Plans that meet the requirements of Yale University
ISO Share
$82 per month
-
Annual maximum
Unlimited
-
Annual deductible
$1,250
-
Coinsurance in-network
80%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
-
Annual maximum
Unlimited
-
Annual deductible
$1,250
-
Coinsurance in-network
80%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
ISO Care Elite
$149 per month
-
Annual maximum
Unlimited
-
Annual deductible in-network
$100
-
Coinsurance in-network
90%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
-
Annual maximum
Unlimited
-
Annual deductible in-network
$100
-
Coinsurance in-network
90%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
ISO Care
$92 per month
-
Annual maximum
Unlimited
-
Annual deductible
$500
-
Coinsurance in-network
80%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
-
Annual maximum
Unlimited
-
Annual deductible
$500
-
Coinsurance in-network
80%
-
Maximum out-of-pocket
$6,350
-
Copay Student Health Center
$0
-
Pre-existing conditions
Covered
-
Preventive care
100% in-network
-
Medical evacuation
$100,000
-
Repatriation of remains
$50,000
-
Provider network
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Why International Students Choose ISO
We understand the unique needs of international students studying in the United States. From navigating a new healthcare system to finding coverage that meets school requirements, students need a partner they can trust. ISO makes the process simple, supportive, and affordable so you can focus on their studies, not insurance.
- Affordable Plans
- Nationwide Aetna PPO Network
- Direct Claims Billing
- U.S. Customer Support
Frequently Asked Questions
Yes! ISO insurance plans are designed to meet Yale's waiver criteria for international students. After enrolling in an ISO plan, you can submit a waiver to opt out of Yale's default health insurance plan
ISO plans cover expenses related to treatment for injuries/sicknesses – including ER visits, doctor/specialist visits, urgent care, hospitalization, and prescription drugs. Coverage is subject to review by ISO's claims team and benefits are subject to plan exclusions.
ISO plans include access to the Aetna PPO network, giving you a wide range of providers to choose from in the New Haven area. You can visit the Yale New Haven Hospital, VA Connecticut Healthcare System, and Yale New Haven Health Urgent Care - all considered in-network with ISO.
Yes, you can! ISO plans offer in-network benefits for services at your student health center.
The U.S. healthcare system is very expensive, with even general doctors visits costing hundreds of dollars. Even if your school doesn't require coverage, it's still recommended to stay safe and enroll in an insurance to minimize your risk of incurring life-changing medical debt.
After you purchase, you will automatically have access to your insurance ID card, confirmation letter, and payment receipt. This will be emailed to you and will also be available for download through your ISO account.