Plans that meet the requirements of University of Utah
ISO Care Elite for University of Utah
$151 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible in-network
$100
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage. -
Coinsurance in-network
90%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers.
-
Maximum out-of-pocket
$6,350
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
Unlimited
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
Unlimited
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible in-network
$100
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage. -
Coinsurance in-network
90%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Maximum out-of-pocket
$6,350
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
Unlimited
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
Unlimited
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
ISO Care for University of Utah
$102 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible
$250
The amount you pay for covered services each policy year before the insurance coverage. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers.
-
Maximum out-of-pocket
$6,350
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
Unlimited
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
Unlimited
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Annual deductible
$250
The amount you pay for covered services each policy year before the insurance coverage. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Maximum out-of-pocket
$6,350
The maximum you pay for covered services for each policy year when visiting in-network providers. -
Copay Student Health Center
$0
A fixed fee you pay for the coverable medical services each visit. -
Pre-existing conditions
Covered
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Preventive care
100% in-network
Routine health care that includes check-ups and immunizations to prevent illnesses, disease, or other health problems. -
Medical evacuation
Unlimited
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
Unlimited
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
Not sure how to choose a plan? Click here >
Get your personalized quote
Why International Students Choose ISO
We understand the unique needs of international students studying in the United States. From navigating a new healthcare system to finding coverage that meets school requirements, students need a partner they can trust. ISO makes the process simple, supportive, and affordable so you can focus on their studies, not insurance.
- Affordable Plans
- Nationwide Aetna PPO Network
- Direct Claims Billing
- U.S. Customer Support
Frequently Asked Questions
Yes! ISO insurance plans are designed to meet U of Utah's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of your school's default health insurance plan
ISO plans cover expenses related to treatment for injuries/sicknesses – including doctor visits, urgent care, hospitalization, and prescription drugs, with the ISO Share/Care/Care Elite plan also offering enhanced benefits for preventive services.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the SLC area. You can visit the University of Utah Hospital, Intermountain Health LDS Hospital, and Midtown Clinic - all considered in-network with ISO.
ISO’s plans are tailored for international students only, offering the essential coverage required by the University of Utah at most affordable rates. While U of Utah's student plan costs over $2,700 annually, enrolling with ISO can save you up to $1,700 annually.
After purchasing your ISO plan, log into your ISO account and downloading your ID card and Certificate of Coverage. Then visit your university’s student health insurance waiver portal, complete the online waiver form, and submit your ISO plan documents. Once submitted, your school will notify you by email if your waiver is approved and the student health insurance charge will be removed from your account.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.