|
|
BuySafety
|
BuyNecessity
|
|
Monthly rate
|
$85
|
$39
|
 Lifetime medical maximum
|
$500,000
|
$100,000
|
|
Medical Evacuation
|
$20,000
|
$20,000
|
|
Repatriation of Remains
|
$20,000
|
$15,000
|
| Medical expenses annual maximum
|
$250,000
|
$100,000
|
| Outpatient Treatment
|
Covered
|
Not covered
|
|
Deductible per event
|
$90
|
$100
|
|
Coverage in network
|
80% up to $20,000; 100% up to $250,000
|
80% up to $20,000; 100% up to $100,000
|
|
Coverage out of network
|
60% up to $250,000 of Reasonable & Customary charges
|
60% up to $100,000 of Reasonable & Customary charges
|
|
Pre existing conditions
|
Not covered
|
Not covered
|
| Maternity
|
Not covered
|
Not covered
|
Pharmacy benefit annual maximum
($30 deductible per fill apply)
|
$1,000
|
Not covered
|
|
AD&D Accidental Death & Dismemberment
|
$15,000
|
$10,000
|
| View brochure
|
保单（中文)
|
保单（中文)
|
US NetCare plans cover the Reasonable and Customary medical charges that are medically
necessary for your well being while staying in the USA.
- Expenses incurred during a hospital emergency room visit will not be covered if
the visit is not deemed to be of an emergency nature. Emergency room deductible
for Guard and Safety is $300 (waived if admitted)
- Under the Necessity plan benefits will be paid according to the policy if insured
person is admitted to the hospital.
Eligibility:
You are eligible if you have a current passport, entered the U.S. with a valid visa
and are temporarily residing outside your home country/country of permanent residency.
This insurance is valid in the U.S. for individuals who are not U.S. passport holders
or Permanent residents (Green Card) and their non-U.S. children. Your non-U.S. spouse
may enroll separately. Covered individuals and their dependent children traveling
in the U.S. or outside of the U.S. during the term of this policy will be covered
for medically necessary expenses according to the terms and limitations of each
Benefit.