Plans that meet the requirements of J1 Exchange Plans
J1 Exchange Superior
$58 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$300,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event
$250
The amount you pay for covered services for each injury or sickness before the insurance coverage.
-
Coinsurance in-network
75%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
A.M. Best rating
A++
A.M. Best rating for the underwriting insurance company -
Medical evacuation
$60,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$300,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event
$250
The amount you pay for covered services for each injury or sickness before the insurance coverage. -
Coinsurance in-network
75%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
A.M. Best rating
A++
A.M. Best rating for the underwriting insurance company -
Medical evacuation
$60,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
J1 Exchange
$39 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$125,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event
$400
The amount you pay for covered services for each injury or sickness before the insurance coverage.
-
Coinsurance in-network
75%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
A.M. Best rating
A++
A.M. Best rating for the underwriting insurance company -
Medical evacuation
$50,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$25,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$125,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event
$400
The amount you pay for covered services for each injury or sickness before the insurance coverage. -
Coinsurance in-network
75%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
A.M. Best rating
A++
A.M. Best rating for the underwriting insurance company -
Medical evacuation
$50,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$25,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
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Why International Students Choose ISO
We understand the unique needs of international students studying in the United States. From navigating a new healthcare system to finding coverage that meets school requirements, students need a partner they can trust. ISO makes the process simple, supportive, and affordable so you can focus on their studies, not insurance.
- Affordable Plans
- Nationwide Aetna PPO Network
- Direct Claims Billing
- U.S. Customer Support