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Platinum Select health plan for international students at Colorado State University:

Full time international students
Visiting faculty
Scholars & researchers
ESL students
Exchange foreign students
High school foreign students (K-12)

Main benefits:

Platinum select plan exceeds U.S. State Department requirements for J1 / J2 visa holders and F1 students
A leading network of doctors (PPO) - First Health - allows you to save more!
No lifetime medical maximum in PPO network!
$1,000,000 lifetime medical maximum out-of-network!
Cost is well below other plans with similar benefits - alternative to the school's mandatory plan
$150,000 Coverage for Repatriation & Medical Evacuation!

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Summary schedule of benefits

Benefits	In Network (PPO)	Out of Network
Medical expense per injury/sickness	$250,000	$250,000
Lifetime medical maximum	No Maximum	$1,000,000
Deductible	$0	$0
Maximum out-of-pocket expenses1	$2,000 annually	No Maximum
Co-insurance	80% of first $4,000; 100% up to $250,000 of PPO Allowance	70% of Reasonable and Customary charges up to $250,000
Co-payment2
. At student health center	$0	$0
. Elsewhere	$40	$60
. ER visit (waived if admitted)	$250	$300
. Hospitalization	$250	$500
Pre-existing condition	Covered after 6 months	Covered after 6 months
Maternity	Covered as any other injury	Covered as any other injury
Prescription	$1,000 annually	$1,000 annually
Prescription deductible per fill	$30	$30
X-ray and labs tests	$2,000 annually	$2,000 annually
Medical evacuation	$100,000	$100,000
Repatriation of remains	$50,000	$50,000
Accidental death & dismemberment	$15,000	$15,000
View policy brochure

1Not including co-payment
2Co-payments are waived if student is treated on site at student health center and is not referred off campus.

In case of a student not being able to be treated at health center, and subsequently referred to off campus private doctor, co-payment will be half of scheduled amount.
In case of treatment not being possible at student health center and student is referred to the ER, co-payment will be half of scheduled amount.
In case of treatment not being available at student health center and student is referred to the ER and then subsequently hospitalized; ER, doctor's visit and hospitalization co-payments will be integrated to a maximum of $250 in PPO or $500 elsewhere.

Eligibility: You are eligible if you are a member of ISO have a current passport or visa and are temporarily residing outside your home country/country of permanent residence, while actively engaged in education or research activities. You are "actively engaged" in educational activity if you are one of the following:

F1/J1 valid visa holder

Undergraduate - registered for and attending classes on full-time basis
Graduate student
Scholar or researcher who is invited by an educational organization
Student involved in education, educational activities, or research- related activities
Students on OPT are not eligible for this plan

Your spouse and dependent children are also eligible for coverage if accompanying you. Permanent residents are not eligible for coverage under this Policy.

PLATINUM Select monthly rates

Student	$87
Student & spouse	$357
Student & family up to 2 children	$647
Each additional child	$130

* Minimum enrollment - 3 months.

Lifetime medical maximum
The maximum amount of $US the insurance company will pay for your claims during your lifetime. Deductible
The amount of money you have to pay the service provider before insurance coverage begins Co-insurance
The percentage of coverage the insurance company pays Medical evacuation
The amount of coverage for medically necessary transportation: ambulance, air rescue, etc. Repatriation of remains
The amount of coverage for transporting the body of a deceased person back home. Co-payment
means the fee you pay for certain medical services or prescription drugs. For example, you may pay $10 to fill a prescription and the health plan covers the balance of the charges.

view policy: Platinum Select health plan for international students at Colorado State University:

Main benefits:

Summary schedule of benefits

PLATINUM Select monthly rates

view policy:
Platinum Select health plan for international students at Colorado State University: