How to Choose Health Insurance at FIU

blog

ISO Customer Care | Jul 10, 2025 Insurance

As an international student at Florida International University, having health insurance isn’t just important - it’s required. All international students must show proof of adequate coverage or they will be automatically enrolled in the university’s health insurance plan.

Fortunately, if you choose an approved provider like ISO Student Health Insurance, the process is simple - ISO works closely with FIU to handle your waiver automatically, so you won’t need to submit any paperwork yourself.

This article will explain FIU’s health insurance policy, your coverage options, and why many international students choose ISO.

What Is the FIU Health Insurance Requirement?

FIU mandates that all F-1 and J-1 international students carry health insurance that meets specific standards. Students are automatically charged for the university-sponsored plan unless they show proof of alternative coverage that meets the waiver criteria.

If you’re enrolling in Fall 2025, your policy must begin by August 15, 2025, and cover you through the end of the semester (or the academic year, if enrolling annually).

FIU Waiver Deadline for Fall 2025

To avoid being enrolled in FIU’s default plan, your alternative insurance must be in place before the waiver deadline: September 15, 2025.

Good news: If you enroll with ISO, you don’t need to submit the waiver yourself. ISO handles this process directly with FIU - saving you time and eliminating errors.

FIU Waiver Requirements for International Students

FIU’s insurance policy requires that any alternative plan must:

  • Start no later than August 15, 2025
  • Cover the entire Fall semester or full academic year
  • Provide at least $100,000 in annual coverage
  • Include prescription drug coverage
  • Cover inpatient and outpatient medical services
  • Provide mental health and substance abuse coverage
  • Include medical evacuation (minimum $50,000) and repatriation of remains ($25,000)
  • Have no pre-existing condition waiting periods
  • Be underwritten by a U.S.-based company

ISO insurance plans are pre-approved and fully meet FIU’s requirements.

ISO vs. FIU’s Health Plan

Feature FIU School Plan ISO Insurance (Pre-Approved)
Accepted by FIU Yes Yes (Waiver auto-submitted)
Fall 2025 coverage start date 8/15/2025 8/15/2025
Waiver submission needed by student Yes No – ISO handles it for you
Access to doctors in Florida Yes Yes (Aetna PPO network)
Mental health coverage Yes Yes
Emergency & urgent care Yes Yes
Cost Varies (typically >$2,000/semester) Starting under $90/month

Why FIU International Students Choose ISO

Waiver Submitted Automatically

No forms, no portal logins - ISO handles your waiver directly with FIU so you can focus on school.

Meets All FIU Requirements

ISO plans are designed specifically to meet FIU’s coverage standards and are approved by the school.

Flexible Enrollment Options

Choose full academic year coverage or Fall-only. If you need help selecting the right plan length, ISO can advise you directly.

Affordable Coverage with Strong Benefits

ISO offers plans starting as low as $49/month, covering doctor visits, mental health, prescriptions, hospital stays, and more.

Instant Enrollment

Sign up online in minutes and receive your insurance ID card and confirmation by email immediately.

Student-Focused, Multilingual Support

ISO’s team includes former international students who understand your needs and can assist in multiple languages.

How to Get Started

  1. Enroll in an ISO plan that begins
  2. ISO will automatically submit your waiver to FIU
  3. Relax! There’s nothing else you need to do - your FIU account will be updated once the waiver is processed

Enroll today at: 👉 https://www.isoa.org/schools/florida-international-university

Need only Fall coverage? ISO offers that too - just contact their support team after enrollment. Don’t wait - enroll early to secure coverage before the September 15, 2025 deadline.

Related articles

blog

How to Choose Health Insurance at FIU

ISO Customer Care | Jul 10, 2025 Insurance

FIU students can enroll in the university health plan or choose a budget-friendly alternative that meets waiver requirements. Learn how to waive coverage and how ISO can help get it approved.

blog

How to Choose Health Insurance at University of Central Florida

ISO Customer Care | Jul 10, 2025 Insurance

UCF students have the choice to join the school’s health insurance plan or opt for a lower-cost option that qualifies for a waiver. See how ISO can support your waiver submission and help you get approved.

blog

How to Choose Health Insurance as an International Student at UNC Charlotte

ISO Customer Care | Jul 10, 2025 Insurance

UNCC students can either enroll in the university’s health insurance plan or select a more affordable option that meets waiver guidelines. Find out how ISO can assist with your waiver and help ensure it gets approved.

About ISO Student Health Insurance

Founded in 1958, ISO prides itself on being the leader in providing international students with affordable insurance plans. Administered by former and current international students, we are able to assist our member with multilingual customer service in Chinese, Hindi, Spanish, and more. ISO serves over 3,200 schools/colleges and more than 150,000 insured students every year.

For more information, please visit www.isoa.org and connect with us on Facebook, Instagram, WeChat, WhatsApp, and LinkedIn.

balloon
You chose for subject:
"Find doctors, clinics or hospitals".

Why not try looking for answers on our
Find Doctors & Hospitals