Plans that meet the requirements of Saint Louis University
Silver for SLU
$31 per month
-
Annual maximum
$400,000
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$150,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event Student Health Center
$45
The amount you pay for covered services for each injury or sickness at the student health center before the insurance coverage.
-
Deductible per event elsewhere
$100
The amount you pay for covered services outside of the student health center for each injury or sickness before the insurance coverage. -
Copay emergency room
$350
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance
100% up to daily benefit limits
The percentage of splitting the bill between insurance and you. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Medical evacuation
$60,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
$400,000
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$150,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event Student Health Center
$45
The amount you pay for covered services for each injury or sickness at the student health center before the insurance coverage. -
Deductible per event elsewhere
$100
The amount you pay for covered services outside of the student health center for each injury or sickness before the insurance coverage. -
Copay emergency room
$350
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance
100% up to daily benefit limits
The percentage of splitting the bill between insurance and you. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Medical evacuation
$60,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
ISO Secure
$80 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$500,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Annual deductible in-network
$250
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage.
-
Annual deductible out-of-network
$500
The amount you pay for covered services rendered at an out-of-network provider each policy year before the insurance coverage. -
Copay Student Health Center
$15
A fixed fee you pay for the coverable medical services each visit. -
Copay primary care physician
$30
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Immunization & preventive care
$200
Selected immunization to prevent some illnesses, disease, or other health problems. -
Medical evacuation
Unlimited
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
Unlimited
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$500,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Annual deductible in-network
$250
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage. -
Annual deductible out-of-network
$500
The amount you pay for covered services rendered at an out-of-network provider each policy year before the insurance coverage. -
Copay Student Health Center
$15
A fixed fee you pay for the coverable medical services each visit. -
Copay primary care physician
$30
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Immunization & preventive care
$200
Selected immunization to prevent some illnesses, disease, or other health problems. -
Medical evacuation
Unlimited
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
Unlimited
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
Compass PPO
$54 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$300,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Annual deductible in-network
$500
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage.
-
Annual deductible out-of-network
$750
The amount you pay for covered services rendered at an out-of-network provider each policy year before the insurance coverage. -
Copay Student Health Center
$25
A fixed fee you pay for the coverable medical services each visit. -
Copay primary care physician
$40
A fixed fee you pay for the coverable medical services each visit. -
Copay specialist/urgent care
$50
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Medical evacuation
$120,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$60,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$300,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Annual deductible in-network
$500
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage. -
Annual deductible out-of-network
$750
The amount you pay for covered services rendered at an out-of-network provider each policy year before the insurance coverage. -
Copay Student Health Center
$25
A fixed fee you pay for the coverable medical services each visit. -
Copay primary care physician
$40
A fixed fee you pay for the coverable medical services each visit. -
Copay specialist/urgent care
$50
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Medical evacuation
$120,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$60,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
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Affordable Insurance Designed for SLU Students
Get enrolled in 5 minutes or less with the leading insurance provider for international students across the U.S. ISO plans are designed to meet the waiver requirements at Saint Louis University – making it easy to submit your waiver.
Enroll with ISO to enjoy:
- Instant insurance documents
- Waiver assistance
- Access to 1M+ doctors across the U.S. – including in St. Louis, MO
- $4,200+ in savings compared to your school plan
Join over 1000+ students at Saint Louis University who have saved with ISO and ENROLL TODAY!
Frequently Asked Questions
Yes! ISO offers health insurance plans that meet SLU's waiver requirements for international students. Many students on F-1 and J-1 visas have successfully used ISO plans to waive the university's coverage.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
Visit the following link after purchasing your ISO plan and follow the instructions provided. Make sure to provide your insurance documents to finalize this.
With ISO insurance, you can access in-network providers through the Aetna PPO network. Nearby facilities include SSM Health Saint Louis University Hospital and SSM Health Cardinal Glennon Children’s Hospital.
ISO plans cover expenses related to treatment for injuries/sicknesses – including doctor visits, urgent care, hospitalization, and prescription drugs, with the ISO Secure plan also offering enhanced benefits for preventive services.