Plans that meet the requirements of
Embry Riddle Aeronautical University
ISO Care Elite for ERAU
$134 per month
- Annual maximum Unlimited
- Annual deductible in-network $40
- Coinsurance in-network 90%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Care for ERAU
$89 per month
- Annual maximum Unlimited
- Annual deductible $500
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Share for ERAU
$79 per month
- Annual maximum Unlimited
- Annual deductible $1,250
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For ERAU Students
If you’re an F-1 or J-1 international student at ERAU, having the right health insurance is not only important for your well-being—it’s also a school requirement. ISO offers affordable, waiver-friendly insurance plans designed specifically for students like you studying in Daytona Beach.
Not sure how to choose a plan?
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Frequently Asked Questions for Embry Riddle Aeronautical University
Yes! ISO insurance plans are designed to meet Embry Riddle Aeronautical University's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of the schools default health insurance plan
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
After purchasing your ISO plan, head to the ERNIE website and log in using the link provided by your school. You will be asked to fill out a quick waiver form there. Make sure you submit it before the waiver deadline to avoid being charged for the school plan. Please note that students are required to submit a waiver once per academic year, during the Fall term.
With an ISO plan, you’ll have access to in-network providers through the Aetna PPO network, giving you flexibility to choose care both near campus and nationwide. Common nearby in-network facilities include: AdventHealth Daytona Beach — full-service hospital with emergency care Halifax Health Medical Center — acute care and specialty services You may also choose to visit the Student Health Center (SHC) on campus at Embry-Riddle Aeronautical University. In addition to local options, ISO plans give you access to thousands of in-network doctors, hospitals, urgent care centers, and specialists across the United States, making it easy to receive care whether you’re traveling, interning, or visiting another state. You can search for nearby providers anytime using the Aetna PPO online directory.
ISO plans provide comprehensive health coverage that meets both visa requirements and university expectations, including: Doctor visits and specialist care Hospital stays and emergency treatment Prescription medications Lab work and diagnostic testing Mental health services and counseling Preventive and wellness care All plans satisfy F-1 and J-1 visa insurance requirements and include essential benefits like medical evacuation and repatriation when required.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.