View policy: 保单（中文) COMPASS - Affordable health insurance plans for international students in America

COMPASS Gold / COMPASS Silver

COMPASS insurance plans are available for:

International students
Visiting faculty
OPT students
Exchange foreign students
Full-time foreign students
Scholars & researchers
ESL students
High school foreign students

Main benefits:

COMPASS plans meet or exceed U.S. State Department requirements for J1 / J2 visa holders and F1 students
COMPASS plans allow you to choose any medical service provider under the same benefits
COMPASS plans offer 100% coverage for injury or sickness, according to the schedule of benefits
Deductible is reduced if treatment is first rendered at the university's student health center
$120,000 Coverage for Repatriation & Medical Evacuation
Accidental Death & Dismemberment coverage of $20,000

View all rates

Select your age:

Compare COMPASS plans

	BuyCOMPASS Gold	BuyCOMPASS Silver
Monthly rate	$39	$29
Lifetime medical maximum	$500,000	$300,000
Medical Evacuation	$60,000	$50,000
Repatriation of Remains	$60,000	$50,000
Maximum per injury or sickness	$250,000	$150,000
Deductible per event - reduced at Student Health Center (if available) to:	$45	$50
Deductible per event elsewhere	$90	$100
Co-insurance (up to benefit limits)	100%	100%
Pre-existing conditions (up to benefit limits)	Covered after 6 months	Covered after 6 months
Home country coverage	$500	$500
AD&D - Accidental Death & Dismemberment	$20,000	$10,000
View policy brochure	中文	中文

You are eligible if you are a member of ISO, have a current passport or visa and are temporarily residing outside your home country/country of permanent residence, while actively engaged in education or research activities. You are "actively engaged" in educational activity if you are one of the following:

F1/J1 valid visa holder.
Undergraduate - registered for and attending classes for twelve (12) or more credit hours.
Graduate student.
Scholar or researcher who is invited by an educational organization.
Student involved in education, educational activities, or research- related activities.

Your spouse and dependent children are also eligible for coverage if accompanying you. Permanent residents are not eligible for coverage under this Policy.

COMPASS monthly rates

Age group	COMPASS Gold	COMPASS Silver
Under 25	$39	$29
25-29	$57	$45
30-65	$109	$89
Dependent	$293	$190

* Minimum term of coverage is 3 months

Lifetime medical maximum
The maximum amount of $US the insurance company will pay for your claims during your lifetime. Medical Evacuation
The amount of coverage for medically necessary transportation: ambulance, air rescue, etc. Repatriation of Remains
The amount of coverage for transporting the body of a deceased person back home. Maximum per injury or sickness
The maximum amount of $US the insurance company will pay for a specific injury or sickness. Deductible per event
The amount of money you have to pay the service provider before insurance coverage begins. Deductible per event
The amount of money you have to pay the service provider before insurance coverage begins. Co-insurance
The percentage of coverage the insurance company pays. Pre existing conditions
Medical problems which exist at the time you purchase your health insurance. Accidental Death & Dismemberment
Insurance coverage for loss of life or body parts