• Some students get a "wake-up call" after unexpected
poor performance on mid-term examinations.
• Job panic for mid-year graduates.
• Students may begin to feel overwhelmed by all of the academic
demands
|
|
November
|
Increased academic pressure may be experienced due to procrastination,
difficulty of work, and/or lack of sufficient ability.
|
• Feelings of sadness and worry may increase because of beliefs
that one should have adjusted to the college environment by now.
• Economic concerns, funds from parents and summer earnings begin
to run out.
• Some students are still struggling with making friends and may
be tempted to give up; social isolation may also be negatively affecting
their ability to study.
• May worry about returning home to family if semester is not going
well
• Some students may not be able to go home for the holidays, which
could contribute, to feelings of isolation and homesickness.
|
|
December
|
Extracurricular time strain: seasonal parties, concerts, social service
projects, and religious activities drain student energies
|
• Worry may increase as final examinations approach and papers
are due.
• Pre-holiday feelings of sadness; especially for those who have
concerns for family, those who have no home to visit, and for those who
prefer not to go home because of family conflicts.
• Financial strain because of holiday gifts and travel costs.
• Students may have concerns about losing some or all of the recently
acquired
• freedom/independence while at home for winter break
|
|
January
|
Sadness over loss of security and familiarity as students leave home
and return to school
|
• Some apprehension about academic performance this semester
if first semester was more challenging than expected. Some students may
also feel ashamed of their academic performance from the previous semester.
• Students may learn that some friends are not returning to school.
As a result, students may feel sad at the loss of those relationships.
• Students may also find that they do not like the classes they
registered for and/or need to register for different classes due to last
semester’s performance. Students may experience frustration at trying
to establish desired class schedule.
|
|
February
|
Many students experience optimism because second semester is perceived
as easier than the first semester
|
• Some seniors may begin to feel worry when they realize that
they do not want a job
• in the field in which they majored.
• Couples may begin to establish stronger ties or experience weakening
of established ones.
• Students who have failed to establish social relationships or
achieve a moderate amount
• of recognition may feel very frustrated and dissatisfied with
their college experience.
• Students begin to feel the pressure of midterms as spring break
quickly approaches.
|
|
March
|
Talk of Spring Break plans tends to dominate students’ conversations.
|
• Students may hear bad news about students who have died or
been seriously injured while on Spring Break.
• Returning from Spring Break students realize that there are about
6 weeks left in the semester. As a result, academic pressure may increase.
• Existential crisis for seniors. Must I leave school? Is my education
worth anything? Was my major a mistake? Why go on? Where is God? Will
I make it?
• Seniors who have not looked for a job or who have not been able
to find a job begin to worry about life after college.
• Students may also worry because they have yet to find a summer
job.
|
|
April
|
Academic pressure continues to increase because of impending final
exams.
|
• Summer job pressure continues. Students may experience worry
while waiting to hear from companies.
• Students may experience some worry over choosing a major.
• Pressure of planning for graduation increases as invitations
need to be sent out and celebratory plans confirmed.
• Final exams, papers, and projects may feel overwhelming.
• Social pressures; everybody is bidding for your participation
on trips and at graduation parties.
|
|
May
|
Concern develops because of the realization that the year is ending
|
• Seniors may be concerned about transition to new phase of life
(job, graduate school, marriage, etc.).
• Students may experience sadness, frustration, and anger over
leaving friends and facing conflicts at home.
• Pressure of passing final exams peaks.
• Panic over not having any confirmed plans for the summer.
|
First Steps in America
Welcome to America!
We are proud to offer you a set of good advice to ease your arrival in the
USA. You might be a fresh international student who has recently arrived to
this country to begin a long and exciting journey of acquiring an academic degree.
You might as well be a more experienced student. In both cases, we at ISO believe
that this article will assist you in adjusting to the American way of life.
Please take advantage of this useful information, and remember: ISO is here
to lend a hand! Check out our services and benefits and feel free to contact
us with any question or need you might have, now or in the future.
The International Student Office
This office should be your first stop for most questions you have. The International
Student office is an important source of information and services to students
studying in the United States. The advisor and his staff are usually willing
to help and provide information beyond their regular duties. The International
Student office will usually hold an orientation program or meeting for new and
current international students. We strongly advise you to participate in this
orientation. This is a great source of information as well as a meeting place
for you to make new friends. The office staff will be delighted to introduce
you to other international students and help you to get in touch with fellow
students from your home country, or even recommend clubs that you might want
to join. One task many International Student offices like to carry out is coordinating
'host family' or friendship programs. The purpose of such programs is to assist
you in learning about the American community that surrounds you and encourage
participation in local community life. Apart from this, the advisor's office
will act as a source for information, advice, and assistance related to your
non-immigrant student status. In most colleges and universities International
Student offices offer information on many other aspects of your life, such as
housing, financial aid, medical insurance, cultural events, and more. It is
encouraged that you check the office's bulletin board on a regular basis, and
ask the advisor or his staff any question you might have.
Housing: On Campus or Off Campus?
Finding the right place to live might have direct impact on your successful
educational experience. Some colleges and universities may not offer on-campus
housing. On-campus housing is often less expensive and more convenient (and
safe) than off-campus options. The advantage of living on campus is the easy
access to the school library, computer equipment, the student center, sports
and recreation facilities, cafeterias, and classes. The typical US residence
hall or "dormitory" offers more than just a place to sleep. It supports
students' academic objectives through academic and social activities. Some universities
offer special living arrangements for students who share the same interests
or geographical backgrounds. Thus, you may choose to join a "fraternity"
or "sorority" (social clubs for men and women, respectively) or live
in the "International House." Many international students, particularly
graduate students, prefer the independence of living off-campus. Sometimes this
option is more affordable because it leaves room for sharing living expenses.
Some colleges and universities maintain a list of available apartments and provide
students with names of other students who seek roommates.
Lease Agreements
If you decided to use off-campus housing, you will be required to sign a rent
lease. A 'lease' is a binding legal contract between you and the property owner
or landlord. When you sign the lease you are obligated to pay the landlord monthly
rent for the duration of the lease. Most leases are for a fixed period of time,
and it is usually difficult to break the lease. Before you sign the lease you
should be sure that you could live with your decision for the duration of the
lease. Make sure all conditions are in writing and clear to you and your landlord.
Sign the lease only when you fully understand all terms of the lease. Furthermore,
do not sign it unless you are completely satisfied with the apartment and surrounding
property. When you sign the lease, you will usually be required to make a "security
deposit" mostly equal to one month of rent. This will be in addition to
the first month rent. The security deposit will be refunded back to you when
you move out, providing you leave the apartment in good condition. You will
probably be responsible for paying the cost of your telephone service and utilities
such as water, electricity and gas. The utility companies may require you to
make a 'security deposit' as well before service is activated. These deposits
will be refunded to you or credited to your account upon termination of your
service and paying all bills.
Rules Regarding Employment in the United States
Employment opportunities for international students are limited by regulations
of the Immigration and Naturalization Service (INS) and United States Information
Agency (USIA). Employment is available only to students in good academic standing
who maintain their non-immigrant status. With the exception of work on campus,
F-1 students need approval from the international student advisor or INS, depending
on the circumstances, before accepting employment. Student in J-1 status must
have written authorization from the responsible officer of their exchange visitor
program before beginning employment. It is very important that you do not work
without authorization. On-campus employment F-1 and J-1 students may seek part-time
employment on campus while classes are in session. Part-time means working 20
hours per week or less. Student assistantship is also considered "on-campus
employment" and therefore is also limited to 20 per week. During vacation
periods and academic breaks, you may work full time on campus if you are returning
to classes the following term. Off-campus employment F-1 Students: off-campus
employment is limited to students pursuing academic studies, excluding English
language students. Working offcampus requires special authorization and is only
available under certain condition, such as a newly emerging financial hardship.
Consult your international student advisor. J-1 Students: exchange visitor students
in good academic standing may obtain authorization to work off-campus as part
of an academic training experience or when unforeseen economic circumstances
arise after the student becomes an exchange visitor. Consult your advisor for
procedures. [NAFSA's International Student Handbook]
Choosing a Bank
Every September banks 'hunt' students offering unbelievable terms if you open
your account with them. Beware! Many of these banks have high fees for checking
and savings accounts that drain dollars from your account into the bank's profit
column. You should balance convenience with cost when choosing the best bank
for you.
- Ask yourself the following questions. These will help you make the right
choice. How much money do I have? How often do I need to make deposits? How
many checks will I write each month (rent, phone, books, etc.)? How often
do I need to withdraw money? Do I balance my checkbooks carefully or bounce
a lot of checks?
- Get information on your options. If you can keep more than $1,000 in the
bank each month, look into regular checking with a minimum balance but no
monthly fee and unlimited checks writing. If you can meet a $1500 minimum
balance, look at interest-paying account (or combine it with a savings or
money market account).
- Dare to compare. Set your priorities. If you are better at keeping your
balance on a surfboard than balancing your checkbook, look for accounts with
no minimum balance. If easy access is key, look at ATM services. If you only
write a few checks per month, a basic account may be your best bet. Finally,
test their service - call the bank and see how the bank’s customer representative
treats you.
