View policy brochure:
COMPASS Gold / COMPASS Silver
COMPASS insurance plans are available for:
- International students
- Visiting faculty
- OPT students
- Exchange foreign students
- Full-time foreign students
- Scholars & researchers
- ESL students
- High school foreign students
Main benefits:
- COMPASS plans meet or exceed U.S. State Department requirements for J1 / J2 visa
holders and F1 students
- COMPASS plans allow you to choose any medical service provider under the same benefits
- COMPASS plans offer 100% coverage for injury or sickness, according to the schedule
of benefits
- Deductible is reduced if treatment is first rendered at the university's student
health center
- $75,000 Coverage for Repatriation & Medical Evacuation
- Accidental Death & Dismemberment coverage of $10,000
View all rates
Compare COMPASS plans
|
|
BuyCOMPASS Gold
|
BuyCOMPASS Silver
|
|
Monthly rate
|
$43
|
$31
|
 Lifetime medical maximum
|
$400,000
|
$250,000
|
|
Medical Evacuation
|
$50,000
|
$50,000
|
|
Repatriation of Remains
|
$25,000
|
$25,000
|
|
Maximum per injury or sickness
|
$200,000
|
$50,000
|
|
Deductible per event - reduced at Student Health Center
(if available) to:
|
$45
|
$50
|
|
Deductible per event elsewhere
|
$90
|
$100
|
|
Co-insurance (up to benefit limits)
|
100%
|
100%
|
|
Pre-existing conditions (up to benefit limits)
|
Covered after 6 months
|
Covered after 6 months
|
|
Home country coverage
|
$500
|
$500
|
|
AD&D - Accidental Death & Dismemberment
|
$10,000
|
$10,000
|
|
View policy brochure
|
|
|
You are eligible if you are a member of ISO, have a current passport or visa and are temporarily residing outside your home country/country of permanent residence, while actively engaged in education or research activities. You are "actively engaged" in educational activity if you are one of the following:
- F1/J1 valid visa holder.
- Undergraduate - registered for and attending classes for twelve (12) or more credit
hours.
- Graduate student.
- Scholar or researcher who is invited by an educational organization.
- Student involved in education, educational activities, or research- related activities.
Your spouse and any dependent children under the age of 19 are also eligible for
coverage if accompanying you. For purposes of this insurance, if your home country
(passport country) is different from your country of permanent residence (location
in which you permanently reside), you will not be covered in either location.
COMPASS monthly rates
|
|
COMPASS Gold
|
COMPASS Silver
|
|
Under 24
|
$43
|
$31
|
|
24-30
|
$99 |
$71 |
|
31-40
|
$122
|
$103
|
|
41-50
|
$173
|
$120
|
|
51-65
|
$192
|
$140
|
|
Dependent
|
$293
|
$190
|
* Minimum term of coverage is 3 months
Lifetime medical maximum
The maximum amount of $US the insurance company will pay for your claims during
your lifetime.
Medical Evacuation
The amount of coverage for medically necessary transportation: ambulance, air rescue,
etc.
Repatriation of Remains
The amount of coverage for transporting the body of a deceased person back home.
Maximum per injury or sickness
The maximum amount of $US the insurance company will pay for a specific injury or
sickness.
Deductible per event
The amount of money you have to pay the service provider before insurance coverage
begins.
Deductible per event
The amount of money you have to pay the service provider before insurance coverage
begins.
Co-insurance
The percentage of coverage the insurance company pays.
Pre existing conditions
Medical problems which exist at the time you purchase your health insurance.
Accidental Death & Dismemberment
Insurance coverage for loss of life or body parts
Questions? Please call us at (800) 244-1180 or e-mail to mailbox@isoa.org
ISO Customer Care representatives are standing by to assist you!
ISO, International Student Organization, is the principal provider of international student health insurance. As such, ISO is the sole service provider of ISO health insurance plans: COMPASS Gold, COMPASS Silver, COMPASS Platinum, ISO Med 1 and ISO Med 2 are underwritten by United States Fire Insurance Company. International students who need student health insurance are looking for international student insurance at ISO whose main interest is providing health insurance for international students for more than 50 years. In addition to F1 insurance and J1 insurance, ISO insurance plans are also offered to non-US citizens who are seeking visitor health insurance plans and medical insurance for non-US citizens. The leading visitor health plans are VOYAGER Elite and VOYAGER plans; US NetCare Guard and US NetCare Safety medical insurance plans for non-US citizens. Also suitable for international students after graduation and OPT. Among other services members of ISO can benefits from affordable Calling Cards, Monthly e-newsletter, information about scholarships and grants and more.