Plans that meet the requirements of
University of Louisiana Monroe
Platinum
$85 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Annual deductible in-network $250
- Annual deductible out-of-network - $400
- Copay Student Health Center - $15
- Copay primary care physician - $30
- Coinsurance in-network - 80%
- Immunization & preventive care - $200
- Medical evacuation - Unlimited
- Repatriation of remains - Unlimited
- Provider network - Aetna PPO
Gold
$49 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Annual deductible in-network $500
- Annual deductible out-of-network - $750
- Copay Student Health Center - $25
- Copay primary care physician - $40
- Copay specialist/urgent care - $50
- Coinsurance in-network - 80%
- Medical evacuation - $120,000
- Repatriation of remains - $60,000
- Provider network - Aetna PPO
Silver
$31 per month
- Annual maximum $400,000
- Per injury/sickness maximum $150,000
- Deductible per event Student Health Center $45
- Deductible per event elsewhere - $100
- Copay emergency room - $350
- Emergency room - 80%
- Coinsurance - 100% up to daily benefit limits
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $60,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For ULM Students
ULM requires international students to carry qualifying health insurance. ISO offers cost-effective plans that meet university requirements and are recommended by students in Monroe.
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Frequently Asked Questions for University of Louisiana Monroe
Yes! ISO insurance plans are designed to meet the University of Louisiana at Monroe’s health insurance requirements for international students. After enrolling in an ISO plan, you can submit proof of alternate coverage to satisfy the university’s insurance policy requirement and request a waiver for the school plan.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Monroe, LA area. You can visit St. Francis Medical Center, E.A. Conway Medical Center, and Pediatric Urgent Care of Monroe — all considered in-network with ISO.
After enrolling in an ISO plan, submit your ISO insurance documentation and proof of coverage to the University of Louisiana at Monroe’s International Student Office or designated waiver contact before the published insurance compliance deadline.
The U.S. healthcare system is very expensive, and medical costs can quickly add up without coverage. Even basic doctor visits or lab tests can cost hundreds of dollars. Health insurance helps protect international students from unexpected medical bills while studying in the U.S.
ISO plans cover both emergency and non-emergency expenses related to treatment for injuries and sicknesses — including doctor visits, urgent care, hospitalization, lab testing, and prescription drugs.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.