- Be prepared when you go to open an account. Start by asking if the bank
has a special student account. Make sure that your account is insured by the
FDIC (Federal Government) up to $100,000. You will be asked by the bank's
representative for your permanent address and Social Security number, or school
ID number. Most banks require two forms of ID and signature verification from
another bank, an employer or a college advisor or dean. You will probably
have to wait a few days to get access to your account, and deposited check
in new accounts are often held for as long as 30 days before you can use the
money.
- Don't be afraid to switch banks. If your bank is charging too much or otherwise
treating you badly, move your money - it's yours!
ADJUSTMENT TO A DIFFERENT CULTURE
For students who cross national and cultural boundaries for the purpose of
study, the experience can be exciting and rewarding. However, when facing the
cultures, values, and traditions of another country, it is normal to experience
difficult emotions as well. Emotions such as sadness, loneliness, fear and confusion
can be normal reactions to such a life transition. It can be very challenging
for students to adjust to their American surroundings.
Here is some information to help you manage this stress.
Learning a new culture which may introduce different beliefs and values can
be difficult. During this process, it is important to be in contact with American
culture. Yet, it is also important to take your time in this "learning
process". Thus, international students are encouraged to learn the values
and traditions of the US slowly, while still remaining connected to their language,
traditions and cultural beliefs.
There is some evidence that participation in more than one culture can actually
lead to a healthy adjustment. When we learn other ways to think and behave,
we can develop adaptive strengths and flexibility.
Possible ways to handle adjustment:
- Become familiar with your International Student Services Office (ISSO) and
what they have to offer for support and information.
- Develop social networks and friendships with other students from your home
country or other international students if possible.
- Allow yourself to become more aware of life here in the US. Participating
in friendship programs, where you are matched with a friend, might help. This
will also further help to create and support a multicultural identity while
you study in the US.
- Do not isolate yourself. Share ideas and thoughts with others.
- Stay in contact with family and friends from your home country. Write letters
send e-mails and make telephone calls when possible.
- Seek help and support when needed. Some of the things that international
students talk about in counseling are: loneliness, homesickness, academic
difficulties, anxiety, depression, relationship problems and confusion with
American culture.
Source: University of Cincinnati
Scholarships & Grants
please refer to our Spring
2001 issue.
WINNER OF ISO ESSAY COMPETITION - 1ST PLACE
My First Impression of The USA — Hagay Louk
America has always been like a movie to me. While living in Israel I could only
watch its magnificence through theater screens. Now, not only do I have the
opportunity to be on the set with real actors, but I also have a role in the
movie itself. For almost three years I have lived and studied in Miami, Florida,
speaking the English language and watching "live" what America is
about.
I must say that I enjoy what I see.
As a young kid I thought Israel was the only place that existed. One day it
came to my attention that there was a special uncle named Sam who used to handout
special presents to whoever came and visited him. It was very strange to me
that everybody knew this nice uncle except me. I had an uncle named Josef, but
he never used to bring me any unusual gifts. I really wanted to go and visit
that kind Uncle Sam but as I finally realized that this uncle "lived"
in a very far place called America, I had to let that fantasy go (for the moment),
and concentrate on my nearby uncle Josef. It was not easy to stop dreaming of
America because everywhere I went it was mentioned with a special passion. America
was always there; even though it was thousands miles away, everybody I knew
wanted to touch "the wonderland" and live its dream. I didn’t
know what the dream was, but knowing it was American was enough to desire it.
As I grew older, I became more and more acquainted with that mysterious country.
I was shocked to find out
that my country was hardly the size of a city in some of America’s states.
I remember how jealous I was, when Richi (my friends and I used to call him
Richi the rich) had bragged of the startling toys his brother used to send him
from that land of freedom. Richi was paralyzed in both legs and couldn’t
join us as we ran and chased each other in the neighborhood. We used to stop
our contests and gather around his wheelchair, amazed by the new electronic
games that were not even invented in our dreams. Throughout the years my friends
and I got the chance to play with some American toys, but I still dreamed of
experiencing more of the American splendor.
Coming to the States I found myself paying attention to people’s behavior
in a way I had not done while living in Israel. I liked the fact that people
here are more polite and patient. Israel, as well as other countries, is always
trying to follow and capture the American life style. Living in America is considered
as a privilege.
Everything here is built with more class: the malls are much prettier and bigger,
the cars are fancier, and the services are more professional. I was very excited
to see so many luxuries. I finally could experience what they all were talking
about.
Though it was very exciting to be a stranger in this multicultural country,
it wasn’t so easy to "blend in".
It took me a while to adjust to some of the typical customs. I remember walking
down the street, noticing a man who kept quite a distance from the lady who
stood in front of him, pulling money from the ATM machine. He gave her privacy
and stood so far that I almost passed him. In another occasion, I was waiting
in line at the supermarket, not knowing there was a "rule" saying
I must use the plastic magnet to separate my merchandize from those of the person
who was waiting in line. I was too lazy to reach for the magnet, for I had only
shampoo and chewing gum. The lady, who had just paid her bill, stared at me
as if I just committed a crime.
Speaking the language and using the appropriate slang was not so easy to adapt
either. More than once I translated my thoughts straight from the Hebrew language
to English, and sadly realized how badly they were translated. Slang is used
in the Hebrew language too, but certain words have different connotations and
cannot be translated appropriately. I never realized it until I got here, that
much of Hebrew slang comes from the English language. Now I wonder if we Israelis
thought that by using American slang we could march faster toward the "better
life".
Watching American movies and listening to so many different ways of speaking
is fun and interesting; but during my first month here, listening to so many
different accents really confused me. It was hard for me to follow conversations,
since many of my American friends speak too quickly. I must admit that more
than once I nodded my head up and down though I had no clue what they were talking
about. Outside of school it was even scarier because many people assumed they
were easy to understand; In Israel I could give directions to a foreigner who
needed assistance, but coming here, the English language seemed ten times harder
than what I had studied in school.
Coming here with a soccer scholarship I thought that at least on the soccer
field I would feel more comfortable. I was shocked to find out that my coach
and 95% of my teammates were Latins. Like me, there were two Jamaicans, an Irish,
and a guy from London who couldn’t speak Spanish. When I heard them talking
I almost gave up. The Londoner had a very heavy accent; I had to look at his
lips and really concentrate to understand what he was trying to say. He thought
that he was the "normal one" and tried to "translate"
for me the "Irish English". It wasn’t the best idea. The two
Jamaicans were always laughing to themselves, and when they finally decided
to say some words in English, it sounded as if they were singing. On top of
that, they all laughed at my strong accent. In time I adjusted to the accent
differences and interacted more easily, but I still preferred to contact my
Irish friend by email. After a while I learned to laugh about our differences.
I find it cool and funny to live in Miami, when so many outsiders speak the
English language in many different ways.
In Israel, no matter where you go, nothing strikes you; people are not that
different. It takes only five hours to get from one end of the country to the
other. Everyone hears the same news (no matter what channel is on), has the
same problems and shares the same holidays, exactly at the same hour. Here in
the States, you can’t really sympathize with your "long distance
neighbors".
Traveling in the States, I found every new place I visited was a "different
world." You can’t compare Alabama to Florida. It’s hard even
to compare cities in the same states. I find it much more interesting to have
such a variety of people and places. It is attentiongrabbing to find out that
states have different laws; people talk with different accents, and have different
mentalities. In some parts of California I noticed that many people were very
materialistic, while in Indiana, I had the feeling people were more "down
to earth". In Miami, I have been in parties that lasted till 6 A.M, while
in Los Angeles I was disappointed to leave the clubs when the D.J stopped the
music exactly at 2 A.M. I also had to get used to the time differences between
the East and the West, choose two favorite basketball teams (from each side)
and learn all the rules in baseball for being able to talk with my close friends
at school. What can I tell you? Only in America.
Studying in a Catholic university where diversity is one of the most evocative
pillars, was (and still is) my main pleasure. Sharing a room with a Peruvian
who listens to salsa music 24/7 wasn’t that bad after I got used to the
rhythm. Watching my American friends drinking so much (even after the party
was over) was pretty weird and funny. Getting together, with foreigners with
different accents and styles, brought tolerance and open-minded thinking. I
didn’t know I would have friends from so many places. In my school there
are many international students from all over the world, who just like me, brought
their own cultures, habits, religions and mentalities. I was never really into
religion, but since I came here I learned a lot about many religions and became
more conscious of the spiritual aspects in my life. I learned a lot about different
ways of living in a way I would have never known if I had chosen to study in
Israel.
My first class as a freshman was religion. My experience with some Jewish rabbis
made me think that I would
Have to listen to what I should and shouldn’t do, from a Catholic point
of view. I was surprised when Father Kent, the priest who taught the course,
really brought God closer to my heart than ever before. In Israel I learned
a lot from rabbis too, but only about Jewish aspects. Now I could experience
in my class students from five or six different religions. Father Kent taught
us how each religion can offer "good" in different ways.
