OPTima Basic

Designed especially for F1 OPT students

Main benefits

$125,000 per injury and sickness

75% coinsurance in-network

$400 deductible per event

Great balance between price and benefits

My age
My monthly rate


What the plan covers?

Lifetime maximum Unlimited
Annual maximum Unlimited
Per injury/sickness maximum $125,000
Deductible per event $400
Copay emergency room $350
Copay hospitalization $350
Coinsurance in-network 75%
Coinsurance out-of-network 65%
Pre-existing conditions Covered after 12 months
Medical evacuation $50,000
Repatriation of remains $25,000
Provider network First Health & Multiplan
View brochure:

You are eligible if you are a participant of ISO - International Student Organization, are a non-U.S. Citizen, have a current passport or visa, hold a F1/M1 visa, with a valid Employment Authorization Document and are temporarily residing outside your home country/country of permanent residence.

For purposes of this insurance, if your home country (passport country) is different from your country of permanent residence (location in which you permanently reside), you will not be covered in either location. Permanent residents or persons who have applied for permanent residency are not eligible for coverage under the master policy.

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