International Student Health Insurance Made Simple
Instant waiver, budget friendly & trusted by millions of students
Why ISO is the First Choice of International Students
Nationwide Coverage
Access care anywhere in the U.S. through a trusted network of over one million healthcare providers.
Tailored Plans
Affordable insurance plans designed to meet your school’s specific requirements. Custom coverage that fits your needs.
Top-rated Support
Multilingual customer service rated “Excellent” for fast, friendly, and reliable assistance.
Instant Waiver
Get all required documents immediately after purchase—your waiver approval is guaranteed.
Any Questions?
We Are Here to Help
Additional FAQ
Yes, we guarantee waiver approval. If your school rejects your ISO plan because it doesn't meet their insurance requirements, you are eligible for a full refund. Please contact ISO’s customer care team and provide proof of the denial within 31 days of your plan’s start date.
ISO health insurance plans cover expenses related to injuries and illnesses. This typically includes doctor visits, urgent care, emergency room treatment, prescriptions, and other medically necessary services. Coverage details can vary by plan, so be sure to review the plan brochure before purchasing to understand the full list of benefits and exclusions. If you have any questions, feel free to reach out to customercare@isoa.org.
ISO offers alternative health insurance plans designed specifically for international students—often at a much more affordable price than school-sponsored plans. Many students choose ISO and save on average over $2,500 annually while still getting quality coverage for doctor visits, emergencies, prescriptions, and more.
With ISO health insurance, you’re covered nationwide through the Aetna PPO network—giving you access to thousands of trusted doctors and hospitals across the U.S. When you visit an in-network provider, they can send your medical claims directly—so you don’t need to worry about paperwork or filing for reimbursement yourself.