Plans that meet the requirements of
Fitchburg State University
ISO Secure
$75 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Annual deductible in-network $250
- Annual deductible out-of-network - $400
- Copay Student Health Center - $15
- Copay primary care physician - $30
- Coinsurance in-network - 80%
- Immunization & preventive care - $200
- Medical evacuation - Unlimited
- Repatriation of remains - Unlimited
- Provider network - Aetna PPO
Compass PPO
$49 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Annual deductible in-network $400
- Annual deductible out-of-network - $750
- Copay Student Health Center - $25
- Copay primary care physician - $40
- Copay specialist/urgent care - $50
- Coinsurance in-network - 80%
- Medical evacuation - $120,000
- Repatriation of remains - $60,000
- Provider network - Aetna PPO
Silver
$31 per month
- Annual maximum $400,000
- Per injury/sickness maximum $150,000
- Deductible per event Student Health Center $45
- Deductible per event elsewhere - $100
- Copay emergency room - $350
- Emergency room - 80%
- Coinsurance - 100% up to daily benefit limits
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $60,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For Fitchburg State Students
Fitchburg State requires international students to carry approved health insurance. ISO provides affordable, waiver-approved plans that meet university standards and are trusted across Massachusetts.
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Frequently Asked Questions for Fitchburg State University
Yes! ISO insurance plans are designed to meet Fitchburg State University’s waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of Fitchburg State’s default health insurance plan.
ISO's plans for Fitchburg Sate are licensed to be sold in Massachusetts.
ISO’s plans are tailored for international students only, offering the essential coverage required by Fitchburg State University at the most affordable rates. While Fitchburg State’s student health insurance plan costs over $4,721 annually, enrolling with ISO can save you up to $4,300.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Fitchburg area. You can visit UMass Memorial HealthAlliance–Clinton Hospital (Leominster Campus), Heywood Hospital, and ConvenientMD Urgent Care - all considered in-network with ISO.
Yes - ISO plans provide coverage for J1 students actively attending classes at Fitchburg State University. These plans are designed to meet and exceed the U.S. Department of State’s insurance requirements for J visa holders.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.