Plans that meet the requirements of
Temple University
ISO Secure
$75 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Annual deductible in-network $250
- Annual deductible out-of-network - $400
- Copay Student Health Center - $15
- Copay primary care physician - $30
- Coinsurance in-network - 80%
- Immunization & preventive care - $200
- Medical evacuation - Unlimited
- Repatriation of remains - Unlimited
- Provider network - Aetna PPO
Compass PPO
$49 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Annual deductible in-network $400
- Annual deductible out-of-network - $750
- Copay Student Health Center - $25
- Copay primary care physician - $40
- Copay specialist/urgent care - $50
- Coinsurance in-network - 80%
- Medical evacuation - $120,000
- Repatriation of remains - $60,000
- Provider network - Aetna PPO
Silver
$31 per month
- Annual maximum $400,000
- Per injury/sickness maximum $150,000
- Deductible per event Student Health Center $45
- Deductible per event elsewhere - $100
- Copay emergency room - $350
- Emergency room - 80%
- Coinsurance - 100% up to daily benefit limits
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $60,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For Temple Students
Temple requires international students to maintain approved health insurance. ISO provides affordable, waiver-friendly coverage that meets campus requirements and is recommended by fellow Owls.
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Frequently Asked Questions for Temple University
Yes! ISO insurance plans are designed to meet Temple University’s waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of Temple University’s default health insurance plan.
ISO plans cover both emergency and non-emergency expenses related to treatment for injuries and sicknesses - including doctor visits, urgent care, hospitalization, lab testing, and prescription drugs.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Philadelphia area. You can visit Temple University Hospital, Jefferson Hospital for Neuroscience, and MedExpress Urgent Care — all considered in-network with ISO.
Yes, you can! ISO plans offer in-network benefits for services rendered at your student health center. Feel free to visit and submit a claim for your medical services!
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.