I found it fascinating how different religions are discussed in such openness,
because I know many rabbis would have felt insulted if I came and told them
how interesting the Buddhist religion is.
Visiting the school’s chapel for the first time was also a new, exciting
experience. In the Jewish temple women sit apart from men and must dress in
skirts or dresses that don’t reveal their knees, while in the chapel,
all were joining together, singing, and participating. I find it very interesting
and I really loved the songs. It is exciting to see how religions differ from
each other and can bring us together.
I love and miss my country. I get emotional talking about it. I served my country
in the army for three years.
As I graduated high school, it was obvious that I would go and serve my country.
Thoughts about studies in Israel come only after the service, while here; those
who are done with high school can go straight to college. I was sad to see that
many Americans were not that occupied with the world’s problems. The kind
of questions many people asked me revealed just how much they were not engaged
with the Middle East Crisis. I was very motivated to explain what was going
on in my home, and why there was (and still is) a constant tension between the
Israelis and the Palestines.
I felt a little tense when I found myself interacting with Arab people, but
I was happy to talk about our issue and found them open and friendly. I felt
that both Israelis and Palestines are more comfortable talking about many delicate
problems here in the U.S than they are in Israel. I was also surprised to see
that the Middle East Crisis has been regularly covered in the media. Unfortunately,
many times it caused more tensions.
Israel is the only real democracy in the Middle East and therefore, a close
friend of the United States. Both nations try to bring peace, but also find
themselves engaged in many negotiations and conflicts. Only when
I got here did I realize and appreciate just how much America is a country with
true understanding and concern; a country that is led by morals. Only as I came
here could I be more aware of its problems, because from Israel it seemed like
America is a land with no troubles at all. Since I came here, I feel that collaboration
between Israel and the United States is more important than ever because the
terrorist organizations want to hurt them both.
Today, as before, I am still impressed by new matters I discover. I know that
I have much more to explore and learn about the U.S. Though now I know and understand
more about this dream I have wanted so much to experience. I sometimes feel
like going back and shake Uncle Sam’s hand for the first time; to get
excited again like a little boy. To be amazed about the simple things like that
in America there is a drive through for a pharmacy. Many American norms still
look unreal, unnecessary, or "too much". I did get unusual gifts
by coming and visiting him. I was lucky to get to know people from all over
the world and to live different cultures. I thank him and wish him progress.
As I mentioned before, I really miss home; but I would like very much to keep
studying here and developing myself as much as I can. Knowing different places
and learning different cultures really "opens up" my mind and teaches
me a lot about the world (and of myself). Soon I will get my degree and hopefully
have many ways to choose where I want to live and what I want to do. I don’t
know where I will find myself living in the future, but for today, living in
U.S.A is the best place I can think of to "start" my life.
WINNER OF ISO ESSAY COMPETITION - 2nd PLACE
My First Impression of The USA — Deveshe Duttr
My first view of America was from a height of 37,000 feet on a crisp, cloudless,
winter night. It was so clear that from the little airplane window you could
see all the way down to the ground. We entered U.S.A. from Maine. Everywhere
I looked were fields of snow. If it hadn’t been for the snow there would
have been nothing but stars to relieve the despondent darkness of the night.
It was breathtakingly beautiful for someone who had never before encountered
snow. Sometimes we would pass areas of civilization and they made the ground
look like a refection of the night sky.
Before I even knew it, we were descending towards New York City and my heart
began thumping with a combination of excitement and anxiety. This was the moment
I had dreamt about for months, the moment I thought would never arrive and now
it was passing so quickly. I had finally reached America. I could hardly believe
it. Back home the USA has always been touted as the land of plenty, the land
of endless choice and endless opportunity. Where success is at your fingertips
and you don’t have to be a puppet in the hands of fate anymore. All you
have to do is get there somehow. You’re excited about all the freedom
you’ve been told so much about and the prospect of finally achieving a
wholesome, satisfying existence where rewards are equal to the effort you put
in. Yet, just as you are leaving confident of success and material gain, people
warn you about the loneliness that one has to endure. Loneliness, the price
for material gain, one that many have found too high to pay and returned home
to India. Then they warn you about the quick pace of life here, the cultural
differences and the bland food. You find yourself wondering if you should even
get on that plane. No wonder my feelings were oscillating between excitement
and anxiety.
The ride from JFK airport to the hotel was completed with my nose, that was
pressed to the window as I tried to absorb as much as I possibly could, never
being lifted even once. I was completely awed by the variety of cars that I
saw on the road, the winding maze of wide freeways that filled me with confusion
and amazement that the driver could navigate his way around them. I was a little
disappointed however by the advertisements that were so plentiful on the street
sides. They weren’t as witty or picturesque as I had been led to believe.
Most of them were simply quick accounts of deals or of the buy two get one free
variety. It was only a little later that I realized this was a direct result
of the economic slump the country is experiencing. Then we entered the city
and I was amazed at how neat and organized it looked especially from someone
who has come directly from Bombay, a city whose development is of the random
kind and in every direction.
We’d been warned by many people of the dangers of the city streets and
to be careful of our luggage and so I stood on the street clutching desperately
to four huge suitcases as my father tried to get us a hotel room. When we finally
reached our room I spent all of ten minutes opening and closing the window.
In India windows open outwards. They are thrown open and pulled closed and this
was my first encounter with the kind that you pull up and pull down. Somewhere
along the journey I had shed my blase self and was acting like an excited little
child, still curious and completely amazed at all the new things the world had
to offer.
That first night my father and I decided to venture out on to the street and
do a little exploring. I had been lucky enough to land in the midst of a cold
wave that had even the most hardy New Yorkers in a state of shock. It was so
cold and the wind so chill that everybody was walking past very quickly, faces
lowered because they were protecting themselves from the biting wind, their
shoulders slouched to preserve the little warmth they had managed to garner
from escaping. But I didn’t know then, the real reasons behind the closed
faces and slouched shoulders. At that moment I was terrified because I had landed
in the midst of a cold, unfriendly people that didn’t even look at each
other much less any of the friendly interaction that one expects and looks forward
to in a big city where people live at such close quarters to each other. When
I looked upwards and around I was even more terrified. All the buildings (skyscrapers),
the shops, everything seemed so much larger than anything I had ever encountered
before. In comparison I felt tiny and inadequate. Being of a considerably high
stature this was a feeling that I was completely unused to. I clung to my fathers
hand for security.
It was so late at night that the only place we could find open was an Italian
restaurant. It was in this restaurant that my first encounter with ‘choice’
occurred. By the end of the barrage of questions that were being aimed at me
by the waiter I was wailing "I just want cheese. Why can’t I have
cheese?" In retrospect I sympathize at the frustration the waiter must
have felt at the highly uncooperative client he had been landed with. Then came
the moment when my fear and anxiety reached its peak. A big burly man walked
up to me and asked me if I had change. He didn’t ask very nicely. I was
so confused. I come from a land of poverty where beggars are everywhere. You
get accustomed to the sight and the feeling of pity you have to suppress for
the sake of survival. The absolute last thing you expect was to find the same
thing in the land of plenty.
That night I went to sleep sad. It was like nothing I had been taught to expect.
Except the police sirens that constantly wailed in the streets below. They sounded
exactly the same as they did in the Hollywood movies I was so familiar with.
It made the experience of being there that night so surreal. It felt like I
was in a movie.
I woke up to the sun rising and slowly warming the tall buildings around me
with warm yellow tones. The sky was light blue and cloudless. It was all so
beautiful that I cheered up in instantaneous response. That morning we went
walking around Manhattan. It was an experience I shall always remember because
it was a complete opposite from that of the night before. I was presented with
the multi-culturalism that makes up America. Rather than a predominantly white
society I saw people from every part of the world, walking around and existing
with each other in perfect harmony. At that moment I could not imagine anybody
getting homesick because there was so much of your own culture everywhere, New
York City seemed to be liberally dotted with Indian restaurants and shops where
you could get Indian goods and meet other people from your own country. At the
same time if you ever got tired of your own culture there was more than enough
of other cultures to relieve the monotony. There seemed to be so much to do,
I couldn’t imagine being bored there were so many options. At that moment
I was excited. It felt like I was witnessing new horizons open up for me everywhere
I looked.
I spent that day realizing that though the variety of choice and options available
can be a little intimidating for someone who is unused to it, this choice allows
people to develop into unique, individual selves. Everywhere I looked were distinct
personalities that dressed, looked and acted a certain way, basically behaving
in a manner very specific to what they believed in. Individuality was encouraged.
It was wonderful. Even the accents were so varied. There was not one that could
be defined as being from a specific place. Each accent would have undertones
of some other accent and there were some weird melodious combinations i.e. New
York combined with Irish. Then of course was the encounter with the eighth wonder
of the world, the friendly New York cab driver. I, who had been told that the
New York City cab driver was the grouchiest of all the cab drivers in the world,
met one who was polite and so enthusiastic that he hailed me from across the
street. He then told us all about the city and actually dropped us off to his
favorite place to eat where he told the owners to take excellent care of us.
