OPTima Plans

Short-term insurance options for those who are on their F1 OPT

OPTima Enhanced

$79 per month

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  • Annual maximum Unlimited
  • Per injury/sickness maximum $500,000
  • Deductible per event $250
  • Copay emergency room - $350
  • Coinsurance in-network - 75%
  • Pre-existing conditions - Covered after 12 months
  • Medical evacuation - $60,000
  • Repatriation of remains - $50,000
  • Provider network - First Health & Multiplan
OPTima Basic

$39 per month

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  • Annual maximum Unlimited
  • Per injury/sickness maximum $125,000
  • Deductible per event $400
  • Copay emergency room - $350
  • Coinsurance in-network - 75%
  • Pre-existing conditions - Covered after 12 months
  • Medical evacuation - $50,000
  • Repatriation of remains - $25,000
  • Provider network - First Health & Multiplan
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