Plans that meet the requirements of
Emory University
ISO Care Elite for Emory
$134 per month
- Annual maximum Unlimited
- Annual deductible in-network $40
- Coinsurance in-network 90%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Care for Emory
$89 per month
- Annual maximum Unlimited
- Annual deductible $500
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Share for Emory
$79 per month
- Annual maximum Unlimited
- Annual deductible $1,250
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For Emory Students
International students at Emory must carry approved health insurance for enrollment. ISO offers affordable, waiver-friendly coverage that meets Emory’s standards and is recommended by F-1 and J-1 students.
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Frequently Asked Questions for Emory University
Yes! ISO insurance plans are designed to meet Emory University's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of Emrory's default health insurance plan
ISO’s plans are tailored for international students only, offering the essential coverage required by Emory at most affordable rates. While the Emory student plan cost over $5,300 in 2025-26, enrolling with ISO saved students up to $4,200 on average.
ISO plans cover expenses related to treatment for injuries/sicknesses – including doctor visits, urgent care, hospitalization, and prescription drugs, with the Emory University plans also offering enhanced benefits for preventive services. Benefits are subject to claims review and plan exclusions.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Atlanta area, as well as across the United States. You can visit the Emory University Hospital, Grady Memorial Hospital, and Piedmont Urgent Care - all considered in-network with ISO.
Yes - the plans above do provide coverage for J1 students actively attending classes at Emory University. These plans (Care and Care Elite) are designed to meet and exceed the U.S. Department of State's insurance requirements for J visa holders.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.