Plans that meet the requirements of
University of Hawaii Manoa
ISO Secure
$75 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Annual deductible in-network $250
- Annual deductible out-of-network - $400
- Copay Student Health Center - $15
- Copay primary care physician - $30
- Coinsurance in-network - 80%
- Immunization & preventive care - $200
- Medical evacuation - Unlimited
- Repatriation of remains - Unlimited
- Provider network - Aetna PPO
Compass PPO
$49 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Annual deductible in-network $400
- Annual deductible out-of-network - $750
- Copay Student Health Center - $25
- Copay primary care physician - $40
- Copay specialist/urgent care - $50
- Coinsurance in-network - 80%
- Medical evacuation - $120,000
- Repatriation of remains - $60,000
- Provider network - Aetna PPO
University of HI Basic
$42 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $125,000
- Deductible per event Student Health Center $45
- Deductible per event elsewhere - $400
- Copay emergency room - $250
- Copay hospitalization - $250
- Coinsurance in-network - 75%
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $50,000
- Repatriation of remains - $25,000
- Provider network - Aetna PPO
Insurance Designed For UH - Manoa students
At the University of Hawaii Manoa, international students must maintain approved health insurance throughout their studies. ISO offers affordable plans designed specifically for F-1 and J-1 students that meet UH - Monoa's requirements — guaranteeing your waiver gets approved.
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Frequently Asked Questions for University of Hawaii Manoa
Yes! ISO insurance plans are designed to meet the University of Hawaii Manoa’s waiver requirements for international students. After enrolling in an eligible ISO plan, you can submit a waiver request to opt out of the university’s default health insurance plan.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
Yes, our plans have a minimum enrollment period of 5 months and a maximum enrollment period of 12 months. You can choose to enroll for a shorter duration and then renew your plan.
Yes! Once you complete your enrollment, you will receive a completed and signed waiver form along with your other insurance documents. After receiving these documents, simply visit the University of Hawaii Manoa waiver website and submit your waiver before the deadline.
ISO plans provide access to the Aetna PPO network, giving you a wide range of providers in the Bay Area. Nearby in-network options include: Adventist Health Castle Urgent Care OnCare Hawaii Inc You may also choose to visit the UH - Manoa Student Health Center. You can search for additional doctors, urgent care centers, and hospitals through the Aetna provider search tool.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.