Plans that meet the requirements of
Michigan Technological University
ISO Secure for MTU
$78 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Annual deductible in-network $250
- Annual deductible out-of-network - $400
- Maximum out-of-pocket - $6,350
- Coinsurance in-network - 80%
- Medical evacuation - Unlimited
- Repatriation of remains - Unlimited
- Provider network - Aetna PPO
Compass PPO for MTU
$52 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Annual deductible in-network $400
- Annual deductible out-of-network - $750
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $25
- Provider network - Aetna PPO
- Copay primary care physician - $40
- Copay specialist/urgent care - $50
- Coinsurance in-network - 80%
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $120,000
- Repatriation of remains - $60,000
Insurance Designed For MTU students
Ensuring proper health insurance coverage is essential for international students at Michigan Technological University. ISO offers affordable, waiver-compliant plans tailored to F-1 and J-1 students, so you can stay protected while focusing on your academic journey in Houghton, MI
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Frequently Asked Questions for Michigan Technological University
Yes! ISO insurance plans are designed to meet Michigan Technological University's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of the MTU's default health insurance plan
With an ISO plan, you’ll have access to in?network providers through the Aetna PPO network, giving you flexibility to choose care both near campus and nationwide. Common nearby in?network facilities include: UP Health System Portage Aspirus Keweenaw Hospital You may also choose to visit the MTU Student Health Service (SHS). In addition to local options, ISO plans give you access to thousands of in?network doctors, hospitals, urgent care centers, and specialists across the United States, making it easy to receive care whether you’re traveling, interning, or visiting another state. You can search for nearby providers anytime using the Aetna PPO online directory.
Yes, our plans have a minimum enrollment period of 3 months and a maximum enrollment period of 12 months. You can choose to enroll for a shorter duration and then renew your plan.
ISO is the proud insurance provider for over 300 students at Michigan Technological University. Talk with your friends to see if they're enrolled with ISO!
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.