Plans that meet the requirements of:
Ross University School of Medicine
Platinum
$85 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$500,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Annual deductible in-network
$250
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage.
-
Annual deductible out-of-network
$400
The amount you pay for covered services rendered at an out-of-network provider each policy year before the insurance coverage. -
Copay Student Health Center
$15
A fixed fee you pay for the coverable medical services each visit. -
Copay primary care physician
$30
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Immunization & preventive care
$200
Selected immunization to prevent some illnesses, disease, or other health problems. -
Medical evacuation
Unlimited
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
Unlimited
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$500,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Annual deductible in-network
$250
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage. -
Annual deductible out-of-network
$400
The amount you pay for covered services rendered at an out-of-network provider each policy year before the insurance coverage. -
Copay Student Health Center
$15
A fixed fee you pay for the coverable medical services each visit. -
Copay primary care physician
$30
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Immunization & preventive care
$200
Selected immunization to prevent some illnesses, disease, or other health problems. -
Medical evacuation
Unlimited
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
Unlimited
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
Gold
$49 per month
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$300,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Annual deductible in-network
$500
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage.
-
Annual deductible out-of-network
$750
The amount you pay for covered services rendered at an out-of-network provider each policy year before the insurance coverage. -
Copay Student Health Center
$25
A fixed fee you pay for the coverable medical services each visit. -
Copay primary care physician
$40
A fixed fee you pay for the coverable medical services each visit. -
Copay specialist/urgent care
$50
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Medical evacuation
$120,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$60,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
Unlimited
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$300,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Annual deductible in-network
$500
The amount you pay for covered services rendered at an in-network provider each policy year before the insurance coverage. -
Annual deductible out-of-network
$750
The amount you pay for covered services rendered at an out-of-network provider each policy year before the insurance coverage. -
Copay Student Health Center
$25
A fixed fee you pay for the coverable medical services each visit. -
Copay primary care physician
$40
A fixed fee you pay for the coverable medical services each visit. -
Copay specialist/urgent care
$50
A fixed fee you pay for the coverable medical services each visit. -
Coinsurance in-network
80%
The percentage of splitting the bill between insurance and you when visiting in-network providers. The higher percentage is the amount insurance covers. -
Medical evacuation
$120,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$60,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
Silver
$31 per month
-
Annual maximum
$400,000
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$150,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event Student Health Center
$45
The amount you pay for covered services for each injury or sickness at the student health center before the insurance coverage.
-
Deductible per event elsewhere
$100
The amount you pay for covered services outside of the student health center for each injury or sickness before the insurance coverage. -
Copay emergency room
$350
A fixed fee you pay for the coverable medical services each visit. -
Emergency room
80%
A hospital department that treats life-threatening medical conditions. -
Coinsurance
100% up to daily benefit limits
The percentage of splitting the bill between insurance and you. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Medical evacuation
$60,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
-
Annual maximum
$400,000
The maximum amount insurance pays for covered medical services each policy year. -
Per injury/sickness maximum
$150,000
The maximum amount insurance will pay towards your medical bills each injury or sickness. -
Deductible per event Student Health Center
$45
The amount you pay for covered services for each injury or sickness at the student health center before the insurance coverage. -
Deductible per event elsewhere
$100
The amount you pay for covered services outside of the student health center for each injury or sickness before the insurance coverage. -
Copay emergency room
$350
A fixed fee you pay for the coverable medical services each visit. -
Emergency room
80%
A hospital department that treats life-threatening medical conditions. -
Coinsurance
100% up to daily benefit limits
The percentage of splitting the bill between insurance and you. The higher percentage is the amount insurance covers. -
Pre-existing conditions
Covered after 6 months
Any injury or illness that you suffered from, received treatment for, and/or were prescribed medication for prior to the date your insurance started. -
Medical evacuation
$60,000
The amount insurance will cover for transfer to the nearest hospital or home country in case of an emergency injury or sickness. -
Repatriation of remains
$50,000
Transporting the remains of an insured person back to their home country. -
Provider network
The PPO network of doctors, clinics, hospitals and related medical service providers who are organized to provide health care at a discounted or negotiated rate.
Why International Students Choose ISO
We understand the unique needs of international students studying in the United States. From navigating a new healthcare system to finding coverage that meets school requirements, students need a partner they can trust. ISO makes the process simple, supportive, and affordable so you can focus on their studies, not insurance.
- Affordable Plans
- Nationwide Aetna PPO Network
- Direct Claims Billing
- U.S. Customer Support