Plans that meet the requirements of
University of Pennsylvania
ISO Care Elite for UPENN
$134 per month
- Annual maximum Unlimited
- Annual deductible in-network $40
- Coinsurance in-network 90%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Care for UPENN
$89 per month
- Annual maximum Unlimited
- Annual deductible $500
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Share for UPENN
$79 per month
- Annual maximum Unlimited
- Annual deductible $1,250
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For UPenn Students
Ensuring adequate health insurance is essential for international students at the University of Pennsylvania. ISO Insurance plans at UPenn meet the university's waiver requirements, offering affordable and comprehensive coverage during your studies in Philadelphia.
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Frequently Asked Questions for University of Pennsylvania
Yes! ISO offers health insurance plans that meet the University of Pennsylvania’s waiver requirements for international students, including those on F-1 and J-1 visas.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
Once you've enrolled in your ISO plan, head to the Penn Student Insurance Plan (PSIP) portal to submit your waiver. Just upload your insurance documents before the university’s stated deadline.
Yes, ISO plans offer in-network benefits for services received at the Penn Student Health and Counseling (SHC) Center.
ISO plans provide comprehensive coverage—doctor visits, hospital stays, emergency care, prescriptions, lab work, mental health services, and more. They meet all J-1 and F-1 visa requirements and include 100% coverage for preventive and wellness care.