Overall I had been made to expect that Americans would be a very rude race of
people. But in fact what I found was that they were very polite. I remember
sneezing on the road and having at least three "Bless you’s"
from the people that passed by. It gave me a feeling of someone caring even
though I knew no one there. It made me feel secure and I let go of my fathers
hand.
I have been here for three months now. The most important lesson I have learnt
is to shed all preconceived notions and keep an open mind. In fact all the preconceived
notions that I had about America have been turned upside down. The choice of
cuisine is mind boggling and not bland in the least. People are friendly and
always ready to lend a helping hand. They are indeed very private but it is
something that you grow to appreciate because it translates into a true individuality.
With the current economic situation it is tougher to survive here now than it
has ever been before. But it reveals a fighting spirit that can only be good
for ones development as an individual and as a nation. I wake up every morning
excited at the prospect of learning something new, meeting interesting people
with a variety of experiences to share and eventually growing into that kind
of person myself. I feel America is the right place for this.
Too Much Stress? Let's Check
Please mark your answers in the table below: 1= almost always; 2 = often;
3 = sometimes, 4 = rarely.
printable list
1 Do you often find yourself experiencing not having enough time to finish
all your assignments?
2 Are you becoming confused or frustrated and unable to think clearly when
you are trying to do many things at once?
3 Do you feel overwhelmed by demands placed on your time?
4 Do you find that your school work is cutting your free time?
5 Are you feeling that people around you expect too much from you?
6 Do you have to miss meals in order to finish your work?
7 Do you wish you had some help to get everything done?
8 Do you feel that nothing that you are doing is working properly?
9 Do you cry for almost everything?
10 Are you taking a long time to fall asleep, due to your school work, finances,
or roommates?
11 Do you feel exhausted when you wake up every morning?
12 Do you feel depressed when you think of all the things you need to do?
13 Do you see no end in site to all the demands placed on you?
14 Do you feel that you are not enjoying college life?
Analysis of your score:
I:
You scored 56-42 points. CONGRATULATIONS! You are considered a low-stressed
person who seems to positively manage and control his stress.
II:
You scored 42-28 points. You are a moderate-stress person, but be careful —
you tend to easily become stressed-out. You may consider talking to your advisor
or fellow student-friend. Share your concerns, they might give you a useful
advise on managing your stress.
III:
You scored 28-14 points. You are a high-stressed person. Definitely seek help!
You may consider consulting with a psychologist, therapist or your doctor, or
at least talk to some significant-other who might help you manage your stress.
Relax! Chill-out! You need to take some time off and get back into proportions.
Attention International Students
Every year ISO sponsors an essay contest. This contest gives international
students the opportunity to share their thoughts and ideas on a variety of subjects.
The winning essay writers are awarded cash prizes of up to $500.
Task: Write an essay of about 1500-2000 words, on of the following topic:
My contribution to a better world
First place: $500
Second place: $300
Third place: $200
Criteria for judging:
creativity and writing style. A panel of 5 international students, members
of ISO, will select the winners.
Eligibility:
You must be an International Student, with a valid I-20 from your school advisor.
How to enter the competition:
Send your article via mail (on disc) or e-mail (text file) to ISO. Make sure
you meet the deadline.
Deadline:
All essays must be postmarked no later than 4.1.2005
The International Spirit magazine – Volume 10 - Number 1

- From The Editor’s Desk
- Higher Education in the USA / GMAT, GRE & TOEFL
- Employment
- Resume / Reverse Cultural Shock
- Advice from Your Advisor
- ISO Health Insurance Plans
- Winner of ISO Essay Competition
- What Will You Do the Day After Graduation
- The Immigration Attorney
- Interesting Links
- Scholarships and Grants
- Green Card Lottery
From the Editor’s Desk…
Dear Friends,
When I look back at my college years as an international student, I thought that the first year would be
the most difficult year. I was very much mistaken. Now I say that the most crucial year is the last year
before graduation. It brought me closer to realizing the growing pains of becoming an adult. The questions
most students ask themselves during the last year in college is "What do I do next? What is the next step
for me? Am I ready?" An International Student advisor once told me that the answer to my questions is simple:
"PPP – Prepare, Plan and… Prepare!"
We are dedicating this issue of the International Spirit magazine to these next steps you might take after
graduation. The magazine will contain articles that are related to post graduation. Even if you have just
started your academic journey, you will find useful information for planning ahead. You will find articles
on how to obtain your OPT (Optional Practical Training), how to go about finding an employer that will
sponsor you, how to write and edit your resume, and finally how to prepare yourself for job interviews.
You will read essays written by fellow students who participated with our essay competition on the
topic "What is my contribution to a better world." Finally, for those of you who are seeking higher
education, our magazine will also provide in-formation on what tests you should take and the importance
of attaining your bachelor’s degree.
Whether or not you are completing your Bachelor’s or Master’s degree, I strongly believe that one must
be prepared and well informed in order to survive today’s society. Samuel Johnson once said that
"knowledge is of two kinds. We know a subject ourselves, or we know where we can find information on it."
We welcome your comments regarding our magazine, and would be delighted to know your thoughts, suggestions,
and entertain questions.
Finally, I wish you success in the new academic year.
Good Luck,
Jack Mount, Editor
ISO – for international students, by international students
ISO - International Student Organization – is a membership organization of international students currently studying in the USA. Since 1958, ISO is the leading provider of personal health plans for international students. Founded and administered by current and former international students, our international academic experiences allow us to focus on your specific needs, for your own benefit.
We know how important it is to have someone you can trust, someone that actually listens to you. Hence, our mission is to provide you, your family and friends with the best health insurance at the lowest price. ISO aims at making the lives of international students more comfortable.
We are committed to you, our fellow international student. We believe that you deserve the best customer service, so we are doing our best to assist you whenever you need us.
Back to Top
Higher Education in the USA
In this article we wish to assist you in understanding the different options for continuing your course of education towards a higher degree. Here is the meaning of the most common degrees you can obtain in the USA.
BACHELOR’S DEGREE:
This is a typical degree provided by undergraduate colleges and universities. It requires about four years of full-time studies. There are many types of bachelor’s degree. Most common are the Bachelor of Science (BS), Arts (BA), Engineering (BE), Business Administration (BBA) and so on. A student pursuing a Bachelor’s degree must select his ‘major’ no later than by the end of his second year of study. You will be required to conclude a bulk number of courses in your ‘major’. In addition, you must complete courses in a wide array of basic subjects, such as English, Math, American History, and similar. Bachelor’s degree may be obtained at numerous colleges and universities, public and private.
ASSOCIATE DEGREE: This is a 2 year degree program given by community colleges and US junior colleges. There are 2 classes of associate degree. One is the Associate of Arts (AA) and the other is the Associate of Applied Sciences (AAS).
MASTER’S DEGREE AND PH.D. PROGRAMS
After you graduate from college with a Bachelor’s degree you might find it necessary to pursue an advance degree to move ahead in your career. Not all USA colleges offer master’s degree programs. Even fewer offer Ph.D. degree programs. For these advance programs you should probably attend a university or research facilities. Also, the number of majors offered at the graduate level by a graduate school is usually smaller in size in comparison to the number of majors at the undergraduate level.
MASTER’S DEGREE: You will take highly focused courses in a specific field. It usually requires two years of full-time studies to be completed and the writing of a research paper, a thesis.
PH.D. DEGREE: Doctorate of Philosophy or a Doctoral degree is more focused and research oriented than the Master’s degree. It usually takes 4 to 6 years to complete.
A CERTIFICATE PROGRAM: Is an ideal choice for a student who already has a Bachelor’s degree and wants to expand or shift career focus. It is usually a short program that requires between 4 to 6 subjects to be completed.
A PROFESSIONAL DIPLOMA: Is a valuable credential that can help to advance an existing career or jump start a new one.
Source:www.usastudyguide.com
GMAT, GRE & TOEFL Vera Polina
No, these are not medical terms. If you plan on getting your Master’s or Ph.D. degree you will most probably be required to take one of these tests. The Graduate Management Ad-mission Test (GMAT) and Graduate Record Examination (GRE) are both tests that most academic institutions require you to take when you apply for graduate studies. TOEFL is a test that measures your ability to communicate successfully in English in an academic or professional environment.
As an undergraduate student, I realized that get-ting a Bachelor degree is not exactly what our mothers planed for us (at least my mother). Unless we come home with a "Dr." before our name, the whole "studying in the USA" project was not fulfilled. So, we have no choice but to be familiar with, and pass, the aforementioned tests.
GMAT is a Computer Adaptive Test (CAT) that measures general verbal, mathematical, and analytical writing skills. The student is required to take the GMAT when he applies for a busi-ness graduate school. The GMAT is taken only in English, and all instructions are also provided in English. In a Computer Adaptive Test, the computer displays one question at a time. The first question will be of medium difficulty. The selection of the questions thereafter is deter-mined by the response of the examinee to all previous questions. GMAT includes two analytical writing topics, which you will have to key in your essay responses. You will have 30 minutes for each essay. On the quantitative section the students will have 37 questions, and 75 minutes for answering them. There are 41 verbal questions that you will have to answer within 75 minutes. Taking GMAT test costs $250. For more information visit GMAT web site at www.gmac.com or call 1-800-GMAT-NOW.
