Plans that meet the requirements of
University of Rochester
ISO Care Elite for University of Rochester
$134 per month
- Annual maximum Unlimited
- Annual deductible in-network $40
- Coinsurance in-network 90%
- Maximum out-of-pocket in-network - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Care for University of Rochester
$89 per month
- Annual maximum Unlimited
- Annual deductible $500
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Share for University of Rochester
$79 per month
- Annual maximum Unlimited
- Annual deductible $1,250
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For U of Rochester Students
International students at the University of Rochester must carry qualifying health insurance. ISO offers cost-effective, waiver-friendly plans that meet university guidelines, helping F-1 and J-1 students stay compliant in upstate New York.
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Frequently Asked Questions for University of Rochester
Yes! ISO insurance plans are designed to meet U of Rochester's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of Rochester's default health insurance plan
ISO's Share, Care and Care Elite plans cover expenses related to treatment for injuries/sicknesses – including doctor visits, urgent care, hospitalization, and prescription drugs - as well as enhanced benefits for preventive services and pre-existing conditions.
ISO’s plans are tailored for international students only, offering the essential coverage required by the University of Rochester at most affordable rates. While Rochester's student plan costs over $3,700 annually, enrolling with ISO can save you an average of over $2,700.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Rochester area. You can visit Strong Memorial Hospital, Rochester General Hospital, and Rochester Regional Health Immediate Care - all considered in-network with ISO.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.