Plans that meet the requirements of
University of Rhode Island
ISO Care Elite for University of RI
$134 per month
- Annual maximum Unlimited
- Annual deductible in-network $40
- Coinsurance in-network 90%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Care for University of RI
$89 per month
- Annual maximum Unlimited
- Annual deductible $500
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Share for University of RI
$79 per month
- Annual maximum Unlimited
- Annual deductible $1,250
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For URI Students
Ensuring proper health insurance coverage is essential for international students at the University of Rhode Island. ISO offers affordable, waiver-compliant plans tailored to F-1 and J-1 students, so you can stay protected while focusing on your academic journey in South Kingstown, RI.
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Frequently Asked Questions for University of Rhode Island
Yes! ISO insurance plans are designed to meet the University of Rhode Island's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of the University of Rhode Island's default health insurance plan
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
After purchasing your ISO plan, head to AHP Care26 and complete the waiver form. Enter your insurance details and upload clear photos of the front and back of your insurance card. You can find step-by-step instructions on the AHP Care26 website (PS: Skip to page 15) : https://myahpcare.com/wp-content/uploads/Care26-Student-User-Guide-2.pdf
Yes! With an ISO plan, you can receive in-network benefits when visiting your school’s Student Health Center. In addition, you’ll have access to a wide range of doctors and specialists through the Aetna PPO network. This gives you the flexibility to see in-network providers not only near your campus, but anywhere across the United States.
Yes, our plans have a minimum enrollment period of 5 months and a maximum enrollment period of 12 months. You can choose to enroll for a shorter duration and then renew your plan.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.