There are three different types of GRE tests: general test, subject test and writing test. The general test consists three scored sections: 30 verbal questions and 30 minutes to answer them, 28 quantitative questions in 45 minutes, and 35 analytical questions in 60 minutes. Like GMAT, it is a CAT test. As long as you respond correctly to each question, questions with increased difficulty will be presented. The GRE subject test contains multi-choice questions, ranging over the material in your undergraduate curriculum. The subject test is given in fourteen subject areas. The test lasts for 3.5 hours. The writing test contains two parts of 45 minutes and 30 minuets. In both parts you will have to write a short essay. In the first part you will present your perspective on a broad issue, in the second you will have to respond to an argument. GRE general test costs $115 if taken in the U.S. GRE Subject test costs $130, and Writing Assessment test is $50. For more information you may visit their web site at www.gre.org or call 1-800-GRE-CALL.
TOEFL is a test of English as a second language. The purpose of TOEFL is to evaluate the English proficiency of people whose native language is not English. Since 1998 TOEFL is available as a computer-based test as well as a paper-based test. The computer-based test has four sections. The first two sections of the test, Listening and Structure, are computer-adaptive. Following is the Reading section, and finely the writing section. In the writing section, you will have 30 minutes to write an essay on one topic. A new TOEFL will be Launch on Sept 24, 2005. It will be the only large scale standardized test that will integrate four basic communication skills, the test will be approximately 4 hours long and the sessions will be reading, listening, speaking and writing. The cost will be $130. For more information please refer to www.toefl.org or call 1-800-GO-TOEFL.
You may take the above tests once in every calendar month (except for the GRE Subject test, where you have specific dates). Commercial test preparation courses are available for the GMAT, GRE and TOEFL tests. However, if you decided not to take a preparation course, you should become familiar with the different types of questions, and general directions for each section.
Back to Top
Employment
Can I work at the university while I am a student? Yes. Some universities offer student employment. No special permission from the US Citizenship and Immigration Services (USCIS) is necessary to apply for an on-campus job. On-campus employment must either be performed on the school's premises, or at an off-campus location which is educationally affiliated with the school. However, jobs must not exceed 20 hours a week while school is in session. Also, money earned from either an on-campus or off-campus job will not be enough to cover your tuition and living expenses. This money should be considered to be only a small supplement to your other financial resources. The USCIS expects all students admitted to U.S. universities to have sufficient funds for their educational expenses.
Can I work off-campus? Yes, but there are some additional requirements that you must fulfill: You must be a full-time student in the U.S.A. for at least one academic year (9 months) and your DSO (Designated School Official) needs to demonstrate that you are in good academic standing. Part-time off-campus employment is limited to no more than twenty hours a week when school is in session. You may work full-time during holidays or school vacation. The employment authorization is automatically terminated whenever the student fails to maintain status.
How will my work opportunities compare to those of a citizen of the U.S.A.? International students have an equal opportunity in applying for on-campus jobs. Off-campus employers are required to make jobs available to U.S. residents first, but when international students are employed, the employer must pay them same wage they pay U.S. residents.
After you complete your studies:
Must I leave the U.S.A. after I complete my degree program? You will have up to 60 days after you complete your degree requirements to leave the U.S.A. You may stay longer if:
- You begin another degree program. For example, after you finish a bachelor's degree, you may begin a master's degree program. In this case, you will need to apply for an extension for a new program of study. You may ask your foreign student advisor for assistance.
- You apply for "Optional Practical Training" (OPT). Again, your foreign student advisor will be glad to help.
What is Practical Training? There are two kinds of Practical Training: Curricular Practical Training (CPT) and Optional Practical Training (OPT). Curricular Practical Training (CPT) is an opportunity for you to gain employment experience in your profession. The work must be directly related to your major field of study and it must be appropriate for your level of education. The work may be full time or part time and may occur anywhere in the U.S.A. Part-time CPT is limited only so far as it is instrumental in meeting your academic program objective. You should limit full-time CPT to less than twelve months or you will not be eligible for OPT. To be eligible for Practical Training, you must have been a full-time student for at least one consecutive academic year provided that the period of employment will not begin until after the completion of the full academic year as indicated by your DSO.
You may be granted authorization by making an application (with fee) to the USCIS to engage in employment for Optional Practical Training:
- During annual vacation and at other times when school is not in session, if you are currently enrolled, and are eligible for registration and intends to register for the next term or session;
- While school is in session, provided that practical training does not exceed 20 hours a week; or
- After completion of the course of study, or, for a student in a bachelor's, master's, or doctoral degree program, after completion of all course requirements for the degree (excluding thesis or equivalent). Optional practical training must be requested prior to the completion of all course requirements for the degree or prior to the completion of the course of study. A student must complete all practical training within a 14-month period following the completion of study.
Is it difficult to get the "Employment Authorization Document" for Practical Training? No. All students who apply within the time guidelines are granted permission for practical training. Yet, the student is responsible for finding a job.
What Is the H1-B status? The H1-B status may be issued to foreigners who want to work in the United States, provided that they meet certain requirements. The H1-B status may be used to extend your employment after your post-completion Optional Practical Training expires.
How does the quota system work? Each year, the USCIS sets up a quota for issuing the H1-B. The quota period starts October 1st and ends at September 30th of the following year. If you apply for an H1-B status after the quota has run out, your application will not be processed until the next October, when the USCIS resumes issuing another year's H1-B statuses. If you are included in the current year's quota, you will mostly get your H1-B status in 3-4 months.
How long can I work under H1-B status? If the USCIS approves your H1-B application you will be authorized to work with the sponsoring company for three years. You may renew for another three years. The total time limit is six years, after which you must leave the country for at least one year before applying again.
I wasn't able to get into the U.S. until after my H1-B application was approved. Is the time between when I was approved and when I started working subtracted from the amount of time I can work on an H1-B status? No. Your three/six years begin when you arrive in the U.S. under your H1-B status.
Is an H1-B status applicable to my situation? To be considered as an H1-B applicant, you must have a degree from a four-year college or 10 years of work experience in fields related to the work you will be performing in the U.S. You need to find a company that will hire you for a position directly related to your degree or experience, issue you an offer letter, and sponsor your H1-B status. Your employer must then file a Labor Condition Application (LCA) with the Department of Labor. This attests to the fact that you will be paid what is considered by the Department of Labor (or an independently published survey) a prevailing wage or higher in the geographic area of the position you have been offered.
How do I file an H1-B application? The process of filing an H1-B application is quite complicated. You or your employer should hire an immigration lawyer to file the H1-B application and to take care of all the legal issues regarding your work and tax status. The cost for an immigration lawyer is about $1,500 or more.
If my lawyer files my H1-B application before my student status expires, but I don't hear from the USCIS by the time my student status expires, do I have to get another status while I wait for the answer? No. As long as your application was filed while your student status was still in effect, you may legally remain in the United States until your H1-B application is either approved or denied. However, if you didn't have work permission with your student status, you cannot work unless and until you get approved for H1-B status.
I have changed my status from student to H1-B. Do I need to re-apply for permission to be in the U.S.A.? No. Your passport was stamped when you entered the United States as a student. You do not have to get a new stamp after you switch to an H1-B status. When your H-1B status is approved, you will receive an Approval Notice from USCIS. This notice (combination form I-797/I-94) replaces your original I-94 card with student status. The new I-94 card becomes your new permission to remain legally in the United States. You should keep your original I-94 card and turn both in at the airport when you leave the United States to travel abroad. Note that once your status has changed to H1-B, you must abide by all of the restrictions that apply to that status type.
Can I change my job after I have been approved for an H1-B status? During the time you hold an H1-B status, you have the right to change your job as often as you want. However, you must re-apply for an H1-B status each time you change your job. This new H1-B status will not count toward the annual quota. You may re-apply for an H1-B more than two times, as long as the combined duration for all such statuses does not exceed six years.
Can I work for more than one employer at the same time while I am here in the U.S.? Yes. Each employer must have a valid H1-B status for you.
I used to work full-time, but my employer reduced my hours, so I am now only working part-time. Will this invalidate my H1-B? As long as you continue to provide H-1B services for a U.S. employer, most changes will not mean that you are out of status. You may change H-1B employers without affecting status, but the new H-1B employer must file a new Form I-129 petition before you begin working for the new employer. However, if the change means that the alien is working in a capacity other than the specialty occupation for which they petitioned, it is a status violation.
Can I apply for an H1-B status again after six years? No, you can only start the H1-B process again if you first leave the U.S. for at least a full year.
Can I switch back to an F-1 visa? Yes, you can go back from an H1-B status to an F-1 status at any time. The processing fee is $195.
* For elaborated and updated information on employment and non-immigrant status, always refer to your international student advisor.
