2026 最新哈佛大学保险 Waive 指南|如何豁免哈佛学生保险(HUSHP)
哈佛大学的官方保险项目称为 HUSHP(Harvard University Student Health Program),由学生健康费(Student Health Fee,SHF)和学生健康保险计划(Student Health Insurance Plan,SHIP)两部分组成。大多数情况下,持有 F-1 或 J-1 签证的留学生可以申请豁免 SHIP 部分,从而大幅降低在哈佛求学期间的保险支出。
2026 最新天普大学保险 Waive 指南|如何豁免天普大学学生保险(Temple SHIP)
天普大学对国际学生的保险要求有一个关键背景:根据美国国务院(U.S. Department of State)的规定,维持健康保险是 F-1 和 J-1 签证持有者保持合法签证状态的强制性条件,而不仅仅是学校层面的要求。
2026 最新 匹兹堡大学 保险 Waive 指南|如何豁免匹兹堡大学学生保险(SHIP)
与许多美国大学相同,Pitt 要求所有符合条件的在校学生强制参加学校提供的学生健康保险计划(Student Health Insurance Plan,简称 SHIP),并通过 UPMC Health Plan 承保。该计划以学年为单位,保障期为每年 9 月 1 日至次年 8 月 31 日,学生每年需重新注册,且保费会直接体现在学费账单中。对于持有 F-1 或 J-1 签证的留学生而言,这笔费用往往是一笔不小的开支。
2026 最新斯坦福大学保险 Waive 指南|如何豁免斯坦福学生保险(Cardinal Care)
斯坦福大学要求所有在校学生强制参加健康保险,并在每学年开始时自动将学生加入 Cardinal Care 计划。然而,如果你已持有符合学校要求的校外保险,完全可以通过提交 Waiver 申请豁免 Cardinal Care,从而每年节省数千美元。
2026 最新UChicago保险Waive指南|如何豁免芝加哥大学学生保险(U-SHIP)
在这篇指南中,我们将为你详细介绍 UChicago芝加哥大学的医疗保险豁免(Waive)流程,以及在选择替代保险计划时需要重点关注的几个因素,帮助你做出更合适的选择。
2026 最新NYU保险Waive指南|如何豁免纽约大学学生保险(NYUSHIP)
在这篇指南中,我们将为你详细介绍NYU医疗保险豁免(Waive)流程,以及在选择替代保险计划时需要重点关注的几个因素,帮助你做出更合适的选择。
2026最新UPenn保险Waive指南|如何豁免宾夕法尼亚大学学生保险(PSHIP)
在这篇指南中,我们将为你详细介绍 UPenn医疗保险豁免(Waive)流程,以及在选择替代保险计划时需要重点关注的几个因素,帮助你做出更合适的选择。
Health Insurance Waiver
Navigating the U.S. healthcare system can be costly, but a health insurance waiver can help international students save significantly by choosing an affordable alternative.
How to Enroll in the New York Essential Plan
New York residents, check out and follow the steps involved in getting state-sponsored health insurance at absolutely no cost!
Understanding J-1 Visa Insurance: FAQs Answered
With health insurance being mandatory for J visa holders, there may be some questions you have about how to purchase a plan. We answer some common FAQs in this article.
ISO School Presentations
Our presentations stand to inform students the importance of insurance coverage and provide resources to navigate the U.S. healthcare system.
Though there are no federal mandates to purchase health insurance, it is highly recommended to stay insured for the full duration of your studies abroad. The U.S. healthcare system is known for being very expensive and accidents can happen at any time. ISO makes it easy to enroll the plan with comprehensive coverage at the most affordable rate.
ISO is the world’s largest international student insurance manager. We offer dedicated private medical insurance plans for internationals students while they are in the U.K. ISO is serving hundreds of thousands of international students from more than 190 countries for 65 years.
ISO stands for International Student Organization, the world’s largest international student insurance manager. ISO has been offering affordable insurance plans since 1958 and will always be for international students, by international students.
ISO insurance plans would be your private medical insurance plan, which is in addition to the NHS services you paid for at the time of your visa application. Read our blogs to see the advantages of having private insurance.
ISO is the world's largest international student insurance manager. We offer dedicated health insurance plans for F1 visa international students, J1 visa scholars and students, F1-OPT holders and F2/J2 dependents. As long as you are in the U.S. on a valid visa, ISO has a plan for you.
<p>If you are having trouble understanding specific insurance terminology, please refer to our blog post at <a href="https://www.isoa.org/insurance-terminology-that-all-international-students-should-know">www.isoa.org/insurance-terminology-that-all-international-students-should-know</a></p>
Yes, a confirmation email will be sent to you automatically after you have successfully submitted your payment. The confirmation email will have several attachments: Insurance ID card, Confirmation Letter, and your policy brochure. You can also download these documents directly from your ISO account. If you did not receive this email, please check your junk or spam folder as well.
ISO insurance is by far the most popular insurance for international students. More than 1 million students, from over 2500 schools and 200+ countries and territories, have purchased insurance from ISO in recent years. Our reputation has been established due to our dedicated customer service team and affordable health insurance options.
ISO insures many more international students than your college or university, every year. Therefore, we are able to offer more affordable rates to our clients. We will always offer comparable coverage to your school’s insurance, at a lower rate.
ISO plans are offered to non-U.S. citizens only. Our student plans are available for international students who are currently away from their home country and engaged in educational activity. Voyager Plan is available for part-time students, dependents, and other non-US citizens in the USA. For specific eligibility requirements please check each plan's policy brochure. If you are a permanent resident or have applied for permanent residency, you are not eligible to ISO Plans.
If you hold a U.S. citizenship, then you are not eligible to any of ISO’s insurance policies. This also applies if you have citizenship but have not resided in the U.S. for over a period of time, have a green card, or have applied for a green card.
Yes, you can purchase either the J1 Exchange Plan or J1 Exchange Superior Plan. You should select the effective coverage date of the policy according to your program start date or the estimated arrival date to the U.S.
Please provide a copy of the email we sent you with your Insurance ID card and confirmation letter to your school as proof of insurance.
No, ISO is an insurance manager. The name of the insurance company is stated in your confirmation letter or brochure. Please refer to the insurance carrier section on the confirmation letter.
If you have the "Silver" or "Voyager" plan, the type of the plan is Indemnity. For all other plans, the type of plan is PPO.