Plans that meet the requirements of Case Western Reserve University
ISO Share
$82 per month
-
Annual maximum
Unlimited
-
Annual deductible
$1,250
-
Coinsurance in-network
80%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
-
Annual maximum
Unlimited
-
Annual deductible
$1,250
-
Coinsurance in-network
80%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
ISO Care Elite
$149 per month
-
Annual maximum
Unlimited
-
Annual deductible in-network
$100
-
Coinsurance in-network
90%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
-
Annual maximum
Unlimited
-
Annual deductible in-network
$100
-
Coinsurance in-network
90%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
ISO Care
$92 per month
-
Annual maximum
Unlimited
-
Annual deductible
$500
-
Coinsurance in-network
80%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
-
Annual maximum
Unlimited
-
Annual deductible
$500
-
Coinsurance in-network
80%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
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Why International Students Choose ISO
We understand the unique needs of international students studying in the United States. From navigating a new healthcare system to finding coverage that meets school requirements, students need a partner they can trust. ISO makes the process simple, supportive, and affordable so you can focus on their studies, not insurance.
- Affordable Plans
- Nationwide Aetna PPO Network
- Direct Claims Billing
- U.S. Customer Support
Frequently Asked Questions
Yes! ISO insurance plans are designed to meet CWRU's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of Case Western Reserve University's default health insurance plan
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
After purchasing your ISO plan, head to MyHealthConnect and complete the waiver form. Enter your insurance details and upload clear photos of the front and back of your insurance card.
Make sure you submit it before the waiver deadline to avoid being charged for the school plan.
You can find step-by-step instructions on the Case Western Reserve University website here: https://case.edu/studentlife/healthcounseling/medical-plan/waiver-information/health-waiver-process
Yes, our plans have a minimum enrollment period of 5 months and a maximum enrollment period of 12 months. You can choose to enroll for a shorter duration and then renew your plan.
ISO plans provide comprehensive coverage—doctor visits, hospital stays, emergency care, prescriptions, lab work, mental health services, and more. They meet all J-1 and F-1 visa requirements and include 100% coverage for preventive and wellness care.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.