Back to Top
Resume
The resume is a tool with one specific purpose: to secure an interview. If it doesn’t, it is not an effective resume. A resume is an advertisement of you, nothing more, and nothing less. Here are some tips to succeed when you send a resume:
- Always tell the truth in your resume.
- Be very careful about spelling mistakes.
- A good resume should not have more than one page.
- Focus on information that is relevant for the job position; some times you will have to write different resumes for different positions.
- Volunteerism, association memberships, computer skills and languages are always good elements to include in your resume, no matter what kind of job you are applying for.
- The way you organize your resume is very important. Start with stating what kind of job you are looking for, then describe your experience and present your education, concentrating on college and after college education. Finally list any skills that might be useful for the job you want.
- It is very important to use verbs to start the sentences. Use words like achieve, implemented, organized, developed.
- Lastly, remember the resume should be short and concise; you need to provide enough information to convince the person who reads it to invite you for an interview. You do not want to bore him with too much information.
Write a cover letter to introduce yourself, your objectives and your resume. This letter will accompany your resume. Invest enough time in writing a good letter. It is important for the creation of "supportive first impression". The cover letter will create a personal relation with the person receiving the resumes and will clarify some issues that might not be included in the resume.
The following are some concerns to have in mind when writing a cover letter: Usually a cover letter is composed by 3 paragraphs: the first should have information about who you are and what you do, the second would be a short description of your experience and why it is relevant for the position you are seeking, and finally you will express your interest in the company and wish for an interview.
If you succeed, the next step is the job interview. An interview provides the employer with the opportunity to learn more about you and determine if you will fit in the company. It is the most important step in the process of finding a job! Therefore it is crucial that you prepare yourself in the best way possible. Here are some tips that might be of assistance to you:
- Know your resume and be prepared to discuss any item included in it.
- Before the interview, make sure you are prepared for obvious questions like why do you wish to work for this company, what are your strengths and weaknesses, where do you see yourself in 5 years, etc…
- Always arrive on time.
- Introduce yourself in a courteous manner.
- Read company materials before the interview and while you wait.
- Have a firm, but warm, handshake.
- Try to relax, do not get flustered during the interview and take your time to answer the questions.
- Provide concise answers and be prepared to support your arguments.
- Do not respond to a question with a question.
- Pay most attention to the interviewer.
- Use body language to show interest and confidence.
- Smile and give nonverbal feedback to the interviewer.
- Have some questions prepared to ask the interviewer at the end of the interview, it shows interest in the position.
- Ask about the next step in the process.
- Thank the interviewer.
- Write a thank-you letter to anyone you have spoken to.
Source: www.jobweb.com, www.rockportinstitute.com
Reverse Culture Shock
Many international students will go back to their home country after graduating from school. Going back home can be very exciting, you are returning to everything you love. But at the same time you are also leaving many things you learned to love in America: new friends and different culture. Here are a couple of things to prepare you for when you return to your home country, especially if you’ve been away for a long period of time.
At the beginning you might experience an initial stage of euphoria and excitement caused by the joy of being home. Following that you will start getting back to your old routines and habits. In this moment you will realize that the experience of studying in a foreign country changed many of your perceptions. Your insight on things and behaviors is different, you will realize that you are a different person, a new person. When you talk about education you are not only referring to books and exams, you also explore your personal growth. Therefore you might experience a period of disorientation. You find that you don’t share the same experience with your family and friends.
Keep in mind that the only person that will fully understand what you are going through is your-self. New experiences can bring about very interesting changes, and it could change the way you communicate and share ideas with your old and new friends.
Awareness to these changes will help you to reintegrate to your home country. These changes might include a more independent way of thinking and living; growing awareness to global issues; interest in other cultures and respect for their differences; open-minded attitude in general; and aspiration to change and improve things in your home country.
Sources: international.missouri.edu, www.uiowa.edu
Back to Top
Advice from your advisor
Things to remember before graduation
Deborah Jacques, West Virginia University, Office of International Students & Scholars and International House
First of all, thoroughly read and understand the instructions provided by your International Student Office on how to apply for your OPT. Many schools have this information on their website, but some may require you to report to their office. After you have read and under-stood the instructions and you still have questions, call, email, or visit the office before you do anything else.
Second, get your application in early! Three to four months is optimal in my opinion. That way, you are almost certain to have it by your re-quested start date. If you turn in your application to the International Students office at your school less than 4 weeks in advance, you will almost certainly not have the EAD card when you want it. If the USCIS Service Center gets your recommendation packet after your completion date, it will be rejected.
Third, bring all of your application materials to your International Students office together at one time. If you bring it in by bits & pieces (and if they accept them that way--I don’t), it may be hard to pull them all together again.
Fourth, start now to make sure you have every I-20 that’s ever been issued to you. If you cannot find them all and do not remember disposing of any, relax. Sit down with a cup of tea or glass of wine or whatever will relax you. Then, in a leisurely fashion, search again. If you cannot find all of them for any reason, write a brief letter explaining the circumstances and requesting that your application be processed with the documents you are able to provide. It will help if you can include copies from your file, but do not try to pass them off as new--they might have had something on the back that is not copied into your file but could be discovered during processing.
Fifth, do not try to take the required photos yourself. Passport photos are cheap, and far more likely to be accepted by the USCIS Service Center, without needing to be replaced.
Finally, don’t start work until you have that card in your hand, and re-member--the day you begin studies at a higher degree level, your OPT is automatically terminated no matter what the card says.
Beth Burford, Eastern Washington University, Coordinator of International Education, International Education Office
The most important thing for international students to do in order to be successful in the job search is start early! Preparation for getting a job begins on the first day at university. Yes, getting good grades and tak-ing the right classes is important but there are so many other factors that employers look for that it is invaluable to start planning early. Students should join a professional club or association at the beginning of their studies. This will help them meet contacts that may help them find internships and jobs later on. Club and association memberships are also something that can be listed on a resume. Students should get involved. Join clubs and activities that interest you. Become a leader on campus. These types of experiences will help you improve your English and show that you are a team player. The more comfortable you are in using your English skills in everyday conversations, the more comfortable you will be in interviews and work situations. There are so many international students that I know never join any clubs and remain shy in using their English throughout their education. These are the same students that are frustrated after graduation because they have difficulties in finding a job in the US.
Sarah Jome, Illinois state university
Start applying to new graduate schools early – it is easier to get an assistantship that way; take the GRE or whatever well before grad applications are due; get your resume ready early; go to mock inter-views on your campus early; apply for jobs the semester before you plan to graduate; do summer internships on CPT so that you will have "experience" and references.
Michele Janosko, Duquesne University, Assistant Director / International Advisor
Apply for OPT early in your final semester (unless you are not 100% sure about graduation). The sooner the application goes to immigration, the sooner you have your employment card. Waiting until closer to graduation when the majority of students are also applying only increases wait times. For a May graduation, I have students applying the beginning of February. Another advice would be to always take advantage of what your university has to offer as far as career counseling first. Many schools have very comprehensive assistance with finding a job.
Kelly Czack, M.Ed., Cuyahoga Community College, International Student Advisor
I think students need to be reminded that while they are searching for their OPT job, they really ought to keep all documentation of resumes sent, to whom they were sent to and when. It’s also helpful to keep all rejection letters to prove that the student is actively searching for employment in case they are questioned about not working.
Roopa Rawjee, CSUN, Foreign Student Advisor, Student Development and International Programs
I will share my thoughts on continuing for higher education this time: I came to California State University, Northridge (CSUN) as a foreign student in 1998. I was a very active participant in extra curricular activities and I was soon employed as a graduate assistant by the Office of Student Development and International Programs at CSUN. I was hired by them as a Student Services Professional in 2001 and I love my work here. I also love going to school, so as soon as I graduated from my Master’s program at CSUN, I started looking into doctoral programs. I planned and studied for the GRE during my year out of school, and before I knew it, I had been accepted into the Doctoral Program in Educational Leadership at California Lutheran University. I have been in the doctoral program for 2 years now, and am getting ready to defend my research proposal and portfolio this fall. Working full time and pursuing higher education at the same time has not been easy, but planning well, organizing my time effectively and setting priorities have made it all possible for me. I am looking forward to graduating in 2007.
Back to Top
ISO – Health Insurance Plans
Choose the Health Plan that Fits Your Needs
|
Due to the cost of health care in the USA, the highest in the world, all international students are advised to purchase a personal health insurance policy.
|
You made it! You were accepted to college and started your academic journey in America.
Now you have to secure your-self and your study efforts with a proper health insurance. Purchasing the proper health insurance plan should be a must on your list. You want to avoid possible high expenses. You want to avoid unexpected obstacles that are liable to interfere with your course of study in the US.
ISO is proud to offer you a wide selection of medical insurance plans. Few experiences are worse than getting sick in a foreign country. The high cost of medical services in America suggests that everyone who visits the USA, especially international students, should have comprehensive medical insurance.
