Plans that meet the requirements of
University of Montana
Platinum
$85 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Annual deductible in-network $250
- Annual deductible out-of-network - $400
- Copay Student Health Center - $15
- Copay primary care physician - $30
- Coinsurance in-network - 80%
- Immunization & preventive care - $200
- Medical evacuation - Unlimited
- Repatriation of remains - Unlimited
- Provider network - Aetna PPO
Gold
$49 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Annual deductible in-network $500
- Annual deductible out-of-network - $750
- Copay Student Health Center - $25
- Copay primary care physician - $40
- Copay specialist/urgent care - $50
- Coinsurance in-network - 80%
- Medical evacuation - $120,000
- Repatriation of remains - $60,000
- Provider network - Aetna PPO
Silver
$31 per month
- Annual maximum $400,000
- Per injury/sickness maximum $150,000
- Deductible per event Student Health Center $45
- Deductible per event elsewhere - $100
- Copay emergency room - $350
- Emergency room - 80%
- Coinsurance - 100% up to daily benefit limits
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $60,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For U of Montana Students
The University of Montana requires international students to maintain compliant health coverage. ISO provides affordable, waiver-eligible plans that meet university standards and are trusted in Missoula.
Not sure how to choose a plan?
Click here >
Frequently Asked Questions for University of Montana
Yes! ISO insurance plans are designed to meet the University of Montana’s health insurance requirements to serve as alternative to the school-sponsored health plan for international students. After enrolling in an ISO plan, you can submit a waiver or proof of alternate coverage to satisfy the University’s insurance policy requirement.
ISO’s plans are tailored for international students only, offering the essential coverage required by the University of Montana at the most affordable rates. While the University of Montana’s student health insurance plan through AcademicBlue/SHIP costs approximately $2,192 per semester (or $4,384+ annually if enrolled both fall and spring), enrolling with ISO can save you an average of over $1,700.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Missoula area. You can visit St. Patrick Hospital, Missoula Community Medical Center, and MedFirst Urgent Care Missoula — all considered in-network with ISO.
Yes, you can! ISO plans offer in-network benefits that extend your school's student health center. Feel free to visit and submit a claim for any services you have rendered - they will be covered according to your plan benefits.
The U.S. healthcare system is very expensive - even routine doctor visits and tests can cost hundreds of dollars. Having health insurance helps protect international students from high medical costs while studying in the U.S.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.