Plans that meet the requirements of

Yale University

Pre-approved by Yale!
  • Annual maximum Unlimited
  • Per injury/sickness maximum $500,000
  • Annual deductible in-network $250
  • Annual deductible out-of-network - $400
  • Copay Student Health Center - $15
  • Copay primary care physician - $30
  • Coinsurance in-network - 80%
  • Immunization & preventive care - $200
  • Medical evacuation - Unlimited
  • Repatriation of remains - Unlimited
  • Provider network - Aetna PPO
  • Annual maximum Unlimited
  • Per injury/sickness maximum $300,000
  • Annual deductible in-network $400
  • Annual deductible out-of-network - $750
  • Copay Student Health Center - $25
  • Copay primary care physician - $40
  • Copay specialist/urgent care - $50
  • Coinsurance in-network - 80%
  • Medical evacuation - $120,000
  • Repatriation of remains - $60,000
  • Provider network - Aetna PPO
  • Annual maximum $400,000
  • Per injury/sickness maximum $150,000
  • Deductible per event Student Health Center $45
  • Deductible per event elsewhere - $100
  • Copay emergency room - $350
  • Emergency room - 80%
  • Coinsurance - 100% up to daily benefit limits
  • Pre-existing conditions - Covered after 6 months
  • Medical evacuation - $60,000
  • Repatriation of remains - $50,000
  • Provider network - Aetna PPO

Insurance Designed For Yale Students

Yale requires international students to maintain approved health coverage. ISO offers affordable, waiver-eligible plans that align with university standards and are trusted by fellow Bulldogs.

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Frequently Asked Questions for Yale University

Yes! ISO insurance plans are designed to meet Yale's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of Yale's default health insurance plan

ISO plans cover expenses related to treatment for injuries/sicknesses – including ER visits, doctor/specialist visits, urgent care, hospitalization, and prescription drugs. Coverage is subject to review by ISO's claims team and benefits are subject to plan exclusions.

ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the New Haven area. You can visit the Yale New Haven Hospital, VA Connecticut Healthcare System, and Yale New Haven Health Urgent Care - all considered in-network with ISO.

Yes, you can! ISO plans offer in-network benefits for services at your student health center.

The U.S. healthcare system is very expensive, with even general doctors visits costing hundreds of dollars. Even if your school doesn't require coverage, it's still recommended to stay safe and enroll in an insurance to minimize your risk of incurring life-changing medical debt.

After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.

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