View policy brochure:
ISO Med - Affordable health insurance plans for international students

ISO Med 1 / ISO Med 2

ISO Med insurance plans are available for:

  • International students
  • Full-time foreign students
  • Visiting faculty
  • Scholars & researchers
  • OPT students
  • ESL students
  • Exchange foreign students
  • High school foreign students

Main benefits:

  • ISO Med plans meet or exceed U.S. State Department requirements for foreign students
  • A leading network of doctors (PPO) - Beech Street - allows you to save more!
  • $500,000 maximum coverage available for injury or sickness
  • Low deductible - only $25 - if treatment is first rendered at the university's student health center
  • Covers Repatriation & Medical Evacuation for up to $150,000
  • Accidental Death & Dismemberment coverage of $10,000
View all rates
Select your age:

Compare ISO Med plans

  BuyISO Med 1 BuyISO Med 2
Monthly rate $39 $30
Lifetime medical maximum $500,000 $100,000
Medical Evacuation $100,000 $50,000
Repatriation of Remains $50,000 $25,000
Maximum per injury or sickness $250,000 $100,000
Maximum deductible per policy year $500 $750
Deductible per event at Student Health Center (if available) $25 $25
Deductible per event In-network / Out-of-network $90 / $225 $100 / $250
Co-insurance in network (up to benefit limits) 80% of first $4,000; 100% thereafter 80% of first $7,500; 100% thereafter
Co-insurance out-of-network (up to benefit limits) 70% of first $4,000; 100% thereafter 70% of first $7,500; 100% thereafter
Pre-existing conditions (up to benefit limits) Covered after 6 months Covered after 6 months
Daily hospital room & board (semi-private room rate) $1,000 $700
Physiotherapy / physical medicine $70 $40
Psychotherapy expenses ($500 per policy year) 80% of Usual & Customary (U&C) 50% of Usual & Customary (U&C)
Prescription drugs 80% of U&C up to $1,000 per policy year 80% of U&C up to $500 per policy year
Therapeutic termination of pregnancy $500 $500
AD&D ? Accidental Death & Dismemberment $10,000 None
View policy brochure

Eligibility: You are eligible if you have a current passport or visa and are temporarily residing outside your home country/country of permanent residence, while actively engaged in education or research activities. You are "actively engaged" in educational activity if you are one of the following:

  1. F1/J1 valid visa holder and you have not applied for permanent residency.
  2. Undergraduate - registered for and attending classes on a full-time basis.
  3. Graduate student.
  4. Scholar or researcher who is invited by an educational organization.
  5. Student involved in education, educational activities, or research related activities.

Your Dependents, spouse and/or Child(ren) (under the age of 19, 25 if a full-time student), are also eligible for coverage under this Policy if accompanying you. For purposes of this insurance, if your home country (passport country) is different from your country of permanent residence (location in which you permanently reside), you will not be covered in either location. Permanent residents are not eligible for coverage under this Policy.


ISO Med monthly rates

Age Group ISO Med 1 ISO Med 2
Under 24 $39 $30
24-30 $207 $136
31-40 $142 $110
41-50 $362 $216
51-65 $424 $305
Spouse $340 $258
Each Child $139 $94

* Minimum term of coverage is 3 months

Lifetime medical maximum
The maximum amount of $US the insurance company will pay for your claims during your lifetime.
Medical Evacuation
The amount of coverage for medically necessary transportation: ambulance, air rescue, etc.
Repatriation of Remains
The amount of coverage for transporting the body of a deceased person back home.
Maximum per injury or sickness
The maximum amount of $US the insurance company will pay for a specific injury or sickness.
Deductible per event
The amount of money you have to pay the service provider before insurance coverage begins.
Deductible per event
The amount of money you have to pay the service provider before insurance coverage begins.
Co-insurance
The percentage of coverage the insurance company pays.
Co-insurance
The percentage of coverage the insurance company pays.
Pre existing conditions
Medical problems which exist at the time you purchase your health insurance.
Accidental Death & Dismemberment
Insurance coverage for loss of life or body parts

Questions? Please call us at (800) 244-1180 or e-mail to mailbox@isoa.org
ISO Customer Care representatives are standing by to assist you!

ISO, International Student Organization, is the principal provider of international student health insurance. As such, ISO is the sole service provider of ISO health insurance plans: COMPASS Gold, COMPASS Silver and COMPASS Platinum are the leading AIG student insurance plans; ISO Med 1 and ISO Med 2 are the foremost ACE student insurance plans. International students who need student health insurance are looking for international student insurance at ISO whose main interest is providing health insurance for international students for more than 50 years. In addition to insurance for international students, ISO insurance plans are also offered to non-US citizens who are seeking visitor health insurance plans and medical insurance for non-US citizens. The leading visitor health plans are VOYAGER Elite and VOYAGER plans; US NetCare Guard and US NetCare Safety medical insurance plans for non-US citizens. Also suitable for international students after graduation and OPT.