J1 Exchange Superior
Meets U.S. Department of State Requirements
Main benefits
$300,000 per injury and sickness
75% coinsurance
$250 deductible per event
A.M. Best rating is A++
What the plan covers?
| Lifetime maximum | Unlimited |
| Annual maximum | Unlimited |
| Per injury/sickness maximum | $300,000 |
| Deductible per event | $250 |
| Copay emergency room | $250 |
| Copay hospitalization | $250 |
| Coinsurance in-network | 75% |
| Coinsurance out-of-network | 75% |
| Pre-existing conditions | Covered after 6 months |
| Medical evacuation | $60,000 |
| Repatriation of remains | $50,000 |
| Provider network | First Health & Multiplan |
You are eligible for this plan if you are a non-U.S. citizen, hold a J1 visa and are temporarily residing outside your home country/country of permanent residence while actively engaged in educational activity.
Your dependent spouse and your dependent children can also be covered under your plan if they hold a valid visa to the U.S. and you pay the premiums due for each covered dependent. For purposes of this insurance, if you or your covered dependents incur accident or sickness benefits in your, or their, home country (passport country) or in your, or their, country of permanent residence (location in which you or they permanently reside), such benefits are not covered under this plan. Permanent residents of the U.S. or persons who have applied for permanent residency in the U.S. are not eligible for coverage under this plan.