J1 Visa Health Insurance for Exchange Visitors and Scholars
J1 Exchange Superior
$58 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$300,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event
$250
The amount you pay for covered services for each injury or sickness before the insurance coverage.
-
Coinsurance in-network
75%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
A.M. Best rating
A++
A.M. Best rating for the underwriting insurance company -
Medical evacuation
$60,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$300,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event
$250
The amount you pay for covered services for each injury or sickness before the insurance coverage. -
Coinsurance in-network
75%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
A.M. Best rating
A++
A.M. Best rating for the underwriting insurance company -
Medical evacuation
$60,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
J1 Exchange
$39 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$125,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event
$400
The amount you pay for covered services for each injury or sickness before the insurance coverage.
-
Coinsurance in-network
75%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
A.M. Best rating
A++
A.M. Best rating for the underwriting insurance company -
Medical evacuation
$50,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$25,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$125,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event
$400
The amount you pay for covered services for each injury or sickness before the insurance coverage. -
Coinsurance in-network
75%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
A.M. Best rating
A++
A.M. Best rating for the underwriting insurance company -
Medical evacuation
$50,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$25,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
Not sure how to choose a plan? Click here >
Affordable Short-term Insurance Plans for J1 Visa
ISO J1 Exchange plans are offered for all J1 students, scholars, trainees who come to the U.S. with a DS 2019. These plans have flexible enrollment periods which will allow you to be enrolled for the full duration of your program and meet your J1 requirements. Enroll with in a J1 insurance plan above and get your policy documents sent to you immediately.
Why J1 Visa Holders Choose ISO
Your J1 program requires health insurance and finding the right plan in a new country shouldn't be stressful. ISO J1 Exchange plans are accepted across U.S. universities, research institutions, and exchange programs, and meet DS-2019 requirements so you're compliant from day one. Tens of thousands of J1 students and scholars trust ISO every year to make coverage simple, wherever their program takes them.
- Affordable Plans
- Nationwide Aetna PPO Network
- Direct Claims Billing
- U.S. Customer Support
Any Questions?
We are Here to Help
A J1 visa is a nonimmigrant visa for those who are traveling to the U.S. to participate in a work or study-based exchange visitor program. There are many different J1 visa categories that you could apply to, with some of the most common being research scholars, short-term scholars, students, professors/teachers, and physicians.
Yes. We understand many embassies will require you to show proof of health insurance prior to going for your visa interview. ISO allows you to enroll from your projected U.S. arrival date to help you be prepared. In the event your visa gets denied, you can always contact ISO to see what options we have for refund. We’d suggest reviewing your plan’s cancellation policy prior to enrolling.
Medical Benefits of at least $100,000 per accident or illness, Repatriation of Remains in the amount of $25,000, expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000, and a deductible not to exceed $500 per accident or illness. ISO’s J1 Exchange plans meet and exceed these requirements, while also carrying a financial strength rating of A++ from A.M. Best.
Yes. You can review the limits for our J1 Exchange plans by clicking on the “View More” menu above or by reviewing the plan brochure.
A J-1 visa is a non-immigrant visa issued to exchange visitors participating in programs approved by the U.S. Department of State. All J-1 visa holders, including scholars, interns, au pairs, and students are required to maintain health insurance that meets specific federal requirements during their stay in the U.S.
Yes. ISO’s J-1 insurance plans are designed to meet or exceed the minimum requirements set by the U.S. Department of State, including coverage for medical evacuation and repatriation of remains.
ISOA's J-1 plans typically include coverage for:
- Doctor visits and hospital care
- Emergency services
- Prescription medications
- Mental health support
- Medical evacuation and repatriation
Coverage details may vary by plan, so it’s important to review the specific benefits of each option.
Yes. You can purchase ISO’s J-1 insurance online before your arrival in the U.S., ensuring you are covered from the moment you land.
You can easily renew or extend your ISO J-1 insurance plan online to maintain continuous coverage throughout your extended stay.