Plans that meet the requirements of

Eastern Illinois University

Pre-approved by EIU!
  • Annual maximum Unlimited
  • Per injury/sickness maximum $500,000
  • Annual deductible in-network $250
  • Annual deductible out-of-network - $400
  • Copay Student Health Center - $15
  • Copay primary care physician - $30
  • Coinsurance in-network - 80%
  • Immunization & preventive care - $200
  • Medical evacuation - Unlimited
  • Repatriation of remains - Unlimited
  • Provider network - Aetna PPO
  • Annual maximum Unlimited
  • Per injury/sickness maximum $300,000
  • Annual deductible in-network $400
  • Annual deductible out-of-network - $750
  • Copay Student Health Center - $25
  • Copay primary care physician - $40
  • Copay specialist/urgent care - $50
  • Coinsurance in-network - 80%
  • Medical evacuation - $120,000
  • Repatriation of remains - $60,000
  • Provider network - Aetna PPO
  • Annual maximum $400,000
  • Per injury/sickness maximum $150,000
  • Deductible per event Student Health Center $45
  • Deductible per event elsewhere - $100
  • Copay emergency room - $350
  • Emergency room - 80%
  • Coinsurance - 100% up to daily benefit limits
  • Pre-existing conditions - Covered after 6 months
  • Medical evacuation - $60,000
  • Repatriation of remains - $50,000
  • Provider network - Aetna PPO

Insurance Designed For EIU Students

International students at EIU must maintain compliant health insurance. ISO offers cost-effective, waiver-approved plans that meet university requirements and are recommended on campus.

Not sure how to choose a plan?
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Frequently Asked Questions for Eastern Illinois University

Yes! ISO insurance plans are designed to meet Eastern Illinois University’s waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of Eastern Illinois University’s default health insurance plan.

ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Charleston, IL area. You can visit HSHS St. Anthony’s Memorial Hospital, Carle Charleston Hospital, and QuickCare Urgent Care — all considered in-network with ISO.

Yes, you can! ISO plans offer in-network benefits for services rendered at your student health center. Feel free to visit and submit a claim for your medical services!

The U.S. healthcare system is very expensive, with even general doctor visits costing hundreds of dollars. Even if your school doesn't require coverage, it's still recommended to enroll in insurance to minimize your risk of incurring life-changing medical debt.

After enrolling in an ISO plan, log in to your PAWS account, complete Eastern Illinois University’s health insurance waiver form under the “My Health” tab, upload your ISO policy documents, and submit before the posted waiver deadline for review.

After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.

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