Plans that meet the requirements of University of California San Diego
ISO Share for University of CA system
$103 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible
$1,500
The amount you pay for covered services each policy year before the insurance coverage. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers.
-
Maximum out-of-pocket
$8,000
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible
$1,500
The amount you pay for covered services each policy year before the insurance coverage. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Maximum out-of-pocket
$8,000
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
ISO Care Elite for University of CA system
$191 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible in-network
$100
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage. -
Coinsurance in-network
90%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers.
-
Maximum out-of-pocket
$6,350
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible in-network
$100
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage. -
Coinsurance in-network
90%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Maximum out-of-pocket
$6,350
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
ISO Care for University of CA system
$125 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible
$500
The amount you pay for covered services each policy year before the insurance coverage. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers.
-
Maximum out-of-pocket
$8,000
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible
$500
The amount you pay for covered services each policy year before the insurance coverage. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Maximum out-of-pocket
$8,000
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
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Why International Students Choose ISO
We understand the unique needs of international students studying in the United States. From navigating a new healthcare system to finding coverage that meets school requirements, students need a partner they can trust. ISO makes the process simple, supportive, and affordable so you can focus on their studies, not insurance.
- Affordable Plans
- Nationwide Aetna PPO Network
- Direct Claims Billing
- U.S. Customer Support
Frequently Asked Questions
Yes, ISO plans are pre-approved by the University of California. Our plans offer ACA-comparable health insurance plans that meet UCSD's UC SHIP waiver criteria. Thousands of F-1 and J-1 have successfully used ISO plans to waive UC SHIP enrollment.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
After purchasing your ISO plan, visit UCSD SHIP Waiver page during the waiver period. Log in with your UCSD credentials, complete the waiver application, and upload your insurance documents before the deadline.
With ISO insurance, you can access in-network providers through the Aetna PPO network. Local facilities include UC San Diego Health – La Jolla and Scripps Memorial Hospital La Jolla.
Yes, ISO plans include mental health benefits and cover therapy and counseling sessions with licensed providers. You can also access care through telehealth platforms included in your plan.