# #
#
  • # International students
    # Scholars & researchers
    # ESL
    # F1 / J1 / M1 visas
    # High school
    # OPT
    COMPASS
    ISO Med
#
  • # Dependents
    # Part-time students
    # Alumni
    # H1B visa
    # Professional & expatriate
    # F2 / J2 / H4 visas
    # Nanny / au pair
    # Foreign workers
    # Visitors & tourists
    # Scholar visa
    US NetCare
    VOYAGER
     
#

view policy:
- Health insurance plans for non-US citizens in America

Guard / Safety

US NetCare plans are offered to non-US citizens, including:

  • Students, visiting faculty, scholars & researchers
  • Dependents, student's spouse & children, part-time students, OPT, ESL
  • Immigrants, expatriates and other visitors to the USA

Main benefits:

  • US NetCare plans meet or exceed the U.S. State Department requirements
  • Spouse and children can purchase insurance separately from the student
  • Multilingual representatives are committed to assistance and satisfaction
  • Covers repatriation & medical evacuation for up to $100,000
  • Fast processing
View all rates
Select your age:

Compare US NetCare plans

  BuyGuard BuySafety BuyNecessity
Monthly rate Select age above... Select age above... Select age above...
Lifetime medical maximum $1,000,000 $500,000 $100,000
Medical Evacuation $50,000 $20,000 $20,000
Repatriation of Remains $50,000 $20,000 $15,000
Medical expenses annual maximum $250,000 $250,000 $100,000
Deductible per event $50 $90 $100
Coverage in network 90% up to $20,000; 100% up to $250,000 80% up to $20,000; 100% up to $250,000 80% up to $20,000; 100% up to $150,000
Coverage out of network 70% up to $250,000 of Reasonable & Customary charges 60% up to $250,000 of Reasonable & Customary charges 60% up to $100,000 of Reasonable & Customary charges
Pre existing conditions Covered after 12 months up to $2,500 lifetime Not covered Not covered
Maternity Up to $50,000. 12 months waiting period before conception Not covered Not covered
Pharmacy benefit annual maximum
(co-pays apply)
$1,500 $1,000 Not covered
AD&D Accidental Death & Dismemberment $25,000 $15,000 $10,000
View policy brochure

US NetCare plans cover the Reasonable and Customary medical charges that are medically necessary for your well being while staying in the USA.
- Expenses incurred during a hospital emergency room visit will not be covered if the visit is not deemed to be of an emergency nature. Emergency room deductible for Guard and Safety is $300 (waived if admitted)

  • Under the Necessity plan benefits will be paid according to the policy if insured person is admitted to the hospital.

Eligibility:
You are eligible if you have a current passport, entered the U.S. with a valid visa and are temporarily residing outside your home country/country of permanent residency. This insurance is valid in the U.S. for individuals who are not U.S. passport holders or Permanent residents (Green Card) and their dependents. Covered individuals and their dependent children traveling in the U.S. or outside of the U.S. during the term of this policy will be covered for medically necessary expenses according to the terms and limitations of each Benefit.


US NetCare monthly rates

Age Group Guard Safety Necessity
16 to 24 $92 $63 $37
25 to 30 $140 $75 $49
31 to 40 $175 $110 $60
41 to 50 $215 $168 $75
51 to 60 $320 $198 $99
61 to 65 $450 $340 $165
Dependent child $160 $135 $60

*Minimum enrollment period is 3 months.

Lifetime medical maximum
The maximum amount of $US the insurance company will pay for your claims during your lifetime.
Medical Evacuation
The amount of coverage for medically necessary transportation: ambulance, air rescue, etc.
Repatriation of Remains
The amount of coverage for transporting the body of a deceased person back home.
Deductible per event
The amount of money you have to pay the service provider before insurance coverage begins.
Coverage in network
In-network means using a hospital, doctor or clinic from the PPO list. These health care providers charge reduced rates.
Coverage out of network
Out-of-network means any health care provider which does not belong to the PPO.
Pre existing conditions
Medical problems which exist at the time you purchase your health insurance.
Pharmacy benefit annual maximum
The amount of coverage for prescribed drugs and medicines
Accidental Death & Dismemberment
Insurance coverage for loss of life or body parts

Questions? Please call us at (800) 244-1180 or e-mail to mailbox@isoa.org
ISO Customer Care representatives are standing by to assist you!  



ISO, International Student Organization, is a principal provider of international student health insurance and the sole provider of ISO health insurance plans: ISO COMPASS insurance, COMPASS Gold Insurance, COMPASS Silver, COMPASS Platinum, ISO Med 1 and ISO Med 2 health insurance for international students. ISO student insurance plans are underwritten by United States Fire Insurance Company. International students who need ISOA international students health insurance can find international students insurance at isoa.org (not to be confused with iso.org insurance or iso.com insurance). With ISO health insurance ISO fulfills its goal of providing health insurance for international students in USA. In addition to the ISOMed and COMPASS insurance plans for F1 and J1 students, ISO insurance plans are also offered to non-U.S. citizens who are seeking visitor health insurance plans and dependent medical insurance for non-U.S. citizens – Voyager and US NetCare. ISO insurance for international students is also suitable for international students after graduation, OPT and ESL. In addition to health insurance ISO offers medical insurance for international students who can also benefit from affordable calling cards, monthly e-newsletter, information about scholarships and grants and more. Study Abroad ISO health insurance plans are also available under the umbrella of COMPASS insurance. Remember: for the best international student medical insurance ISOA insurance is the answer!

SSL