As a foreign student in the United States, understanding the healthcare system is probably at the bottom of your to-do list. We understand that healthcare is one of the most difficult topics to understand as an international student, therefore we are always ready and available to provide you with quick and easy-to-understand resources to navigate the system. As a company for international students by international students, we have come to notice these common concerns students may have and we are here to provide you with solutions:

Understanding the Healthcare System:

You do not need to be an expert on the system, rather just familiar with how it works! We want to make this as simple as possible for you to understand. Here are a few topics we have covered in the past that may be useful to you:

1. What is the Affordable Care Act and do international students need it?
2. Tips for selecting health insurance
3. How to use your ISO Plan
4. International Student Health Insurance videos

Limited Plan Options for Visitors

We provide a variety of health insurance plans no matter what visa you hold. We are committed to following your journey as an international student and providing you with affordable yet comprehensive health insurance coverage you need during every phase of your academic career.

• For F1 international students, find your plan here.
• For J1 Exchange Visitors: J1 Exchange Plans
• For F1 OPT: OPTima Plans
• For Dependents and H1B: Voyager Plan

Are you applying for OPT or H1B? Learn more about the process here:

1. What to Know When Applying for OPT
2. Your Guide to Apply for the H1B Visa

Finding a Doctor Is Difficult

Searching for a doctor can be a daunting task if you are new to the U.S especially when you are not feeling well. With ISO, we provide plenty of options for you and have put together some quick to reads to help you learn about different types of physicians and how to select one, where you should or should go:

1. International Student Guide: Visiting a Doctor in the U.S.
2. 3 Steps to Find Doctors, Clinics, and Hospitals
3. Five Reasons to Avoid the Emergency Room in the U.S.

Medical Attention Is Expensive

The U.S. has the most expensive medical system in the world! Accidents and illnesses occur when you least expect it, that is why it is so important to have health insurance coverage. With insurance coverage, there is cost sharing, so you do not need to pay the full amount of the bill.

With ISO Plans, you have nationwide access to doctors and hospitals so our members will receive services at a negotiated rate when visiting an in-network provider. Our plans offer affordable yet comprehensive coverage.

Learn more about why the Healthcare System is so expensive and why you should always maintain coverage:

1. How Much Does Healthcare Really Cost in the United States?
2. What Does An International Student Health Insurance Plan Cover?
3. Why All International Students Should Maintain Health Insurance in the U.S.

We are committed to providing you the necessary resources to ease your studies and provide you peace of mind. If you have any questions regarding health insurance, please feel free to contact us.