ISO Care for CWU Spring 2026
Spring 2026 Dates: 3/31/2026 to 6/21/2026
Main benefits
$500 annual deductible
$6,350 maximum out-of-pocket
$0 copay at Student Health Center
100% preventive care
What the plan covers?
| Annual maximum | Unlimited |
| Annual deductible | $500 |
| Maximum out-of-pocket | $6,350 |
| Copay Student Health Center | $0 |
| Copay primary care physician | $30 |
| Copay specialist/urgent care | $50 |
| Copay emergency room | $300 |
| Copay hospitalization | $250 |
| Coinsurance in-network | 80% |
| Coinsurance out-of-network | 60% |
| Pre-existing conditions | Covered |
| Preventive care | 100% in-network |
| Prescription deductible per fill | $30 |
| Medical evacuation | $100,000 |
| Repatriation of remains | $50,000 |
| Provider network | Aetna PPO |
View brochure:
You are eligible for this plan if you are a non-U.S. citizen, have a current passport or visa and are temporarily residing outside your home country/country of permanent residence. You must also be actively engaged in educational activity and start your educational program within 30 days of plan effective date and maintain full time student status for the duration of the policy. You are “actively engaged” in educational activity if you are one of the following:
1. Students on F1 visa who are enrolled and attending an associate or bachelor’s program at an educational institution on a full-time basis;
2. Students on J1 visa who are enrolled and attending classes at an educational institution on a full-time basis;
3. Students on F1/J1 visa who are enrolled in a master’s or PhD degree;
The full-time requirement is waived for summer if the student was attending school as a full-time student in the preceding spring term.
Your dependent spouse and your dependent children are also eligible for coverage under your plan if they hold a valid visa to the U.S., and you pay the premiums due for each covered dependent. Permanent residents of the U.S. or persons who have applied for permanent residency in the U.S. are not eligible for coverage under this plan.
Students currently on medical leave or on OPT are not eligible.
Frequently Asked Questions for Central Washington University
Yes! ISO insurance plans are designed to meet Central Washington University's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of UCW's default health insurance plan
After purchasing your ISO plan, visit the Central Washington UniversityWaiver page during the waiver period. Log in with your CWU Outlook account, complete the waiver application, and upload your insurance documents before the deadline.
With an ISO plan, you’ll have access to in?network providers through the Aetna PPO network, giving you flexibility to choose care both near campus and nationwide. Common nearby in?network facilities include: Kittitas Valley Community Hospital — a full-service hospital with emergency care Yakima Valley Urgent Care You may also choose to visit the UCW Student Health Service (SHS). In addition to local options, ISO plans give you access to thousands of in?network doctors, hospitals, urgent care centers, and specialists across the United States, making it easy to receive care whether you’re traveling, interning, or visiting another state. You can search for nearby providers anytime using the Aetna PPO online directory.
Yes, our plans have a minimum enrollment period of 5 months and a maximum enrollment period of 12 months. You can choose to enroll for a shorter duration and then renew your plan.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.