Plans that meet the requirements of Stanford University
ISO Care Elite for Stanford University
$164 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible in-network
$100
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage. -
Coinsurance in-network
90%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers.
-
Maximum out-of-pocket
$6,350
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible in-network
$100
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage. -
Coinsurance in-network
90%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Maximum out-of-pocket
$6,350
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
ISO Care for Stanford University
$108 per month
-
Annual maximum
Unlimited
-
Annual deductible
$500
-
Coinsurance in-network
80%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
-
Annual maximum
Unlimited
-
Annual deductible
$500
-
Coinsurance in-network
80%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
Not sure how to choose a plan? Click here >
Get your personalized quote
Reviews from ISO Customers
Rated Excellent 4.9/5
Why International Students Choose ISO
We understand the unique needs of international students studying in the United States. From navigating a new healthcare system to finding coverage that meets school requirements, students need a partner they can trust. ISO makes the process simple, supportive, and affordable so you can focus on their studies, not insurance.
- Affordable Plans
- Nationwide Aetna PPO Network
- Direct Claims Billing
- U.S. Customer Support
Frequently Asked Questions
Yes! ISO insurance plans are designed to meet Stanford's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of Stanford's default health insurance plan
After purchasing your ISO plan, visit Stanford's Axxes portal to log in, complete the waiver application, and upload your insurance documents before the waiver deadline.
Yes, you can! ISO plans offer in-network benefits for services at the Vaden Health Center.
ISO plans offer flexible enrollment options, ranging from 5 to 12 months. This allows you to purchase based on your program's dates without commiting to a full annual period. If you need shorter than a 5 month period, contact ISO at customercare@isoa.org.
Yes - the plans above do provide coverage for J1 students actively attending classes at Stanford. These plans (Care and Care Elite) are designed to meet and exceed the U.S. Department of State's insurance requirements for J visa holders.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.