Plans that meet the requirements of
Murray State University
Compass PPO
$49 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Annual deductible in-network $400
- Annual deductible out-of-network - $750
- Copay Student Health Center - $25
- Copay primary care physician - $40
- Copay specialist/urgent care - $50
- Coinsurance in-network - 80%
- Medical evacuation - $120,000
- Repatriation of remains - $60,000
- Provider network - Aetna PPO
Silver
$31 per month
- Annual maximum $400,000
- Per injury/sickness maximum $150,000
- Deductible per event Student Health Center $45
- Deductible per event elsewhere - $100
- Copay emergency room - $350
- Emergency room - 80%
- Coinsurance - 100% up to daily benefit limits
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $60,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For Murray State Students
Murray State requires international students to maintain qualifying health insurance. ISO delivers cost-effective, waiver-friendly plans that meet university standards and are recommended by Racers.
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Frequently Asked Questions for Murray State University
Yes! ISO insurance plans are designed to meet Murray State University’s health insurance requirements for international students, and you can submit a waiver request for alternative coverage after purchasing your ISO plan.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Murray, KY area. You can visit Murray-Calloway County Hospital, Lakeway Medical Center, and Fast Pace Urgent Care Murray - all considered in-network with ISO.
The U.S. healthcare system is very expensive, and without insurance even basic medical treatment can cost hundreds or thousands of dollars. Murray State requires international students to have coverage to protect them from high medical costs during their studies.
ISO is the proud insurance provider for over 200 international students at Murray State. Talk with your friends to see if they're enrolled with ISO!
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund — just make sure to reach out within 30 days of your plan’s start date.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.