Join 500+ members at FIU!

Plans that meet the requirements of Florida International University

Shield for FIU Fall 2026

$405
for dates 8/2/2026 to 12/31/2026

  • Annual maximum

    Unlimited

  • Per injury/sickness maximum

    $500,000

  • Copay Student Health Center

    $0

  • Deductible per event Student Health Center

    $50

  • Deductible per event elsewhere

    $100

  • Copay emergency room

    $200

  • Coinsurance in-network

    80%

  • Pre-existing conditions

    Covered after 3 months

  • Repatriation of remains

    $50,000

  • Medical evacuation

    $100,000

  • Provider network

  • Annual maximum

    Unlimited

  • Per injury/sickness maximum

    $500,000

  • Copay Student Health Center

    $0

  • Deductible per event Student Health Center

    $50

  • Deductible per event elsewhere

    $100

  • Copay emergency room

    $200

  • Coinsurance in-network

    80%

  • Pre-existing conditions

    Covered after 3 months

  • Repatriation of remains

    $50,000

  • Medical evacuation

    $100,000

  • Provider network

Not sure how to choose a plan? Click here >

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Pre-Approved Health Insurance for FIU Students

Avoid overpaying for the FIU school plan by enrolling with ISO. Our pre-approved plans are designed to meet and exceed FIU's requirements while helping you maximize savings.

Enroll with ISO to enjoy:

  • Instant insurance documents
  • Waiver assistance
  • Access to 1M+ doctors across the U.S. – including in Miami, FL
  • $3,000+ in savings compared to your school plan

Join over 1100+ students at Florida International University who have saved with ISO and ENROLL TODAY!

Frequently Asked Questions

Yes! ISO offers health insurance plans that meet FIU's requirements for international students and are pre-approved by FIU. Many students on F-1 and J-1 visas have successfully used ISO plans to waive the university insurance plan.

Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.

ISO works directly with FIU’s insurance team and reports your enrollment on your behalf. That means you don’t need to submit any insurance documents yourself. Once you purchase your ISO plan, you’re all set!

With ISO insurance, you can access in-network providers through the Aetna PPO network. Local facilities include Jackson Memorial Hospital and Baptist Health South Florida.

It’s recommended to purchase your ISO plan at least 2–3 weeks before classes begin. This gives you enough time to receive your documents, complete the waiver, and access care upon arrival.

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