Plans that meet the requirements of
Saint Charles Community College
ISO Secure
$75 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Annual deductible in-network $250
- Annual deductible out-of-network - $400
- Copay Student Health Center - $15
- Copay primary care physician - $30
- Coinsurance in-network - 80%
- Immunization & preventive care - $200
- Medical evacuation - Unlimited
- Repatriation of remains - Unlimited
- Provider network - Aetna PPO
Compass PPO
$49 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Annual deductible in-network $400
- Annual deductible out-of-network - $750
- Copay Student Health Center - $25
- Copay primary care physician - $40
- Copay specialist/urgent care - $50
- Coinsurance in-network - 80%
- Medical evacuation - $120,000
- Repatriation of remains - $60,000
- Provider network - Aetna PPO
Silver
$31 per month
- Annual maximum $400,000
- Per injury/sickness maximum $150,000
- Deductible per event Student Health Center $45
- Deductible per event elsewhere - $100
- Copay emergency room - $350
- Emergency room - 80%
- Coinsurance - 100% up to daily benefit limits
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $60,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed for International Students at SCCC
International students at Saint Charles Community College must carry qualifying health insurance. ISO offers cost-effective, waiver-friendly plans that meet university guidelines, helping F-1 and J-1 students stay compliant in Cottleville, MO
Not sure how to choose a plan?
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Frequently Asked Questions for Saint Charles Community College
Yes! ISO insurance plans are accepted at Saint Charles Community College and meet the university’s waiver requirements for international students. Once you enroll in an ISO plan, you’ll be able to submit a waiver to opt out of SCC’s school health insurance.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
With an ISO plan, you’ll have access to in?network providers through the Aetna PPO network, giving you flexibility to choose care both near campus and nationwide. Common nearby in?network facilities include: Progress West HealthCare Center SSM Health St. Joseph Hospital- St. Charles You may also choose to visit the Stchas Student Health Center (SHC). In addition to local options, ISO plans give you access to thousands of in?network doctors, hospitals, urgent care centers, and specialists across the United States, making it easy to receive care whether you’re traveling, interning, or visiting another state. You can search for nearby providers anytime using the Aetna PPO online directory.
Yes, our plans have a minimum enrollment period of 3 months and a maximum enrollment period of 12 months. You can choose to enroll for a shorter duration and then renew your plan.
The U.S. healthcare system is very expensive - even basic doctor visits and diagnostic tests can cost hundreds of dollars. Health insurance helps protect international students from unexpected medical bills and ensures access to necessary care while studying in the U.S.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.