Plans that meet the requirements of University of South Florida
Shield for USF 2026
$75 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$500,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit.
-
Deductible per event Student Health Center
$50
The amount you pay for covered services for each injury or sickness at the student health center before the insurance coverage. -
Deductible per event elsewhere
$100
The amount you pay for covered services outside of the student health center for each injury or sickness before the insurance coverage. -
Copay emergency room
$200
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$500,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Deductible per event Student Health Center
$50
The amount you pay for covered services for each injury or sickness at the student health center before the insurance coverage. -
Deductible per event elsewhere
$100
The amount you pay for covered services outside of the student health center for each injury or sickness before the insurance coverage. -
Copay emergency room
$200
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
ISO Med for USF 2026
$61 per month
-
Annual maximum
$1,000,000
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$250,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Copay Student Health Center
$15
A fixed fee you pay for the coverable medical services each visit.
-
Deductible per event Student Health Center
$50
The amount you pay for covered services for each injury or sickness at the student health center before the insurance coverage. -
Deductible per event elsewhere
$100
The amount you pay for covered services outside of the student health center for each injury or sickness before the insurance coverage. -
Copay emergency room
$300
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
$1,000,000
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$250,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Copay Student Health Center
$15
A fixed fee you pay for the coverable medical services each visit. -
Deductible per event Student Health Center
$50
The amount you pay for covered services for each injury or sickness at the student health center before the insurance coverage. -
Deductible per event elsewhere
$100
The amount you pay for covered services outside of the student health center for each injury or sickness before the insurance coverage. -
Copay emergency room
$300
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Medical evacuation
$100,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
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Pre-Approved Health Insurance for USF Students
Get enrolled in 5 minutes or less with the leading insurance provider for international students across the U.S. ISO plans are designed to meet the waiver requirements at USF – making it easy to submit your waiver.
Enroll with ISO to enjoy:
- Instant insurance documents
- Waiver assistance
- Access to 1M+ doctors across the U.S. – including in Tampa, FL
- $2,700+ in savings compared to your school plan
Join over 2600+ students at University of South Florida who have saved with ISO and ENROLL TODAY!
Frequently Asked Questions
Yes! ISO offers pre-approved health insurance plans that meet USF’s requirements for international students. In fact, over 3,000 USF students choose ISO plans every year.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
Once you’ve purchased your plan, all the required documents and a completed compliance form will be available in your ISO account. From there, just log in to USF’s waiver portal using your USF email, upload your documents, and complete the waiver before the deadline.
With ISO insurance, you can use any in-network provider through the Aetna PPO network. Some well-known local options include Tampa General Hospital and AdventHealth Tampa. You can search for nearby providers anytime on the Aetna website.
Yes, you can! ISO plans include in-network benefits for services at the USF Student Health & Wellness Center. Just show your ISO insurance ID card at your visit, and they’ll take care of filing the claim for you.