Plans that meet the requirements of
University of South Alabama
ISO Secure
$75 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Annual deductible in-network $250
- Annual deductible out-of-network - $400
- Copay Student Health Center - $15
- Copay primary care physician - $30
- Coinsurance in-network - 80%
- Immunization & preventive care - $200
- Medical evacuation - Unlimited
- Repatriation of remains - Unlimited
- Provider network - Aetna PPO
Compass PPO
$49 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Annual deductible in-network $400
- Annual deductible out-of-network - $750
- Copay Student Health Center - $25
- Copay primary care physician - $40
- Copay specialist/urgent care - $50
- Coinsurance in-network - 80%
- Medical evacuation - $120,000
- Repatriation of remains - $60,000
- Provider network - Aetna PPO
Silver
$31 per month
- Annual maximum $400,000
- Per injury/sickness maximum $150,000
- Deductible per event Student Health Center $45
- Deductible per event elsewhere - $100
- Copay emergency room - $350
- Emergency room - 80%
- Coinsurance - 100% up to daily benefit limits
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $60,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For USA Students
International students at South Alabama must carry approved health coverage. ISO provides cost-effective, waiver-friendly plans that meet university standards and are trusted by students in Mobile.
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Frequently Asked Questions for University of South Alabama
Yes! ISO insurance plans are designed to meet the University of South Alabama’s waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of the university’s default health insurance plan.
ISO’s plans are tailored for international students only, offering the essential coverage required by the University of South Alabama at the most affordable rates. While the University of South Alabama’s student plan costs over $3,457 annually, enrolling with ISO can save you up to $3,000.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Mobile area. You can visit USA Health University Hospital, Mobile Infirmary Medical Center, and American Family Care Urgent Care - all considered in-network with ISO.
ISO plans cover both emergency and non-emergency expenses related to treatment for injuries and sicknesses — including doctor visits, urgent care, hospitalization, lab testing, and prescription drugs.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund - just make sure to reach out within 30 days of your plan’s start date.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.