ISO-Care Elite for NYU

ACA comparable insurance for int'l students

Main benefits

Annual deductible $50

$0 co-pay at Student Health Center

Maximum Out-of-Pocket Expenses $5,000 annually

My age
My monthly rate


What the plan covers?

Lifetime maximum Unlimited
Annual maximum Unlimited
Deductible in-network $50
Deductible out-of-network $250
Co-pay SHC $0
Co-pay physician $20
Co-pay specialist $20
Co-pay urgent care $50
Emergency room co-pay $250
Hospitalization co-pay $250
Co-insurance in-network 90% of PPO allowance
Co-insurance out-of-network 70% of Usual and Customary charges
Medical evacuation $100,000
Repatriation of remains $50,000
Pre-existing conditions Covered
Prescription deductible per fill $30
AD&D $10,000
View brochure:

You are eligible if you are a participant of ISO - International Student Organization, are a non-U.S. Citizen, have a current passport or visa and are temporarily residing outside your home country/country of permanent residence, while actively engaged in educational activity and enrolled in classes within 30 days of the plan’s effective date. You are “actively engaged” in educational activity if you are one of the following:

1. F1 valid visa holder. F1 visa holder on OPT is not eligible
2. Undergraduate - registered for and attending classes on a full-time basis.
3. Graduate student.
4. Scholar or researcher who is invited by an educational organization.

Your non-U.S. spouse and eligible dependent children are also eligible for coverage if accompanying you. For purposes of this insurance, if your home country (passport country) is different from your country of permanent residence (location in which you permanently reside), you will not be covered in either location. Permanent residents or persons who have applied for permanent residency are not eligible for coverage under the master policy.

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