J1 Exchange Plans
J1 plans designed to meet the U.S. Department of State requirements
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Deductible per event $250
- Coinsurance in-network - 75%
- Pre-existing conditions - Covered after 6 months
- A.M. Best rating - A++
- Medical evacuation - $60,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
- Annual maximum Unlimited
- Per injury/sickness maximum $125,000
- Deductible per event $400
- Coinsurance in-network - 75%
- Pre-existing conditions - Covered after 6 months
- A.M. Best rating - A++
- Medical evacuation - $50,000
- Repatriation of remains - $25,000
- Provider network - Aetna PPO
Insurance for J1 Visa
ISO’s J1 Exchange plans are offered for all students and scholars who come to the U.S. with a DS 2019. These plans have flexible enrollment periods which will allow you to be enrolled for the full duration of your program and meet your J1 requirements. Enroll with in a J1 insurance plan above and get your policy documents sent to you immediately.
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Additional FAQ
A J1 visa is a nonimmigrant visa for those who are traveling to the U.S. to participate in a work or study-based exchange visitor program. There are many different J1 visa categories that you could apply to, with some of the most common being research scholars, short-term scholars, students, professors/teachers, and physicians.
Yes. We understand many embassies will require you to show proof of health insurance prior to going for your visa interview. ISO allows you to enroll from your projected U.S. arrival date to help you be prepared. In the event your visa gets denied, you can always contact ISO to see what options we have for refund. We’d suggest reviewing your plan’s cancellation policy prior to enrolling.
Medical Benefits of at least $100,000 per accident or illness, Repatriation of Remains in the amount of $25,000, expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000, and a deductible not to exceed $500 per accident or illness. ISO’s J1 Exchange plans meet and exceed these requirements, while also carrying a financial strength rating of A++ from A.M. Best.
Yes. You can review the limits for our J1 Exchange plans by clicking on the “View More” menu above or by reviewing the plan brochure.