Plans that meet the requirements of
University of Central Florida
Shield for FL System
$75 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Copay Student Health Center $0
- Deductible per event Student Health Center - $50
- Deductible per event elsewhere - $100
- Copay emergency room - $200
- Coinsurance in-network - 80%
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Med for FL System
$59 per month
- Annual maximum $1,000,000
- Per injury/sickness maximum $250,000
- Copay Student Health Center $15
- Deductible per event Student Health Center - $50
- Deductible per event elsewhere - $100
- Copay emergency room - $300
- Coinsurance in-network - 80%
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For UCF Students
Ensuring adequate health insurance is essential for international students at the University of Central Florida (UCF). ISO insurance plans at UCF meet the university's waiver requirements, offering affordable and comprehensive coverage during your studies in Orlando.
Not sure how to choose a plan?
Click here >
Frequently Asked Questions for University of Central Florida
Yes! ISO insurance plans are accepted at UCF and meet the university’s waiver requirements for international students. Once you enroll in an ISO plan, you’ll be able to submit a waiver to opt out of UCF’s school health insurance.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Orlando area. You can visit the UCF Student Health Center, Orlando Health Dr. P. Phillips Hospital, AdventHealth Orlando, and Centra Care Urgent Care near University Boulevard—all considered in-network with ISO.
ISO plans provide comprehensive coverage, including doctor visits, hospital stays, emergency care, prescriptions, lab work, mental health services, and more. The plans meet all F-1 and J-1 visa requirements and include medical evacuation and repatriation benefits.
After enrolling, log in to your UCF student portal to complete the waiver form and upload your insurance documents. Don’t forget to include both the front and back of your insurance ID card, and make sure to submit everything before the deadline.