Plans that meet the requirements of
University of California Santa Cruz
ISO Care Elite for University of CA system
$162 per month
- Annual maximum Unlimited
- Annual deductible in-network $40
- Coinsurance in-network 90%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Care for University of CA system
$118 per month
- Annual maximum Unlimited
- Annual deductible $500
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Share for University of CA system
$98 per month
- Annual maximum Unlimited
- Annual deductible $1,250
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For UCSC Students
F-1 and J-1 students at UC Santa Cruz are required to maintain qualifying health insurance. ISO provides affordable plans designed to meet UCSC waiver standards, helping international students stay compliant on California’s Central Coast.
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Frequently Asked Questions for University of California Santa Cruz
Yes! ISO insurance plans are designed to meet the University of California waiver criteria and our plans are pre-approved by the UC President's office. After enrolling in an ISO plan, you can submit a waiver to opt out of the school health insurance plan
Yes - the plans above do provide coverage for J1 students actively attending classes at UCSC. These plans (Care and Care Elite) are designed to meet and exceed the U.S. Department of State's insurance requirements for J visa holders.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
Yes! Once you complete your enrollment, you will receive a completed and signed waiver form along with your other insurance documents. After receiving these documents, simply visit the UCSC waiver website and submit your waiver before the deadline. If you need help completing the waiver process, you can watch AHP’s step-by-step video guide for additional assistance: https://www2.academichealthplans.com/training/
ISO’s plans are tailored for international students only, offering the essential coverage required by the University of California at most affordable rates. While the UC-Santa Cruz student plan costs over $3,500 annually, enrolling with ISO can save you up to $2,500 a year.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.