Plans that meet the requirements of
William Paterson University
Platinum
$85 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $500,000
- Annual deductible in-network $250
- Annual deductible out-of-network - $400
- Copay Student Health Center - $15
- Copay primary care physician - $30
- Coinsurance in-network - 80%
- Immunization & preventive care - $200
- Medical evacuation - Unlimited
- Repatriation of remains - Unlimited
- Provider network - Aetna PPO
Gold
$49 per month
- Annual maximum Unlimited
- Per injury/sickness maximum $300,000
- Annual deductible in-network $500
- Annual deductible out-of-network - $750
- Copay Student Health Center - $25
- Copay primary care physician - $40
- Copay specialist/urgent care - $50
- Coinsurance in-network - 80%
- Medical evacuation - $120,000
- Repatriation of remains - $60,000
- Provider network - Aetna PPO
Silver
$31 per month
- Annual maximum $400,000
- Per injury/sickness maximum $150,000
- Deductible per event Student Health Center $45
- Deductible per event elsewhere - $100
- Copay emergency room - $350
- Emergency room - 80%
- Coinsurance - 100% up to daily benefit limits
- Pre-existing conditions - Covered after 6 months
- Medical evacuation - $60,000
- Repatriation of remains - $50,000
- Provider network - Aetna PPO
Insurance Designed For WPU Students
William Paterson University mandates health insurance for international students. ISO provides affordable, waiver-approved coverage that meets university requirements and is recommended by Pioneers.
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Frequently Asked Questions for William Paterson University
Yes! ISO insurance plans are designed to meet William Paterson University’s health insurance requirements to serve as alternative to the school-sponsored health plan for international students. After enrolling in an ISO plan, you can submit a waiver or proof of alternate coverage to satisfy the university’s insurance policy requirement.
While William Paterson University’s student health insurance plan costs $2,940 for the 2025–26 academic year, enrolling with ISO could've saved you up to $1,800 last year.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the Wayne/New Jersey area. You can visit St. Joseph’s University Medical Center, Hackensack Meridian Health Mountainside Medical Center, and Palisades Medical Center — all considered in-network with ISO.
After enrolling in an ISO plan, complete the online waiver form through the University Health Plans portal and upload your ISO policy documents before the waiver deadline
The U.S. healthcare system is very expensive - even basic doctor visits and diagnostic tests can cost hundreds of dollars. Health insurance helps protect international students from unexpected medical bills and ensures access to necessary care while studying in the U.S.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.