Plans that meet the requirements of
Florida Gulf Coast University
Shield for FL System
$75 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Copay Student Health Center $0
- Deductible per event Student Health Center - $50
- Deductible per event elsewhere - $100
- Copay emergency room - $200
- Coinsurance in-network - 80%
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Med for FL System
$59 per month
- Annual maximum $1,000,000
- Per injury/sickness maximum $250,000
- Copay Student Health Center $15
- Deductible per event Student Health Center - $50
- Deductible per event elsewhere - $100
- Copay emergency room - $300
- Coinsurance in-network - 80%
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For FGUC students
If you’re an F-1 or J-1 international student at the Florida Gulf Coast University, having the right health insurance is not only important for your well-being—it’s also a school requirement. ISO offers affordable, waiver-friendly insurance plans designed specifically for students like you studying in Fort Myers, FL.
Not sure how to choose a plan?
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Frequently Asked Questions for Florida Gulf Coast University
Yes! ISO plans are designed to meet the waiver requirements at Florida Gulf Coast University and are pre-approved by the school. After enrolling in an ISO plan, you can submit your waiver to opt out of FGCU’s default student health insurance plan.
Yes! Once you complete your enrollment, you will receive a completed and signed waiver form along with your other insurance documents. After receiving these documents, simply visit the Florida Gulf Coast University waiver website and submit your waiver before the deadline.
With an ISO plan, you’ll have access to in?network providers through the Aetna PPO network, giving you flexibility to choose care both near campus and nationwide. Common nearby in?network facilities include: Lee Memorial Hospital Gulf Coast Medical Center You may also choose to visit the FGUC Student Health Service (SHS). In addition to local options, ISO plans give you access to thousands of in?network doctors, hospitals, urgent care centers, and specialists across the United States, making it easy to receive care whether you’re traveling, interning, or visiting another state. You can search for nearby providers anytime using the Aetna PPO online directory.
Yes, our plans have a minimum enrollment period of 3 months and a maximum enrollment period of 12 months. You can choose to enroll for a shorter duration and then renew your plan.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.