Hendrix College

Though there are no federal mandates to purchase health insurance, it is highly recommended to stay insured for the full duration of your studies abroad. The U.S. healthcare system is known for being very expensive and accidents can happen at any time. ISO makes it easy to enroll the plan with comprehensive coverage at the most affordable rate.

To see how much each ISO plan will save you, you can look at the "coinsurance" rate listed above. The percentage listed is how much insurance will cover towards your eligible medical bills.

Enrolling in an ISO plan is done completely online. You can click on “Buy Now” next to your desired plan above and begin the enrollment process. No additional documentation is required while enrolling. Enrolling is super simple and takes less than 5 minutes.

ISO offers plans at a variety of price points to provide you flexibility when it comes to choosing your coverage level. In general, the higher the monthly rate, the higher percentage of medical bills that will be covered. We generally recommend to choose the highest coverage that fits with your budget, through plans such as the Platinum plan.

ISO plans cover doctor visits, hospitalization, emergency care, prescription medications, mental health services, and more. Coverage varies by plan, but all options are designed to provide comprehensive protection for international students.

ISO specializes in international student insurance, which allows us to build plans that are focused around providing the essential benefits international students need. Our team is made up of current/former international students and we understand that every dollar counts during your studies abroad, so our number priority is always to save you money and make it easier to navigate your journey through the U.S.

ISO plans work with the Aetna PPO network, which provides you access to millions of doctors and medical facilities nationwide. You can visit our Find Doctors & Hospitals page to access Aetna’s website and generate a list of providers in your area.

When visiting a doctor, all you need to do is show your ISO insurance ID card to the provider to initiate the claims process. The provider will typically be able to submit a claim on your behalf without charging you in full at the time of visit, meaning you don’t need to submit a claim for reimbursement. Claims will generally take 2-3 weeks to process and you can keep up with claims status at any time through an online claims portal.

Yes, ISO offers dedicated customer support with a multilingual team available to help you answer any question you have related to our insurance products. Reach out to us via email, phone, Whatsapp, or our other social media profiles and you’ll receive an answer within one business day – guaranteed.