International students that come to study in the USA invested a lot of money and great efforts in this project. It’s a shame to interrupt your course of study due to a serious injury or sickness. Keep in mind that a treatment of such injury or sickness is liable to cost anywhere from $10,000 to $100,000 and even more. Furthermore, it is your responsibility to pay the medical bills. Most students who do not carry proper insurance will find it very difficult to pay these bills. Such students are forced to quit school and leave the USA back to their home country, leaving behind them unpaid medical bills and broken dreams…
We, at ISO, want to provide international students and their families with the best possible medical coverage at the most affordable cost. Our experience and reputation as a proactive student organization has given us access to leading insurance carriers such as AIG, Mega, Gerber, and more. Moreover, we do our best to provide you, the international student, with the highest quality of customer service.
COMPASS Health Insurance Plans: Gold, Silver & Bronze
Insurance Company: AIG
COMPASS Health Insurance Plans offer high coverage and a great deal of benefits at reasonable monthly rates. These plans are offered to international students exclusively at three levels of benefits. The more benefits you select – the higher the monthly rate is. You should choose Gold if you are looking for the most benefits and coverage for yourself. You may decide to save some dollars every month and choose a more affordable option, Silver or Bronze.
ISO Med 1 & 2
Insurance Company: ACE USA
ISO Med Student short-term accident and sickness medical coverage is made available by ISO and ACE USA. The plans offer comprehensive coverage and supreme list of benefits at attractive monthly rates. This plan is offered exclusively to international students. The plan allows you to choose between an enhanced plan and basic coverage.
|
How to Choose the Plan That Fits Your Needs
|
When looking for health insurance plan, follow a few simple principles and avoid mistakes many students tend to make.
I Do Not Need Medical Insurance Plan - The cost of medical treatment in the US is the highest in the world. Hospital bills may come up to thousands of dollars for relatively simple injuries. An ordinary injury, such as a broken hand caused by falling from your in-line skates or during a basketball game, could cost in hospital bills from $3,000 and up to $25,000 in case a complicated surgical procedure is required. A minor operation is liable to cost you as much as $17,000.
Comparing Monthly Premium - Do not allow your eyes to focus on the expected monthly rates and do not choose your plan only by comparing these monthly premiums, usually between $27 and $57 per month for young students. Instead, you rather compare what you will get for your money! Compare maximum benefits and don’t settle for less than $100,000, $250,000 is preferred. Calculate how much money will go out of your pocket in case of injury or sickness.
Ignoring High Deductible & Insurance Payments - Most medical insurance plans require you to share with them the payment of your medical bills, in case you submit a claim. One such additional payment you will have to carry is the Deductible. If your deductible is $100 and your medical invoice is for $250, the insurance company will reimburse you only for $150. Another method of "sharing" the bill with you is called co-insurance. The insurance company tells you its "share" in the upcoming bill payments, expecting you to pay your "share" out of your pocket. If your co-insurance is 80% / 20% and your hospital bill is for $5,000, the insurance company will pay the hospital 80% = $4,000 and you will have to pay the remaining $1000.
If you do not have extra money (who does?) you may have difficulties to pay this amount. Prefer a plan with minimal co-insurance or 100% coverage of your medical expanses. These plans usually cost few dollars more, but you will get it all back with the first claim paid.
Remember!
Most students cannot afford themselves to get injured or sick without being insured. You cannot afford to pay the high bills – don’t stay without health insurance plan.
What should you seek in health insurance coverage? In order to make the right choice among the qualified health insurance plans you should find the plan that best fit your needs and means. Do that by doing some "shopping". Start at the international student office. It is a good source for information and alternatives. After you gathered all the information you need, read the brochures of the different plans. Compare the plans according the key guidelines: maximum benefits, co-insurance and deductible.
Check the availability of doctors and other service providers. Can you go to a limited network of service providers or to any qualified service provider in your area? Finally, make sure the plan covers you for evacuation and repatriation.
|
Back to Top
Winner of ISO Essay Competition
My Contribution to A Better World by Dora Enyonam Adoboe, University of Alabama, Birmingham
Loud sounds of wailing from our compound woke me up. I sat up immediately on my sleeping mat as I wondered about what was happening. Memories of the previous evening came flooding back into my mind. Our next door neighbor was having a difficult child birth the previous night. One of the traditional birth attendants was called in to tend to her. My friends and I stopped playing on the compound. We huddled together and waited anxiously to hear the cry of the new born baby. I saw my grandmother come out of our neighbor’s room accompanied by Esi’s mother. They had a sad expression on their faces and we could all sense that there was something wrong. The older women around told us to go home because it was getting dark. My grandmother took me home, but I could not go to sleep. I kept thinking about Esi the young woman in labor. She took good care of me anytime my grandmother was out of town and I had come to love her as member of my family. She was looking forward to having her first baby and jokingly promised she would name the baby after me if she gave birth to a baby girl. I closed my eyes and said a prayer for her.
I must have drifted off to sleep, because when I opened my eyes I could see the sun rising beyond the hills at the eastern part of the village. I dressed up immediately. My grandmother entered the bed-room quietly as I was about to leave. I could see tears in her eyes. Noticing the confusion on my face, she hugged me and told me Esi passed away at dawn. She died as she was being transported to a nearby clinic which was several miles from our village. Both mother and baby were pronounced dead upon arrival at the clinic. My little body shook as I cried profusely in my grandmother’s arms; the wailings from the compound seemed louder than ever. I was five years old at the time, living with my grandmother in Begoro a village in Ghana, when this incident happened. It was very typical to hear early morning wailings in that village which signified the mourning of the dead. The village of Begoro had no health care facility. The inhabitants of the village had to travel several miles in order to receive health care, many dying in the process. The people tend to rely on the traditional healers and herbalists in the village when they needed health care. As a child I wondered at what could be done to alleviate the situation. I made up my mind to take care of the sick when I grew up.
I became involved in health issues when I had the privilege of being the health prefect of my high school. Assisting the school nurse and interacting with students who were ill was an eye opener that instilled in me the desire to help people who were ill. The experience also heightened my sensitivity to other people and the difficulties they faced, and my view of education began to take on a new dimension. I became curious about what I was being taught at school and how that knowledge could be harnessed to benefit mankind. I enjoyed the critical and analytical thinking that science entailed. It became an obvious choice of major for me since it incorporated most of what I enjoyed studying.
A year of working at a Maternal Child Health and Family Planning Clinic in a district in Ghana after high school as a service to the nation enhanced my experience in the field of public health and also gave me the opportunity to contribute positively to the quality of life and health of the underprivileged. Traveling to various villages with the public health nurses and doctors to immunize children, conduct antenatal and postnatal care for women, provide family planning services, counsel teenagers about reproductive health, and conduct school health inspections made me aware of most of the loopholes in the public health system in Ghana. I also came to appreciate the importance of public health and the ability to work effectively with others in a team.
Having lived in a village for most of my childhood, I was able to identify with the villagers, and often I served as the team’s liaison in explaining our mission to them and in counseling them. They accepted me as a member of their community. One vivid example was during the national polio immunization day when I was called upon to explain the importance of the polio vaccine to their children because the villagers were reluctant to have their children vaccinated. They had heard rumors that the vaccine was a means by which the white man wanted to transmit HIV/AIDS to their children in order to eradicate them from the earth. I was able to convince them about the importance of the vaccine and also help build the trust that was needed for the administration of the vaccine to their children. Routine visits to most of the villages revealed the ignorance the women had about immunization and pre and postnatal care. They preferred to see herbalists and traditional healers to give them concoctions to take instead. They did not want the white man’s medicine, but after being educated, they were finally receptive. I was glad to have been involved in making a positive difference in the lives of these women. They began to live healthier lifestyles and healthier babies. That year, there was a significant decrease in the maternal and child mortality rates in the villages in which we worked.
Knowing that I needed to have a tertiary education in order to acquire the skills I needed in public health, I sought and gained admission to University of Ghana. Majoring in biochemistry and microbiology provided me many skills in laboratory work that continue to enhance my research work in epidemiology. As an executive of my hall of residence and the vice president of the student’s Representative Council Women’s Commission, I dealt with issues concerning women on campus and also helped female students to realize themselves as important resources for the advancement of society. Being with the commission also gave me the opportunity to liaise with non governmental organizations to promote health, education, and the overall status of women and children in the country. I was involved in teaching illiterate women how to read and write and also perform basic mathematical calculations to help them manage the money they made from their trade.
Working at Alpha Medical Center gave me more insight and experience in the field of public health. Working in the laboratory, surgery, and other departments, I realized that most of the illnesses that patients reported at the medical center could have been prevented before their onset. I was trained as a youth counselor at the medical center and my duty was to counsel the youth in that community on reproductive health, violence against women, and provide emotional support to girls who had been physically and sexually abused. I also helped in training other youth in peer counseling.
The public health system in Ghana, which is typical of most public health systems in Africa, needs reformation. There are villages in the country which have no access to healthcare due to distance, insufficient public health personnel, lack of funds, and the overall lack of political interest of policy makers. The challenge of achieving health for all worldwide is enormous, especially in Africa, in the face of increasing rates of HIV/AIDS in sub-Saharan Africa, high infant and maternal mortality rates, malnutrition, poverty, lack of potable drinking water, and poor sanitation. The answer to most of these problems lies in sound and effective public health interventions. The continent must focus more on public health than on medicine.
