Waive and save $1,300!

Plans that meet the requirements of University of California Irvine

  • Annual maximum

    Unlimited

    The maximum amount insurance pays for covered medical services each policy year.
  • Annual deductible

    $1,500

    The amount you pay for covered services each policy year before the insurance coverage.
  • Coinsurance in-network

    80%

    The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers.
  • Maximum out-of-pocket

    $8,000

    The maximum you pay for covered services for each policy year when visiting in-network providers. 
  • Copay Student Health Center

    $0

    A fixed fee you pay for the coverable medical services each visit.
  • Pre-existing conditions

    Covered

    Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started.
  • Preventive care

    100% in-network

    Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems.
  • Medical evacuation

    $100,000

    The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness.
  • Repatriation of remains

    $50,000

    Transporting the remains of an insured person back to their home country.
  • Provider network

    Aetna PPO

    The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
  • Annual maximum

    Unlimited

    The maximum amount insurance pays for covered medical services each policy year.
  • Annual deductible

    $1,500

    The amount you pay for covered services each policy year before the insurance coverage.
  • Coinsurance in-network

    80%

    The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers.
  • Maximum out-of-pocket

    $8,000

    The maximum you pay for covered services for each policy year when visiting in-network providers. 
  • Copay Student Health Center

    $0

    A fixed fee you pay for the coverable medical services each visit.
  • Pre-existing conditions

    Covered

    Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started.
  • Preventive care

    100% in-network

    Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems.
  • Medical evacuation

    $100,000

    The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness.
  • Repatriation of remains

    $50,000

    Transporting the remains of an insured person back to their home country.
  • Provider network

    Aetna PPO

    The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
  • Annual maximum

    Unlimited

    The maximum amount insurance pays for covered medical services each policy year.
  • Annual deductible

    $500

    The amount you pay for covered services each policy year before the insurance coverage.
  • Coinsurance in-network

    80%

    The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers.
  • Maximum out-of-pocket

    $8,000

    The maximum you pay for covered services for each policy year when visiting in-network providers. 
  • Copay Student Health Center

    $0

    A fixed fee you pay for the coverable medical services each visit.
  • Pre-existing conditions

    Covered

    Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started.
  • Preventive care

    100% in-network

    Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems.
  • Medical evacuation

    $100,000

    The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness.
  • Repatriation of remains

    $50,000

    Transporting the remains of an insured person back to their home country.
  • Provider network

    Aetna PPO

    The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
  • Annual maximum

    Unlimited

    The maximum amount insurance pays for covered medical services each policy year.
  • Annual deductible

    $500

    The amount you pay for covered services each policy year before the insurance coverage.
  • Coinsurance in-network

    80%

    The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers.
  • Maximum out-of-pocket

    $8,000

    The maximum you pay for covered services for each policy year when visiting in-network providers. 
  • Copay Student Health Center

    $0

    A fixed fee you pay for the coverable medical services each visit.
  • Pre-existing conditions

    Covered

    Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started.
  • Preventive care

    100% in-network

    Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems.
  • Medical evacuation

    $100,000

    The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness.
  • Repatriation of remains

    $50,000

    Transporting the remains of an insured person back to their home country.
  • Provider network

    Aetna PPO

    The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.

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Why International Students Choose ISO

We understand the unique needs of international students studying in the United States. From navigating a new healthcare system to finding coverage that meets school requirements, students need a partner they can trust. ISO makes the process simple, supportive, and affordable so you can focus on their studies, not insurance.

  • Affordable Plans
  • Nationwide Aetna PPO Network
  • Direct Claims Billing
  • U.S. Customer Support

Frequently Asked Questions

Yes! ISO insurance plans are designed to meet the University of California waiver criteria and our plans are pre-approved by the UC President's office. After enrolling in an ISO plan, you can submit a waiver to opt out of the school health insurance plan

ISO’s plans are tailored for international students only, offering the essential coverage required by the University of California at most affordable rates. While the UC-Irvine student plan costs over $2800 annually, enrolling with ISO can save you an average of over $1,300.

No - ISO plans offer flexible enrollment options, ranging from 5 to 12 months. With this, you can purchase specifically for your unique program dates.

Yes - the plans above do provide coverage for J1 students actively attending classes at UC-Irvine. These plans (Care and Care Elite) are designed to meet and exceed the U.S. Department of State's insurance requirements for J visa holders.

Yes, you can! ISO plans offer in-network benefits for services at your school's student health center.

After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.

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