Plans that meet the requirements of
West Virginia University
ISO Care Elite for WVU
$134 per month
- Annual maximum Unlimited
- Annual deductible in-network $40
- Coinsurance in-network 90%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Care for WVU
$89 per month
- Annual maximum Unlimited
- Annual deductible $500
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
ISO Share for WVU
$79 per month
- Annual maximum Unlimited
- Annual deductible $1,250
- Coinsurance in-network 80%
- Maximum out-of-pocket - $6,350
- Copay Student Health Center - $0
- Pre-existing conditions - Covered
- Preventive care - 100% in-network
- Medical evacuation - $100,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For WVU Students
If you’re an international student at West Virginia University, having the right health insurance is essential to protect your health while studying in Morgantown. ISO offers affordable, waiver-friendly insurance plans that are designed to meet WVU’s coverage standards.
Not sure how to choose a plan?
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Frequently Asked Questions for West Virginia University
Yes! ISO plans are designed to meet West Virginia University’s waiver requirements for international students on F-1 and J-1 visas. After enrolling in an ISO plan, you can submit a waiver through the WVU Student Insurance Waiver portal to opt out of the default WVU student health insurance plan. Just make sure to upload your ISO insurance documents before the waiver deadline to avoid being automatically charged for the WVU plan.
ISO’s plans are tailored for international students, offering the essential coverage required by West Virginia University at the most affordable rates. While WUV'S student plan costs over $3,000 annually, enrolling with ISO can save you an average of over $2,000.
With an ISO plan, you’ll have access to in?network providers through the Aetna PPO network, giving you flexibility to choose care both near campus and nationwide. Common nearby in?network facilities include: WVU Hospital — a full-service hospital with emergency care Mon Health Medical Center — acute care and specialty services You may also choose to visit the WVU Student Health Service (SHS). In addition to local options, ISO plans give you access to thousands of in?network doctors, hospitals, urgent care centers, and specialists across the United States, making it easy to receive care whether you’re traveling, interning, or visiting another state. You can search for nearby providers anytime using the Aetna PPO online directory.
Yes, our plans have a minimum enrollment period of 5 months and a maximum enrollment period of 12 months. You can choose to enroll for a shorter duration and then renew your plan.
Yes! In the very unlikely event your waiver is denied due to plan benefits, we’ll work with you to try and get it approved. If we can’t help resolve it, you’ll get a full refund—just make sure to reach out within 30 days of your plan’s start date.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.