Currently I am a student at the School of Public Health pursuing a master’s degree in public health. By acquiring a public health degree with concentration in epidemiology, I hope to acquire the necessary skills I need to train more public health personnel in Africa, in order to increase the numbers and capacity of such personnel. This will help create greater availability of health services, increase the promotion of adolescent, maternal and child health, and increase the prevention of sexually transmitted diseases and HIV/AIDS in communities in Africa. I hope to work with the World Health Organization and research organizations to conduct and support research on the diagnosis, care, and treatment of HIV/AIDS infected victims throughout their lives including clinical studies of therapeutic interventions.
I am also a current member of the Physicians for Human Rights (PHR) which is part of the Health Action AIDS in the United States. We are involved in a comprehensive education and advocacy campaign with the goal of securing adequate resources from the US government to provide prevention, treatment, and care programs to stop the spread of HIV/AIDS in resource poor settings worldwide. A Physicians for Human Rights Students Chapter was recently formed at the University of Alabama at Birmingham (UAB) with the aim of raising awareness and understanding of the fundamental connections between health and human rights, educating current and future health professionals about their roles as advocates for human rights, and increasing the involvement of students, doctors, nurses, and other health professionals in the work of Physicians for Human Rights. I was involved in organizing a PHR national conference at UAB which took place in the on the 5th of March this year.
Health professional students, law students, human rights advocates, and others interested in helping to fight the HIV/AIDS pandemic came from all over the nation to attend this conference. Participants were educated, inspired, and energized through various workshops and seminars to gain a greater understanding of the relationship between health and human rights. The workshops and seminars also addressed the various ways in which they could use their voices, knowledge and advocacy skills to achieve equity in health and justice both domestically and globally.
I may have contributed little in my efforts to make this world a better place; however I hope I have started a spark that will continue to make a positive impact in this world. Yesterday was a lesson, tomorrow is a promise. Today is all we have to contribute our quota in making the world a better place than it was yesterday.
ISO Essay Competition - 2nd Place
My Contribution to A Better World by Bakhtiar S. Akhunji, St. Cloud State University
A very popular Chinese proverb says, "By nature all human beings are alike, but by education widely different." In order to contribute to a better world I think nothing could be more important than obtaining higher education. It should be the real education that teaches us to be a better person with better heart and knowledge. To me, getting higher education in a foreign country is a more rewarding choice for many students who aspire to make a difference in their social, cultural, and professional lives to contribute more to the world. I, myself, am one of those students.
It is very important to International students to choose a country for higher education that can help them to have the highest opportunity to better educate themselves and to meet students from the rest of the world and to know how the other people of the world are surviving. There are many countries in the world that offer higher educational opportunities to international students. The United States, especially, has welcomed international students into higher education for a long time and has excellent diversity inside the country and at the educational institutions. With more than 3,000 recognized colleges and universities across the country, the United States opens its door to thousands of international students whose participation creates unity in diversity. To me the benefits are mutual because by this the campus gets international diversity and recognition. For the students, it is an opportunity of a life time to experience world cultures and get a higher education. That is why I am working on my degree at St. Cloud State University in Minnesota where students from 80 other countries are attending. The university with its "tradition of excellence and opportunity" has been consistent in attracting students from almost any mapped region of the world to create not only better graduates but also better human beings. Nevertheless, there has been a substantial expansion in different programs for international students at the SCSU campus.
At the very beginning, I came to USA as an International student from Bangladesh for my bachelor degree. For those of you who do not know about Bangladesh, I want to present a little idea. Geographically, People’s Republic of Bangladesh is a country of southern Asia in the northeastern portion of the Indian subcontinent bordered on the west, north, and east by India, on the southeast by Myanmar (formerly known as Burma), and on the south by the Bay of Bengal. Since 1971, the year of independence, the country has been considered as a third world country because of its poor economy.
Ever since I am advancing toward my degree at SCSU, I think every single day is making me a more responsible person to work for my country as well as for a better world. As I am from a poor country of the world and did experience a lot of sufferings of the people with my own eyes, I know how much work needs to be done to make this earth a better place. Since my first day in USA, I have been trying to keep up my positive attitude to reduce the gap between different nationalities. I am an active member of the Bangladesh Student Association and Model United Nations at SCSU. With these two organizations I try to represent my own identity and my responsibility as a world citizen.
Firstly, as a citizen of Bangladesh, I consider myself as a student ambassador of the country. I try to uphold my culture on campus and share it with other students, faculties and staffs who are from 81 different countries of the world. I make a lot of effort to convey the friendship messages towards other people. With our cultural night presentation I try to show the local community that there are many things to be learned from a different culture. Through the ethnic songs and dances, the audiences get a chance to experience authentic differences between cultures. And if people start learning it from today, then there will be a very small gap between the cultures in terms of accepting other’s view. Many people attend the cultural show every year and most of them really feel like they learn something about the culture every time they come.
Furthermore, I like to go to the local junior high schools to do presentations on my country every now and then. It helps me to communicate with the children of the USA and help them to have a different perspective about the world outside the USA. I also like to share my experiences in class interactions. I help other students to learn something they do not know about the world and try to educate myself from their point of view. Also, I volunteer as a note taker for the disability services in my campus. Because I think disability is not a disease, nor is it a lifetime punishment for committing any crime. It is an unfortunate legacy that burdens normal living practices for a human being. Although disability is a familiar term to us, it is unbelievable that one tenth of the worlds’ population live with some kind of disability. It is our prime responsibility to work for these people.
I did notice that even if we are stepping into the most modern era of our life time, still a person with disability represents the most marginalized group of societies in any country. Human rights violations against disabled people are very common, hitting hard on humanity. Not only in the least developed countries, but also in the developed countries around the world, disabled people are neglected on a routine basis. I do believe, to create a better world we need to facilitate to build up the confidence of persons with disabilities and make them happy in the long run. The continuing compliance of action and thought is essential at different levels for accommodating these people to mainstream life. I think that with a little bit of extra love and care for these people our world can be much brighter than tomorrow. If the disabled are given proper facilities to bloom their talent, half the battle with advancement can be won.
To better this world the biggest contribution will be how a person reacts to the people outside his/her own country. I am sincere in this issue; whenever there is a natural or man made catastrophe I react in a caring way that shows my concern on world issues. I think human beings are known by their actions not by the words they use. I think about the children of the world, in particular, the children who are affected by war and violence or by any natural calamities. As a leader of the Model United Nations on my campus I try to be concerned about the political issues of the world. It is important for international students to react on such issues. Students from different cultures and diverse backgrounds are continuously in need to have their voices to be heard. I protest against war and do it in a pro active fashion not as a reactive way. Because I think pro-activism can even stop the planning for the next war but re-activism can only create sympathy. Natural disasters like the recent Tsunami in my part of the world create concern for the victims. I did work as a leading fundraiser from my country on my campus to help out the people who need some financial assistance during the aftermath.
My way of thinking is very simple that is "pray for what you want but work for the things you need". I keep working for the things that need to be done. I do think about the generations to come and want to make it a better place for them.
All I want for my endeavor is to make this world "a little bit of paradise". I know that every in order for one’s good work to grow it needs to start with a promise and if the focus of the promise is maintained the work will never stop growing. I want to sing the same song which Pop singer Michael Jackson once sang, "Heal the world. Make it a better place for you and for me, and the entire human race. There are people dying, if you care enough for the living, make a better place for you and for me." As my study continues in a place where students from more than 80 countries of the world are gathered, with so many different motivations, I work as much as possible to connect this people with an idea of a better world, the world people always dream about. It is my dream, the craving of my heart, which people of the world will come up with kind hearts and glorious merit for tomorrow. Thus, they will bring prospect for a better world. All of us are looking forward to that day. Hopefully, our wishful thinking works and will lead us to our destiny.
ISO Essay Competition – 3rd Place
My Contribution to a Better World by Syed B. Mohiddin, Ohio State University.
When I first read the topic of the essay, I was eager to get started on it. I have rarely seen a person, including myself, not complain about how bad this world is and how things need to be amended. With so many people fussing about so many different things around them, there should certainly be myriad ways to contribute to make this world a better place to live. Jumping on the bandwagon of preachers, I too was able to quickly put down a list of things to be changed in this world to improve its state of affairs – spread peace, feed the poor, take care of the sick and on and on. As I was patting myself on the shoulder for coming up with cool ideas to make a better world, a state of reasoning and sense of reality dawned on me and I was asking myself how I would actually implement these ideas. What will it take to get these noblest of the ideas put into action – is it money? Do I need to be the next billionaire or is it power that would make men listen to my talk and carry out the actions. Why would they listen to me anyway? The barrage of these confusing questions left me bitter and I was no more enthusiastic about writing the essay. I felt empty and was sad that I will also end up to be just | |