Plans that meet the requirements of

Loyola University Chicago

Pre-approved by Loyola!
  • Annual maximum Unlimited
  • Per injury/sickness maximum $500,000
  • Annual deductible in-network $250
  • Annual deductible out-of-network - $400
  • Copay Student Health Center - $15
  • Copay primary care physician - $30
  • Coinsurance in-network - 80%
  • Immunization & preventive care - $200
  • Medical evacuation - Unlimited
  • Repatriation of remains - Unlimited
  • Provider network - Aetna PPO
  • Annual maximum Unlimited
  • Per injury/sickness maximum $300,000
  • Annual deductible in-network $400
  • Annual deductible out-of-network - $750
  • Copay Student Health Center - $25
  • Copay primary care physician - $40
  • Copay specialist/urgent care - $50
  • Coinsurance in-network - 80%
  • Medical evacuation - $120,000
  • Repatriation of remains - $60,000
  • Provider network - Aetna PPO
  • Annual maximum $400,000
  • Per injury/sickness maximum $150,000
  • Deductible per event Student Health Center $45
  • Deductible per event elsewhere - $100
  • Copay emergency room - $350
  • Emergency room - 80%
  • Coinsurance - 100% up to daily benefit limits
  • Pre-existing conditions - Covered after 6 months
  • Medical evacuation - $60,000
  • Repatriation of remains - $50,000
  • Provider network - Aetna PPO

Insurance Designed For Loyola Students

Loyola Chicago requires international students to carry approved health insurance. ISO delivers affordable, waiver-eligible coverage that meets university guidelines and is trusted by hundreds of students.

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Frequently Asked Questions for Loyola University Chicago

Yes! ISO insurance plans are designed to meet Loyola University Chicago’s waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of Loyola University Chicago’s default health insurance plan.

ISO’s plans are tailored for international students only, offering the essential coverage required by Loyola University Chicago at the most affordable rates. While Loyola University Chicago’s student plan costs over $3,600 annually, enrolling with ISO can save you up to $3,200 annually.

After enrolling in an ISO plan, log in to your LOCUS portal, go to Campus Finances ? Student Health Insurance, submit the waiver form with your ISO policy details, and complete the process before the deadline.

ISO plans cover both emergency and non-emergency expenses related to treatment for injuries and sicknesses - including doctor visits, urgent care, hospitalization, lab testing, and prescription drugs.

Yes — the plans above do provide coverage for J1 students actively attending classes at Loyola University Chicago. These plans (Care and Care Elite) are designed to meet and exceed the U.S. Department of State’s insurance requirements for J visa holders.

After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.

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